Buy now, pay later app users in Spain 2025| Statista

Biggest buy now, pay later (BNPL) apps in Spain as of July 2025, by number of monthly active users (MAU)

App on Apple App Store or Google Play Store offering BNPL services	App country of origin	First app release date	Monthly active users (MAU)	Share of app MAU worldwide	Month-on-month percentage change in MAU	Year-on-year percentage change in MAU
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Release date

August 2025

More information

Region

Spain

Survey time period

August 2025

Special properties

This statistic is the result of research into roughly 200 different apps that offer BNPL across the world. For more information, see the “Details” tab; * Exact user figures are unavailable, as BNPL is embedded in a larger app.

Supplementary notes

All figures concern apps that can be downloaded on either the Apple App Store or Google's Play Store. This leads to several data limitations:

Embedded payment services within larger (super) apps are not tracked separately. One important example is, among others, PayPal's Pay in 4. Additionally, not all BNPL options are available everywhere in the world;
Occasionally, download options of BNPL are not offered on the Apple App Store or Play Store. This is significant to note for countries which may not use these online marketplaces, or have an outright ban on them.

Some of the apps under review are not necessarily a "pure" BNPL player: The PayPal app, for example, has Pay in 4 embedded in it for certain countries - whereas Klarna is devoted solely to BNPL. It is therefore unclear whether these figures are fully comparable.

The names provided are based off multiple publications covering BNPL brands, and focus on BNPL providers with an app. If an app does not feature in the statistic, it is because download figures were too small. Note, however, that the selection of players is not exhaustive and does not include, for example, white labels as these do not have their own app - such as Addi, PayU, or Swap. Some of the apps researched include:

Addi
Affirm
Afterpay (Australia)
Riverty - formerly AfterPay (Netherlands/Germany)
Akulaku
Aramex*
Atome
Carbon
Cashalo
Cofidis*
CredPal
EPayLater
FlexiFi
Fundiin
Hoolah
Humm
Klarna
Kueski
Laybuy
LazyPay
MobiCred
Nelo
OpenPay
Paidy
Payflex
PayJustNow
PayPal*
PayQart
Payright
Pine Labs
Postpay
RCS*
RecargaPay
Rely
ScalaPay
Sezzle
Shahry
Simpl Pay
Spotii
Tabby
Tamara
TendoPay
Tillit
Twisto
ValU
VirtusPay
Zaver
Zebit
Zilch
Zip/QuadPay
ZOOD

Citation formats

Pure player BNPL apps Klarna and Scalapay had about as many active users as the PayPal app in Spain. This is according to a ranking of the biggest apps that can offer BNPL services, based on a minimum of 10,000 monthly active users (MAU) or more. About *** percent of Klarna's global MAU - a Swedish brand - came from Spain while Italy's Scalapay also attracted several users in Spain. While PayPal does offer Pay in 4 in Spain, the exact MAU of this service is not clear. This because payments in installments are embedded in the app, while app tracking can only occur for the app "as a whole".