Portugal: P2P payment methods 2024| Statista

Share of payment methods for person-to-person (P2P) payments in terms of number and value of transactions in Portugal in 2024

Characteristic	Cash	Cards and mobile apps	Credit transfers	Instant payments	Other*
Number of transactions	27%	49%	8%	5%	10%
Value of transactions	15%	43%	18%	3%	21%

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Release date

December 2024

More information

Region

Portugal

Survey time period

September to December, 2023, and April to June, 2024**

Number of respondents

2,583 respondents

Age group

18 years and older

Method of interview

Telephone interviews and online survey

Supplementary notes

The source states that "Person-to-person payments include private payments between individuals which are not connected to the purchase of goods and services, e.g. the categories 'Charity (e.g. donations, people in need)' and 'Private payment to another person (e.g. family members, friends)' (...)".

*The source states that "The category 'Other' includes bank cheques, direct debit, loyalty points, vouchers and gift cards, crypto-assets, buy-now-pay-later services and other payment instruments".

**The survey was carried out in two rounds. The sample share of the first survey round was set to 45%, and the share of the second round to 55%.

The source does not provide any information regarding percentage points missing to 100 percent.

Citation formats

In Portugal, in 2024, both in number and in value of person-to-person (P2P) transactions, cards and mobile apps were the most used payment method. It prevailed in 49 percent of the number of payments and monopolized 43 percent of their value. Cash payments followed, dominating 27 percent of the number of P2P payments while preserving 15 percent of the value of these transactions.