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All Journal Jurnal Perencanaan Pembangunan Jurnal Manajemen Bisnis dan Kewirausahaan Jurnal Peduli Masyarakat Jurnal Manajemen Pesisir dan Laut
Wahyuningsih, Rani Destia
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Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Medicine & Pharmacology Physics Social Sciences Other

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Peran kontributif entrepreneurship ecosystem dan embedded finance terhadap transformasi bisnis digital UMKM Kota Malang Wahyuningsih, Rani Destia; Shanti, Ni Putu Kumara; Hanifah, Rizky Arinda Nur
Jurnal Manajemen Bisnis dan Kewirausahaan Vol 8 No 4 (2024): Jurnal Manajemen Bisnis dan Kewirausahaan
Publisher : Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jmbk.v8i4.29493

Abstract

The development of digital business transformation has received a positive response from Micro, Small, and Medium Enterprises (MSMEs) in Indonesia, supported by the fact that MSME products on digital platforms are more likely to be purchased by customers. This condition provides a conducive ecosystem for Indonesia as an economic driver. To ensure the sustainability of MSMEs in the digital era, a concept of business and financial environment that supports the dynamics of digital business transformation is needed. This research adopts a quantitative approach with a descriptive method to explore the relationship between independent variables, entrepreneurship ecosystem, and Embedded Finance, and the dependent variable, which is the Digital Transformation of MSMEs. The study is located in Malang City and employs a questionnaire as an instrument distributed to 100 MSMEs. Based on the SEM analysis on SmartPLS, the entrepreneurship ecosystem has a significant influence on the Digital Transformation of MSMEs in Malang City. Additionally, embedded finance also has a significant relationship with the Digital Transformation of MSMEs in Malang City. Perkembangan transformasi bisnis digital mendapatkan respons positif dari para pelaku Usaha Mikro Kecil Menengah (UMKM) di Indonesia, diperkuat dengan fakta bahwa produk UMKM di platform digital lebih cenderung dibeli oleh pelanggan. Kondisi ini merupakan ekosistem yang baik bagi Indonesia sebagai penggerak perekonomian. Dalam rangka menjamin keberlangsungan UMKM di era digital, diperlukan konsep lingkungan bisnis dan keuangan yang mendukung dinamika transformasi bisnis digital. Penelitian ini menggunakan pendekatan kuantitatif dengan metode deskriptif untuk menemukan hubungan antar variabel independen entrepreneurship ecosystem dan embedded finance terhadap variabel dependen, yakni transformasi digital UMKM. Penelitian ini berlokasi di Kota Malang dengan menggunakan instrumen berupa kuesioner yang diberikan kepada sejumlah 100 UMKM. Berdasarkan analisis SEM dengan menggunakan SmartPLS, ditemukan bahwa entrepreneurship ecosystem memiliki pengaruh signifikan terhadap transformasi digital UMKM di Kota Malang. Selain itu, embedded finance juga terbukti memiliki hubungan yang signifikan dengan transformasi digital UMKM di Kota Malang.
Overview of Poverty Mentality, Social Assistance Interpretation, and Anomalies among Beneficiary Families of Direct Cash Assistance (BLT) in Bondowoso, East Java Wahyuningsih, Rani Destia; Salsabila, Amelia Eka; Farhan, Ahmad Dhiauddin; Sulistyowenny, Shofialimah; Putri, Eke Rena Setia Poppy Billa Adawiyah; Muslihati
Jurnal Perencanaan Pembangunan: The Indonesian Journal of Development Planning Vol. 8 No. 3 (2024): December 2024
Publisher : Ministry of National Development Planning Republic of Indonesia/Bappenas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36574/jpp.v8i3.613

Abstract

Bondowoso Regency is one of the areas in East Java with a high level of extreme poverty. The government, as a policy holder, has allocated funds to address this issue. Cash assistance in the form of Direct Cash Assistance (BLT) has been distributed on a large scale to alleviate poverty. However, poverty and the recipients of BLT in Bondowoso Regency continue to increase from year to year. Researchers indicate the presence of other factors within the community that perpetuate poverty, known as poverty mentality. Poverty Mentality is defined as the mindset and attitude of individuals who see themselves as financially poor and limited, leading them to feel trapped in a cycle of negative thinking and struggling to overcome adversity. This study aims to describe Poverty Mentality among BLT recipients and identify the meaning of BLT for them. The research uses phenomenological research methods with snowball sampling techniques. The Atlas.ti tool is also used to enhance research objectivity. The research findings show that the depiction of Poverty Mentality can be identified through the cognitive, emotional, and behavioral tendencies of informants who show a tendency to become complacent with the assistance provided. Meanwhile, the meaning of BLT itself is categorized into six aspects: a source of income, provision, opportunity opener, right of the poor, privilege, and savior. On the other hand, researchers have found anomalies among BLT recipients in Bondowoso, which may be a concern for local policymakers.
AQUAPO-HERO: Pemberdayaan Anak-Anak Sekitar Tempat Pembuangan Akhir (TPA) Berbasis Collaborative Learning dan Upcycling Strategy Setiyowati, Arbin Janu; Bariyyah, Khairul; Probowati, Devy; Hidayatullah, Hengki Tri; Farhan, Ahmad Dhiauddin; Wahyuningsih, Rani Destia
Jurnal Peduli Masyarakat Vol 7 No 1 (2025): Jurnal Peduli Masyarakat: Januari 2025
Publisher : Global Health Science Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37287/jpm.v7i1.4845

Abstract

Program pengabdian masyarakat ini bertujuan untuk meningkatkan keterampilan anak-anak di sekitar Tempat Pembuangan Akhir (TPA) dalam bidang pertanian berkelanjutan melalui metode aquaponic farming. Program ini menggunakan pendekatan pembelajaran kolaboratif (collaborative learning) dan strategi daur ulang kreatif (upcycling strategy) untuk mengajarkan konsep pertanian dan pengelolaan sampah secara terpadu. Melalui empat tahapan pembelajaran — learning to know, learning to do, learning to be dan learning to live together. Anak-anak diajarkan tidak hanya tentang konsep aquaponik tetapi juga keterampilan praktis untuk merancang dan mengelola sistem tersebut dengan memanfaatkan limbah sebagai media. Hasil pre-test dan post-test menunjukkan peningkatan signifikan dalam aspek pengetahuan, pemahaman, dan keterampilan, dengan skor pengetahuan rata-rata meningkat dari kisaran 50-70 pada pre-test menjadi 60-85 pada post-test. Peningkatan serupa terlihat pada aspek pemahaman dan keterampilan. Program ini berhasil memberikan dampak positif, baik dalam peningkatan keterampilan praktis maupun kesadaran lingkungan anak-anak, sekaligus memperkenalkan mereka pada konsep keberlanjutan dan pemberdayaan komunitas. Dengan hasil yang dicapai, diharapkan program ini dapat menjadi model pemberdayaan yang berkelanjutan dan inspiratif bagi komunitas lainnya di sekitar TPA dan daerah serupa.
Optimalisasi Potensi dan Konservasi Kelautan dalam Mendukung Sustainable Blue Economy di Kawasan Pantai Sendang Biru Azis, Abdul; Wahyuningsih, Rani Destia; Priambodo, Magistyo Purboyo; Annisya, Annisya
Jurnal Manajemen Pesisir dan Laut Vol 3 No 01 (2025): Jurnal Manajemen Pesisir dan Laut
Publisher : Program Studi Teknik Kelautan Universitas Abdurachman Saleh Situbondo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/mapel.v3i01.6157

Abstract

Abstract This study examines the optimization of marine potential and conservation to support a sustainable blue economy in the coastal area of Sendang Biru, Malang Regency. The primary focus is on empowering fishermen through sustainable economic approaches such as digitalization of fisheries marketing, business-to-business (B2B) and business-to-customer (B2C) models, and the implementation of circular economy in marine waste management. The research method includes literature review and policy analysis based on secondary data. The results indicate that integrating technology and community empowerment significantly contributes to improving fishermen's welfare and enhancing the efficiency of the fisheries supply chain. The study concludes that collaboration among fishermen, the government, and the private sector is essential in building a sustainable marine economic ecosystem. Keywords: marine conservation, sustainable blue economy, fisheries digitalization, circular economy, Sendang Biru.
Co-Authors Abdul Azis Annisya, Annisya Arbin Janu Setiyowati, Arbin Devy Probowati Farhan, Ahmad Dhiauddin Hanifah, Rizky Arinda Nur Hidayatullah, Hengki Tri Khairul Bariyyah Magistyo Purboyo Priambodo Muslihati Putri, Eke Rena Setia Poppy Billa Adawiyah Salsabila, Amelia Eka Shanti, Ni Putu Kumara Sulistyowenny, Shofialimah