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All Journal Journal of Islamic Economics Studies and Practices (JIESP).
Aminudin Al Kusuma Putra, Saiful
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Economics, Econometrics & Finance

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Positioning Bunga Bank dan Perbankan Syariah Perspektif Nasabah Muslim Milenial Indonesia Aminudin Al Kusuma Putra, Saiful; Ansori, Ansori; Ferdi Andri Asmawan, Yudhi; Hikmah, Nuril; Yahya Hamidudin, Ahmad
Journal of Islamic Economics Studies and Practices Vol. 3 No. 2 (2024): Desember
Publisher : Institut Agama Islam YPBWI Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54180/jiesp.2024.3.2.213-223

Abstract

ABSTRAK Sebagai penduduk muslim terbesar di dunia harusnya masyarakat Indonesia merupakan nasabah potensial perbankan Syariah, namun hingga saat ini perbankan konvensional masih mendominasi, oleh sebab itu penelitian ini penting untuk menggalih lebih dalam tentang Positioning Bunga Bank dan Perbankan Syariah Perspektif Nasabah Muslim Indonesia, penelitian ini menggunakan pendekatan Metodologi studi literatur. Peneliti menggunakan sumber data primer dan sekunder, yang berkaitan Positioning Bunga Bank dan Perbankan Syariah, dari Journal International bereputasi serta ditunjangan dengan buku dan juga website terpercaya. Hasil penelitian menunjukan terdapat perbedaan dikalang ulama’, tentang hukum bunga bank. Persepsi masyarakat tentang bank syariah tidak berbeda dengan konvensional yaitu menerapkan sistem bunga atau persentase, ditambah lagi masyarakat Indonesia memiliki sifat permisif dalam ilmu sosioloigis yaitu “serba membolehkan’’ yatu sama setuju menggunakan system bunga dan bagi hasil, sedangkan alasan masyarakat memilih bank adalah pelayanan profsional, kredibilitas, fasilitas ATM, Status Bank Badan Usaha Milik Negara atau Swasta, bonus, jumlah bunga simpanan dan rekomendasi tokoh agama. Sehingga perbankan Syariah haris lebih inovatif dalam mengembangakan produk pembiayaany dan tidak hanya mengandalkan dari sisi religius saja, pengembangan ini mampu didorong dengan adanya revolusi industry 5.0 yang lebih pengutamakan pada kecerdasan buatan Artificial intelligence (AI).
Pengaruh Kompensasi dan Kepuasan Kerja terhadap Kinerja Guru di Sekolah Menengah Atas se-Kabupaten Teluk Bintuni Papua Barat Perspektif Syariah ferdi Andri Asmawan, Yudhi; Hikmah, Nuril; Ansori, Ansori; Fathoni, Mohammad; Aminudin Al Kusuma Putra, Saiful
Journal of Islamic Economics Studies and Practices Vol. 3 No. 1 (2024): Juni
Publisher : Institut Agama Islam YPBWI Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54180/jiesp.2024.3.1.1-15

Abstract

The aim of this research is to examine the effect of compensation and Job Satisfaction on the performance of high school teachers at the High School Education Service in Teluk Bintuni Regency, West Papua, a total of 301 people and 99 teachers who participated as samples in this research. To test the hypothesis in this research using path analysis. After testing the level of validity and regression, it is proven that: Compensation has a positive effect on employee performance. This is shown in the results of simple linear regression which has a calculated t value of 2.142 which is greater than the t table of 1.991. Compensation has a positive influence on employee performance which is mediated by job satisfaction. This is shown in the results of simple linear regression which has a calculated t value of 6,595 which is greater than the t table of 1,991 and a mediation coefficient of 0.154. So it can be concluded that compensation has a positive effect on employee performance which is mediated by job satisfaction. The sharia perspective is defined as God's goal in establishing laws for all of His servants. The essence of the sharia perspective is to realize goodness by avoiding evil or attracting benefits.
Co-Authors ansori ansori Fathoni, Mohammad Ferdi Andri Asmawan, Yudhi Hikmah, Nuril Yahya Hamidudin, Ahmad