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All Journal Jurnal Ilmiah Ekonomi Islam Jurnal Ekonomi Syariah Pelita Bangsa Economic Reviews Journal Jurnal Pengabdian Pelitabangsa Jurnal Pelita Pengabdian Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies Jurnal Pengabdian Pelita Insani (JPPI) Jurnal Pengabdian Pelita Insani (JPPI)
MH Ainulyaqin
Universitas Pelita Bangsa
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Analisis Pengaruh Bagi Hasil, Inflasi, Nilai Tukar, dan Bi-Rate Terhadap Dana Pihak Ketiga pada Bank Bjb Syariah Nurhaya; Listian Indriyani Achmad; MH Ainulyaqin; Sarwo Edy
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2041

Abstract

This study ed to determine the factors that influence third party funds. This type of research was quantitative research using secondary data in the form of time series data of 34 monthly samples from January 2019 to October 2021 with the object of bank bjb syariah. with Bank BJB Syariah research object, Data was processed using E-views software version 12. The research results ed that profit sharing and inflation had no partial effect on third party funds at Bank BJB Syariah, the exchange rate and the BI rate had a significant negative effect on funds. third parties at Bank Bjb Syariah, and together (simultaneously) profit sharing, inflation, exchange rate, and Bi rate affect third party funds at Bank Bjb Syariah.
Analisis Penggunaan Instagram dan Fintech Crowdfunding Terhadap Minat Membayar Zakat dengan Transparansi Badan Amil Zakat Sebagai Variabel Intervening Widyar VR; MH Ainulyaqin; Y Ahmad; S Edy
Economic Reviews Journal Vol. 3 No. 1 (2024): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v3i1.154

Abstract

This research aims to determine the effect of the use of instagram and fintech crowdfunding on interest in paying zakat and to determine the effect of transparency of the amil zakat agency as an intervene variabel between the use of Instagram and fintech crowdfunding on interest in paying zakat in the people of Bekasi Regency. The type of research used is quantitative research, namely by using primary data in the form of a questionnaire. The sampling used is nonprobability sampling with a purposive sampling method. The sample of this research was 100 people from Bekasi Regency using the slovin formula. The data analysis method used the SEM (Structural Equation Model) analysis technique with the PLS (Partial Least Square) method and hypothesis testing was carried out by calculating bootstrapping in structural research. The results of this study prove that all studies support the formulated hypothesis, in which researchers find that the variable use of Instagram, fintech crowdfunding, and transparency of amil zakat agencies directly have a positive influence in influencing people's interest in paying zakat and the transparency of amil zakat agencies as intervening variables can mediate effectively the positive relationship between Instagram and fintech crowdfunding on interest in paying zakat. But only the direct fintech crowdfunding variable and the transparency variable of the amil zakat agency as a mediating variable between fintech crowdfunding and interest in paying zakat have a positive but not significant effect.
Analisis Kebijakan Program Rumah Gratis Siap Huni pada Koperasi Syariah Benteng Mikro Indonesia dalam Perspektif Ekonomi Islam Aenul Fadillah; Kisanda Midisen; MH Ainulyaqin; Sarwo edy
Economic Reviews Journal Vol. 3 No. 1 (2024): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v3i1.167

Abstract

This study aims to determine the policy of the free housing program ready for habitation and to determine the free housing program ready for habitation from an Islamic point of view and to determine the relationship between the free housing program ready for habitation in the Benteng Micro Indonesia Sharia cooperative and Islamic economics. The type of research used is qualitative research with a phenomenological approach that is by using primary data in the form of interviews and observations, as well as documentation then secondary data in the form of collection in the form of journals, scientific papers, dictionaries, relevant reading literature. The results of the study show that the ready-to-live-in housing program run by the Benteng Micro Indonesia sharia cooperative is really provided free of charge to its members and the general public without incurring any costs for development from the beneficiaries. In order to get a free, ready-to-live house run by the Benteng Micro Indonesia Sharia cooperative, prospective beneficiaries must follow a policy by fulfilling specific criteria and conditions that have been determined by the director of the Benteng Micro Indonesia Sharia cooperative. Then Islamic economic experts argued that the free housing program is permissible in Islam, because the free housing program is a commendable social activity to help the poor in meeting their basic needs, one of which is housing. As well as the free housing program, which is ready for habitation, is very closely related to the Islamic economy because every economic development, especially for the benefit of Muslims, will relate to and also affect the Islamic economy
Pengembangan Wakaf Produktif Berbasis Pesantren Ditinjau dengan Analisis SWOT Wiwik Erik Setiawan; Yudianto Achmad; MH Ainulyaqin; LI Achmad; S Edy
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 7 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i7.2917

Abstract

The aim of this research is to determine the development of Islamic boarding school-based productive waqf, reviewed using a SWOT analysis. This research uses a qualitative approach, with data collection methods in the form of interviews with informants, direct observation at the Albinaa Islamic boarding school, and study of related literature. The research results showed that in terms of strength, the development of Albinaa's productive waqf has been good considering that at the age of three years Bina Enterprise already has various business units such as: Al Binaa Shop, Bina Resto, Bina Tour, Binaa Food Online, "Asshafa" Beverage Products, School Canteen , Manna Bakery, Al Binaa Inn, Al Bina Farm, Binaa Mart and Bina Finance, Barbershop. In terms of weaknesses, Albinaa does not yet have human resources who are experts in the required fields, there are differences in viewpoints from the management due to obstructive policies, support in developing productive waqf is still lacking. In terms of opportunities, Albinaa has a very large number of students, guardians of students, congregations who have great potential to become customers of Albinaa products. In terms of threats, Albinaa's competitiveness is not yet strong against foreign brands that have already entered the market and are already well established.
Analisis Dana Talangan Pendidikan dalam Perspektif Ekonomi Islam: Studi Kasus Dana Cita Universitas Pelita Bangsa Siti Hamidah; Kisanda Midisen; MH Ainulyaqin; S Mamun; Yudianto Achmad
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 7 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i7.2939

Abstract

The aim of this research is to analyze the costs of education funds at Dana Cita, Pelita Bangsa University. The research method used is descriptive qualitative research. Primary data sources were obtained through interviews with Dana Cita. The results of this research indicate that the application of funding for education funding is using a qardh ijarah agreement. Talang funds are a form of multi-service transaction through the use of an Ijarah contract which is based on an agreement between the bank and customer financing and requires customer financing to pay off debts and obligations. This educational savings fund product is a product that makes things easier for customers, where this product is a solution for customers who have difficulty paying fees for their children to continue their studies or complete their studies.
Analisis Penerapan Risiko Operasional Dan Kepatuhan Syariah Badan Wakaf Al-Qur’an Ditinjau Dari Waqf Core Principles Neng Wiwi; MH Ainulyaqin; Sarwo Edy; Listian Indriyani Achmad; Sakum
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.3030

Abstract

ABSTRACT. Operational Risk and Sharia Compliance are indicators contained in the waqf Core Principles, which have been applied by the Bekasi Branch Al-Qur’an Waqf Board in minimising operational risks that will occur and indications of sharia compliance. The Waqf assets issued by the Al-Qur’an Waqf Board to the public are Al-Qur’an mushaf, where the waqif donates by giving a sum of money will be used for all operational purposes from collecting money, printing, storing and distributing Al-Qur’an throughout the country. This study aims to analyse the application of Operational Risk and analyse of Sharia Compliance at the Bekasi Branch of the Al-Qur’an Waqf Board. This method with descriptive research and field research. Data collection is carried out by observation and interview process. The results showed that: From six indicators of Operational Risk and from ten indicators of Sharia Compliance, the Al-Qur’an Waqf Board has implemented all of them based on the Waqf Core Principles.
Analisis Tingkat Pemahaman dan Psikologi Nazhir dalam Penerapan PSAK Syariah 112 Tentang Wakaf Noni Noviyanti; MH Ainulyaqin; Listian Indriyani Achmad; Sukron Mamun
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.3349

Abstract

Waqf assets in Indonesia have increased significantly, but the potential of waqf has not been optimized. In Bekasi Regency, the majority of land waqf is focused on places of worship, not yet combined with other functions such as education or the people's economy. Increasing the contribution of waqf requires literacy, regulation, and capacity building of nazir. PSAK 112 is present for good waqf governance, regulating recognition, measurement, presentation, and disclosure of transactions, accountability, and public trust. This study aims to analyze the level of understanding and psychology of nazir in the application of PSAK 112 in Bekasi Regency, especially in the Cikarang area. This research is important because previous research focused on waqf reporting practices, while the current research focuses on the reasons for the low implementation of PSAK 112 by nazir.
Analisis Manajemen Risiko Keamanan Self-Service Technology Perbankan Syariah Neli Nurzaqiah; MH Ainulyaqin; LI Achmad; Sarwo Edy
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.3379

Abstract

Self Service Technology (SST) is a technology that allows customers to make transactions or carry out services independently without depending on employees. In the banking world, the Self-Service Technology services that customers can use are Automatic Teller Machine (ATM), Mobile Banking and Internet banking services to make things easier customers. However, you must be aware of various risks or potential incidents that could occur when customers use SST services. This research aims to analyze the security risk management of Sharia Banking Self-Service Technology. This research method uses a qualitative approach with field study methods through interviews and documentation. The results of this research are that Bank BJB Syariah has implemented Self-Service Technology security risk management with various strategies to minimize the security risks of Sharia Banking Self-Service Technology.  
Determin Minat Beli Ulang Mie Gacoan Bekasi dengan Labelisasi Halal Sebagai Variabel Moderasi Lia Sarmila; Listian Indriyani Achmad; MH Ainulyaqin; Sakum; Sukron Mamun
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.3540

Abstract

This study aims to determine the effect of price and service quality service quality on repurchase interest in Gacoan Noodle products with halal labeling as a moderating variable. As a moderating variable. This research method uses SPSS 24 software with a sample of 100 respondents. Taken as many as 100 respondents. The data analysis method used is path analysis. The results showed that the value between price and Halal Labeling has a previous value (1.966) and a moderating value (1.966). Before (1.966) and has a value comparison (-2.978) then it can be concluded that the halal labeling variable is able to moderate the effect of the Price variable on the.Repurchase Interest variable. And the value between Service Quality and Halal Labeling has the previous value (0.513) and has a value comparison (0.426), so it can be concluded that the variable Halal labeling is not able to moderate the influence of the Service Quality variable on the Repurchase Interest variable.
Analisis Pengaruh Perilaku Konsumtif Dan Tingkat Pendapatan Terhadap Online Shopping Pada E-Commerce Shopee Dalam Perspektif Ekonomi Islam Siti Laelatul Marwiyah; MH Ainulyaqin; Sarwo Edy
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10783

Abstract

The purpose of this study was to analyze the effect of consumptive behavior and income levels on student online shopping at Shopee e-commerce. This research uses quantitative methods. The total population in this study was 325 people. The sampling technique in this study was obtained using a purposive sampling method. Purposive sampling is a sampling technique with certain considerations. Based on purposive sampling, the respondents taken in this study were Active Students of FAI at Pelita Bangsa University who worked and had or often used Shopee e-commerce as a shopping medium, resulting in 80 samples by calculating the slovin formula. The data used in this study are primary data obtained by distributing questionnaires. Partial Least Square (PLS) with the help of the SmartPLS version 4.0 application is used as data analysis in this study through three stages of testing, namely: evaluation of the measurement model (outer model), evaluation of the structural model (inner model) and hypothesis testing. The results of the study show that consumptive behavior has a positive and significant effect on online shopping. Income level has a positive and significant effect on online shopping. Consumptive behavior and income levels simultaneously influence online shopping with an R-square value of 0.591 or 59.1% and an adjusted R-square of 0.581 or 58.1%.
Co-Authors A, Yudianto Achmad, LI Achmad, Listian I. Achmad, Listian Indiyani Achmad, Listian Indriyani Adrianna S. R Adrianna SR Aenul Fadillah Afifah KA Ai Ufi Lutfiatunnufus Andri Jaelani Anggadita, Intan AS Rakhmat Badriyah, S Camelia, Ica Dede M Devi Qolifaturrodiyah Edy, S Fahamsyah, MH Fatmawati Fatmawati Kasuwi Saiban Khoerunisa, Firda Kisanda Midisen Kisanda Midisen Kisanda Midisen LI Achmad Lia Sarmila Listian I. Achmad Listian Indriyani Achmad Listian Indriyani Achmad Listian Indriyani Achmad M. Padly M. Padly Mamun, S mamun, sukron Maulana, Dudung Midisen, Kisanda Misbahul Munir Misiden, Kisanda Neli Nurzaqiah Nenda Neng Wiwi Noni Noviyanti Nur'aeni, Nur'aeni Nur'aeni Nurhaya Nur’aeni Octisa, Meillydia Preatmi Nurastuti Rakhmat, AS Ramadhan F S Edy S Edy S Mamun Sakum Sakum Sakum Sakum, Sakum sarwo edy Sarwo Edy Siti Hamidah Siti Hamidah Siti Laelatul Marwiyah Siti Sopiah Sukron Mamun Sukron Mamun Widia Salsabilah Widyar VR Wiwik Erik Setiawan Y Ahmad Yudianto Achmad Yudianto Achmad Yuliawati Ependi