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All Journal Jurnal Ekonomika Al-'Adalah EQUILIBRIUM Hukum Islam Al-Ahkam Dinar: Jurnal Ekonomi dan Keuangan Islam Jurnal Pendidikan: Teori, Penelitian, dan Pengembangan Unnes Science Education Journal Jurnal Bindo Sastra SYAMIL: Jurnal Pendidikan Agama Islam (Journal of Islamic Education) Islamika : Jurnal Ilmu-Ilmu Keislaman International Journal of Social Science and Business Ensiklopedia of Journal Menara Ilmu Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam Jurnal Ners Al-Qadha: Jurnal Hukum Islam dan Perundang-Undangan Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Jurnal Islamika Indomera : Jurnal Magister Manajemen AL-FALAH : Journal of Islamic Economics Journal of Maritime Empowerment Ikhtisar: Jurnal Pengetahuan Islam Journal of Language and Health INVENTION: Journal Research and Education Studies Cakrawala: Jurnal Studi Islam Kreatifitas: Jurnal Ilmiah Pendidikan Islam Annals of Human Resource Management Research SYAMIL: JURNAL PENDIDIKAN AGAMA ISLAM (JOURNAL OF ISLAMIC EDUCATION) Menara Pengabdian ARMADA : Jurnal Penelitian Multidisiplin Indonesian Research Journal on Education Innovative: Journal Of Social Science Research Al-Muzdahir: Jurnal Ekonomi Syariah Sharia Oikonomia Law Journal Journal Neosantara Hybrid Learning JIM: Jurnal Ilmiah Mahasiswa Pendidikan Sejarah Lughawiyah: Journal of Arabic Education and Linguistics Heca Journal of Applied Sciences USRATY : Journal of Islamic Family Law Jurnal Mediasas : Media Ilmu Syari'ah dan Ahwal Al-Syakhsiyyah J-Mabisya Jurnal Tarbiyatuna
Mursal Mursal
Department of Physics, Faculty of Science, Syiah Kuala University
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HELAH DAN HYBRID CONTRACTS (al-’UKUD al-MURAKKABAH)PADA PRODUK KEUANGAN SYARI’AH PERSPEKTIF FIQH MUAMALAH mursal, mursal
Islamika : Jurnal Ilmu-Ilmu Keislaman Vol 17 No 2 (2017): Volume 17 Nomor 2
Publisher : Pusat Penelitian dan Pegabdian pada Masyarakat, Institut Agama Islam Negeri (IAIN) Kerinci, Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Seiring pesatnya kemajuan zaman, lembaga keuangan syariah harus bisa memenuhi kebutuhan bisnis modern dengan menyajikan produk-produk inovatif dan lebih variatif serta sesuai syariah. Tantangan ini menuntut para praktisi, regulator, konsultan, dewan syari‟ah dan akademisi bidang Ekonomi Islam untuk kreatif merespon perkembangan tersebut. Solusi yang diberikan ialah dengan penggabungan beberapa akad (multi akad/hybrid contracts). Akad dalam lembaga keuangan syariah tidak lagi sesederhana seperti yang ada dalam kitab fiqh klasik tapi bertransformasi menjadi akad-akad hybrid dan bertingkat-tingkat. Oleh karena akad-akad muamalah sederhana/klasik tersebut pada dasarnya bukan akad yang dapat diterapkan dalam sistem keuangan modern maka diperlukan upaya-upaya untuk mentransformasikan akad-akad tersebut sehingga aplikatif dalam sistem keuangan Islam. Yang menjadi permasalahan dalam penelitian ini adalah apa saja produk lembaga keuangan syariah yang menggunakan helah dan hybrid conracts (al-‟ukud al-murakkabah) dan Bagaimanakah perspektif fiqh mauamalah mengenai helah dan hybrid conracts (al‟ukud al-murakkabah). Inovasi pengembangan produ ksyariah melalui FATWA DSN MUI hybrid contract smerupakan keniscayaan untuk memenuhi kebutuhan akan produk transaksi di bidang keuangan syari‟ah, hybrid contracts yang ada pada produ kkeuangan syariah mendapat legitimasi dari FATWA DSN MUI. Namun ada beberapa dalil yang secara khusus menerangkan tentang penggabungan beberapa akad dalam beberapa konteks saja seperti menggabungkan jualbeli dengan jualbeli (bay al-‟inah), bay dengan qarddan lain sebagainya.  Dari beberapa produk keuangan syariah ada sebagian hybrid contracts yang bertentangan dengan nash dan lebih identik kepada helah ziyadahribawi, sepertiga dari ema smenggunakan akad rahndanijarah, talangan haji menggunkan akad qarddanijarah, dan di pasar komudita ssyariah lebih menyerupai bay al-„inahataupuntawaruqmunazom yang menjadi helahribawi.
OPTIMIZING THE DEVELOPMENT OF ISLAMIC FINANCIAL INSTITUTIONS IN WEST SUMATRA: ROLE OF LOCAL WISDOM ANALYSIS OF TUNGKU TIGO SAJARANGAN Mursal, Mursal; Cahya, Bayu Tri
EQUILIBRIUM Vol 7, No 1 (2019): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v7i1.5257

Abstract

This study aims to analyze how the convergence of Tungku Tigo Sajarangan in sharia economic development through Islamic Financial Institutions (IFI), and then constructs how the concept of sharia economic development is based on the local wisdom of Tungku Tigo Sajarangan in developing IFI.This research is a qualitative research with a sociological approach. The source of this research data was obtained from the informants who were considered to have information about the focus of this study, namely IFI managers and other informants who were considered to support this research.Listening to the data obtained, this study concludes: First, the Tungku Tigo Sajarangan has not given an optimal role in the development of IFI in West Sumatra. Second, optimizing the role of Tungku Tigo Sajarangan in the development of IFI can be strengthened by increasing the synergy with TTS internal and related parties to perform socialization of sharia economic norms in massive, identification of syar'i transaction products, and internalization of adat basandi syarak, syarak basandi kitabullah.  
Welfare Beneficiary Community BUMDes Karya Dermawan Dusun Dalam Village Fauzi, Muhammad; Asa'ari, Asa'ari; Arzam, Arzam; Mursal, Mursal; Zufriani, Zufriani; Novia, Aidil; Syarif, Dafiar
International Journal of Social Science and Business Vol 5, No 3 (2021): August
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ijssb.v5i3.38621

Abstract

Dusun Dalam Village Government established a Village-Owned Enterprise (BUMDes) Karya Dermawan is a policy utilization. The main pillar was established BUMDes Karya Dermawan in accordance with the mandate of the objectives whose activities were oriented to encourage the welfare of the village community. Therefore, this study was conducted aimed at looking at the welfare provided by BUMDes Karya Dermawan Dusun Dalam village especially to the beneficiary community and compare the level of welfare before and after BUMDes Karya Dermawan was established. This study uses a descriptive quantitative approach, and data sourced from primary data by using Paired Sample t-Test as a data analysis tool. This study shows that BUMDes Karya Dermawan provides welfare to the beneficiary communities through businesses that have been established including Cooperatives;, Alsintan; and Workshop, which is directly able to change or succeed in providing an increase in welfare for the beneficiary community after the establishment of BUMDes as evidenced by the results of the Paried Sample t-Test analysis. With this evidence of success, for all elements should give intensive attention;, so that the development of BUMDes Karya Dermawan exists even more as a driver of community welfare. And also integratedly invites and becomes a valuable lesson for existing villages to establish BUMDes or villages that already have BUMDes, but have not succeeded in providing a common thread for the welfare of their citizens
The Effect of Income with Household Consumption on The Welfare of Dodol Potato Businesses Assessed From Islamic Economic Concept Cendra, Cendra; Fauzi, Muhammad; Arzam, Arzam; Novia, Aidil; Hulwati, Hulwati; Bustami, Yuserizal; Syarif, Dafiar; Mursal, Mursal
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 7, No 2: Agustus 2020
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v7i2.11214

Abstract

The purposed of this study was to analyze the influence between income and household consumption on the welfare of potatoes taffy business in Lubuk Nagodang Village, Siulak Subdistrict, Kerinci regency. This study was assessing the welfare of taffy business in Islamic economic concepts and indicators. Field research with quantitative-qualitative (Mixed Method) as the method and approach used in this research. The research data was sourced from primary data, using multiple linear regression equations as a data analysis tool. This study was shown that the income partially has a significant effect on the welfare of potatoes taffy business that assessed from the Islamic economic concept. Then, household consumption partially has a significant effect on the welfare of potatoes taffy business assessed from the concept of Islamic economics. Besides, the income with household consumption simultaneously has a significant effect on the welfare of potatoes taffy business assessed from the concept of Islamic economics with a significance value of 0.000 0.05, and both variables contribute 69.2% together, while the remaining 30 ,8% influenced or explained by other factors not discussed in this study.
The THE ANALYSIS OF THINKING STYLE AND CONFIDENCE LEVEL IN SOLVING PHYSICS PROBLEMS Rahayu, Ria; Saminan, Saminan; Mursal, Mursal
Unnes Science Education Journal Vol 7 No 2 (2018): July 2018
Publisher : Department of Integrated Science, Faculty of Mathematics and Natural Sciences, Universitas Negeri Semarang in Collaboration with Perkumpulan Pendidikan IPA Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/usej.v7i2.23266

Abstract

The ability to solve problems is a vital part to be developed for students in the teaching and learning process. The objective of this research was to identify different stages of ability in solving physics problems regarding thinking styles and confidence level and the correlation between the two variables and the ability to solve physics problems. A quantitative method with the cross-sectional design was used in this research. All of the second-grade students in natural science program of State Senior High School 5 Banda Aceh ware the population members while 30 students ware chosen as the samples by using random sampling technique. A test measuring the ability to solve physics problem and a questionnaire measuring thinking style and confidence level of the students ware used as the research instruments. The data that had been collected ware then analyzed by using one way ANOVA test. The results indicated that there was a significant difference in the ability to solve physics problems regarding thinking style and confidence level of the students. Moreover, it was also found that there was a correlation between the two variables and the ability to solve the physics problem.
ANALISIS SEMANTIK PENDIDIKAN AGAMA ISLAM DALAM NOVEL KEMARAU KARYA A.A NAVIS Gusti, Yelliza; Ritonga, Mahyudin; Mursal, Mursal
Jurnal Bindo Sastra Vol 4, No 2 (2020): Jurnal Bindo Sastra
Publisher : Universitas Muhammadiyah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32502/jbs.v4i2.2407

Abstract

Penelitian ini bertujuan untuk melakukan analisis makna pendidikan agama Islam yang terkandung dalam novel Kemarau yang ditulis oleh Ali Akbar Navis atau yang lebih dikenal dengan A.A Navis. Motivasi melakukan penelitian ini ialah disebabkan keberadaan karya sastra yang masih dipandang sebagian orang hanya sebagai seni, khayalan yang tidak mengandung nilai yang dapat diaktualisasikan dalam kehidupan manusia. Metode penelitian yang digunakan ialah kualitatif, karena peneliti ingin menemukan makna yang terkait dengan pendidikan agama Islam dalam karya sastra Kemarau. Berdasarkan analisis semantik diketahui terdapat beberapa nilai pendidikan agama Islam yang terkandung dalam karya A.A Navis, beberapa simbol kebahasaan serta keterkaitan kata dan kalimat diketahui nilai pendidikan pada karya sastra tersebut meliputi nilai keimanan, ibadah, akhlak. Nilai-nilai ini dipahami berdasarkan makna leksikal, gramatikal, referensial serta kiasan yang terdapat dalam naskah sastra.
Community Understanding of Obligations as a Recipient of PKH Assistance in the Perspective of Islamic Law Halim, Syaflin; Desminar, Desminar; Mursal, Mursal; Yanti, Elma Rida; Delina, Ros
AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam Vol 6 No 2 (2024)
Publisher : Fakultas Syariah INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almanhaj.v6i2.5151

Abstract

Understanding the obligations of PKH recipients helps the community understand that the assistance received must be used wisely and follow the program's objectives. Communities that understand the importance of good management will be more likely to use the assistance to improve family welfare, such as meeting basic needs, getting proper education, or developing economic skills. This study delved into the community's comprehension of the obligations of PKH recipients within the framework of Islamic law. Employing qualitative research methods, data collection encompassed in-depth interviews, observations, and documentation. Analysis indicated that most PKH beneficiaries grasp their responsibilities and strive to adhere to governmental directives. However, the involvement of religious leaders, though minimal, predominantly entails disseminating general religious messages. Specific initiatives to educate beneficiaries on their obligations within Islamic law are noticeably absent. Nevertheless, the PKH program aligns with the principles of maqashid al-shari'ah, safeguarding core aspects of faith, health, education, and property. Facilitating access to essential services fosters the well-being and advancement of marginalized individuals.
PENGARUH KONSUMSI ISLAMI KELUARGA MUSLIM SEJAHTERA TERHADAP PERILAKU KONSUMSI SEDERHANA DENGAN TEORI YUSUF AL-QARADHAWI (STUDI KASUS DESA KOTO IMAN KABUPATEN KERINCI) Syarif, Dafiar; Ditama, Rezki Agrisa; Fauzi, Muhammad; Mailindra, Wiyan; Mursal, Mursal; Lardiman, Hendra
JURNAL EKONOMIKA Volume 13, Nomor 02, Juni 2022
Publisher : Universitas Borneo Tarakan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35334/jek.v14i01.2548

Abstract

Berangkat dari teori Engel dan beberapa penelitian lainnya bahwa konsumsi non pangan naik jika terjadi tingkat kesejahteraan. Data Kabupaten Kerinci menunjukkan rendahnya konsumsi pangan sedangkan angka kesejahteraan tinggi. Hal ini perlu dilakukan lebih lanjut tentang bagaimana Perilaku Konsumsi Rumah Tangga Muslim Sejahtera di Desa Koto Iman Kec. Danau Kerinci dalam teori al-Qaradhawi. Tujuan penelitian untuk melihat realisasi konsumsi Rumah Tangga Muslim Sejahtera di Desa Koto iman Kec. Danau kerinci dan melihat perilaku konsumsi keluarga muslim sejahtera ditinjua dari teori Yusuf al-Qaradhawi. Penelitian ini merupakan penelitian lapangan ( field research .) ) dengan metode penelitian kuantitatif.Hasil penelitian menunjukkan perilaku konsumsi pada keluarga muslim sejahtera desa Koto Iman kabupaten kerinci dengan kategori sangat baik dan memiliki pengaruh signifikan terhadap perilaku konsumsi sederhana.
Opportunities and Challenges of Islamic Economics in Empowering Agrarian Communities Agrisa Ditama, Rezki; Syukrawati, Syukrawati; Nilda, Elvi; Mursal, Mursal
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol 16 No 2 (2024): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : State of Islamic Institute Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v16i2.8104

Abstract

Ideally, the application of Islamic economics in empowering the agrarian community in Kerinci Regency could provide significant opportunities to improve farmers' welfare through Sharia principles such as profit-sharing and fair rental systems. However, the reality on the ground reveals several challenges, including a lack of understanding of Islamic economics, limited access to modern technology, and issues in capital management and market access. This study aims to explore the opportunities and challenges of Islamic economics in the context of agrarian empowerment in Kerinci Regency and to provide strategic recommendations to address these obstacles. This article falls under field research with a qualitative approach, utilizing a case study method. The research concludes that, despite its challenges, consistent application of Islamic economic principles can enhance productivity and welfare for farmers and positively impact the mechanisms of agrarian empowerment in accordance with Islamic economic principles.
SUPERVISI KLINIS SEBAGAI UPAYA PENINGKATAN KOMPETENSI GURU PAI Lahmi, Ahmad; Arman, Iza; Mursal, Mursal
JURNAL ISLAMIKA Vol 4 No 1 (2021): jurnal ISLAMIKA
Publisher : Fakultas Studi Islam Universitas Muhammadiyah Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37859/jsi.v4i1.2440

Abstract

Teachers' ability must be continuously improved because they are as a benchmark of the quality of education, a form of teacher improvement in state-shaped educational institutions has many varied forms, this is different from that obtained by private educational institutions such as Private MTs Istiqamah Talu. This study aims to describe how clinical supervision is carried out in Private MTs Talu as an effort to improve the competence of Islamic Religious Education teachers. For the achiever of this goal, this research was designed using qualitative approach, while the research data source consists of madrasah head, supervisor and PAI teacher, to obtain data from the source that has been determined by researchers using observation techniques, interviews and documentation studies, research data is analyzed descriptively. From the results of the research it is known that the implementation of clinical supervision of PAI teachers starts from the preliminary stage, implementation and feedback stage, clinical supervision activities can improve the competence of PAI teachers, especially professional competencies.
Co-Authors . Saminan Abdul Muid Afridawati Afridawati, Afridawati Afriko, Novik Agrisa Ditama, Rezki Ahmad, Lahmi Aidil Novia, Aidil Akbar, Yudi Amanda, Eza Amsir, Amsir Andala , Sri Anzalman, Anzalman Arman, Iza Arzam, Arzam Asa'ari, Asa'ari Asmaret, Desi Basri Basri Bayu Tri Cahya BJ, Jusmiwarti Bulek, Muhammad Jahar Bumi, Hengki Ras Bustami, Yuserizal Cendra, Cendra Chablullah Wibisono Dafril, Dafril Daharis, Ade Delina, Ros Desminar, Desminar Dewi, Nolla Puspita Ditama, Rezki Agrisa Ds, Muhammad Ridha evendi, evendi Febrianti, Eti Firdaus Firdaus Firdaus, Khairul Fitri, Khatimul Gusti, Yelliza Halim Hanafi, Abdul Halim, Syaflin Hanafi, Abdul Halim Hebondri Hendra Lardiman Hendri Hendri Hulwati Hulwati Ihsan Ihsan Johardi, Johardi Julhadi, Julhadi Lahmi, Ahmad Lala, Andi Limbong, Romauli Friskila Lubis, Rahmad Fauzi Mahyudin Ritonga Masrurah, Zakia Mifthahul Jannah Muhammad Fauzi Muhammad Hafiz Muhammad Ridwan Muhammad Syukri Muhammad Yusuf Mulyadi Mulyadi Ngaliman, Ngaliman Nilda, Elvi Nurul Azmi, Nurul Nuzul Iskandar, Nuzul Octaviani, Fifin Paisal Rahmat Perawati Perawati, Perawati Pratiwi, Emilia Prima, Ari Rafifa, Farhani Rahayu, Ria Repelita, Repelita Ridha DS, Muhammad Riki Saputra, Riki Rini Safitri Ritonga, Ahmad Roisuddin Rizana, Novia Rizki Yuli Sari Rizki, Muhammad Wahyu Rosdialena Satria, Mohd Rhana Sembiring, Rinawati Syamsul Rizal Syarif, Dafiar syukrawati, syukrawati T, Marlini Thaheransyah Wahyuliza, Suci Wilda Fasim Hasibuan Wiyan Mailindra, Wiyan Yanti, Elma Rida Zufriani, Zufriani Zulkarnain Jalil