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Arimbi, Tania
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Religion Humanities Astronomy Economics, Econometrics & Finance Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Physics

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REVOLUTIONIZING NATIONAL INCOME THROUGH ISLAMIC ECONOMICS TO ACHIEVE GLOBAL JUSTICE Arimbi, Tania
Journal of Social Science Vol. 1 No. 3 (2024): Journal of Social Science
Publisher : PT ANTIS INTERNATIONAL PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijss.v1i3.21

Abstract

Background: National income in Islamic economics integrates principles of distributive justice, halal economic activities, and social welfare, aligning with sharia principles. Conventional economic approaches to national income measurement, such as Gross National Product (GNP), often overlook equitable income distribution and environmental impacts. Knowledge Gap: However, there is a lack of comprehensive understanding regarding how national income is conceptualized and measured within the framework of Islamic economics. Aims: This study aims to bridge this gap by exploring the concept of national income from an Islamic economic perspective, emphasizing the role of sharia principles in economic management. Results: The research reveals that, unlike conventional approaches, Islamic economics measures national income through economic activities that comply with sharia, including consumption, investment, and international trade, with a strong emphasis on justice, social welfare, and support for the economically disadvantaged. The study also underscores that Islamic economics incorporates spiritual and humanitarian dimensions in assessing economic well-being. Novelty: This research provides a fresh contribution to the literature by highlighting the significance of integrating sharia principles into the conceptualization and measurement of national income, an area previously underexplored. Implications: The findings suggest that adopting an Islamic economic perspective on national income could lead to more sustainable and meaningful economic outcomes, promoting equitable distribution, avoiding riba (usury) and speculation, and prioritizing the welfare of the weak. This study underscores the potential of Islamic economic principles to contribute to more just and prosperous economic systems.
Analisis Implementasi Prinsip-Prinsip Syariah Dalam Produk RAHN (GADAI) Di Pegadaian Syariah Cabang Pontianak Arimbi, Tania; Ibrahim, Ibrahim; Ruslan, Ismail; Luqman, Luqman; Dalimunthe, Hamdani
Jurnal sosial dan sains Vol. 5 No. 7 (2025): Jurnal Sosial dan Sains
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jurnalsosains.v5i7.32290

Abstract

Penelitian ini bertujuan untuk menganalisis implementasi prinsip-prinsip syariah, khususnya keadilan, transparansi, dan pengawasan, dalam produk rahn (gadai) di Pegadaian Syariah Cabang Pontianak. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi kasus. Teknik pengumpulan data dilakukan melalui wawancara mendalam, observasi langsung, dan dokumentasi institusional terhadap pimpinan, petugas Pegadaian, Dewan Pengawas Syariah (DPS), serta nasabah. Hasil penelitian menunjukkan bahwa prinsip keadilan tercermin dalam proses penilaian barang jaminan yang dilakukan secara profesional oleh tim penaksir bersertifikat, tanpa diskriminasi terhadap latar belakang ekonomi nasabah. Transparansi juga telah diterapkan melalui pemberian informasi biaya secara tertulis dan lisan, meskipun masih terdapat kendala pemahaman nasabah terkait rincian biaya administrasi. Pengawasan syariah oleh DPS dilaksanakan melalui audit berkala dan pembinaan kepada pegawai, namun keterlibatan langsung dengan nasabah masih perlu ditingkatkan. Tantangan utama yang dihadapi mencakup persepsi ketidakadilan dalam penilaian, kurangnya literasi keuangan syariah, dan keterbatasan dalam digitalisasi layanan. Strategi peningkatan kualitas layanan yang diusulkan antara lain penguatan sistem digitalisasi penaksiran barang, optimalisasi peran DPS, serta sosialisasi edukatif berbasis media digital. Kesimpulan dari penelitian ini adalah bahwa implementasi prinsip-prinsip syariah di Pegadaian Syariah Cabang Pontianak telah berjalan cukup baik, terutama dalam aspek keadilan dan transparansi. Namun, peningkatan masih diperlukan dalam sosialisasi literasi syariah kepada masyarakat serta percepatan transformasi digital layanan rahn. Penelitian ini diharapkan dapat menjadi referensi dalam pengembangan kebijakan dan praktik Pegadaian Syariah untuk menghadirkan layanan keuangan syariah yang lebih adil, inklusif, dan terpercaya.
Co-Authors Dalimunthe, Hamdani Ibrahim Ibrahim Luqman, Luqman Ruslan, Ismail