Financial literacy is defined as the knowledge, skill, confidence, attitude, and behavior of an individual to increase the quality of decision-making and financial management for their welfare.
In 2024, Indonesia's financial literacy index was around ***** percent. Although the index has been increasing since 2013, the national financial literacy was still considerably low and indicates that there was still a substantial portion of the population who does not understand financial service providers, their products, features, advantages, and risks, which hinders the development of Open Finances. This measure consists of a survey to assess the level of knowledge, skills, confidence, attitudes, and behavior related to financial services and products.
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Financial Services Authority (Indonesia). (May 2, 2025). Financial literacy index in Indonesia from 2013 to 2025 [Graph]. In Statista. Retrieved May 08, 2026, from https://www.statista.com/statistics/1369454/indonesia-financial-literacy-index/
Financial Services Authority (Indonesia). "Financial literacy index in Indonesia from 2013 to 2025." Chart. May 2, 2025. Statista. Accessed May 08, 2026. https://www.statista.com/statistics/1369454/indonesia-financial-literacy-index/
Financial Services Authority (Indonesia). (2025). Financial literacy index in Indonesia from 2013 to 2025. Statista. Statista Inc.. Accessed: May 08, 2026. https://www.statista.com/statistics/1369454/indonesia-financial-literacy-index/
Financial Services Authority (Indonesia). "Financial Literacy Index in Indonesia from 2013 to 2025." Statista, Statista Inc., 2 May 2025, https://www.statista.com/statistics/1369454/indonesia-financial-literacy-index/
Financial Services Authority (Indonesia), Financial literacy index in Indonesia from 2013 to 2025 Statista, https://www.statista.com/statistics/1369454/indonesia-financial-literacy-index/ (last visited May 08, 2026)
Financial literacy index in Indonesia from 2013 to 2025 [Graph], Financial Services Authority (Indonesia), May 2, 2025. [Online]. Available: https://www.statista.com/statistics/1369454/indonesia-financial-literacy-index/
