Average buy now, pay later debt (BNPL) debt per city in the United Kingdom (UK) in 2021 (in GBP)

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Source

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Release date

July 2021

Region

United Kingdom

Survey time period

June 2021

Number of respondents

2,025 respondents

Age group

18-55 years

Special properties

Consumers

Method of interview

Questionnaire

Citation formats

Buy now, pay later debt per capita in 11 different cities in the UK 2021

Published by Statista Research Department, Nov 27, 2025
When looking at buy now, pay later (BNPL) debt geographically, the area with the highest average debt in the United Kingdom in 2021 was not one of the country's big cities. Indeed, the city of Plymouth in the South West had an average BNPL per person that was over twice the size of that found in London. Nevertheless, the source observes there is a North/South divide in the United Kingdom when it comes to BNPL: Northern cities like Liverpool, Newcastle and Manchester were found in high positions in this ranking.
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