In July 2021, most UK consumer that used buy now, pay later had a balance of less than 100 GBP. ** percent of buy now, pay later (BNPL) users in the United Kingdom said that they could not easily afford their payments. However, most respondents considered that they could indeed afford their BNPL payments easily. In 2022, approximately a third of U.S. BNPL users had missed one or more payments.
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Bain & Company. (October 19, 2021). Distribution of the combined open balance owed to buy now, pay later (BNPL) services in the United Kingdom (UK) in July 2021 [Graph]. In Statista. Retrieved May 09, 2026, from https://www.statista.com/statistics/1328521/bnpl-open-balance-in-the-uk/
Bain & Company. "Distribution of the combined open balance owed to buy now, pay later (BNPL) services in the United Kingdom (UK) in July 2021." Chart. October 19, 2021. Statista. Accessed May 09, 2026. https://www.statista.com/statistics/1328521/bnpl-open-balance-in-the-uk/
Bain & Company. (2021). Distribution of the combined open balance owed to buy now, pay later (BNPL) services in the United Kingdom (UK) in July 2021. Statista. Statista Inc.. Accessed: May 09, 2026. https://www.statista.com/statistics/1328521/bnpl-open-balance-in-the-uk/
Bain & Company. "Distribution of The Combined Open Balance Owed to Buy Now, Pay Later (Bnpl) Services in The United Kingdom (Uk) in July 2021." Statista, Statista Inc., 19 Oct 2021, https://www.statista.com/statistics/1328521/bnpl-open-balance-in-the-uk/
Bain & Company, Distribution of the combined open balance owed to buy now, pay later (BNPL) services in the United Kingdom (UK) in July 2021 Statista, https://www.statista.com/statistics/1328521/bnpl-open-balance-in-the-uk/ (last visited May 09, 2026)
Distribution of the combined open balance owed to buy now, pay later (BNPL) services in the United Kingdom (UK) in July 2021 [Graph], Bain & Company, October 19, 2021. [Online]. Available: https://www.statista.com/statistics/1328521/bnpl-open-balance-in-the-uk/