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Pengaruh Pengawasan Terhadap Disiplin Kerja Pegawai Pada Dinas Koperasi, UKM Provinsi Sumatera Selatan Riskal; Mulyani, Agus; Rismansyah
Jurnal Manajemen dan Investasi (MANIVESTASI) Vol. 5 No. 1 (2023): Jurnal Manajemen dan Investasi (MANIVESTASI), Juni 2023
Publisher : Universitas PGRI Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31851/jmanivestasi.v5i1.13042

ABSTRACT This study aims to determine "The Effect of Supervision on Employee Work Discipline at the Office of Cooperatives, SMEs in South Sumatra Province". The benefits of research can provide input to the Office of Cooperatives, UKM of South Sumatra Province. The hypothesis is a temporary answer to the research objectives derived from the framework that has been made. The method used is a quantitative method. The population in this study, namely all employees at the Cooperative Service, UKM Province of South Sumatra, totaled 92. The sample in this study used a census. Data collection techniques consist of questionnaires and documents. The test technique for instrument variables X and Y uses construction variables whose contents are items that will be measured based on theory, normality test, validity test, reliability test. The data analysis technique that the author uses is quantitative data analysis technique, namely. Simple linear regression and t test. Variable (X) = 0 units, then (Y) is the value a = 16.625 units. Meanwhile, the regression value b = 0.516 means that if the X variable (supervision) increases by 1 unit, then the Y variable (employee work discipline) increases by b = 0.516 units. Therefore the Office of Cooperatives, UKM of South Sumatra Province needs to pay serious attention to supervision so that it can improve employee work discipline. Keywords : Financial Performance, Financial Ratio, PSAK72 ABSTRAK Penelitian ini bertujuan untuk mengetahui “Pengaruh Pengawasan Terhadap Disiplin Kerja Pegawai Pada Dinas Koperasi, UKM Provinsi Sumatera Selatan”. Manfaat penelitian dapat memberi masukan kepada Dinas Koperasi, UKM Provinsi Sumatera Selatan. Hipotesis merupakan jawaban sementara terhadap tujuan penelitian yang diturunkan dari kerangka pemikiran yang telah dibuat. Metode yang digunakan adalah metode kuantitatif. Populasi dalam penelitiaan ini yaitu seluruh pegawai pada Dinas Koperasi, UKM Provinsi Sumatera Selatan berjumlah 92. Sampel dalam penlitian ini menggunakan sensus, sensus adalah teknik penentu sampel bila semua anggota populasi digunakan sebagai sampel, sempal yang ditetapkan 92 orang. Teknik pengumpulan data terdiri dari kuisioner dan dokumen. Teknik uji coba instrument variabel X dan variabel Y menggunakan variabel kontruksi yang isinya merupakan butir-butir yang akan diukur dengan berdasarkan teori, Uji normalitas, uji validitas, uji reliabilitas. Teknik analisis data yang penulis gunakan yakni teknik analisis data kuantitatif yaitu. Regresi linier sederhana dan uji t. Variabel (X) = 0 satuan, maka (Y) sebesar nilai a = 16,625 satuan. Sedangkan regresi nilai b = 0,516 berati jika variabel X (pengawasan) meningkat 1 satuan, maka variabel Y (disiplin kerja pegawai) meningkat sebesar yaitu b = 0,516 satuan. Maka dari itu Dinas Koperasi, UKM Provinsi Sumatera Selatan perlu memperhatikan dengan serius mengenai pengawasan supaya dapat meningkatkan disiplin kerja pegawai. Keywords : Financial Performance, Financial Ratio, PSAK72

REGULASI DALAM PEMBERIAN KREDIT USAHA RAKYAT BAGI USAHA MIKRO, KECIL, DAN MENENGAH Rismansyah
JEMI is managed and published by the Management Study Program, Faculty of Economics and Business, Kutai Kartanegara University. Institutional legality is reflected in the ISSN number: 1411-9560 published by LIPI in 2003 as a manifestation of the comm Vol 25 No 1 (2025)
Publisher : FAKULTAS EKONOMI DAN BISNIS UNIKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53640/jemi.v25i1.1942

Regulation of the Coordinating Minister for Economic Affairs Number 1 of 2023 regulatesthe distribution of People's Business Credit (KUR) by emphasizing the principles of inclusivityand accountability. KUR can be distributed directly by financial institutions or through a linkagepattern in collaboration with other financial institutions to reach a wider range of MSMEs.However, for Indonesian Migrant Workers (PMI), KUR distribution is carried out directly.Distribution through linkage institutions must meet strict technical standards, such as reportingthrough the Program Credit Information System (SIKP), guarantees from verified institutions,and electronic system integration to ensure transparency. Collateral provisions aredifferentiated based on the loan ceiling. For loans below IDR 100 million, additional collateralis not allowed to ensure accessibility. Violations of these provisions are subject to administrativesanctions.The KUR program includes various schemes, including super micro KUR with a ceiling ofup to IDR 10 million and low interest rates, as well as light requirements. The government alsoencourages effective distribution through training for linkage institutions, increased supervision,and information technology support. Intensive socialization to MSMEs, especially in remoteareas, is needed so that they understand the application procedures and their rights.KUR recipients can access other credit as long as the collectibility is smooth, withrestrictions on loan frequency based on sector. Routine reporting to the MSME Financing PolicyCommittee through SIKP is mandatory, and starting October 1, 2023, an integrated electronicsystem will become a mandatory standard. KUR recipients are also directed to participate in theBPJS Ketenagakerjaan program as part of social protection.Overall, the KUR policy aims tostrengthen MSMEs through inclusive, adaptive, and accountable financing, in order to increasethe independence, productivity, and competitiveness of small businesses in Indonesia. Keywords: Regulation, Provision of People's Business Credit

REGULASI DALAM PEMBERIAN KREDIT USAHA RAKYAT BAGI USAHA MIKRO, KECIL, DAN MENENGAH Rismansyah
JEMI is managed and published by the Management Study Program, Faculty of Economics and Business, Kutai Kartanegara University. Institutional legality is reflected in the ISSN number: 1411-9560 published by LIPI in 2003 as a manifestation of the comm Vol 25 No 1 (2025)
Publisher : FAKULTAS EKONOMI DAN BISNIS UNIKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53640/jemi.v25i1.1942

Regulation of the Coordinating Minister for Economic Affairs Number 1 of 2023 regulatesthe distribution of People's Business Credit (KUR) by emphasizing the principles of inclusivityand accountability. KUR can be distributed directly by financial institutions or through a linkagepattern in collaboration with other financial institutions to reach a wider range of MSMEs.However, for Indonesian Migrant Workers (PMI), KUR distribution is carried out directly.Distribution through linkage institutions must meet strict technical standards, such as reportingthrough the Program Credit Information System (SIKP), guarantees from verified institutions,and electronic system integration to ensure transparency. Collateral provisions aredifferentiated based on the loan ceiling. For loans below IDR 100 million, additional collateralis not allowed to ensure accessibility. Violations of these provisions are subject to administrativesanctions.The KUR program includes various schemes, including super micro KUR with a ceiling ofup to IDR 10 million and low interest rates, as well as light requirements. The government alsoencourages effective distribution through training for linkage institutions, increased supervision,and information technology support. Intensive socialization to MSMEs, especially in remoteareas, is needed so that they understand the application procedures and their rights.KUR recipients can access other credit as long as the collectibility is smooth, withrestrictions on loan frequency based on sector. Routine reporting to the MSME Financing PolicyCommittee through SIKP is mandatory, and starting October 1, 2023, an integrated electronicsystem will become a mandatory standard. KUR recipients are also directed to participate in theBPJS Ketenagakerjaan program as part of social protection.Overall, the KUR policy aims tostrengthen MSMEs through inclusive, adaptive, and accountable financing, in order to increasethe independence, productivity, and competitiveness of small businesses in Indonesia. Keywords: Regulation, Provision of People's Business Credit

REGULASI DALAM PEMBERIAN KREDIT USAHA RAKYAT BAGI USAHA MIKRO, KECIL, DAN MENENGAH Rismansyah
JEMI is managed and published by the Management Study Program, Faculty of Economics and Business, Kutai Kartanegara University. Institutional legality is reflected in the ISSN number: 1411-9560 published by LIPI in 2003 as a manifestation of the comm Vol 25 No 1 (2025)
Publisher : FAKULTAS EKONOMI DAN BISNIS UNIKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53640/jemi.v25i1.1942

Regulation of the Coordinating Minister for Economic Affairs Number 1 of 2023 regulatesthe distribution of People's Business Credit (KUR) by emphasizing the principles of inclusivityand accountability. KUR can be distributed directly by financial institutions or through a linkagepattern in collaboration with other financial institutions to reach a wider range of MSMEs.However, for Indonesian Migrant Workers (PMI), KUR distribution is carried out directly.Distribution through linkage institutions must meet strict technical standards, such as reportingthrough the Program Credit Information System (SIKP), guarantees from verified institutions,and electronic system integration to ensure transparency. Collateral provisions aredifferentiated based on the loan ceiling. For loans below IDR 100 million, additional collateralis not allowed to ensure accessibility. Violations of these provisions are subject to administrativesanctions.The KUR program includes various schemes, including super micro KUR with a ceiling ofup to IDR 10 million and low interest rates, as well as light requirements. The government alsoencourages effective distribution through training for linkage institutions, increased supervision,and information technology support. Intensive socialization to MSMEs, especially in remoteareas, is needed so that they understand the application procedures and their rights.KUR recipients can access other credit as long as the collectibility is smooth, withrestrictions on loan frequency based on sector. Routine reporting to the MSME Financing PolicyCommittee through SIKP is mandatory, and starting October 1, 2023, an integrated electronicsystem will become a mandatory standard. KUR recipients are also directed to participate in theBPJS Ketenagakerjaan program as part of social protection.Overall, the KUR policy aims tostrengthen MSMEs through inclusive, adaptive, and accountable financing, in order to increasethe independence, productivity, and competitiveness of small businesses in Indonesia. Keywords: Regulation, Provision of People's Business Credit

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