Article Per Year (5 Year)
p-Index From 2020 - 2025
0.444
P-Index
This Author published in this journals
All Journal Jurnal Intelek Insan Cendikia Journal of Financial Management & Accounting
Hidayat nasution
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Lemahnya Kondisi Ekonomi Masyarakat Akibat Peminjaman Kredit Usaha Rakyat (KUR) yang Tidak Tepat Sasaran Rani Astria Silvera harahap; Mira Yanti Lubis; M. Luthfi hasibuan; Nurhayani Lubis; Hidayat nasution; Putri juliana
Jurnal Intelek Insan Cendikia Vol. 2 No. 8 (2025): AGUSTUS 2025
Publisher : PT. Intelek Cendikiawan Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan literasi keuangan masyarakat serta mengevaluasi efektivitas pelaksanaan program Kredit Usaha Rakyat (KUR) di tingkat desa. Hasil survei menunjukkan bahwa seluruh responden (100%) telah mengetahui program KUR dan sebagian besar masyarakat telah mengaksesnya. Namun, berdasarkan survey menunjukkan bahwa sebagian dari mereka menggunakan dana KUR untuk kebutuhan sehari-hari, bukan untuk modal usaha sebagaimana yang diharapkan. Akibatnya, mayoritas responden merasa kondisi ekonomi mereka memburuk, serta mengalami kesulitan dalam membayar cicilan. Selain itu, responden juga menilai penyaluran KUR belum tepat sasaran karena banyak diberikan kepada individu tanpa rencana usaha yang jelas. Kegiatan ini memberikan dampak positif berupa meningkatnya kesadaran masyarakat terhadap pentingnya perencanaan keuangan dan penggunaan dana secara produktif. Kendati demikian, keterbatasan berupa minimnya jangkauan peserta dan kurangnya tindak lanjut berupa pelatihan usaha masih menjadi tantangan. Oleh karena itu, direkomendasikan adanya verifikasi ketat, pelatihan prapencairan, serta pendampingan usaha untuk memastikan efektivitas dan ketepatan sasaran program KUR sebagai alat pemberdayaan ekonomi masyarakat.
THE EFFECT OF CAREER DEVELOPMENT AND INCENTIVES ON EMPLOYEE WORK LOYALTY Juwita Magdalena Sitanggang; Immanuel Edy Suranta Sebayang; Hidayat Nasution
Journal of Financial Management & Accounting Vol. 1 No. 2 (2024): SEPTEMBER - FEBRUARY, 2024
Publisher : PT. MITRA ANGKASA INFORMATIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Loyalty is an attitude that shows employee loyalty and is an ongoing process of how an organization member expresses their attention to the success and goodness of the organization. If a person's loyalty is high then his performance will be better. Many factors affect employee work loyalty including career development and providing incentives. This study is to determine the effect of career development and incentives for employee loyalty both partially and simultaneously. Based on the research objectives, this type of research can be divided into quantitative and qualitative research types. The object of this research is the employees of PT. Aneka Karya Duta Medan, amounting to 65 people. The sampling technique uses a saturated sampling technique which means the population is the same as the sample. The data analysis technique used is multiple regression analysis. The results showed partially and simultaneously career development and the provision of incentives had an effect on employee work loyalty at PT. Various Works of Medan Ambassadors. The company is advised to promote employees, be fair to every employee, allow employees to take part in training to improve their careers, give bonuses to employees who excel, give commissions to employees who successfully achieve the set targets, give profit share every year if the company manages to achieve the set sales targets, give awards for the achievements achieved by employees and give praise for the achievements given by employees to the company. Keywords : Career Development, Giving Incentives and Work Loyalty
Co-Authors Immanuel Edy Suranta Sebayang Juwita Magdalena Sitanggang M. Luthfi hasibuan Mira Yanti Lubis Nurhayani Lubis Putri Juliana Rani Astria Silvera Harahap