CN113112266B - Multi-card processing method and system based on 5G message and blockchain - Google Patents

Multi-card processing method and system based on 5G message and blockchain Download PDF

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CN113112266B
CN113112266B CN202110532548.0A CN202110532548A CN113112266B CN 113112266 B CN113112266 B CN 113112266B CN 202110532548 A CN202110532548 A CN 202110532548A CN 113112266 B CN113112266 B CN 113112266B
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user
transfer
information
message
card
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CN113112266A (en
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刘娟
张群杰
王英芝
张家登
王鹏晴
刘宪伟
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Bank of China Ltd
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    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357Cards having a plurality of specified features
    • G06Q20/3572Multiple accounts on card
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108Remote banking, e.g. home banking
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

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  • Computer Security & Cryptography (AREA)
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  • Computer Networks & Wireless Communication (AREA)
  • Information Transfer Between Computers (AREA)

Abstract

The invention discloses a multi-card processing method and system based on 5G information and blockchain, and relates to the technical field of mobile interconnection, wherein the method comprises the following steps: the client receives a card binding request input by a user in a 5G message, and sends the mobile phone number of the user to a 5G message server; the 5G message server inquires the mobile phone number of the user in the mapping relation between the mobile phone number of the blockchain network and the bank card number list to obtain the bank card number list of the user; the client receives all the information of the bank card to be bound selected from the list by the user in the 5G message, acquires the biological characteristic information of the user and sends the biological characteristic information to the 5G message server; and the server compares the transmitted biological characteristic information with the biological characteristic information of the user pre-stored in the blockchain network, and if the biological characteristic information is consistent with the biological characteristic information of the user pre-stored in the blockchain network, a binding interface of a bank end corresponding to each piece of to-be-bound bank card information is called to complete multi-card binding processing. The invention can realize high-efficiency and safe multi-card processing.

Description

Multi-card processing method and system based on 5G message and blockchain
Technical Field
The invention relates to the technical field of mobile interconnection, in particular to a multi-card processing method and system based on 5G messages and blockchains.
Background
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims. The description herein is not admitted to be prior art by inclusion in this section.
At present, each customer has a plurality of bank cards of banks, so that the management is very troublesome, although some bank APP or three-party software supports the binding of the bank cards of different banks of the customer at present, the customer needs to download the APP, the process of binding the card needs to carry out a series of authentications such as card number input, short message verification code input, identity identification, password input and the like, the operation is relatively complicated, and the customer information is unsafe in the operation process.
Disclosure of Invention
The embodiment of the invention provides a multi-card processing method based on 5G information and a blockchain, which is used for realizing efficient and safe multi-card processing and comprises the following steps:
The client receives a card binding request input by a user in a 5G message, and sends the mobile phone number of the user to a 5G message server;
The 5G message server inquires the mobile phone number of the user in the mapping relation between the mobile phone number of the blockchain network and the bank card number list, and obtains the bank card number list of the user; transmitting the bank card number list to a client;
The client receives all the information of the bank card to be bound selected from the bank card number list by the user in the 5G message, and acquires the biological characteristic information of the user; transmitting all to-be-bound bank card information and biological characteristic information to a 5G message server;
and the 5G message server compares the transmitted biological characteristic information with the biological characteristic information of the user stored in the blockchain network in advance, and if the biological characteristic information is consistent with the biological characteristic information, a binding interface of a bank end corresponding to each piece of to-be-bound bank card information is called to finish multi-card binding processing.
The embodiment of the invention also provides a multi-card processing system based on the 5G message and the blockchain, which is used for realizing high-efficiency and safe multi-card processing, and comprises the following steps:
The client is used for receiving a card binding request input by a user in the 5G message and sending the mobile phone number of the user to the 5G message server; receiving all to-be-bound bank card information selected by a user from the bank card number list in the 5G message, and acquiring biological characteristic information of the user; transmitting all to-be-bound bank card information and biological characteristic information to a 5G message server;
the 5G message server is used for inquiring the mapping relation between the mobile phone number of the user and the bank card number list stored in the blockchain network in advance to obtain the bank card number list of the user; transmitting the bank card number list to a client; and comparing the transmitted biological characteristic information with the biological characteristic information of the user stored in the blockchain network in advance, and calling a binding interface of a bank end corresponding to each piece of to-be-bound bank card information to finish multi-card binding processing if the biological characteristic information is consistent with the biological characteristic information of the user stored in the blockchain network in advance.
The embodiment of the invention also provides computer equipment, which comprises a memory, a processor and a computer program stored on the memory and capable of running on the processor, wherein the processor realizes the multi-card processing method based on the 5G message and the blockchain when executing the computer program.
Embodiments of the present invention also provide a computer-readable storage medium storing a computer program for executing the above-described 5G message and blockchain-based multi-card processing method.
In the embodiment of the invention, the multi-card processing scheme based on the 5G message and the blockchain is as follows: the client receives a card binding request input by a user in a 5G message, and sends the mobile phone number of the user to a 5G message server; the 5G message server inquires the mobile phone number of the user in the mapping relation between the mobile phone number of the blockchain network and the bank card number list, and obtains the bank card number list of the user; transmitting the bank card number list to a client; the client receives all the information of the bank card to be bound selected from the bank card number list by the user in the 5G message, and acquires the biological characteristic information of the user; transmitting all to-be-bound bank card information and biological characteristic information to a 5G message server; and the 5G message server compares the transmitted biological characteristic information with the biological characteristic information of the user stored in the blockchain network in advance, and if the biological characteristic information is consistent with the biological characteristic information of the user stored in the blockchain network, the binding interface of the bank end corresponding to each piece of to-be-bound bank card information is called to finish multi-card binding processing, so that the efficient and safe multi-card processing can be realized.
Drawings
In order to more clearly illustrate the embodiments of the invention or the technical solutions in the prior art, the drawings that are required in the embodiments or the description of the prior art will be briefly described, it being obvious that the drawings in the following description are only some embodiments of the invention, and that other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art. In the drawings:
FIG. 1 is a flow chart of a multi-card processing method based on 5G messages and blockchain in an embodiment of the invention;
FIG. 2 is a flow chart of a multi-card processing method based on 5G messages and blockchain in accordance with another embodiment of the present invention;
FIG. 3 is a flow chart of a multi-card processing method based on 5G messages and blockchain in accordance with another embodiment of the present invention;
FIG. 4 is a flow chart of a multi-card processing method based on 5G messages and blockchain in accordance with another embodiment of the present invention;
FIG. 5 is a schematic diagram of a multi-card processing system based on 5G messages and blockchain in accordance with an embodiment of the present invention.
Detailed Description
For the purpose of making the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention will be described in further detail with reference to the accompanying drawings. The exemplary embodiments of the present invention and their descriptions herein are for the purpose of explaining the present invention, but are not to be construed as limiting the invention.
The embodiment of the invention provides a multi-card processing scheme based on a 5G message and a blockchain, which adopts a scheme that bank cards of a plurality of banks are managed in the 5G message, the binding process only needs to carry out face recognition to finish verification without downloading APP, and when a client (user) transfers money, only needs to carry out spaced gesture sliding operation on the cards in a card list, carries out voice recognition on transfer money amount, then carries out face recognition to finish the verification, and improves the client experience. The records of the whole process are added into the blockchain to prevent clients from repudiation. The multi-card processing scheme based on 5G messages and blockchain is described in detail below.
Fig. 1 is a flow chart of a multi-card processing method based on 5G messages and blockchain in an embodiment of the invention, as shown in fig. 1, the method includes the following steps:
step 101: the client receives a card binding request input by a user in a 5G message, and sends the mobile phone number of the user to a 5G message server;
step 102: the 5G message server inquires the mobile phone number of the user in the mapping relation between the mobile phone number of the blockchain network and the bank card number list, and obtains the bank card number list of the user; transmitting the bank card number list to a client;
Step 103: the client receives all the information of the bank card to be bound selected from the bank card number list by the user in the 5G message, and acquires the biological characteristic information of the user; transmitting all to-be-bound bank card information and biological characteristic information to a 5G message server;
Step 104: and the 5G message server compares the transmitted biological characteristic information with the biological characteristic information of the user stored in the blockchain network in advance, and if the biological characteristic information is consistent with the biological characteristic information, a binding interface of a bank end corresponding to each piece of to-be-bound bank card information is called to finish multi-card binding processing.
The multi-card processing method based on the 5G message and the blockchain provided by the embodiment of the invention realizes high-efficiency and safe multi-card processing. The steps involved in the method are described in detail below.
1. First, the above steps 101 to 104 are described.
When the embodiment of the invention is implemented, a plurality of preparation steps are firstly carried out, customer information is written into the blockchain, and the mapping relation between the mobile phone number and the bank card number list and the face information reserved by the customer at the bank are written into the blockchain.
In specific implementation, next, the step of binding the card is implemented: in the 5G message, the client clicks the card binding (namely receives the card binding request input by the user), and sends the mobile phone number to the 5G message server to be matched and inquired in the bank card number list in the mapping relation (the mapping relation between the mobile phone number and the bank card number list) pre-stored in the blockchain. Specifically, a plurality of 5G message server nodes may form a blockchain network, and each server node stores a mapping relationship between a mobile phone number and a bank card number list, and based on this, the step of obtaining the bank card number list may be: when the mobile phone number is received, the main server node sends a query request to each node in the blockchain network, each node takes out the mapping relation stored in the node when receiving the query request and sends the mapping relation to the main server node, when the main server node determines that the relation similarity sent by each node is larger than a preset value, the mobile phone number sent by the client is matched with the mapping relation to obtain a bank card list corresponding to the mobile phone number, and the bank card list obtained based on the blockchain technology is accurate and has no tampered mapping relation, so that the safe and reliable multi-card processing is ensured. The client (user) selects the card in the client 5G message to bind, face identification (biological feature identification) is carried out in the binding process, the card is sent to the 5G message server, the 5G message server sends face information reserved by block chain inquiry, and the step of inquiring the reserved face information by the block chain is detailed in the step of obtaining a bank card number list. And the 5G message server compares whether the current face of the client is consistent with the stored face of the blockchain, and completes the binding of the card by confirming that the client operates.
2. Next, preferred steps of the embodiment of the present invention will be described.
The inventor finds that in the prior art, when transferring accounts, a card number needs to be selected or input, and the security authentication needs to be carried out by inputting a short message verification code or a token, so that the inventor also provides the following preferred scheme of efficient and secure account transfer.
In one embodiment, as shown in fig. 2, the method for processing multiple cards based on 5G messages and blockchains may further include:
Step 105: the client receives the transfer request of the user in the 5G message; when the transfer request is received, acquiring a space gesture of a user; monitoring the transfer amount voice of the user in the 5G message; sending the blank gesture and the transfer amount voice of the user to a 5G message server;
Step 106: the 5G message server determines the movement position change information of the user above the client screen according to the space gesture, and judges the transfer intention of the user according to the position change information; the transfer intention comprises transfer account information and transfer account information; after receiving the transfer amount voice, identifying the transfer amount; and calling interfaces of banks corresponding to the transfer-in and transfer-out account information according to the transfer amount, the transfer-out account information and the transfer-in account information to finish transfer processing.
In specific implementation, the step of acquiring the space-apart gesture comprises the following steps: and in the 5G message of the client, acquiring a blank gesture of the client, and judging the intention of the client according to the position of the client gesture on the screen, which account is transferred from. If the 1 position is the account A (transfer account), the 2 position is the account B (transfer account), the client gesture slides from the 1 position to the 2 position, the client is judged to be transferring from the account A to the account B, and then the voice recognition step is carried out.
In specific implementation, the voice recognition steps are as follows: in the 5G message of the client, monitoring the voice of the client, sending the voice to the 5G message server, identifying the amount to be transferred by the client, and then entering the transfer step
In particular, the transfer step comprises: and according to the results obtained in the gesture obtaining and voice recognition steps, the customer is required to carry out face authentication, the two account information, the face information and the transfer amount of the transfer are sent to a bank background (the account is transferred in and out respectively corresponding to the bank end interfaces of the bank) through a 5G message server, and the transfer between the accounts is completed.
In one embodiment, as shown in fig. 3, the method for processing multiple cards based on 5G messages and blockchains may further include step 107: and if the transmitted biological characteristic information is inconsistent with the biological characteristic information of the user pre-stored in the blockchain network, sending out a binding rejection notification to the client.
In one embodiment, as shown in fig. 4, the method for processing multiple cards based on 5G messages and blockchains may further include step 108: the multi-card processing results are added to the blockchain.
The multi-card processing method based on the 5G message and the blockchain provided by the embodiment of the invention realizes the following steps: a plurality of bank cards are managed through 5G information, and APP is not required to be downloaded; the card binding process is simple, and complicated verification is not required; the transfer amount is recognized through voice, so that the complicated manual input of the amount is avoided; the transfer is completed rapidly through the experience mode of the space gesture; the identity authentication is completed through face recognition, so that the method is fast and safe; and the block chain technology is adopted, so that the repudiation is prevented, and the safety is ensured.
The embodiment of the invention also provides a multi-card processing system based on the 5G message and the blockchain, as described in the following embodiment. Because the principle of the system for solving the problem is similar to that of the multi-card processing method based on the 5G message and the blockchain, the implementation of the system can refer to the implementation of the multi-card processing method based on the 5G message and the blockchain, and the repetition is omitted.
FIG. 5 is a schematic diagram of a multi-card processing system based on 5G messages and blockchain according to an embodiment of the invention, as shown in FIG. 5, the system includes:
The client 01 is used for receiving a card binding request input by a user in the 5G message and sending the mobile phone number of the user to the 5G message server; receiving all to-be-bound bank card information selected by a user from the bank card number list in the 5G message, and acquiring biological characteristic information of the user; transmitting all to-be-bound bank card information and biological characteristic information to a 5G message server;
The 5G message server 02 is used for inquiring the mapping relation between the mobile phone number of the user and the mobile phone number and the bank card number list stored in the blockchain network in advance to obtain the bank card number list of the user; transmitting the bank card number list to a client; and comparing the transmitted biological characteristic information with the biological characteristic information of the user stored in the blockchain network in advance, and if the biological characteristic information is consistent with the biological characteristic information of the user, calling a binding interface of the bank end 03 corresponding to each piece of to-be-bound bank card information to finish multi-card binding processing.
In one embodiment, the client may also be configured to receive a transfer request from a user in a 5G message; when the transfer request is received, acquiring a space gesture of a user; monitoring the transfer amount voice of the user in the 5G message; sending the blank gesture and the transfer amount voice of the user to a 5G message server;
The 5G message server can also be used for determining the movement position change information of the user above the client screen according to the space gesture, and judging the transfer intention of the user according to the position change information; the transfer intention comprises transfer account information and transfer account information; after receiving the transfer amount voice, identifying the transfer amount; and calling interfaces of banks corresponding to the transfer-in and transfer-out account information according to the transfer amount, the transfer-out account information and the transfer-in account information to finish transfer processing.
In one embodiment, the 5G message server may be further configured to send a refusal binding notification to the client if the sent biometric information is inconsistent with the biometric information of the user previously stored in the blockchain network.
In one embodiment, the multi-card processing system based on 5G messages and blockchain may further include: and the adding unit is used for adding the multi-card processing result into the blockchain.
The embodiment of the invention also provides computer equipment, which comprises a memory, a processor and a computer program stored on the memory and capable of running on the processor, wherein the processor realizes the multi-card processing method based on the 5G message and the blockchain when executing the computer program.
Embodiments of the present invention also provide a computer-readable storage medium storing a computer program for executing the above-described 5G message and blockchain-based multi-card processing method.
In the embodiment of the invention, the multi-card processing scheme based on the 5G message and the blockchain is as follows: the client receives a card binding request input by a user in a 5G message, and sends the mobile phone number of the user to a 5G message server; the 5G message server inquires the mobile phone number of the user in the mapping relation between the mobile phone number of the blockchain network and the bank card number list, and obtains the bank card number list of the user; transmitting the bank card number list to a client; the client receives all the information of the bank card to be bound selected from the bank card number list by the user in the 5G message, and acquires the biological characteristic information of the user; transmitting all to-be-bound bank card information and biological characteristic information to a 5G message server; and the 5G message server compares the transmitted biological characteristic information with the biological characteristic information of the user stored in the blockchain network in advance, and if the biological characteristic information is consistent with the biological characteristic information of the user stored in the blockchain network, the binding interface of the bank end corresponding to each piece of to-be-bound bank card information is called to finish multi-card binding processing, so that the efficient and safe multi-card processing can be realized.
It will be appreciated by those skilled in the art that embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The foregoing description of the embodiments has been provided for the purpose of illustrating the general principles of the invention, and is not meant to limit the scope of the invention, but to limit the invention to the particular embodiments, and any modifications, equivalents, improvements, etc. that fall within the spirit and principles of the invention are intended to be included within the scope of the invention.

Claims (8)

1.一种基于5G消息和区块链的多卡片处理方法,其特征在于,包括:1. A multi-card processing method based on 5G messages and blockchain, characterized by comprising: 客户端在5G消息中接收用户输入的卡绑定请求,将用户的手机号发送至5G消息服务器;The client receives the card binding request input by the user in the 5G message and sends the user's mobile phone number to the 5G message server; 5G消息服务器将用户的手机号到预先存储在区块链网络的手机号与银行卡号列表的映射关系中进行查询,得到所述用户的银行卡号列表;将所述银行卡号列表发送至客户端;The 5G message server queries the user's mobile phone number in the mapping relationship between the mobile phone number and the bank card number list pre-stored in the blockchain network to obtain the user's bank card number list; and sends the bank card number list to the client; 客户端在5G消息中接收用户从所述银行卡号列表中选择的所有待绑定银行卡信息,以及获取用户的生物特征信息;将所有待绑定银行卡信息以及生物特征信息发送至5G消息服务器;The client receives all the bank card information to be bound selected by the user from the bank card number list in the 5G message, and obtains the user's biometric information; and sends all the bank card information to be bound and the biometric information to the 5G message server; 5G消息服务器将发来的生物特征信息与预先存储在区块链网络的所述用户的生物特征信息进行比对,若一致,调用每一待绑定银行卡信息对应的银行端的绑定接口完成多卡片绑定处理;The 5G message server compares the sent biometric information with the biometric information of the user pre-stored in the blockchain network. If they are consistent, the binding interface of the bank side corresponding to each bank card information to be bound is called to complete the multi-card binding process; 还包括:Also includes: 客户端在5G消息中接收用户的转账请求;在接收到所述转账请求时,获取用户的隔空手势;在5G消息中监听用户的转账金额语音;将隔空手势和用户的转账金额语音发送至5G消息服务器;The client receives the user's transfer request in the 5G message; upon receiving the transfer request, obtains the user's air gesture; monitors the user's transfer amount voice in the 5G message; and sends the air gesture and the user's transfer amount voice to the 5G message server; 5G消息服务器根据隔空手势确定用户在客户端屏幕上方的移动位置变化信息,根据所述位置变化信息判断用户的转账意图;所述转账意图包括转出账户信息和转入账户信息;在接收到转账金额语音后,识别出转账金额;根据转账金额、转出账户信息和转入账户信息,调用转入和转出账户信息对应银行的接口完成转账处理。The 5G message server determines the user's moving position change information above the client screen based on the air gestures, and judges the user's transfer intention based on the position change information; the transfer intention includes the transfer-out account information and the transfer-in account information; after receiving the transfer amount voice, the transfer amount is identified; based on the transfer amount, the transfer-out account information and the transfer-in account information, the interface of the bank corresponding to the transfer-in and transfer-out account information is called to complete the transfer processing. 2.如权利要求1所述的基于5G消息和区块链的多卡片处理方法,其特征在于,还包括:若将发来的生物特征信息与预先存储在区块链网络的所述用户的生物特征信息不一致,发出拒绝绑定通知至客户端。2. The multi-card processing method based on 5G messages and blockchain as described in claim 1 is characterized in that it also includes: if the sent biometric information is inconsistent with the biometric information of the user pre-stored in the blockchain network, a binding rejection notification is issued to the client. 3.如权利要求1所述的基于5G消息和区块链的多卡片处理方法,其特征在于,将多卡片处理结果加入区块链。3. The multi-card processing method based on 5G messages and blockchain as described in claim 1 is characterized in that the multi-card processing results are added to the blockchain. 4.一种基于5G消息和区块链的多卡片处理系统,其特征在于,包括:4. A multi-card processing system based on 5G messaging and blockchain, comprising: 客户端,用于在5G消息中接收用户输入的卡绑定请求,将用户的手机号发送至5G消息服务器;在5G消息中接收用户从所述银行卡号列表中选择的所有待绑定银行卡信息,以及获取用户的生物特征信息;将所有待绑定银行卡信息以及生物特征信息发送至5G消息服务器;The client is used to receive a card binding request input by a user in a 5G message, and send the user's mobile phone number to a 5G message server; receive all bank card information to be bound selected by the user from the bank card number list in the 5G message, and obtain the user's biometric information; and send all bank card information to be bound and biometric information to the 5G message server; 5G消息服务器,用于将用户的手机号到预先存储在区块链网络的手机号与银行卡号列表的映射关系中进行查询,得到所述用户的银行卡号列表;将所述银行卡号列表发送至客户端;将发来的生物特征信息与预先存储在区块链网络的所述用户的生物特征信息进行比对,若一致,调用每一待绑定银行卡信息对应的银行端的绑定接口完成多卡片绑定处理;The 5G message server is used to query the mapping relationship between the user's mobile phone number and the mobile phone number and bank card number list pre-stored in the blockchain network to obtain the user's bank card number list; send the bank card number list to the client; compare the sent biometric information with the biometric information of the user pre-stored in the blockchain network, and if they are consistent, call the binding interface of the bank end corresponding to each bank card information to be bound to complete the multi-card binding process; 所述客户端还用于在5G消息中接收用户的转账请求;在接收到所述转账请求时,获取用户的隔空手势;在5G消息中监听用户的转账金额语音;将隔空手势和用户的转账金额语音发送至5G消息服务器;The client is also used to receive a user's transfer request in a 5G message; upon receiving the transfer request, obtain the user's air gesture; monitor the user's transfer amount voice in the 5G message; and send the air gesture and the user's transfer amount voice to the 5G message server; 5G消息服务器还用于根据隔空手势确定用户在客户端屏幕上方的移动位置变化信息,根据所述位置变化信息判断用户的转账意图;所述转账意图包括转出账户信息和转入账户信息;在接收到转账金额语音后,识别出转账金额;根据转账金额、转出账户信息和转入账户信息,调用转入和转出账户信息对应银行的接口完成转账处理。The 5G message server is also used to determine the user's moving position change information above the client screen based on air gestures, and judge the user's transfer intention based on the position change information; the transfer intention includes transfer-out account information and transfer-in account information; after receiving the transfer amount voice, identify the transfer amount; based on the transfer amount, transfer-out account information and transfer-in account information, call the interface of the bank corresponding to the transfer-in and transfer-out account information to complete the transfer processing. 5.如权利要求4所述的基于5G消息和区块链的多卡片处理系统,其特征在于,5G消息服务器还用于将发来的生物特征信息与预先存储在区块链网络的所述用户的生物特征信息不一致,发出拒绝绑定通知至客户端。5. The multi-card processing system based on 5G messages and blockchain as described in claim 4 is characterized in that the 5G message server is also used to send a binding rejection notification to the client if the sent biometric information is inconsistent with the biometric information of the user pre-stored in the blockchain network. 6.如权利要求4所述的基于5G消息和区块链的多卡片处理系统,其特征在于,还包括:加入单元,用于将多卡片处理结果加入区块链。6. The multi-card processing system based on 5G messages and blockchain as described in claim 4 is characterized in that it also includes: a joining unit for adding the multi-card processing results to the blockchain. 7.一种计算机设备,包括存储器、处理器及存储在存储器上并可在处理器上运行的计算机程序,其特征在于,所述处理器执行所述计算机程序时实现权利要求1至3任一所述方法。7. A computer device, comprising a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor implements any one of the methods of claims 1 to 3 when executing the computer program. 8.一种计算机可读存储介质,其特征在于,所述计算机可读存储介质存储有执行权利要求1至3任一所述方法的计算机程序。8. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program for executing the method according to any one of claims 1 to 3.
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