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All Journal I-ECONOMICS: A Research Journal on Islamic Economics Journal of Information System, Applied, Management, Accounting and Research Jurnal E-Komtek Idealis : Indonesia Journal Information System Asy Syar'iyyah: Jurnal Ilmu Syari'ah dan Perbankan Islam Jurnal Ekonomika Dan Bisnis Jurnal Sosial dan Sains Innovative: Journal Of Social Science Research Neraca Manajemen, Akuntansi, dan Ekonomi Majapahit Journal of Islamic Finance and Management Majapahit Journal of Islamic Finance dan Management Journal of Multidisciplinary Inquiry in Science, Technology and Educational Research Journal of Industrial and Syariah Economics Syaikhuna: Jurnal Pendidikan dan Pranata Islam STAI Syaichona Moh. Cholil Bangkalan
Luqman, Luqman
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Religion Humanities Astronomy Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Physics Public Health Social Sciences Other

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FAKTOR-FAKTOR YANG BERPENGARUH UNTUK MEMPREDIKSI TINGKAT KELULUSAN MAHASISWA MENGGUNAKAN ALGORITMA C4.5 Wulandari, Dewi Arianti; Bedi, Herman; Luqman, Luqman; Mashuda, Ahmad Arfan
IDEALIS : InDonEsiA journaL Information System Vol 7 No 2 (2024): Jurnal IDEALIS Juli 2024
Publisher : Universitas Budi Luhur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36080/idealis.v7i2.3143

Abstract

Factors that influence student graduation to complete studies at university include academic grades, activeness in organizations, school origin, motivation, and busyness in work. This study aims to determine the factors that influence student graduation rates. Based on the calculation results using the C4.5 algorithm, it turns out that the cumulative achievement index (GPA) factor, high school origin, active organization, active student activity unit (UKM), already working and motivation affect student graduation rates both on-time and not. Based on testing using a confusion matrix, accuracy results of more than 70% were obtained, which means that with the C4.5 algorithm, the resulting model can predict well whether students can graduate on time or not with these factors
MODEL PENTAHELIX PADA WISATA BERBASIS MASYARAKAT DI PULAU LEMUKUTAN BENGKAYANG Hasanah, Uswatun; Ibrahim, Ibrahim; Luqman, Luqman
I-Economics Vol 9 No 2 (2023): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v9i2.20337

Abstract

Beach tourism in Lemukutan Island is located in Bengkayang Regency, West Kalimantan Province is one of the tourist objects in West Kalimantan that used the concept of community-based tourism (CBT), this research uses a descriptive qualitative approach that is field research, the data in this research is collected through interview, observation and documentation. This study aims to explain the role of the community in managing tourism on Lemukutan Island and to understand the pentahelix collaboration model on tourism that synergizes other stakeholders to build tourism sustainability in after the Covid-19 pandemic, and explain the economic impact for the community of tourism on Lemukutan Island. The results showed that the community have an essential role in the sustainability of tourism, the community's ability to manage tourism can attract some other stakeholders to synergizes in developing a Lemukutan Island tourism, especially after the Covid-19 pandemic, as a result the economy of the Lemukutan Island community has also increased. The pentahelix model in tourism development on Lemukutan Island involves five main actors, namely the community or society as the main actor managing tourism, government, Business or private companies, academic and media. The participation of these stakeholders, Lemukutan Island tourism will continue to exist in the future.
MARKETING SYARIAH PADA PEDAGANG KULINER ETNIS TIONGHOA KOTA PONTIANAK Halimah, Halimah; Prihantono, Prihantono; Luqman, Luqman
Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi Vol. 4 No. 7 (2024): Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v4i7.2569

Abstract

Penggunaan marketing syariah dipahami sebagai respons terhadap peningkatan kesadaran prinsip-prinsip syariah dalam berbisnis. Maraknya online shop juga membuat pedagang perlu menyesuaikan strategi marketing mereka, sehingga penggunaan prinsip syariah dianggap solusi agar mampu bertahan dalam pasar yang kompetitif khususnya di sektor kuliner. Penelitian ini menganalisis marketing syariah pada pedagang kuliner etnis Tionghoa Kota Pontianak dengan memfokuskan pada strategi marketing syariah yang diterapkan oleh pedagang kuliner, respon konsumen terhadap marketing syariah yang diadopsi oleh pedagang. Jenis penelitian yang digunakan adalah penelitian studi kasus, berlokasi dikampung pecinaan baru Jalan Gajahmada. Subjek penelitiannya kelompok pedagang kuliner etnis Tionghoa. Instrumen penelitian berupa pedoman wawancara dan observasi. Teknik pengumpulan data berupa observasi, wawancara dan dokumentasi yang dianalisis dengan cara reduksi data, penyajian data dan penarikan kesimpulan. Hasil penelitian menggambarkan bahwa penerapan marketing oleh pedagang kuliner tidak membeda-bedakan (Undifferentiated Marketing), pedagang menganggap pasar sebagai suatu keseluruhan, sehingga mereka hanya memperhatikan kebutuhan konsumen secara umum. Namun guna meningkatkan penjualan, pedagang juga menerapkan strategi posisi pasar (positioning) atau sering disebut strategi merebut posisi dibenak konsumen, sehingga menyangkut bagaimana membangun kepercayaan, keyakinan dan kompetensi bagi pelanggan. Dikemas melalui bauran pemasaran (marketing mix 7P) dalam strategi marketing syariah.
The Role of Women's Organizations in Sharia Economics Atiqah, Nur; Verdianti, Verdianti; Luqman, Luqman
Innovative: Journal Of Social Science Research Vol. 3 No. 6 (2023): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini berupaya memahami mengapa partisipasi perempuan dalam ekonomi kreatif masih belum optimal dalam mewujudkan SDGs. Untuk itu, penting untuk menumbuhkan dan meningkatkan kesadaran akan pentingnya kualitas gender, serta mengupayakan program pemberdayaan ekonomi perempuan muslim. Penelitian ini bermaksud untuk mendeskripsikan peran organisasi perempuan muslim dan kontribusinya dalam mendukung pengembangan ekonomi Islam. Penting untuk dilakukan pemberian informasi dan gambaran yang bermanfaat bagi perempuan muslim dan organisasi perempuan muslim terkait peran dan kontribusi perempuan muslim dalam peningkatan ekonomi Islam. Untuk menjawab hal tersebut, penelitian ini dilakukan dengan pendekatan deskriptif kualitatif, yaitu melakukan wawancara langsung kepada informan yang menjadi subjek penelitian yaitu. anggota organisasi wanita muslim. Peran organisasi perempuan muslim di Indonesia, sebagai (1) media silaturrahmi dan membangun jaringan, (2) ajang bertukar pikiran (3) wadah peningkatan kapasitas perempuan (4) wadah mendorong kewirausahaan. Di sisi lain, kontribusi Organisasi Perempuan dalam Ekonomi Islam adalah (1) membina dan membantu usaha mikro dan kecil (2) mendirikan serikat pekerja (3) mendirikan Baitul Maal (4) menyelenggarakan lokakarya dan seminar (5) Membangun Halal Center.
TINJAUAN EKONOMI SYARIAH PADA PERENCANAAN ANGGARAN KANTOR PUSAT LEMBAGA PENYIARAN PUBLIK RADIO REPUBLIK INDONESIA Ichwanto, Bagus; Luqman, Luqman; Prihantono, Prihantono
Journal of Information System, Applied, Management, Accounting and Research Vol 8 No 3 (2024): JISAMAR (June-August 2024)
Publisher : Sekolah Tinggi Manajemen Informatika dan Komputer Jayakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52362/jisamar.v8i3.1570

Abstract

Penelitian ini bertujuan untuk mengetahui penerapan penerapan perencanaan anggaran di Kantor Pusat LPP RRI dan penerapan perencanaan anggaran di Kantor Pusat LPP RRI sudah sesuai menurut perspektif Ekonomi Syariah. Metode penelitian yang peneliti pilih adalah Deskriptif dengan pendekatan secara kualitatif. Subjek pada penelitian ini adalah data dan perencana anggaran di Subbagian Perencanaan dan Evaluasi Kantor Pusat LPP RRI. Objek yang ditentukan pada penelitian yang diteliti ini yaitu berbagai aktivitas perencanaan anggaran dan realisasinya yang berkontribusi terhadap deviasi halaman III DIPA di LPP RRI. Hasil Penelitian didapatkan pelaksanaan anggaran pada Kantor Pusat Rri belum terlaksana dengan baik, hal tersebut dikarenakan adanya perbaikan-perbaikan yang harus dilakukan 1. Adanya revisi anggaran, 2. Pelaksanaan kegiatan yang berubah dari jadwal awal yang telah direncanakan, 3. kebijakan pemerintah mengenai penyampaian waktu gaji 13 / 14 dan 4. Proses lelang dalam belanja modal saat pengadaan yang tidak sesuai perencanaan. Dalam hal penyusunan anggaran, terdapat beberapa hal yang harus dilakukan adalah, (1) Anggaran harus formal, ditulis dengan sengaja, dan teliti, (2) harus sistematis, berurutan, dan berdasarkan logika, (3) setiap pimpinan harus dihadapkan pada tanggung jawab untuk mengambil keputusan, sehingga anggaran merupakan hasil dari keputusan yang berdasarkan asumsi tertentu, dan (4) keputusan yang dibuat tentang anggaran harus berdasarkan keputusan tersebut..
THE THOUGHT OF SHEIKH MUHAMMAD ARSYAD AL-BANJARI: THE RELEVANCE OF PRODUCTIVE ZAKAT IN EMPOWERING THE ECONOMY OF SOCIETY IN INDONESIA Mustholihah, Helly Ummi; Atmaja, Dwi Surya; Luqman, Luqman
ASY SYAR'IYYAH: JURNAL ILMU SYARI'AH DAN PERBANKAN ISLAM Vol 9 No 2 (2024): Vol 9 No 2 (2024): Asy Syar’iyyah, Vol. 9, No.2, Desember 2024
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/asy.v9i2.4966

Abstract

The thoughts of Muhammad Sheikh Arsyad Al-Banjari significantly contribute to the concept of productive zakat as a tool for community economic empowerment in Indonesia. In this context, zakat is viewed not only as a religious obligation but also as a strategic instrument for enhancing community welfare through providing capital for small and medium enterprises. This research aims to analyze Muhammad Sheikh Arsyad Al-Banjari's thoughts on community empowerment through productive zakat in Indonesia. The study falls under a qualitative descriptive cluster with a literature review; data collection is conducted by gathering previous research related to Muhammad Sheikh Arsyad Al-Banjari's thoughts and productive zakat. Data analysis is carried out through data condensation, data display, and drawing conclusions. The findings indicate that Muhammad Sheikh Arsyad Al-Banjari's thoughts on productive zakat offer a new perspective on economic empowerment in communities. The relevance of this concept is particularly important in the Indonesian context, which still faces various economic challenges. With appropriate implementation, productive zakat can not only be a solution to poverty but also promote community independence and sustainable welfare. Community empowerment through productive zakat is expected to enhance community economies, eradicate poverty, and foster community empowerment. However, the implementation of community empowerment through productive zakat in Indonesia faces obstacles, such as a lack of awareness and knowledge, as well as ineffective management and oversight. This is due to the community's mindset, which is not yet accustomed to productive zakat, as zakat management is typically consumptive or directly received by the community. Therefore, the concept of productive zakat is still not well understood, leading to a lack of trust in zakat managers.
Advanced Credit Scoring with Naive Bayes Algorithm: Improving Accuracy and Reliability in Financial Risk Assessment Afandi, Adam; Bedi Agtriadi, Herman; Luqman, Luqman; Susanti, Meilia
Jurnal E-Komtek (Elektro-Komputer-Teknik) Vol 8 No 2 (2024)
Publisher : Politeknik Piksi Ganesha Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37339/e-komtek.v8i2.2160

Abstract

This study develops a credit application recommendation system based on the Naive Bayes method to improve accuracy and reliability in financial risk assessment. Using the CRISP-DM framework, the research process starts with understanding the business needs to implement a web-based system. The Naive Bayes algorithm was chosen because of its ability to handle binary data classification and generate reliable predictions even with limited training data. This study combines feature selection and unbalanced data handling techniques to improve model performance. The evaluation results showed that the system achieved an accuracy of 70.50%, with a precision of 92.16%, a recall of 64.57%, and an F1-score of 75.83%. This system is implemented as a web-based application to help financial institutions make credit decisions quickly and accurately. These findings significantly contribute to developing a data-based classification system for the banking sector, especially in reducing the risk of bad loans and improving decision-making efficiency
Analisis Al-Qur'an Surah Al-Isra' Ayat 32 "Larangan Zina" Terhadap Fenomena Pacaran Muslimah Remaja di Era Modern Anisa, Anisa; Hamzah, Nur; Luqman, Luqman
Journal of Multidisciplinary Inquiry in Science, Technology and Educational Research Vol. 2 No. 2 (2025): FEBRUARI-APRIL
Publisher : UNIVERSITAS SERAMBI MEKKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32672/mister.v2i2.3033

Abstract

This research examines the prohibition of approaching adultery in the perspective of the Qur'an, especially in Surah Al-Isra' verse 32, and its relevance to the phenomenon of dating among Muslim teenagers in the modern era. The main focus of this research is an in-depth analysis of the linguistic and thematic meaning of the verse, as well as its implications for contemporary social life. The methodology used is a tafsir analysis of various prominent mufassirs such as Quraish Shihab, Hamka, Ibn Kathir, and the compiler of Tafsir Jalalain. The results show that the prohibition of approaching adultery does not only cover the act of adultery itself, but also any behavior that can lead to it, including the phenomenon of dating that is not in accordance with the Sharia. This research also reveals the significant impact of dating on the moral, psychological, and social aspects of Muslim teenagers. As a solution, this study offers a comprehensive approach through Islamic education, the active role of family and society, and Islamic alternatives such as ta'aruf in getting to know potential partners.
BANKING MODEL AND MONETARY TRANSMISSION MECHANISM IN INDONESIA: ARE ISLAMIC BANKS MORE EFFECTIVE? Ilhamdi, Ilhamdi; Luqman, Luqman; Ali, Jati Kusuma
ASY SYAR'IYYAH: JURNAL ILMU SYARI'AH DAN PERBANKAN ISLAM Vol 9 No 2 (2024): Vol 9 No 2 (2024): Asy Syar’iyyah, Vol. 9, No.2, Desember 2024
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/asy.v9i2.5074

Abstract

Economic growth, both global and national, is slowing down, prompting monetary authorities to issue effective monetary policies through credit lines to encourage economic growth. In the dual banking system where there are Islamic banks and conventional banks, it is a challenge for the monetary authorities to see the effectiveness of the two banks in transmitting monetary policy. To find out the difference in effectiveness levels, the researcher used quarterly data from Bank Indonesia interest rate variables, gross domestic product (GDP), Islamic bank financing, and conventional bank loans for the period 2014 to 2024. Using VAR-ECM analysis, it was found that Islamic banks have a lower response than conventional banks in transmitting monetary policy through credit channel. In addition, Syrian banks also have lower effectiveness than conventional banks in encouraging economic growth in Indonesia.
Efektivitas Dana Zakat melalui Program Kampung Zakat di Desa Sulung Kabupaten Sambas Kalimantan Barat Hairunisah, Rani Pratiwi; Luqman, Luqman; Kalbarini, Rahmah Yulisa
Journal of Industrial and Syariah Economics Vol. 2 No. 2 (2025): April
Publisher : Program Studi Ekonomi Syariah STAI Senori Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63321/jise.v2i2.85

Abstract

This research aims to describe the effectiveness of the zakat village program in Sulung Village and analyze the impact of the zakat village program on improving the welfare of the people of Sulung Village. The research method used in this research is qualitative with a descriptive approach. Data collection was obtained from observations, interviews, and documentation. The informants in this research consisted of BAZNAS, the Head of Sulung Village, the village zakat program assistant, the beneficiary community, and the general public. Based on the research that has been carried out, the results obtained show that the effectiveness of the village zakat program is proven by several indicators, namely, first, program understanding, where the community understands and carries out the program well. Secondly, timeliness and targeting, the program carried out is right on target for the mustahiq who needs it, so that it has a real impact that is felt. Third, the goal has been achieved, where BAZNAS' goal of improving the welfare of the Sulung Village Community has been achieved, and there are even several mustahiq who have transformed into muzakki. The impacts of the zakat village program include the economic impact by increasing community income and creating economic stability, the social impact where the sense of tolerance and cooperation increases among the community, and the educational and health impact, which can facilitate access to health and education.  
Co-Authors Ade Eka Anggraini Afandi, Adam Ali, Jati Kusuma Anisa Anisa Arimbi, Tania Atiqah, Nur Bedi Agtriadi, Herman Bedi, Herman Dalimunthe, Hamdani Dewi Arianti Wulandari Dwi Surya Atmaja Fatikh Inayahtur Rahma Hairunisah, Rani Pratiwi Halimah Halimah Ibrahim Ibrahim Ichwanto, Bagus Ilhamdi, Ilhamdi Intan Purnama Sari Kusumayanti, Fitri Mashuda, Ahmad Arfan Mustholihah, Helly Ummi Nur Hamzah Prihantono, Prihantono Rahmah Yulisa Kalbarini, Rahmah Yulisa Ruslan, Ismail Susanti, Meilia Triastuti, Fitri Uswatun Hasanah Verdianti, Verdianti