CN115085996A - Bank card unlocking method and system based on block chain technology and 5G message - Google Patents

Bank card unlocking method and system based on block chain technology and 5G message Download PDF

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CN115085996A
CN115085996A CN202210652269.2A CN202210652269A CN115085996A CN 115085996 A CN115085996 A CN 115085996A CN 202210652269 A CN202210652269 A CN 202210652269A CN 115085996 A CN115085996 A CN 115085996A
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bank
bank card
user
message
unlocked
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滕建德
何怀莹
曹仰止
王增峰
王欣
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Bank of China Ltd
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Bank of China Ltd
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    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0861Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06Authentication

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  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
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  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Health & Medical Sciences (AREA)
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  • General Health & Medical Sciences (AREA)
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Abstract

本发明公开了一种基于区块链技术和5G消息的银行卡解锁方法及系统,涉及区块链技术领域,其中该方法包括:客户端在5G消息中接收到银行卡解锁请求时,获取用户的身份证号码通过5G网络发送至银行服务器;服务器根据身份证号码到区块链中查询用户基本信息;若查询到基本信息,发起身份加强认证请求至客户端;客户端获取用户的人脸图像发送至银行服务器;服务器将接收到的人脸图像与查询到的人脸图像进行比对,若比对通过查询用户名下的银行卡列表发送至客户端;客户端在5G消息中接收用户在列表中选择的待解锁银行卡号发送至服务器;服务器根据银行卡号,调用解锁银行卡的交易进程进行卡解锁。本发明可以高效安全地帮客户办理银行卡解锁业务。

Figure 202210652269

The invention discloses a bank card unlocking method and system based on blockchain technology and 5G messages, and relates to the field of blockchain technology, wherein the method includes: when a client receives a bank card unlocking request in a 5G message, obtaining a user The ID card number is sent to the bank server through the 5G network; the server queries the user's basic information in the blockchain according to the ID card number; if the basic information is queried, it initiates a request for enhanced identity authentication to the client; the client obtains the user's face image Send it to the bank server; the server compares the received face image with the queried face image, if the comparison is sent to the client by querying the bank card list under the user name; the client receives the user's information in the 5G message. The bank card number to be unlocked selected in the list is sent to the server; according to the bank card number, the server invokes the transaction process of unlocking the bank card to unlock the card. The invention can efficiently and safely help customers handle bank card unlocking business.

Figure 202210652269

Description

Bank card unlocking method and system based on block chain technology and 5G message
Technical Field
The invention relates to the technical field of block chains, in particular to a bank card unlocking method and system based on a block chain technology and 5G messages.
Background
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims. The description herein is not admitted to be prior art by inclusion in this section.
At present, if the user inputs wrong passwords for many times during payment, the bank card can be locked, and the user can only go to the counter to handle the unlocking service if the user needs to unlock the bank card, so that some potential safety hazards can exist in the unlocking process, the time and efficiency are not high, and the user experience is also poor.
Disclosure of Invention
The embodiment of the invention provides a bank card unlocking method based on a block chain technology and 5G information, which is used for efficiently and safely helping a client to handle bank card unlocking business, and comprises the following steps:
the method comprises the steps that when a client receives an unlocking request of a user for a bank card in a 5G message, the client acquires an identity card number of the user; sending the identity card number of the user to a bank server through a 5G network;
the bank server inquires the basic information of the user from a pre-constructed block chain according to the identity card number of the user; if the basic information of the user is inquired, an identity strengthening authentication request is sent to the client; the block chain is pre-stored with user basic information reserved by a plurality of users when each bank opens a bank account, and servers of the plurality of banks form the block chain;
the method comprises the steps that when a client receives an identity reinforcing authentication request in a 5G message, a face feature image of a user is obtained; sending the facial feature image of the user to a bank server through a 5G network;
the bank server compares the received face feature image with the face feature image in the basic information, if the similarity exceeds a preset value, a bank card list under the user name is inquired, and the bank card list is sent to the client;
the client receives the bank card number to be unlocked selected by the user in the bank card list in the 5G message; sending the bank card number to be unlocked to the bank server through the 5G network;
and the bank server calls a transaction process of unlocking the bank card by the bank according to the bank card number to be unlocked and processes the unlocking request of the bank card.
The embodiment of the invention also provides a bank card unlocking system based on the block chain technology and 5G information, which is used for efficiently and safely helping the client to handle the bank card unlocking service, and comprises the following components:
the client is used for acquiring the identity card number of the user when receiving an unlocking request of the user to the bank card in the 5G message; sending the identity card number of the user to a bank server through a 5G network; when an identity reinforcing authentication request is received in the 5G message, a face feature image of a user is obtained; sending the facial feature image of the user to a bank server through a 5G network; receiving the bank card number to be unlocked selected by the user in the bank card list in the 5G message; sending the bank card number to be unlocked to a bank server through a 5G network;
the bank server is used for inquiring the basic information of the user from a pre-constructed block chain according to the identity card number of the user; if the basic information of the user is inquired, an identity strengthening authentication request is sent to the client; comparing the received face feature image with the face feature image in the basic information, if the similarity exceeds a preset value, inquiring a bank card list under the user name, and sending the bank card list to the client; according to the bank card number to be unlocked, calling a transaction process of the bank unlocking bank card, and processing an unlocking request of the bank card; the block chain is pre-stored with user basic information reserved by a plurality of users when each bank opens a bank account, and the block chain is formed by servers of the plurality of banks.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the processor executes the computer program to realize the 5G message bank card unlocking method based on the block chain technology.
The embodiment of the invention also provides a computer readable storage medium, wherein a computer program is stored in the computer readable storage medium, and when the computer program is executed by a processor, the method for unlocking the 5G message bank card based on the block chain technology is realized.
The embodiment of the invention also provides a computer program product, which comprises a computer program, and when the computer program is executed by a processor, the method for unlocking the 5G message bank card based on the block chain technology is realized.
In the embodiment of the invention, the 5G message bank card unlocking scheme based on the block chain technology comprises the following steps: the method comprises the steps that when a client receives an unlocking request of a user for a bank card in a 5G message, the client acquires an identity card number of the user; sending the identity card number of the user to a bank server through a 5G network; the bank server inquires the basic information of the user from a block chain constructed in advance according to the identity card number of the user; if the basic information of the user is inquired, an identity strengthening authentication request is sent to the client; the block chain is pre-stored with user basic information reserved by a plurality of users when each bank opens a bank account, and servers of the plurality of banks form the block chain; the method comprises the steps that when a client receives an identity reinforcing authentication request in a 5G message, a face feature image of a user is obtained; sending the facial feature image of the user to a bank server through a 5G network; the bank server compares the received face feature image with the face feature image in the basic information, if the similarity exceeds a preset value, a bank card list under the user name is inquired, and the bank card list is sent to the client; the client receives the bank card number to be unlocked selected by the user in the bank card list in the 5G message; sending the bank card number to be unlocked to the bank server through the 5G network; the bank server calls the transaction process of the bank unlocking bank card according to the bank card number to be unlocked, processes the unlocking request of the bank card, can efficiently and safely help the client to handle the bank card unlocking service, and improves the user experience.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
fig. 1 is a schematic flowchart of a bank card unlocking method based on a block chain technology and 5G messages applied to a system in an embodiment of the present invention;
fig. 2 is a schematic flowchart of a bank card unlocking method based on a block chain technique and 5G messages applied to a client in the embodiment of the present invention;
fig. 3 is a schematic flowchart of a bank card unlocking method based on a block chain technique and 5G messages applied to a server in an embodiment of the present invention;
fig. 4 is a schematic structural diagram of a bank card unlocking system based on a blockchain technology and 5G messages applied to a server in the embodiment of the present invention;
fig. 5 is a schematic structural diagram of a computer device in an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention.
According to the technical scheme, the data acquisition, storage, use, processing and the like meet relevant regulations of national laws and regulations.
The term "and/or" herein merely describes an associative relationship, meaning that three relationships may exist, e.g., a and/or B, may mean: a exists alone, A and B exist simultaneously, and B exists alone. In addition, the term "at least one" herein means any one of a plurality or any combination of at least two of a plurality, for example, including at least one of A, B, C, and may mean including any one or more elements selected from the group consisting of A, B and C.
In the description of the present specification, the terms "comprising," "including," "having," "containing," and the like are used in an open-ended fashion, i.e., to mean including, but not limited to. Reference to the description of the terms "one embodiment," "a particular embodiment," "some embodiments," "for example," etc., means that a particular feature, structure, or characteristic described in connection with the embodiment or example is included in at least one embodiment or example of the application. In this specification, the schematic representations of the terms used above do not necessarily refer to the same embodiment or example. Furthermore, the particular features, structures, or characteristics described may be combined in any suitable manner in any one or more embodiments or examples. The sequence of steps involved in the embodiments is for illustrative purposes to illustrate the implementation of the present application, and the sequence of steps is not limited and can be adjusted as needed.
In consideration of the technical problems in the prior art, the invention provides a bank card unlocking scheme based on the blockchain technology and the 5G message, and the bank card unlocking scheme is based on the blockchain technology and the 5G message, so that the bank card can be safely and efficiently unlocked without a user going to a counter. The scheme comprises the following steps: when a user opens a bank card account in each bank, recording the information of the user in the block chain; when a user needs to unlock a bank card, the identity card is identified through OCR, whether the operation is carried out by using a reserved mobile phone number is determined through inquiring user information during opening an account based on the identified identity card number, if so, the identity of the user is strengthened and authenticated through face identification, if the authentication is passed, a card list under the user name is inquired, a new password is simultaneously input after the user selects the card list, the transaction of taking the bank unlocking bank card and updating the password is called, the bank card unlocking is completed, and meanwhile, the password updating is completed. The bank card unlocking scheme based on the blockchain technology and the 5G message is described in detail below.
Fig. 1 is a schematic flowchart of a method for unlocking a bank card based on a blockchain technique and 5G messages, which is applied to a system in an embodiment of the present invention, as shown in fig. 1, the method includes the following steps:
step 101: the method comprises the steps that when a client receives an unlocking request of a user for a bank card in a 5G message, the client acquires an identity card number of the user; sending the identity card number of the user to a bank server through a 5G network;
step 102: the bank server inquires the basic information of the user from a pre-constructed block chain according to the identity card number of the user; if the basic information of the user is inquired, an identity strengthening authentication request is sent to the client; the block chain is pre-stored with user basic information reserved by a plurality of users when each bank opens a bank account, and servers of the plurality of banks form the block chain;
step 103: the method comprises the steps that when a client receives an identity reinforcing authentication request in a 5G message, a face feature image of a user is obtained; sending the facial feature image of the user to a bank server through a 5G network;
step 104: the bank server compares the received face feature image with the face feature image in the basic information, if the similarity exceeds a preset value, a bank card list under the user name is inquired, and the bank card list is sent to the client;
step 105: the client receives the bank card number to be unlocked selected by the user in the bank card list in the 5G message; sending the bank card number to be unlocked to the bank server through the 5G network;
step 106: and the bank server calls a transaction process of unlocking the bank card by the bank according to the bank card number to be unlocked and processes the unlocking request of the bank card.
The 5G message bank card unlocking method based on the block chain technology provided by the embodiment of the invention works as follows: the method comprises the steps that when a client receives an unlocking request of a user for a bank card in a 5G message, the client acquires an identity card number of the user; sending the identity card number of the user to a bank server through a 5G network; the bank server inquires the basic information of the user from a pre-constructed block chain according to the identity card number of the user; if the basic information of the user is inquired, an identity strengthening authentication request is sent to the client; the block chain is pre-stored with user basic information reserved by a plurality of users when each bank opens a bank account, and servers of the plurality of banks form the block chain; the method comprises the steps that when a client receives an identity reinforcing authentication request in a 5G message, a face feature image of a user is obtained; sending the facial feature image of the user to a bank server through a 5G network; the bank server compares the received face feature image with the face feature image in the basic information, if the similarity exceeds a preset value, a bank card list under the user name is inquired, and the bank card list is sent to the client; the client receives the bank card number to be unlocked selected by the user in the bank card list in the 5G message; sending the bank card number to be unlocked to the bank server through a 5G network; the bank server calls a transaction process of the bank unlocking bank card according to the bank card number to be unlocked, processes the unlocking request of the bank card, can efficiently and safely help the client to handle the bank card unlocking service, and improves user experience. The method for unlocking the 5G message bank card based on the blockchain technology is described in detail below.
The client mentioned in the embodiment of the invention can be a mobile phone, an ipad, a tablet computer and the like of a user. The method applied to the client can be a mobile banking APP installed on the client. Before the embodiment of the invention is implemented, a block chain is constructed in advance, that is, a block chain network is formed by a plurality of bank servers (for example, a bank server a, a bank server B and a bank server C shown in fig. 4), each bank server stores user basic information reserved when each bank opens a bank account, when a bank card is unlocked, the bank server inquires the user basic information from the block chain, each bank server feeds back the user basic information, when the similarity of the user basic information fed back by all the servers by the server initiating the inquiry request exceeds a preset threshold, an identity reinforcing authentication request is initiated to the client, the reliability of data acquisition is high, and the security of bank card unlocking is further improved.
In one embodiment, when the client receives an unlocking request of the user for the bank card in the 5G message, acquiring the identification number of the user may include: and when the client receives an unlocking request of the user to the bank card in the 5G message, the identity card is identified through the OCR to obtain the identity card number of the user.
During specific implementation, when the client receives an unlocking request of a user for a bank card in a 5G message, the identity card is identified through the OCR to obtain the identity card number of the user, and the unlocking efficiency of the user card and the user experience are improved.
In one embodiment, the client receives a bank card number to be unlocked selected by a user in the bank card list in a 5G message; sending the bank card number to be unlocked to the bank server through the 5G network, which may include:
the client receives the bank card number to be unlocked selected by the user in the bank card list and a new password of the bank card number to be unlocked in the 5G message; sending the bank card number to be unlocked and the new password to the bank server through the 5G network;
the bank server calls a transaction process of the bank unlocking bank card according to the bank card number to be unlocked, and processes the unlocking request of the bank card, which may include:
and the bank server calls a transaction process of unlocking the bank card and updating the password by the bank according to the bank card number to be unlocked and the new password to finish unlocking the bank card and updating the password.
During specific implementation, the operation of updating the card password can be completed while unlocking, and the safety of the bank account is ensured.
In one embodiment, the basic information of the user includes: name, mobile phone number, ID card number, bank card number and face feature image.
In one embodiment, when the bank receiving the unlocking request is not the bank corresponding to the bank card to be unlocked, an operation of identifying which bank the bank card is may be performed.
Fig. 2 is a schematic flowchart of a method for unlocking a bank card based on a blockchain technique and 5G messages applied to a client in an embodiment of the present invention, and as shown in fig. 2, the method for unlocking a bank card based on a blockchain technique and 5G messages applied to a client includes: step 201: when an unlocking request of a user for a bank card is received in the 5G message, acquiring an identity card number of the user; sending the identity card number of the user to a bank server through a 5G network; step 202: when an identity reinforcing authentication request is received in the 5G message, a face feature image of a user is obtained; sending the facial feature image of the user to a bank server through a 5G network; step 203: receiving the bank card number to be unlocked selected by the user in the bank card list in the 5G message; and sending the bank card number to be unlocked to the bank server through the 5G network.
Fig. 3 is a schematic flowchart of a method for unlocking a bank card based on a blockchain technique and a 5G message, which is applied to a server in the embodiment of the present invention, and as shown in fig. 3, the method for unlocking a bank card based on a blockchain technique and a 5G message, which is applied to a server, includes: step 301: inquiring the basic information of the user from a pre-constructed block chain according to the identity card number of the user; if the basic information of the user is inquired, an identity strengthening authentication request is sent to the client; the block chain is pre-stored with user basic information reserved by a plurality of users when each bank opens a bank account, and servers of the plurality of banks form the block chain; step 302: comparing the received face feature image with the face feature image in the basic information, if the similarity exceeds a preset value, inquiring a bank card list under the user name, and sending the bank card list to the client; step 303: and calling a transaction process of the bank unlocking bank card according to the bank card number to be unlocked, and processing the unlocking request of the bank card.
To sum up, the embodiment of the present invention provides a method for unlocking a bank card by using 5G messages based on a blockchain technology, where a user records information of the user in a blockchain when the user opens a bank card account in each bank; when a user needs to unlock the bank card, the identity card is identified through OCR, whether the operation is carried out by using a reserved mobile phone number is determined through inquiring user information during opening an account based on the identified identity card number, if so, the identity is strengthened and authenticated for the user through face identification, if the authentication is passed, a card list under the user name is inquired, the user can input a new password after selecting the new password, the transaction of taking the bank unlocking bank card and updating the password is called, the bank card unlocking is completed, the password updating is completed at the same time, the bank card is unlocked efficiently and safely, and the user experience is improved.
According to the technical scheme, the data acquisition, storage, use, processing and the like meet relevant regulations of national laws and regulations.
The embodiment of the invention also provides a bank card unlocking system based on the block chain technology and the 5G message, and the system is described in the following embodiment. Because the principle of solving the problems of the system is similar to the bank card unlocking method based on the blockchain technology and the 5G message, the implementation of the system can refer to the implementation of the bank card unlocking method based on the blockchain technology and the 5G message, and repeated details are not repeated.
Fig. 4 is a schematic structural diagram of a bank card unlocking system based on a block chain technique and 5G messages applied to a server in the embodiment of the present invention, as shown in fig. 4, the system includes:
the client 01 is used for acquiring the identity card number of the user when receiving an unlocking request of the user to the bank card in the 5G message; sending the identity card number of the user to a bank server through a 5G network; when an identity reinforcing authentication request is received in the 5G message, a face feature image of a user is obtained; sending the facial feature image of the user to a bank server through a 5G network; receiving the bank card number to be unlocked selected by the user in the bank card list in the 5G message; sending the bank card number to be unlocked to a bank server through a 5G network;
the bank server 02 is used for inquiring the basic information of the user from a pre-constructed block chain according to the identity card number of the user; if the basic information of the user is inquired, an identity strengthening authentication request is sent to the client; comparing the received face feature image with the face feature image in the basic information, if the similarity exceeds a preset value, inquiring a bank card list under the user name, and sending the bank card list to the client; according to the bank card number to be unlocked, calling a transaction process of the bank unlocking bank card, and processing an unlocking request of the bank card; the block chain is pre-stored with user basic information reserved by a plurality of users when each bank opens a bank account, and the block chain is formed by servers of the plurality of banks.
In one embodiment, the client is specifically configured to, when receiving an unlocking request of a user for a bank card in a 5G message, recognize the identification card through an OCR to obtain an identification card number of the user.
In one embodiment, the client is specifically configured to: receiving the bank card number to be unlocked selected by the user in the bank card list and a new password of the bank card number to be unlocked in the 5G message; sending the bank card number to be unlocked and the new password to the bank server through the 5G network;
the bank server is specifically configured to: and calling a transaction process of unlocking the bank card and updating the password by the bank according to the bank card number to be unlocked and the new password to finish the unlocking of the bank card and the updating of the password.
In one embodiment, the basic information of the user includes: name, mobile phone number, ID card number, bank card number and face feature image.
Based on the aforementioned inventive concept, as shown in fig. 5, the present invention further provides a computer device 500, which includes a memory 510, a processor 520, and a computer program 530 stored on the memory 510 and executable on the processor 520, wherein the processor 520 executes the computer program 530 to implement the aforementioned bank card unlocking method based on the block chain technology and the 5G message.
The embodiment of the invention also provides a computer readable storage medium, wherein a computer program is stored in the computer readable storage medium, and when the computer program is executed by a processor, the method for unlocking the 5G message bank card based on the block chain technology is realized.
The embodiment of the invention also provides a computer program product, which comprises a computer program, and when the computer program is executed by a processor, the method for unlocking the 5G message bank card based on the block chain technology is realized.
In the embodiment of the invention, the 5G message bank card unlocking scheme based on the block chain technology comprises the following steps: the method comprises the steps that when a client receives an unlocking request of a user for a bank card in a 5G message, the client acquires an identity card number of the user; sending the identity card number of the user to a bank server through a 5G network; the bank server inquires the basic information of the user from a pre-constructed block chain according to the identity card number of the user; if the basic information of the user is inquired, an identity strengthening authentication request is sent to the client; the block chain is pre-stored with user basic information reserved by a plurality of users when each bank opens a bank account, and servers of the plurality of banks form the block chain; the method comprises the steps that when a client receives an identity reinforcing authentication request in a 5G message, a face feature image of a user is obtained; sending the facial feature image of the user to a bank server through a 5G network; the bank server compares the received face feature image with the face feature image in the basic information, if the similarity exceeds a preset value, a bank card list under the user name is inquired, and the bank card list is sent to the client; the client receives the bank card number to be unlocked selected by the user in the bank card list in the 5G message; sending the bank card number to be unlocked to the bank server through the 5G network; the bank server calls the transaction process of the bank unlocking bank card according to the bank card number to be unlocked, processes the unlocking request of the bank card, can efficiently and safely help the client handle the bank card unlocking service, and improves the user experience.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.

Claims (10)

1.一种基于区块链技术和5G消息的银行卡解锁方法,其特征在于,包括:1. a bank card unlocking method based on block chain technology and 5G message, is characterized in that, comprises: 客户端在5G消息中接收到用户对银行卡的解锁请求时,获取用户的身份证号码;将用户的身份证号码通过5G网络发送至银行服务器;When the client receives the user's unlock request for the bank card in the 5G message, it obtains the user's ID number; sends the user's ID number to the bank server through the 5G network; 银行服务器根据所述用户的身份证号码到预先构建的区块链中查询用户的基本信息;若查询到用户的基本信息,发起身份加强认证请求至所述客户端;所述区块链中预先存储有多个用户在每家银行开立银行账户时预留的用户基本信息,多家银行的服务器构成所述区块链;The bank server queries the user's basic information in the pre-built blockchain according to the user's ID number; if the user's basic information is queried, it initiates a request for enhanced identity authentication to the client; Stores the basic user information reserved by multiple users when opening a bank account in each bank, and the servers of multiple banks constitute the blockchain; 客户端在5G消息中接收到身份加强认证请求时,获取用户的人脸特征图像;将用户的人脸特征图像通过5G网络发送至银行服务器;When the client receives the identity enhancement authentication request in the 5G message, it obtains the user's facial feature image; sends the user's facial feature image to the bank server through the 5G network; 银行服务器将接收到的人脸特征图像与查询到的所述基本信息中的人脸特征图像进行比对,若相似度超过预设值时,查询所述用户名下的银行卡列表,将所述银行卡列表发送至所述客户端;The bank server compares the received face feature image with the face feature image in the queried basic information, and if the similarity exceeds the preset value, queries the bank card list under the user name, and compares the The bank card list is sent to the client; 客户端在5G消息中接收用户在所述银行卡列表中选择的待解锁银行卡号;将待解锁银行卡号通过5G网络发送至所述银行服务器;The client receives the bank card number to be unlocked selected by the user in the bank card list in the 5G message; sends the bank card number to be unlocked to the bank server through the 5G network; 银行服务器根据待解锁银行卡号,调用银行解锁银行卡的交易进程,处理银行卡的解锁请求。According to the bank card number to be unlocked, the bank server invokes the transaction process of the bank to unlock the bank card, and processes the unlock request of the bank card. 2.如权利要求1所述的基于区块链技术和5G消息的银行卡解锁方法,其特征在于,客户端在5G消息中接收到用户对银行卡的解锁请求时,获取用户的身份证号码,包括:客户端在5G消息中接收到用户对银行卡的解锁请求时,通过OCR识别所述的身份证得到用户的身份证号码。2. The bank card unlocking method based on blockchain technology and 5G messages as claimed in claim 1, wherein the client obtains the user's ID number when receiving the user's unlocking request to the bank card in the 5G message , including: when the client receives the user's unlock request for the bank card in the 5G message, identifying the ID card through OCR to obtain the user's ID card number. 3.如权利要求1所述的基于区块链技术和5G消息的银行卡解锁方法,其特征在于,客户端在5G消息中接收用户在所述银行卡列表中选择的待解锁银行卡号;将待解锁银行卡号通过5G网络发送至所述银行服务器,包括:3. The bank card unlocking method based on blockchain technology and 5G message as claimed in claim 1, wherein the client receives in the 5G message the bank card number to be unlocked selected by the user in the bank card list; The bank card number to be unlocked is sent to the bank server through the 5G network, including: 客户端在5G消息中接收用户在所述银行卡列表中选择的待解锁银行卡号,以及所述待解锁银行卡号的新密码;将待解锁银行卡号及新密码通过5G网络发送至所述银行服务器;The client receives in the 5G message the bank card number to be unlocked selected by the user in the bank card list, and the new password of the bank card number to be unlocked; sends the bank card number to be unlocked and the new password to the bank server through the 5G network ; 银行服务器根据待解锁银行卡号,调用银行解锁银行卡的交易进程,处理银行卡的解锁请求,包括:According to the bank card number to be unlocked, the bank server calls the transaction process of the bank to unlock the bank card, and processes the unlock request of the bank card, including: 银行服务器根据待解锁银行卡号及新密码,调用银行解锁银行卡和更新密码的交易进程,完成银行卡解锁及密码更新。According to the bank card number to be unlocked and the new password, the bank server invokes the transaction process of unlocking the bank card and updating the password of the bank to complete the unlocking of the bank card and the password update. 4.如权利要求1所述的基于区块链技术和5G消息的银行卡解锁方法,其特征在于,所述用户的基本信息包括:姓名、手机号、身份证号、所在银行、银行卡号及人脸特征图像。4. The bank card unlocking method based on blockchain technology and 5G messages as claimed in claim 1, wherein the basic information of the user comprises: name, mobile phone number, ID number, bank, bank card number and face feature image. 5.一种基于区块链技术和5G消息的银行卡解锁系统,其特征在于,包括:5. A bank card unlocking system based on blockchain technology and 5G messages, characterized in that it comprises: 客户端,用于在5G消息中接收到用户对银行卡的解锁请求时,获取用户的身份证号码;将用户的身份证号码通过5G网络发送至银行服务器;在5G消息中接收到身份加强认证请求时,获取用户的人脸特征图像;将用户的人脸特征图像通过5G网络发送至银行服务器;在5G消息中接收用户在银行卡列表中选择的待解锁银行卡号;将待解锁银行卡号通过5G网络发送至银行服务器;The client is used to obtain the user's ID number when receiving the user's unlock request for the bank card in the 5G message; send the user's ID number to the bank server through the 5G network; receive enhanced identity authentication in the 5G message When requested, obtain the user's facial feature image; send the user's facial feature image to the bank server through the 5G network; receive the bank card number to be unlocked selected by the user in the bank card list in the 5G message; pass the bank card number to be unlocked through The 5G network is sent to the bank server; 银行服务器,用于根据所述用户的身份证号码到预先构建的区块链中查询用户的基本信息;若查询到用户的基本信息,发起身份加强认证请求至所述客户端;将接收到的人脸特征图像与查询到的所述基本信息中的人脸特征图像进行比对,若相似度超过预设值时,查询所述用户名下的银行卡列表,将所述银行卡列表发送至所述客户端;根据待解锁银行卡号,调用银行解锁银行卡的交易进程,处理银行卡的解锁请求;所述区块链中预先存储有多个用户在每家银行开立银行账户时预留的用户基本信息,多家银行的服务器构成所述区块链。The bank server is used to query the user's basic information in the pre-built block chain according to the user's ID number; if the user's basic information is queried, initiate an identity strengthening authentication request to the client; The facial feature image is compared with the facial feature image in the queried basic information. If the similarity exceeds the preset value, query the bank card list under the user name, and send the bank card list to The client; according to the bank card number to be unlocked, call the transaction process of the bank to unlock the bank card, and process the unlock request of the bank card; the blockchain pre-stores a plurality of users reserved when each bank opens a bank account The basic information of users, and the servers of multiple banks constitute the blockchain. 6.如权利要求5所述的基于区块链技术和5G消息的银行卡解锁系统,其特征在于,客户端具体用于在5G消息中接收到用户对银行卡的解锁请求时,通过OCR识别所述的身份证得到用户的身份证号码。6. The bank card unlocking system based on block chain technology and 5G message as claimed in claim 5, wherein the client is specifically used to identify the bank card by OCR when receiving the user's unlock request to the bank card in the 5G message The ID card gets the user's ID card number. 7.如权利要求5所述的基于区块链技术和5G消息的银行卡解锁系统,其特征在于,客户端具体用于:在5G消息中接收用户在所述银行卡列表中选择的待解锁银行卡号,以及所述待解锁银行卡号的新密码;将待解锁银行卡号及新密码通过5G网络发送至所述银行服务器;7. The bank card unlocking system based on block chain technology and 5G message as claimed in claim 5, wherein the client is specifically used for: receiving in the 5G message the to-be-unlocked selected by the user in the bank card list bank card number, and the new password of the bank card number to be unlocked; send the bank card number to be unlocked and the new password to the bank server through the 5G network; 银行服务器具体用于:根据待解锁银行卡号及新密码,调用银行解锁银行卡和更新密码的交易进程,完成银行卡解锁及密码更新。The bank server is specifically used to: call the bank to unlock the bank card and update the password according to the bank card number to be unlocked and the new password, and complete the bank card unlock and password update. 8.一种计算机设备,包括存储器、处理器及存储在存储器上并可在处理器上运行的计算机程序,其特征在于,所述处理器执行所述计算机程序时实现权利要求1至4任一所述方法。8. A computer device comprising a memory, a processor and a computer program stored on the memory and running on the processor, wherein the processor implements any one of claims 1 to 4 when the processor executes the computer program the method. 9.一种计算机可读存储介质,其特征在于,所述计算机可读存储介质存储有计算机程序,所述计算机程序被处理器执行时实现权利要求1至4任一所述方法。9 . A computer-readable storage medium, wherein the computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the method of any one of claims 1 to 4 is implemented. 10 . 10.一种计算机程序产品,其特征在于,所述计算机程序产品包括计算机程序,所述计算机程序被处理器执行时实现权利要求1至4任一所述方法。10. A computer program product, characterized in that the computer program product comprises a computer program, which implements the method of any one of claims 1 to 4 when the computer program is executed by a processor.
CN202210652269.2A 2022-06-10 2022-06-10 Bank card unlocking method and system based on block chain technology and 5G message Pending CN115085996A (en)

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