Average annual minimum and full coverage motorcycle insurance premium in the United States in 2024, by age (in U.S. dollars)

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Release date

June 2025

Region

United States

Survey time period

2024

Supplementary notes

The source adds the following information: "Rates are for a rider with no violations insuring a 2023 Honda CRF450RL".

Citation formats

Average annual minium and full motorcycle insurance premium in the U.S. 2024, by age

Published by Jenny Yang, Nov 24, 2025

Teen drivers paid significantly more for motorcycle insurance, with the average annual minimum coverage premium exceeding *** U.S. dollars for those aged 18 years and younger. Average annual full coverage premium was lowest for those in the **-year-old category, with the **-year-old age category having the lowest cost for minimum coverage. Annual premium costs began to increase for policy holders aged ** years and above. 

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