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All Journal Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam Indonesian Journal of Electrical Engineering and Computer Science Ihsan: Jurnal Pengabdian Masyarakat MOVE: Journal of Community Service and Engagement Jurnal Ekonomika dan Bisnis Islam Journal of Islamic Economics Lariba Cakrawala: Jurnal Pengabdian Masyarakat Global Paradoks : Jurnal Ilmu Ekonomi Neraca Manajemen, Akuntansi, dan Ekonomi BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Nurafini, Fira
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Religion Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Edukasi Akad Usaha dan Bagi Hasil Berdasarkan Prinsip Syariah pada Kelompok Perintis Usaha di Barurambat Timur Fikriyah, Khusnul; Canggih, Clarashinta; Indrarini, Rachma; Nurafini, Fira
IHSAN : JURNAL PENGABDIAN MASYARAKAT Vol 5, No 2 (2023): Ihsan: Jurnal Pengabdian Masyarakat (Oktober)
Publisher : University of Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ihsan.v5i2.14456

Abstract

Barurambat Timur Kabupaten Pamekasan merupakan desa binaan Jurusan Ilmu Ekonomi yang kini sedang mengembangkan semangat berwirausaha di kalangan masyarakat. Sudah mulai banyak berkembang rintisan usaha yang diinisiasi oleh sekelompok warga untuk memperbaiki kondisi ekonomi keluarga mereka. Namun dalam memulai usaha tentunya banyak hal yang masih belum mereka fahami, diantaranya adalah akad Kerjasama usaha dan bagi hasil atas usaha yang mereka jalankan. Melihat kebutuhan mitra terkait edukasi dan sosialisasi akad Kerjasama dan bagi hasil dalam usaha Bersama, maka tim Pengabdian Kepada Masyarakat melakukan kegiatan Edukasi Kegiatan PKM ini diharapkan dapat memberikan edukasi yang cukup untuk mereka menjalankan usaha agar tidak menghadapi permasalahan terkait Kerjasama di kemudian hari.
INTEGRASI KEUANGAN SOSIAL (ZISWAF) DAN BISNIS PESANTREN DALAM PEMBERDAYAAN SOSIAL-EKONOMI MASYARAKAT DI JAWA TIMUR Faiza, Nurlaili Adkhi Rizfa; Syarifudin, Syarifudin; Nurafini, Fira
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 1 (2023): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n1.p154-165

Abstract

The high number of Islamic Boarding School and the prominence of its alumni suggest that Pesantren have a lot of promise in terms of social change and economic empowerment for communities in the surrounding area. With the establishment of the Pesantren Business Holding (HEBITREN), One Pesantren One Product (OPOP), and Pesantren Sarekat Business Cooperative (KSBP) as part of the Islamic Boarding Schools independence development program in East Java, the development of the Islamic Boarding Schools business have begun to become a special focus. Islamic Boarding Schools also operate Islamic social finance institutions such as the Amil ZIS Institution (LAZIS) and Micro Waqf Banks (BWM), which can help the local economy. This study took a qualitative approach to the library, relying on scientific research of papers, journals, and relevant agency data. This research aims to provide a synthesis of efforts to develop an alternative model of community economic empowerment in East Java through the integration of social finance (ZISWAF) and business run by Islamic Boarding Schools. The finding of the study shows that the integration of social finance with the Islamic boarding school business is able to maximize the independence and quality of Islamic boarding school education, which contributes to the ummah's and nation's economic independence.
ANALISIS FAKTOR YANG MEMPENGARUHI MINAT MASYARAKAT LAMONGAN MENJADI NASABAH BANK SYARIAH Maulidiyah, Musaidatul; Khoiriyah, Eva Zunia; Putri, Diva Carrisa; Nurafini, Fira
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 1 (2024): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sharia banking still has problems, one of which is the lack of public knowledge about sharia banking, as evidenced by the large number of people who still use conventional banks and personal banking (daily banking) for transactions. Therefore, this research was conducted to determine the influence of knowledge, religiosity and social environment on the Lamongan community's interest in becoming sharia bank customers. This research uses a quantitative type of research with an associative approach. The sampling technique uses purposive sampling. Data analysis uses multiple correlation analysis tests, namely, T test, F test, determinant coefficient test (R2). The population of this study consisted of 100 residents of Lamongan and were used as samples. Based on the results of a simple regression test, it is known that the variables of knowledge, religiosity and social environment have a positive and significant effect on the Lamongan community's interest in becoming sharia bank customers. This is proven by the results of t-count being greater than t-table which has values of 2.137, 6.429, and 2.350 and ttable of 1.984. It was also stated that simultaneously there was a positive and significant relationship between the variables of knowledge, religiosity and social environment on the Lamongan community's interest in becoming sharia bank customers with the Fcount result being greater than Ftable, namely 18.540 > 3.09.
PENGARUH PERSEPSI KEGUNAAN, KEMUDAHAN DAN RISIKO TERHADAP MINAT MEMBAYAR ZAKAT, INFAQ DAN SHODAQOH MENGGUNAKAN FITUR BERBAGI-ZISWAF BSI Habibah, Umi; Nurafini, Fira
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 1 (2024): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n1.p97-111

Abstract

ZIS funds are the most important instrument in improving the country's welfare in the context of sharia economics. The potential for obtaining ZIS funds and receipt of ZIS funds in Indonesia is experiencing a gap. BAZNAS has designated UPZ (Zakat Management Unit), one of which is BSI, as a service unit tasked with serving muzakki by providing Zakat, Infaq and Shodaqoh (ZIS) payment features, namely the Sharing-Ziswaf feature on BSI mobile banking. This research aims to analyze the influence of perceived usefulness, perceived easy and perceived risk on customers' interest in paying Zakat, Infaq and Shodaqoh (ZIS) using the ziswaf-sharing feature on Bank Syariah Indonesia's mobile banking. Data were analyzed using the SEM-PLS technique. The total number of respondents who filled out the questionnaire were 106 people who were BSI customers. The data source used in this research comes from primary data. Sampling used a purposive sampling technique. The results of the study showed that perceived usefulness and perceived easy had a positive effect on customers' interest in paying ZIS using the ZIS-sharing feature on BSI mobile banking while perceived risk had a negative effect on customers' interest in paying ZIS using the ZIS-sharing feature on mobile BSI banking.
PENGARUH HALAL AWARENESS DAN ISLAMIC BRANDING TERHADAP KEPUASAN KONSUMEN MELALUI KEPUTUSAN PEMBELIAN AMDK MAAQO MASYARAKAT MUSLIM JOMBANG Amalia, Nur Halizatul; Nurafini, Fira
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 2 (2024): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n2.p121-134

Abstract

Consumer demand for halal food and beverages is increasing as the Muslim population Consumer demand for halal food and beverage needs is increasing as the Muslim population grows. Muslim communities who have knowledge about halal play an important role in the demand for halal products. So that makes business people have to consider halal aspects in their products. This study aims to analyze the effect of halal awareness and islamic branding on customer satisfaction through purchasing decisions for Maaqo brand bottled drinking water by Muslim communities in Jombang Regency. The data were analyzed using the SEM-PLS technique. The data used is primary data through distributing questionnaires. The research sample amounted to 130 respondents with certain criteria using purposive sampling technique. The results of this study indicate that halal awareness affects purchasing decisions. Halal awareness has no effect on customer satisfaction. Islamic branding affects purchasing decisions. Islamic branding has no effect on customer satisfaction. Purchasing decisions affect customer satisfaction. Halal awareness affects customer satisfaction through purchasing decisions. Islamic branding affects customer satisfaction through purchasing decisions for Maaqo brand bottled drinking water products. These results indicate that the Muslim community of Jombang district makes halal awareness and Islamic branding a determinant of customer satisfaction when through purchasing decisions for bottled water products.
THE INFLUENCE OF KNOWLEDGE AND RELIGIOSITY ON HALAL SKINCARE BRAND PURCHASE DECISION: GENERATION Z PERSPECTIVE Nanda, Annisa Amalia Eka; Ridlwan, Ahmad Ajib; Yasin, Ach.; Nurafini, Fira
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 10 No. 12 (2024): Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v10i12.7616

Abstract

The beauty industry is growing very rapidly in Indonesia in the market segment with a market volume of 3.16 USD in 2022 with Gen Z as the dominating market share that creates certain consumer behaviors that create purchasing decisions. This study aims to determine whether there is an influence of knowledge and religiosity on purchasing decisions mediated by attitude. The research method used in this study is a quantitative approach with primary data. The data collection technique used in this study is a data collection technique using questionnaires. The results of this study show knowledge and religiosity affected to purchasing decisions of halal avoskin beauty skincare products by Gen Z in Surabaya.
How should Bank Syariah Indonesia respond to cyber-attacks? Churn, sentiments, and emotions analysis with machine learning Timur, Yan Putra; Ridlwan, Ahmad Ajib; Fikriyah, Khusnul; Susilowati, Fitriah Dwi; Canggih, Clarashinta; Nurafini, Fira
Journal of Islamic Economics Lariba Vol. 10 No. 1 (2024)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol10.iss1.art24

Abstract

IntroductionThis study aims to identify the most popular topics and words in Twitter conversations regarding cyber-attacks on Bank Syariah Indonesia that occurred in May 2023. It also seeks to analyze the sentiments, emotions, and potential customer churn of netizens following cyber-attacks.ObjectivesThe objective of this study is to investigate the public's response to cyber-attacks on Bank Syariah Indonesia, focusing on identifying key topics, analyzing sentiments and emotions, and estimating potential customer churn.MethodThis study uses a qualitative method with a sentiment analysis approach utilizing Orange Data Mining software. The data comprises tweets collected from May 10, 2023, to May 24, 2023, using keywords such as “BSI” and “Bank Syariah Indonesia,” resulting in 30,014 tweets. Sentiment and emotion analyses were conducted to categorize tweets and identify the prevalent sentiments and emotions.ResultsThe analysis reveals that the words “BSI,” “Data,” and “Lockbit” are most frequently mentioned, indicating the relevance of the cyber-attackers who targeted Bank Syariah Indonesia. The sentiment analysis showed that 56% of the tweets were neutral and dominated by emotions of joy. The study also identifies a short-term potential churn rate of 1.60% for Bank Syariah Indonesia's total customer base, indicating the risk of customers switching to other banks.ImplicationsThe results highlight the importance of robust cybersecurity measures and quick response strategies for maintaining customer trust and satisfaction. Financial institutions, particularly banks, must prioritize information and technology security to prevent customer churn and ensure the continuity of their services.Originality/NoveltyThis study provides insights into public reactions to cyber-attacks on Islamic banks, emphasizing the role of sentiment and emotion analysis in understanding customer behavior. This offers practical implications for improving risk management and customer retention strategies in the banking sector.
PENGARUH RELIGIUSITAS PENGETAHUAN DAN PENDAPATAN TERHADAP MINAT MAHASISWA MUSLIM DALAM MENABUNG PADA BANK SYARIAH Syuro'ah, Nurul Mubarokatus; Nurafini, Fira
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 3 (2024): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n3.p36-47

Abstract

The Islamic financial industry has grown rapidly in recent years, offering services in accordance with Islamic principles that reject usury and speculation while promoting economic justice. The growth of this industry has been influenced by individual interest and decisions to save in Shariah-compliant banks. Students are among the groups with significant potential to drive this growth. This research aims to determine whether religiosity, knowledge, and income affect the interest of Muslim students in saving in Shariah-compliant banks. The research methodology employed is quantitative associative, with religiosity, knowledge, and income as independent variables and savings interest as the dependent variable. Data collection was conducted through a questionnaire distributed to 106 respondents using purposive sampling technique. Data analysis was performed using Multiple Linear Regression. The research findings indicate that religiosity does not have a significant influence on the interest of Muslim students in saving in Shariah-compliant banks. However, knowledge and income positively influence the interest of Muslim students in saving in Shariah-compliant banks. The implications of this research show that Muslim students' decisions in choosing Islamic banks are driven more by rational factors such as knowledge and income, not solely for religious reasons.
Islamic Financial Management Training for MSMEs of The Congregation of Mosque Under The Auspices of The Indonesian Mosque Council Surabaya Nurafini, Fira; Canggih, Clarashinta; Indrarini, Rachma; Munir, Maryam Bte Badrul
MOVE: Journal of Community Service and Engagement Vol. 4 No. 3 (2025): January 2025
Publisher : EQUATOR SINAR AKADEMIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54408/move.v4i3.417

Abstract

Mosques are places of worship that not only serve as centers for religious practices but also play an active role in community muamalah (socio-economic) activities. The Indonesian Mosque Council (DMI), a partner of the Islamic Economics Study Program Universitas Negeri Surabaya, is a national-level organization dedicated to realizing the role of mosques as centers for worship, community development, and unity. The Islamic Economics Study Program Universitas Negeri Surabaya collaborates with DMI Karang Pilang to implement community service programs aimed at developing mosques and their congregations in the DMI Surabaya. This community service program targets MSME (Micro, Small, and Medium Enterprises) actors who are mosque congregants, as well as congregants who intend to start businesses at mosques under the supervision of DMI Surabaya, located in the Karang Pilang District. The program's activities include workshops and socialization sessions focused on the importance of sharia-compliant financial management for MSMEs and practical guidance on implementing financial management in accordance with sharia. The expected outcome of this program is that MSME actors and congregants intending to start businesses will gain a comprehensive understanding of proper financial management and successfully apply it, thereby preparing them to navigate the challenges of uncertain economic conditions.
Penyusunan Perangkat Pembelajaran Kurikulum Merdeka di SMKS Mandiri Kraksaan Probolinggo Ilmawan, Cilda Thesisa; Nurafini, Fira; El-Yunusi, Muhammmad Yusron; Safira, Mirza Elmy; Rodiyah, Siti Kholidatur; Retnowati, Eli; Mardikaningsih, Rahayu; Darmawan, Didit; Masnawati, Eli; Munir, Misbachul
Cakrawala: Jurnal Pengabdian Masyarakat Global Vol. 2 No. 3 (2023): Cakrawala: Jurnal Pengabdian Masyarakat Global
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/cakrawala.v2i3.1469

Abstract

Changes in trends in education in the era of independent learning emphasize the importance of the teacher's role as the main goal in developing learning tools according to demands. In the independent curriculum, making teaching modules is mandatory for vocational subject teachers. This module is used as an interactive learning media that helps teachers when teaching. Basically, teaching modules are made by teachers with the aim of being teaching materials as well as exercises for assessing students' knowledge, skills and attitudes. For this reason, the competency improvement workshop for the preparation of independent learning curriculum learning tools for educators at the Mandiri Kraksaan Probolinggo Vocational High School aims to provide training and assistance to educators at the Mandiri Kraksaan Probolinggo Vocational High School in the preparation of teaching learning modules based on the independent learning curriculum. at SMKS Mandiri Kraksaan Probolinggo. Service activities were carried out with the participation of 10 teachers. The results of the identification of the problems found during observation by the community service team (PKM) from Sunan Giri University Surabaya towards the Mandiri Kraksaan Probolinggo Vocational High School, namely that not all teachers who teach understand and design the learning process properly in accordance with the applicable curriculum, due to the lack of training obtained.
Co-Authors Ach. Yasin Ahmad Ajib Ridlwan Ali, Asiah Binti Amalia, Nur Halizatul Apriliyana, Yeni Badrul Munir, Maryam Bte Cilda Thesisa Ilmawan Dzinnur Clarashinta Canggih Didit Darmawan El-Yunusi, Muhammmad Yusron Eli Masnawati Faiza, Nurlaili Adkhi Rizfa Fitriah Dwi Susilowati Khoiriyah, Eva Zunia Khusnul Fikriyah Maulidiyah, Musaidatul Misbachul Munir Munir, Maryam Bte Badrul Nanda, Annisa Amalia Eka Prasetya, Naufal Rizky Putri, Diva Carrisa Rachma Indrarini Rahayu Mardikaningsih Rahayu, Rima Ika Tantri Retnowati, Eli Rodiyah, Siti Kholidatur Safira, Mirza Elmy Sri Abidah Suryaningsih Syarifudin Syarifudin Syuro'ah, Nurul Mubarokatus Umi Habibah Yan Putra Timur