Claim Missing Document
Check
Articles

Analisis Perilaku Keuangan Mahasiswa Universitas Pelita Bangsa dalam Keputusan Investasi: (Analysis of Universitas Pelita Bangsa Student Financial Behavior in Investment Decisions) Erin Soleha; Nani Hartati
EKOMABIS: Jurnal Ekonomi Manajemen Bisnis Vol. 2 No. 01 (2021): Ekomabis Edisi Januari 2021
Publisher : LPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/ekomabis.v2i01.124

Abstract

People with financial behavior that tend to be consumptive produce various bad things in financial behavior, for example the lack of saving and investing activities. Managing finances properly, planning and allocating a portion of income for investment is very important to provide benefits in the future. This study analyzes the effect of knowledge, financial attitudes, lifestyle, family background and the stage of the project using descriptive quantitative methods with data sources obtained from questionnaires distributed to 228 students who meet the criteria. Data analysis used descriptive statistical analysis, classical assumption test, multiple linear regression test with the help of the SPSS software program. The results of this study indicate that financial knowledge, financial attitudes, lifestyle, background and income have a positive effect on investment decisions.
Analisis Mediasi Kepuasan Mahasiswa Pada Pengaruh Kompetensi Dosen Terhadap Hasil Belajar: Mediation Analysis of Student Satisfaction on the Effect of Lecturer Competence on Learning Outcomes Fiqih Maria Rabiatul Hariroh; Erin Soleha
MASTER: Jurnal Manajemen Strategik Kewirausahaan Vol. 2 No. 2 (2022): MASTER: Jul 2022
Publisher : LPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (474.059 KB) | DOI: 10.37366/master.v2i2.295

Abstract

Penelitian ini bertujuan menguji kepuasan mahasiswa memediasi kompetensi dosen terhadap hasil belajar mahasiswa. Data berasal dari. Sampel yang digunakan terdiri dari 100 responden yaitu mahasiswa Manajemen Universitas Pelita Bangsa Tahun Ajaran 2019-2021 dengan metode sampel non-probabilistik. Analisis jalur digunakan dalam penelitian ini. Hasil penelitian menunjukkan bahwa kompetensi dosen berpengaruh signifikan terhadap kepuasan pegawai, kompetensi dosen berpengaruh signfikan terhadap hasil belajar mahasiswa, kepuasan mahasiswa berpengaruh positif dan signifikan terhadap hasil belajar, dan variabel kepuasan mahasiswa berpengaruh positif dan signifikan berpengaruh sebagai variabel yang memediasi kompetensi dosen terhadap hasil belajar mahasiswa. This study aims to empirically test student satisfaction mediating lecturer competence on student learning outcomes. The data used in this study used primary data derived from questionnaires and then processed and analyzed and then presented in the form of tables and narratives. The sample used consisted of 100 respondents taken from the student population of Pelita Bangsa University Management students for the 2019-2021 Academic Year. The sampling technique used is a non-probabilistic sample. Path analysis is a data analysis technique used in this study. The results showed that lecturer competence had a significant effect on employee satisfaction, lecturer competence had a significant effect on student learning outcomes, student satisfaction had a positive and significant effect on learning outcomes, and student satisfaction variables had a positive and significant effect as a variable that mediated lecturer competence on student learning outcomes.
PENGARUH STRUKTUR ASET, TINGKAT PERTUMBUHAN PENJUALAN, DAN PROFITABILITAS TERHADAP STRUKTUR MODAL Nataliana Bebasari; Erin Soleha
Eqien - Jurnal Ekonomi dan Bisnis Vol 11 No 03 (2022): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v11i03.1110

Abstract

The purpose of this study was to determine the effect of asset structure, sales growth rate, and profitability on the capital structure of PT Unilever Indonesia Tbk., which was listed on the Indonesia Stock Exchange for the period 2011-2021. The population in this study was the financial statements of PT Unilever Indonesia Tbk. The sample in this study included financial statements of the company published from 2011 up to 2021. The highest capital structure will occur in 2021, reaching 49%. This shows that the total liability of PT Uniler Indonesia Tbk is 0.49 times greater than its total equity, which means that the company's total debt guaranteed by its own capital is Rp. 0.49. Meanwhile, the lowest capital structure occurred in 2011 at 7%. This shows that the total liability of PT Unilever Indonesia Tbk is 0.07 times greater than its total equity, which means that the total debt guaranteed by the company's own capital is Rp. 0.07. So it can be concluded that the capital structure of PT Unilever Indonesia Tbk for the 2011-2021 period has fluctuated. Based on the results of the partial study or t test, the asset structure variable partially had no significant effect on capital structure, the sales growth rate variable partially had a negative and significant effect on capital structure, and profitability partially has no significant effect on capital structure.
Pengaruh Literasi Keuangan dan Kemudahan Bertransaksi Terhadap Minat Generasi Millenial Dalam Menggunakan Dompet Digital (ShopeePay) Erin Soleha; Zulfa Zakiatul Hidayah
ARBITRASE: Journal of Economics and Accounting Vol. 3 No. 2 (2022): November 2022
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/arbitrase.v3i2.505

Abstract

Along with the development of increasingly advanced times, society must be able to accept and adapt quickly. One of them is the presence of financial technology, in everyday life technological developments also occur in the financial sector. This study aims to determine the influence of financial literacy and ease of transactions on the millennial generation's interest in using digital wallets (Shopee Pay). The population in this study is the millennial generation community in West Java province. The sampling technique uses accidental sampling. Data analysis using Smart PLS softwere. The results showed that financial literacy had a significant positive effect on interest in use by 79.84% and ease of transaction had a significant positive effect on interest in use by 60.26%.
Pengaruh Overconfindence, Risk Tolerance dan Self Efficacy dalam Keputusan Investasi di Pasar Modal Sesri Sellina; Erin Soleha
Otonomi Vol 23 No 1 (2023): Otonomi
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/otonomi.v23i1.3614

Abstract

For local and foreign investors, the capital market has become an attractive investment destination. The greater the interest of investors to invest in the capital market, the greater the buying and selling activity in the capital market, which can indicate that various business activities are running well. Making a decision to invest in the capital market does not only consider the fundamental aspects, but also considers the psychological aspects of investors. The purpose of this study was to determine the effect of overconfidence, risk tolerance and self-efficacy on investment decisions in the capital market. The population in this study is the z generation who are in the province of West Java, based on the slovin formula, a sample of 100 respondents is obtained. Sampling method using accidental sampling technique. Analysis method with the help of SmartPLS. The calculation results show that overconfidence has an effect on investment decisions in the capital market with a t-statistic value of 6.039, risk tolerance has an effect on investment decisions in the capital market with a t-statistic value of 3.586 and self-efficacy has an effect on investment decisions on the capital market with a t-statistic value of 2.330.
Pengaruh Efektivitas, Kepercayaan dan Resiko Terhadap Minat Bertransaksi Menggunakan FINTECH (Studi Kasus Pada Mahasiswa Universitas Pelita Bangsa Pengguna M-Banking) Jihan Indah Pramella; Erin Soleha
SEIKO : Journal of Management & Business Vol 6, No 1 (2023): January - Juny
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v6i1.4040

Abstract

Financial Tevhnology adalah penggabungan antara layanan keuangan dengan suatu teknologi digital dalam operasionalnya untuk memudahkan transaksi mahasiswa. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh efektivitas, kepercayaan dan resiko terhadap minat bertransaksi menggunakan financial technology (fintech) pada mahasiswa universitas pelita bangsa pengguna m-banking.Metode penelitian yang digunakan adalah kuantitatif dengan sampel sebanyak 94 responden dengan menggunakan teknik pengumpulan data melalui angket. Metode pengambilan sampel menggunakan non-probability sampling dan purposive sampling. Metode analisis menggunakan uji validitas, uji reliabilitas, uji R-squared, uji Q-squared dan hipotesis dengan program SmartPLS versi 3.0. sebagai alat pengujian. Hasil dari penelitian ini menunjukkan bahwa variabel efektivitas (X1) berpengaruh positif dan signifikan terhadap minat bertransaksi menggunakan m-banking karena nilai P/sig (0,000 > 0,05), sedangkan variabel kepercayaan (X2) berpengaruh positif dan signifikan terhadap minat bertransaksi menggunakan m-banking karena nilai P/sig (0,000>0,05) dan variabel resiko (X3) berpengaruh positif dan signifikan terhadap minat bertransaksi menggunakan m-banking karena nilai P/sig (0,020>0,05). Sedangkan efektivitas (X1), kepercayaan (X2) dan resiko (X3) berpengaruh signifikan terhadap minat bertransaksi menggunakan m-banking. Kata Kunci : Efektivitas, Kepercayaan, Resiko, Minat Bertransaksi
Pengaruh Financial Literacy, Lotus of Control, dan Self Efficacy terhadap Financial Behavior Rita Atari; Erin Soleha
JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan Vol. 7 No. 1 (2023)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jpeka.v7n1.p1-17

Abstract

Financial Behavior is important for students because it determines their financial condition and achievement of their financial goals, especially in addressing the issue of the 2023 recession, it is necessary to improve financially so that students are able to prepare themselves as well as someone's provision to face this crisis if it does happen. This study aims to show that there is a relationship between self-efficacy, locus of control, and financial literacy on financial behavior. This research used 100 samples obtained from the Pelita Bangsa University student population, management study program class of 2019, with the sample determination method, namely non-probability sampling and a purposive sampling approach. This research is a type of quantitative research in which the data is obtained primarily from questionnaires and secondarily through literature studies. The data analysis technique uses Partial Least Square (PLS) through testing the outer model and inner model coefficients with the help of SmartPLS software. The research findings show that financial literacy, self-efficacy, and locus of control have a significant effect partially or simultaneously on the financial behavior of Pelita Bangsa University students.
Pengaruh Kepemimpinan, Disiplin, dan Motivasi Kerja terhadap Produktivitas Kerja pada Karyawan PT. Timur Raya Karya Mandiri Iona Elysia Hafiz; Erin Soleha
Inovasi Vol 10, No 1 (2023): Inovasi: Jurnal Ilmiah Ilmu Manajemen
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/Inovasi.v10i1.p13-23.29369

Abstract

Produktivitas merupakan salah satu hal penting yang perlu diperhatikan oleh setiap organisasi. Produktivitas kerja yang rendah akan mempengaruhi kualitas organisasi, karena produktivitas kerja digunakan untuk mengukur nilai sumber daya yang dimiliki organisasi dalam suatu pekerjaan. Penelitian ini bertujuan untuk mengetahui pengaruh Kepemimpinan, Disiplin, dan Motivasi Kerja terhadap Produktivitas Kerja di PT. Timurraya Karya Mandiri. Metode penelitian yang digunakan adalah metode kuantitatif dengan jumlah responden 60 karyawan. Teknik pengumpulan data yang digunakan adalah data kuesioner. Metode pengambilan sampel menggunakan non-probability sampling dengan teknik sampling jenuh. Metode analisis yang digunakan adalah Analisis Structural Equation Modeling (SEM), Parsial Least Square (PLS), Evaluasi Model Pengukuran (Outer Model), Evaluasi Model Struktural (Inner Model). Dengan bantuan Software SmartPLS 4.0.9 sebagai alat uji. Hasil penelitian menunjukkan bahwa kepemimpinan dan disiplin kerja tidak berpengaruh terhadap produktivitas kerja, sedangkan motivasi kerja berpengaruh terhadap produktivitas kerja.
Analisis Pengaruh Literasi Keuangan, Kemudahan Penggunaan dan Gaya Hidup terhadap Minat Generasi Z dalam Menggunakan Dompet Digital (Go-Pay) Nurhaeni Nurhaeni; Erin Soleha
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 7 No 1 (2023): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v7i1.12295

Abstract

People's perceptions can shift from traditional (paper money) transactions to digital money transactions due to the conveniences and benefits of digital wallets. The purpose of this study is to ascertain whether Generation Z's interest in using a digital wallet (Go-Pay) is influenced by their lifestyle, financial literacy, and ease of use. A sample of respondents from the Z generation in the Bekasi Regency were used for the quantitative research method. A questionnaire was used for data collection. Accidental sampling was used, and the Lemeshow formula was used for the purposive sampling method. Validity, reliability, R-square, Stone-Geisser Q-square, and t tests are the analytical methods utilized. by making use of the tool for analysis known as PLS. This study found that Generation Z's interest in using the Go-Pay digital wallet application is not influenced by their level of financial literacy; rather, Generation Z's interest is influenced by their lifestyle and the ease of use of the application
Pengaruh Literasi Keuanga, Pendapatan, Status Pernikahan dan Haya Hidup Terhadap Perilaku Berhutang Erin Soleha; Zulfa Zakiatul Hidayah
REVITALISASI : Jurnal Ilmu Manajemen Vol 12 No 1 (2023): REVITALISASI : Jurnal Ilmu Manajemen
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/revitalisasi.v12i1.3799

Abstract

Debt behavior nowadays is a common thing for someone to do, from small children, adults to the elderly, they must have carried out debt and credit activities. People often use debt as an alternative to getting funds when they are pressed or when their finances are inadequate. This study aims to prove the relationship between Financial Literacy, Income, Marital Status, and Lifestyle that influence Debt Behavior. This study uses a quantitative approach using primary data from 99 respondents with a questionnaire as a data collection tool. The sample used in this study is the people of West Java Province with the Accidental Sampling method. The analytical method used to analyze the data is Partial Least Square with the outer model and inner model coefficient tests with the help of Smart PLS software. The results showed that financial literacy and income had an effect on debt behavior while marital status and lifestyle had no effect.