Garuda - Garba Rujukan Digital

Pandangan Kiai Madura Terhadap Pembayaran Non Tunai Anna Zakiyah Hastriana
'Anil Islam: Jurnal Kebudayaan dan Ilmu Keislaman Vol 10 No 1 (2017): Ekonomi Islam Nusantara
Publisher : Institut Ilmu Keislaman Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (508.25 KB)

Banking services are needed by the majority of society to facilitate all of their economic activities, especially to help their business or business development. One of the services performed by the banks, both conventional and sharia banks in accordance with the declaration of the BI program is a non-cash payment, better known as GNNT (Non-Cash National Movement). GNNT is one way to make a country more advanced. The indication of community acceptance to non-cash payment is the use of sophisticated technology, mindset and lifestyle of the society.Therefore, this paper examines Madura kiai's view to the program. Due to its social condition, the kiai's views on banking services are polarized. On the other hand, a kiai is a central figure who has a great influence on the environment of his society. The view of the madura kiai is divided into two: against non-cash payments in conventional banks and sharia banks. The non-cash payment to a conventional bank, the kiai's views are divided into three: halal, haram and syubhat. While in sharia banks, the views of kiai are divided into two: halal and syubhat. The polarization of views is in line with the polarization of the kiai type, between the salafiyah kiai and the inclusive kiai. But in general, the kiai give a positive response on the establishment of sharia banks.

Dampak Pendapatan Usaha Kecil Menengah terhadap Kesejahteraan Pekerja dalam Perspektif Ekonomi Syariah: Studi Pekerja Perempuan Tape Singkong Desa Pordapor Kecamatan Guluk-Guluk Liaqodatul mahmudah; Anna Zakiyah Hastriana
Inisiatif: Jurnal Ekonomi, Akuntansi dan Manajemen Vol. 3 No. 1 (2024): Januari : Inisiatif : Jurnal Ekonomi, Akuntansi dan Manajemen
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/inisiatif.v3i1.2101

In order to fulfill life's needs in order to be prosperous, people who have the ability and are keen to see their own potential and are able to identify the environment, can find opportunities and open up business opportunities for the community. Businesses undertaken to meet living needs include Micro, Small and Medium Enterprises. The problem in this research is an economic problem that has become problematic in people's lives, namely related to increasing welfare, so in this research we will discuss the impact of MSMEs on improving people's welfare.this research is entitled the role of micro.small and medium enterprises in improving community welfare according to on islamic perspective. Case study of Cassava Tape in Pordapor Village, Guluk-Guluk District. This research will discuss the role of Cassava Tape Business in improving community welfare. And discusses the role of the Cassava Tape business in improving community welfare according to an islamic perspective. To answer the questions above. This research uses qualitative reseanch,white the data collecton technique emphasizes interviews with 15 female workers in cassava tape in Pordapor village, Guluk-guluk subdistrict.

The The Effect of Motivation, Product Catalog and Installment Payment System on Consumer Buying Interest in Oriflame Products : (Studi pada Santri PPA Latee 1 Guluk-Guluk sumenep Madura) Fitriyatul Helmiyah; Anna Zakiyah Hastriana
Jurnal Ekonomi, Manajemen dan Akuntansi (JEKMA) Vol. 3 No. 1 (2024): Jurnal JEKMA, April 2024
Publisher : Yayasan Bina Internusa Mabarindo

Show Abstract | Download Original | Original Source | Check in Google Scholar

The basis of this study is the condition of very tight and high business competition, especially in the cosmetic industry. Therefore, cosmetic companies need to design marketing strategies and strategies to understand their consumer behavior in order to survive in today's very strong competition. The purpose of this study was to analyze the effect of product catalog motivation and installment payment system on consumer buying interest in Oriflame products, focusing on the Latee 1 Guluk-Guluk student group. This study used a quantitative approach with survey techniques whose sampling used the purposive sample method which produced 100 samples. The number of samples obtained using Purposive Sampling technique is as many as 100 samples. Data were collected through questionnaires and analyzed using multiple linear regression analysis methods and carried out validity tests and classical assumption tests using SPSS 16. The results of the study show that motivation, product catalog, and payment system have a positive influence on consumer buying interest in oriflame products. This research makes an important contribution to Oriflame and its peers in understanding some of the factors that influence consumer buying interest. By understanding the importance of product catalog motivation and installment payment systems, companies can improve their marketing strategies and increase sales of their products. In addition, the study also provides insight to Latee 1 Guluk-Guluk students and other potential consumers on the factors to consider when purchasing Oriflame products.

Pengaruh Kemanfaatan, Kemudahan Keamanan, dan Fitur M-Banking terhadap Kepuasan Nasabah dalam Bertransaksi pada Bank Syariah Indonesia (Studi Kasus BSI KCP Sumenep) Putri Amalia; Anna Zakiyah Hastriana
Alkasb: Journal of Islamic Economics Vol. 1 No. 1 (2022)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v1i1.163

Customer satisfaction is the emotional response that customers feel when they enjoy the experience of using a product/service. In increasing customer satisfaction, the banking industry is required to provide m-banking facilities. Achievement of increased customer satisfaction can be influenced by various factors, including usability, ease of use, features, and security. The independent variable other than the feature variable is a variable derived from TAM theory. Therefore, the purpose of this research is to test and analyze the influence of these four factors on customer satisfaction at BSI KCP Sumenep. This research is a survey research with a quantitative approach. Data collection techniques in this study used a questionnaire. The research sample is the customers of Bank Syariah Indonesia KCP Sumenep, who use m-banking Bank Syariah Indonesia as many as 100 respondents. The type of sample is purposive sampling. The data analysis technique used multiple linear regression using SPSS version 22.0. The results of this study indicate that the usefulness, ease of use, features, and security of m-banking have a positive and significant effect both partially and simultaneously on customer satisfaction.

Pengaruh Customer Rating, Promosi Flash Sale, COD, dan Gratis Ongkir terhadap Keputusan Pembelian di Marketplace Shopee Anna Zakiyah Hastriana; Anna Rara Bella Wildani
Alkasb: Journal of Islamic Economics Vol. 2 No. 2 (2023)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v2i2.178

Shopee Marketplace is here to help people fulfill their needs. By offering various features that attract consumers to decide on a purchase. Features used include ratings, flash sale promotions, cash on delivery and free shipping. This study aims to determine and examine the effect of Customer Rating, Flash Sale Promotion, Cash on Delivery and Free Shipping on Purchasing Decisions at Shopee Marketplace. This research is quantitative research with descriptive methods. The sample in this study amounted to 78 respondents using purposive sampling method. Data collection was carried out by distributing questionnaires (questionnaires) via Google form to 78 respondents. The data analysis method used is the classic assumption test and multiple linear regression analysis using SPSS 21. The results of this study indicate that the variables Customer Rating, Flash Sale Promotion, Cash on Delivery and Free Cream Cost have a positive and significant effect on purchasing decisions in the Shopee marketplace. This can be seen from the acquisition of the coefficient of determination test (R2) of 0.915 or 91.5%. Meanwhile, the partial test results also show that each independent variable has a positive and significant effect on purchasing decisions. This can be known from the results of the t test of the Customer Rating variable obtained a significance value of 0.000 ≤ 0.05 and a tcount value (13.011). The Flash Sale Promotion variable obtained a significance value of 0.020 ≤ 0.05 and a tcount value of (2.379). The Cash On Delivery variable obtained a significance value of 0.000 ≤ 0.05 and a tcount value of (4.717). The Free Shipping variable obtained a significance value of 0.002 ≤ 0.05 and a tcount value of (3.229).

Strategi Pemasaran Syariah dalam Meningkatkan Jumlah Pendapatan di Toko Istana Beauty Ganding, Sumenep Ais Faisetul Imamah; Anna Zakiyah Hastriana
Alkasb: Journal of Islamic Economics Vol. 1 No. 2 (2022)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v1i2.183

The sharia marketing strategy carried out by Toko Istana Beauty involves selecting and formulating the main target market. This is done by using a marketing mix strategy consisting of product, price, place and promotion. This research aims to analyze the impact of implementing sharia marketing strategies at the Istana Beauty Store in increasing revenue, and the extent to which the sharia marketing strategy implemented by the Istana Beauty store is able to attract new buyers and retain existing customers. This type of research is field research, namely research by going directly into the field and making direct observations involving researchers at the research location. The marketing mix strategy implemented includes: Product strategy by implementing product diversity, product quality and always collecting the newest products, pricing strategy by setting standard product prices and in accordance with the quality of the product, location strategy, namely choosing a strategic place and easy to reach. consumer. Promotion strategies using social media include WhatsApp, Facebook, Tiktok, and using distribution channels directly to consumers through online and offline sales. The impact of implementing this sharia marketing strategy was felt by Toko Istana Beauty, this was proven by achieving the target revenue of IDR 204,604,000. With an average of Rp. 40,921,800. although the results showed that the income obtained by the Istana Beauty Shop was relatively fluctuating.

AKAD-AKAD DALAM ASURANSI SYARIAH Noer Hasanah; Anna Zakiyah Hastriana
Sahaja: Journal Sharia and Humanities Vol. 3 No. 1 (2024): Sahaja: Journal Sharia and Humanities
Publisher : Universitas Darunnajah Jakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61159/sahaja.v3i1.174

Every transaction contained in Islamic insurance must use the contracts that have been determined. In Islamic insurance, contracts are written agreements that cover all relevant risks and thel obligations andl rights ofl the partiesl in accordancel with Islamic principles. The contract is an important component of the practice of Islamic insurance. Which in the contract is classified into several types, including Tabarrul 'Akad, Tijarahl Akad, Mudharabah Akad, Wakalahl bil Ujrahl Akad, and Mudharabahl Musytarakah lAkad. These contracts are agreements between insurance companies and their client companies that must adhere to sharia principles regarding the prohibition of usury, maysir, and gharar. Tabarru' Akad aims to involve one participant with other participants by providing tabarru' funds which are expected to help each other among insurance participants. While Akad Tijarah is intended for profitability purposes using the mudharabah principle. Therefore, itl is veryl important forl Muslims tol know thel contracts andl mechanisms used by Islamic insurance when conducting transactions for insurance participants. This writing aims to explain the various contracts in Islamic insurance along with the definition ofl these contractsl and theirl application to Islamicl insurance products. This research methodl uses a literature study which takes from several literatures through journals and books.

STRATEGI MEMPERTAHANKAN KELANGSUNGAN EKONOMI RUMAH TANGGA PETANI DI MUSIM PACEKLIK DESA ROMBIYA BARAT GANDING DALAM PERSPEKTIF ILMU EKONOMI ISLAM Fatimatus Zahroh; Anna Zakiyah Hastriana
Al-Iqtishad: Jurnal Ekonomi Syariah Vol. 5 No. 02 (2024): Januari-Juni 2024
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/al-iqtishad.v5i02.796

Famine seasons are times when crops that have been planted with difficulty do not produce results due to several factors, and one example is a long dry period that causes at least one famine season. In the face of such a situation, some farmers take advantage of opportunities in the famine season or overcome the difficulties that occur in the famine season in various ways. The purpose of this study is to understand the real income received by farming households in Rombiya Barat Ganding Village during the Famine season period. Can income during the Famine season continue until the next planting period, and how farmer households maintain their survival during the Famine period? This research uses methodology by applying qualitative descriptive data analysis techniques, mainly focusing on the case study approach. Data collection is done through observation, interviews, and documentation, with primary and secondary data sources. The study participants consisted of 10 rice farmers. This study examines the real income of farmers in the lean season from the point of view of their income and consumption. The results show that rice farmers can maintain their real income until the replanting period because their consumption patterns are more controlled and the famine season does not hamper their production, so that rice farmers can achieve their survival.

The influence of service quality, brand equity, promotion, and perception of justice on customer trust of sharia pawnshop service users Nurissyarifah; Rahayu Mardikaningsih; Anna Zakiyah Hastriana
Alkasb: Journal of Islamic Economics Vol. 3 No. 2 (2024)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v3i2.220

In contemporary Indonesia, Islamic pawnshops are experiencing widespread growth, offering a Sharia-compliant collateral-based lending system that provides financial assistance to individuals. These institutions provide various financial products, including pawning services for gold, collateralized goods, vehicles, and electronics. This study investigates the impact of service quality, brand equity, promotional activities, and perceptions of fairness on customer trust among users of Islamic pawnshop services. Specifically, it aims to determine the level of customer trust in Islamic pawnshop companies, considering the quality of service and the ease of transactions they offer. Employing a quantitative methodology, this research utilizes both primary and secondary data. The target population encompasses all customers of Islamic pawnshops in Surabaya, from whom a sample of 50 respondents participated by completing questionnaires. The collected demographic data reveals that the majority of respondents (34.10%) were over 20 years of age, indicating the inclusion of both adolescent and adult participants. Furthermore, a significant portion (45.8%) were actively employed. Regarding gender, the sample comprised 24.9% male and 26.1% female respondents. In terms of educational background, the respondents exhibited diversity, with 46.7% holding vocational, high school, or diploma qualifications.

Title

Found 9 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 9 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 9 Documents
Search