POS card payments in Europe, by country 2000-2023| Statista

Number of POS transactions with cards - either credit card or debit card - in 27 countries in Europe from 2000 to 2023 (in millions)

Characteristic	Austria	Belgium	Bulgaria	Croatia	Cyprus	Czechia	Denmark	Estonia	Finland	France	Germany	Greece	Hungary	Ireland	Italy	Latvia	Lithuania	Luxembourg	Malta	Netherlands	Poland	Portugal	Romania	Slovakia	Slovenia	Spain	Sweden
2000	-	416.2	-	-	8.22	13.33	412.23	11.45	318	3,292.45	1,464.51	28.21	19.44	82	317.92	5.3	4.07	19.7	-	832.76	-	482.88	0.32	-	53.64	-	256
2001	-	469.24	0.87	-	10.06	24.57	452.88	19.45	358	3,670.72	1,678.33	36.09	33.44	116	433.39	8.25	7.61	22.52	-	985.67	-	579.25	0.93	-	59.12	-	326
2002	-	544.34	1.62	-	11.55	38.72	486.17	29.47	442.45	4,095.59	1,900.2	35.38	48.71	135	552.04	12.94	16.13	27.43	2.52	1,099.2	-	667.8	1.71	14.19	69.19	981.17	454
2003	-	579.83	2.73	-	13.18	53.66	544.97	42.68	516.56	4,341.46	2,053.89	46.14	62.86	142	610.73	20.35	24.16	29.21	3.29	1,186.76	-	731.8	2.69	18.87	81.28	1,057.58	542
2004	-	632.24	4.82	-	14.62	84.79	601.45	58.94	577.41	4,650	2,274.69	47.63	79.23	151	671.97	29.53	34.51	31.25	3.71	1,280.09	197.57	792.41	5.78	23.28	76	1,221.34	632
2005	-	693.93	6.96	-	16.35	79.28	608.56	79.78	672.57	5,114.36	2,409.87	65.93	88.22	175.69	732.8	38.24	49.44	32.54	4.39	1,363.14	258.18	840.69	13.45	26.06	73.09	1,357.78	774
2006	289.37	747.38	6.27	-	18.64	93.57	703.78	103.4	813.37	5,466.33	2,477.9	64.24	107.29	204.73	770.65	54.04	55.55	34.09	5.05	1,482.8	345.54	886.68	18.15	35.42	93.81	1,554.99	968
2007	315.68	803.32	6.95	-	20.58	129.41	797.07	126.14	916.57	5,978.7	2,026.53	63.75	137.99	247.34	825.35	72.11	70.31	35.95	6.91	1,622.56	450.01	945.95	35.64	41.59	99.71	1,806.97	1,154
2008	342.85	865.4	10.99	-	24.45	147.51	833.16	142.4	992	6,358.54	2,183.12	66.43	163.31	299.65	873.31	86.43	83.14	38.46	8.01	1,793.25	560.2	998.85	59.91	50.52	103.25	1,952.06	1,358
2009	370.37	924.09	12.15	-	24.72	182.5	892.46	146.18	899	6,712.64	2,306.24	66.94	179	304.5	1,444.37	85.47	87.94	40.17	8.56	1,980.96	686.73	1,061.31	77.96	65.67	105.22	1,989.38	1,379
2010	396.56	983.89	16.26	-	27.12	209.55	982.47	156.53	1,040.8	7,147.6	2,503.14	62.11	201.62	315.5	1,381.8	87.88	90.62	40.68	9.37	2,223.89	822.96	1,161.03	90.32	81.03	110.25	2,099.42	1,513
2011	414.08	1,048.5	24.56	-	29.87	249.98	1,074.78	184.64	1,068.99	7,624.79	2,714.85	57.61	227.72	339.2	1,745.99	96.5	99.88	42.4	10.45	2,353.54	995.86	1,226.65	111.49	102.7	113.3	2,173.26	1,661
2012	452.75	1,118.63	31.28	-	31.65	286.3	1,163.67	200.85	1,053.21	8,152.67	2,907.25	57	257.6	392.92	2,038.73	106.14	117.94	42.27	8.93	2,536.99	1,179.24	1,208.67	135.9	116.16	118.51	2,188.19	1,885
2013	493.26	1,205.74	38	188.21	31.49	352.62	1,250.69	215.18	1,129.23	8,578.48	3,254.87	58.33	293.97	421.24	2,274.07	123.99	136.04	43.28	14.19	2,721.92	1,402.76	836.11	161.39	137.94	122.13	2,232.63	2,138.73
2014	372.55	1,092.85	43.15	202.35	30.18	447.13	1,382.81	228.87	1,244.67	8,249.81	2,777.05	67.41	313.83	147.04	1,998.22	147.92	158.37	45.37	13.32	2,968.31	1,815.65	863.76	184.91	197.31	127.99	2,488.15	2,271.11
2015	381.7	1,125.22	51.38	218.13	-	517.39	1,555.79	243.78	1,142.12	8,940.74	2,931.52	122.4	383.53	-	2,208.12	169.89	186.42	46.25	15.12	3,224.34	2,485.07	934.85	219.1	200.33	133.52	2,617.67	2,387
2016	416.15	1,247.32	60.83	233.6	-	605.83	1,437.7	259.75	1,079.96	8,807.26	3,163.88	273.29	454.02	-	2,538.04	191	211.89	48.2	-	3,566.24	3,104.49	1,002.65	271.28	251.62	144.01	2,948.89	2,641
2017	467.13	1,737.12	86.95	258.02	42.9	713.23	1,519.99	278.83	1,125.66	10,661.16	3,240.9	443.14	561.18	-	2,706.11	-	230.35	50.13	-	3,867.3	3,721.2	1,081.02	369.64	278.47	157.98	3,293.07	2,810
2018	536.69	1,751.7	-	287.6	49.88	784	1,610.61	296.61	0	11,343	3,824.39	530.33	652.92	404.74	3,075	216.63	262.84	56.34	-	4,100.42	4,501.42	1,168.9	478.42	359.87	174.94	3,715.56	2,758.92
2019	619.34	1,768.39	126.88	328.07	80.57	898	1,698.77	318.45	1,242.32	11,947.24	4,274.76	648.49	805.25	665.42	3,530.95	242.28	302.52	-	-	4,290.06	5,437.5	1,132.52	621.17	412.37	196.84	4,212.22	2,917.07
2020	728.58	1,773.26	144.43	346.76	89.52	1,018.05	1,641.41	307.64	1,078.12	11,194.64	4,736.72	952.65	784.27	745.45	3,671.67	246.16	333.45	-	-	4,055.77	5,785.08	1,056.01	724.11	424.79	189.55	4,384.57	2,639.52
2021	816.02	2,001.75	-	-	99.47	1,181.02	1,663.26	320.78	1,062.63	12,224.31	4,730.48	1,147.83	784	920.55	4,901.98	273.23	373.5	-	-	3,939.08	6,885.85	1,187.71	950.38	515.03	214.38	5,694.89	2,740.25
2022	902.25	1,584.79	-	456.73	110.52	1,374.88	1,789.69	595.88	1,233.79	13,391.88	5,730.16	1,277.69	1,186.78	1,610.8	4,965.98	335.74	448.65	69.64	-	12,841	7,796.36	1,259.39	1,145.02	581.07	184.02	4,844.59	2,779.56
2023	992.61	1,686.73	343.57	475.92	168.44	1,557.62	-	635.81	1,134.58	14,262.08	7,056.69	880.68	1,323.77	1,801.3	5,734.63	334.04	527.35	76.74	56.44	10,839.76	5,270.65	1,341.87	1,406.03	675.19	197.97	8,035.13	2,765.22

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Release date

September 2025

More information

Region

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden

Survey time period

September 2025

Special properties

The figure for 2022 is provisional; The source significantly changed its database in November 2023. This may mean methodology changes, or not all EU-27 countries reporting the same figures.

Supplementary notes

The figures have been taken from several publications.

Due to Brexit, the source from 2020 onwards removed all figures that cover the United Kingdom

Citation formats

The number of card payments at POS terminals in the EU varied significantly per country, with France taking up the top position of the 27 countries. This reveals itself in a comparison of the total number of card transactions - either credit cards or debit cards - at point-of-sale (POS) terminals within the EU-27. Note that because of Brexit, the United Kingdom is not included anymore in these figures. As of 2023, France's position is not surprising when compared to the overall value of card payments within the EU, which has reached 14262.1 million euros. What is noticeable are the relatively high positions of Poland, Spain, and Italy. The two Mediterranean countries boast a relatively high credit card ownership, which may explain this. In the case of Poland, however, payments with domestic card BLIK are a likely driver.