Papers by IJCAMS Publication

Ijcams Publication, 2023
The aim of this paper is to study, evaluate the role of BRICS in Agricultural and Economic develo... more The aim of this paper is to study, evaluate the role of BRICS in Agricultural and Economic development of India. Development of agriculture sector has been the objective of India since the first five-year plan. Indian economy is base on Agricultural sector. Being a member of BRICS organization, all the five countries prioritizing agriculture sector. The Agricultural Research Platform among the key objectives aims to promote food security, self-reliance, sustainable agricultural development and poverty alleviation through strategic cooperation in agriculture among member countries. This paper gives idea about after joining the BRICS organization is there any change in India's Agriculture Development? BRICS organization discussed measures to enhance cooperation on food security and poverty alleviation. Are these measures taken by them? What's the result? Over all this paper examine the Economic development of agriculture sector and especially India achieved after join the BRICS organization.
Ijcams Publication, 2023
Education is the medium of all human potentials like developing a better society and developing a... more Education is the medium of all human potentials like developing a better society and developing a healthy atmosphere into it. It is only the source through which human is able to promote the national development. Education can provide the national growth in developing universal access to quality improvement in education and economic growth as well as social equality, scientific advance growth, national integration, holistic and cultural development, and overall progress in society.

Ijcams Publication, 2023
The global crisis of the COVID-19 virus has had a huge impact on the education sector. This has p... more The global crisis of the COVID-19 virus has had a huge impact on the education sector. This has presented a number of challenges to educational communities around the world to continue learning. India's education system also experienced an irreversible learning crisis during the pandemic. School closings across the country have affected everyone's learning experience. The pandemic has forced the industry to shift to virtual and blended learning. Information and Communication Technology (ICT) has helped the industry to survive and adapt to new ways of online learning. In developing countries like India, students are studying in various universities for higher education. But the method of education that is used in India is the traditional method. The true importance of information technology in higher education was realized by everyone during the global pandemic. According to this situation, this search has been prepared. Only secondary information has been used in the preparation of this search. Based on that, important conclusions will be formulated. All educational institutions in India were closed due to the orders of the central government during the global pandemic. But in those days, the support of information technology alone was considered very important for learning.

Ijcams Publication, 2023
The job market is rapidly changing and the COVID-19 pandemic has only hastened this transformatio... more The job market is rapidly changing and the COVID-19 pandemic has only hastened this transformation, bringing about new requirements from employers. As a result, possessing certain employability skills has become crucial for MBA graduates to thrive in their careers. In India, where job competition is intense, MBA graduates must possess skills that not only meet but surpass employers' expectations. This research paper aims to study the significance of employability skills for MBA graduates in the modern job market, with a focus on rural MBA graduates. It will analyze the skills that are crucial for success in the current job market and consider the specific challenges faced by rural institutes in India and the skills that are often absent from their curricula. The study aims to provide a thorough examination of the employability skills required in the modern job market and its impact on the careers of MBA graduates from Institutes based out of Rural parts of India
Ijcams Publication, 2023
The advent of NEP was the need of the day and when in 2020 it was launched ,actually it was long ... more The advent of NEP was the need of the day and when in 2020 it was launched ,actually it was long due to change the Indian Education system and its foundation .Hence NEP with all its core deepened the roots in the Education system .But not just NEP but all the multiple factors that make this new policy that it is ,of which S.T.E.M(Science-Technology-Engineering-Mathematics) is one of them. Since ages we have seen and learnt and things have been scientifically proven that in depth learning from a very tender age can result in miracles but some how the then current educational system though believed in that but was not able to implement it. Now with the advent of this new NEP India is moving towards hope of better and more receptive youth for the betterment of the Nation.
Ijcams Publication, 2023
India has emerged as the 3rd largest ecosystem for startups globally with over 77,000 DPIIT-recog... more India has emerged as the 3rd largest ecosystem for startups globally with over 77,000 DPIIT-recognized startups across 656 districts of the country as of 29 th August 2022. India ranks #2nd in innovation quality with top positions in the quality of scientific publications and the quality of its universities among middle-income economies. We have recognized startups solving problems in 56 diverse industrial sectors with 13% from IT services, 9% healthcare and life sciences, 7% education, 5%
Ijcams Publication, 2023
Many developing countries have adopted specific programs and policies to promote the expansion of... more Many developing countries have adopted specific programs and policies to promote the expansion of tourism as a part of their development ways. Many countries implement their plans for this. This brings great benefit to the tourist destination and national income. In the present research paper, the researcher collected the information about tourism and its benefit to the area and also the employment generated there through monthly publications, various websites, newspapers and necessary secondary sources and then reviewed to arrive at the analysis and conclusions. Efforts are being made to provide benefits to tourist places, but not all tourist places benefit from the scheme. Special mention is made of the lack of development of tourist places in Vidarbha region. This paper tries to convey information and create awareness about tourism.

Ijcams Publication, 2023
Since education promotes social and economic advancement, a nation\'s school and college levels r... more Since education promotes social and economic advancement, a nation\'s school and college levels require a well-defined and futuristic education strategy. "India has designed and planned to adopt a new education strategy throughout the next decade of the twenty-first century called the Indian National Education Policy under the direction of its current government and an expert committee with people from various backgrounds (NEP-2020)". Practitioners and the general public are familiar with the aims, goals, and specifics. To give everyone access to high-quality primary and secondary education as well as postsecondary education and have the expectation of comprehensive and research-oriented advancement, NEP-2020 is an innovative and futuristic plan with both positive and negative features. This paper begins with an overview of NEP-2020, identifies the policy\'s strengths and weaknesses in the higher education and research sectors, evaluates the implementation recommendations made in the procedure, and identifies and analyses potential generic strategies for NEP-2020 implementation to achieve its goals based on focus group discussions.

Ijcams Publication, 2023
This research paper
explores the impact of digital
transformation on customer
experience in the r... more This research paper
explores the impact of digital
transformation on customer
experience in the retail industry.
The purpose of this paper is to
identify how digital transformation
has impacted customer experience,
how digital transformation
initiatives can improve customer
experience, and how retailers can
best utilize digital transformation
to optimize customer experience.
This research paper examines the
impact of digital transformation on
customer experience through a
review of existing literature, case
studies, and interviews with
industry experts. The findings
suggest that digital transformation
has had a significant impact on
customer experience in the retail
industry, with customers now
expecting personalization and
seamless experiences across
channels. It is also found that
digital transformation initiatives
can increase customer engagement,
improve customer service, and
provide better access to product
information. Finally, the research
concludes that retailers must focus
on leveraging data and AI-driven
technologies to optimize customer
experience in the digital world.

Ijcams Publication, 2023
Over time, social media has
grown significantly in relevance
and appeal. It has been embraced
by ... more Over time, social media has
grown significantly in relevance
and appeal. It has been embraced
by marketers to advertise their
goods and services. This essay
makes an effort to investigate
social media marketing's efficacy.
The primary goals of the paper are
to understand how social media
affects customer relationships in
the retail industry and to research
how social media is used to
promote and sell services for retail
manufacturing.
Social media is a website
where users may gather and
exchange information, pictures,
videos, and other types of media.
Retailers will use social media for
business to manage customer
relationships. It serves as a tool for
customer analysis. This may
improve client loyalty.Social media
is a highly helpful tool in people's
lives today, but it also causes
friction, which can be harmful to
an individual. The impact of social
media on the retail industry is
examined in the article.An analysis
of the size, frequency, and
significance of social media,
particularly for those utilising
WhatsApp in the retail industry, as
well as how it will benefit literate
consumers and retailers Through
this platform, merchants may
expand their consumer base and
line of items without taking any
financial risk. The prevalence of
this retailing strategy benefits
customers' shopping experiences.
Ijcams Publication, 2023
This research paper examines
the Human Resources (HR)
strategies needed to accommodate
the new ed... more This research paper examines
the Human Resources (HR)
strategies needed to accommodate
the new education policy and its goal
of developing a skilled workforce.
The paper begins by examining the
new education policy, its goals and
its implications for HR. It then
outlines key HR strategies that can
be used to support the new policy,
including recruiting and training,
career development, and
performance management.
Additionally, the paper examines
how the new policy can be
implemented in a cost-effective
manner, including the use of
technology and data-driven decisionmaking. Finally, the paper provides
recommendations for HR
professionals on how to create an
effective, sustainable workforce
development program. By evaluating
the new education policy and its
implications for HR, this paper
provides a comprehensive overview
of the HR strategies needed to create
a skilled workforce

Ijcams Publication, 2023
Quality education is on everyone's mind today. Be it a student, the parents, a teacher, the insti... more Quality education is on everyone's mind today. Be it a student, the parents, a teacher, the institutions providing them, and above all the government. Efforts have been made by all the stakeholders to create an environment conducive for holistic learning. From changing the education policy to setting benchmarks, a lot has been done to create a framework that will achieve multiple objectives of the country like national growth, equality in the society, personal development, and national integration. With the advent of online learning the tools of teaching as well as the skill sets required for teaching have undergone a paradigm shift. This holds true at all levels of education from childhood to adult learning. A teacher today needs to constantly upgrade his knowledge as well as the skills required to deliver education effectively. Particularly in case of adult learning, communication skills, technological skills, and understanding and implementing adult learning principles have become essential skills that a teacher must develop and upgrade constantly for effective delivery of knowledge. This study is an attempt to understand the significance of these teaching skill sets in the overall learning environment.

Ijcams Publication, 2023
Investment is the employment of funds that have been saved from current consumption with the hope... more Investment is the employment of funds that have been saved from current consumption with the hope that some benefits in future will be received. "The sacrifice that has to be borne is certain but the return in the future may be uncertain. This attribute of investment indicates the risk factor. The risk is undertaken with a view to reap some return from the investment. A variety of factors influence investors behavior such as returns, safety of principal amount, progressive amount, tax savings along with other factor like family, friends and expert opinion and motives behind savings and last but not least discomforts they face while investing, all directs investor's behavior. The risk and returns involved in each of these investment avenues differ from one to another. The investors are ready to invest after evaluating the main features of investments such as security of principal amount, liquidity, income stability, easy transferability, etc. At the same time the choice among the variety of these factors depends upon the preferences and behavior of individual investor. The present study is based on the comparative analysis of investment patterns and behavior of individual investors. This study is much helpful to the operation of investment behavior. A study of behavior analysis of investor's attitude is an attempt to know the profile of the investor and also the characteristics of the investors, their preference with respect to their investment. This study can facilitate the potential investors to analyze the influence of behavior patterns.

Ijcams Publication, 2023
The new education policy was launched on July 29, 2020, after the Union cabinet approved it. The ... more The new education policy was launched on July 29, 2020, after the Union cabinet approved it. The NEP replaces the 34-year old policy of 1986 and aims to pave way for transformational reforms in class and better education systems within the country. Time by time, various committees have recommended increasing the allocation of the budget for education to 6% of the GDP; this has led to the interests of researchers. This paper aims to identify the concerns and focus of NEP 2020. Commerce and management education play an important role in the country's economy as it affects all the sectors like manufacturing, service industry, research and development, banking, etc. In the entire field, finance is the nerve system, and knowledge to manage finance is dealt with commerce and management. The current education policy existing in India is concentrating majorly on theoretical aspects which lack the practical training among the students i.e., the major drawback for meeting the global job opportunities. Therefore, the National Education Policy-2020 is aiming to develop creative potential, skill and analytical thinking which is the need in the global job market is. In this manuscript, the author has discussed the overview of National education policy, its impact on management education, the pros & cons of NEP in the aspect of management education, etc. Keyword-NEP, management education, creative potential, reforms.

Ijcams Publication, 2023
The purpose of this research paper is to investigate the challenges and opportunities of the Maha... more The purpose of this research paper is to investigate the challenges and opportunities of the Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY) which was launched in 2013-2020 to provide healthcare benefits to families below the poverty line (BPL). The research methodology employed in this paper is a comprehensive literature review of the literature available on the MJPJAY, including policy documents, academic papers, and news articles. The findings of the review indicate that there are numerous challenges facing the MJPJAY, including inadequate infrastructure, weak financial management, and low awareness among BPL families. However, the MJPJAY also presents several opportunities, such as increased access to healthcare services, improved quality of care, and cost savings. This paper concludes that, while there are challenges in the implementation of the MJPJAY, with proper management and public awareness, the MJPJAY can be a successful and beneficial program for BPL families.

Ijcams Publication, 2023
India has a long tradition of skill and experienced education which revealed from education syste... more India has a long tradition of skill and experienced education which revealed from education systems that were exists since ancient to modern age. Along with religious education there are strong evidences of practicing skill education among the students to make them self reliant that is 'Atmanirbhar'. In ancient days there were no structural system existed for industry links due to less industrialization, however intents are seen for collaborative approach. NEP-2020 envisages for skill education along with traditional degree programmes in a structured way and allows for exit at each level of education for employment. This is revolutionary academic reform in NEP-2020 based on Indian Knowledge System (IKS).This encourages and mandates for strengthening academia-industry links. This study is an attempt to focus on the background for academia-industry linkages, its benefits and how NEP-2020 boosts for strengthening academiaindustry links.
Ijcams Publication, 2023
The latest National Education Policy 2020 aims at reforming the educational system comprehensivel... more The latest National Education Policy 2020 aims at reforming the educational system comprehensively by focusing on the quality education. It aspires to initiate the skill based education so as to develop the human resource from the employment perspective. The main purpose of education is to secure not just the knowledge but also apply the same in the form of skill and utilize the same in getting self-employment or employment. It means conversion of knowledge into skill is highly expected. However, the changes made during the British period with the introduction of the education policy by Lord Macaulay gave a paradigm shift to the artisanship and creating a better skilled workforce. The article aims at studying the better face of the traditional education system before the education policy given Lord Macaulay.

Ijcams Publication, 2023
Attitudes towards savings can significantly influence the saving behavior of households and indiv... more Attitudes towards savings can significantly influence the saving behavior of households and individuals, and can be shaped by a variety of socioeconomic and cultural factors. In recent years, easy access to credit facilities has led to a shift towards reactive saving behavior, where individuals and households save money after satisfying their immediate needs. This paper aims to study the attitudes towards savings of households in urban areas of Nagpur district. The study focuses on two aspects of savings behavior: saving to pay for satisfying a need in the future and satisfying a need and then saving to pay off equated monthly installments in the future. The research methodology involved using one-to-one questionnaire-based interviews, and data analysis was performed using statistical tools such as ANOVA one-way and Tukey's HSD tests. The finding indicates that attitude of households towards savings differ significantly for household heads with difference in their age, education, occupation and income. The study can provide valuable insights into the factors that influence saving behavior among households and inform policies and programs aimed at promoting financial literacy and encouraging proactive saving behavior.

Ijcams Publication, 2023
The demonetization of currency in year 2016 by Modi government revolutionized the movement toward... more The demonetization of currency in year 2016 by Modi government revolutionized the movement towards usage of digital payment methods in India. Though it was strenuous decision for country like India where 90% of the transactions are in cash, people adopted digital mode of payments in short span of time. The adoption of digital methods for payments is facilitated by phenomenal increase in ownership of smart phones and presence of user friendly payment modes like PAYTM and BHIM UPI. The paper tries to explore the global trends in digital currencies in selected countries and tries to examine the implications of digital currency for India through SWOT analysis. In recent years, with the rapid growth of global non-cash transactions, digital currencies have booming development and gained wide attention in the industry. The COVID-19 outbreak in 2020 has a positive impact on stimulating the rapid development of digital currencies, which magnifying the effect of monetary policy, increasing the vulnerability of the financial system, and posing challenges to the regulatory framework and cyber security.
Ijcams Publication , 2023
The online education system in India proved to be the most useful during the global pandemic. It ... more The online education system in India proved to be the most useful during the global pandemic. It was during that period that students and teachers realized the importance of online learning. Various research has shown that this has had a full impact on the higher education system in India. Higher education systems have grown exponentially over the past five decades to meet all the demands of quality education. This aspect has gained further impetus thanks to the rapid development of information and communication technology (ICT). The
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Papers by IJCAMS Publication
explores the impact of digital
transformation on customer
experience in the retail industry.
The purpose of this paper is to
identify how digital transformation
has impacted customer experience,
how digital transformation
initiatives can improve customer
experience, and how retailers can
best utilize digital transformation
to optimize customer experience.
This research paper examines the
impact of digital transformation on
customer experience through a
review of existing literature, case
studies, and interviews with
industry experts. The findings
suggest that digital transformation
has had a significant impact on
customer experience in the retail
industry, with customers now
expecting personalization and
seamless experiences across
channels. It is also found that
digital transformation initiatives
can increase customer engagement,
improve customer service, and
provide better access to product
information. Finally, the research
concludes that retailers must focus
on leveraging data and AI-driven
technologies to optimize customer
experience in the digital world.
grown significantly in relevance
and appeal. It has been embraced
by marketers to advertise their
goods and services. This essay
makes an effort to investigate
social media marketing's efficacy.
The primary goals of the paper are
to understand how social media
affects customer relationships in
the retail industry and to research
how social media is used to
promote and sell services for retail
manufacturing.
Social media is a website
where users may gather and
exchange information, pictures,
videos, and other types of media.
Retailers will use social media for
business to manage customer
relationships. It serves as a tool for
customer analysis. This may
improve client loyalty.Social media
is a highly helpful tool in people's
lives today, but it also causes
friction, which can be harmful to
an individual. The impact of social
media on the retail industry is
examined in the article.An analysis
of the size, frequency, and
significance of social media,
particularly for those utilising
WhatsApp in the retail industry, as
well as how it will benefit literate
consumers and retailers Through
this platform, merchants may
expand their consumer base and
line of items without taking any
financial risk. The prevalence of
this retailing strategy benefits
customers' shopping experiences.
the Human Resources (HR)
strategies needed to accommodate
the new education policy and its goal
of developing a skilled workforce.
The paper begins by examining the
new education policy, its goals and
its implications for HR. It then
outlines key HR strategies that can
be used to support the new policy,
including recruiting and training,
career development, and
performance management.
Additionally, the paper examines
how the new policy can be
implemented in a cost-effective
manner, including the use of
technology and data-driven decisionmaking. Finally, the paper provides
recommendations for HR
professionals on how to create an
effective, sustainable workforce
development program. By evaluating
the new education policy and its
implications for HR, this paper
provides a comprehensive overview
of the HR strategies needed to create
a skilled workforce