The cost-to-income ratio is a key financial measure to aid in a bank's valuation. It is calculated by dividing operating costs by operating income, and as such, a lower ratio indicates a more profitable bank. As of 2022, ABSA bank had the most favorable cost-to-income ratio, with a value of **** percent. FirstRand ranked second in the same period, with a ratio of **** percent.
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Absa Group. (November 6, 2023). Cost-to-income ratio of leading South African banks as of 2022 [Graph]. In Statista. Retrieved May 09, 2026, from https://www.statista.com/statistics/1119351/cost-to-income-ratio-of-banks-in-south-africa/
Absa Group. "Cost-to-income ratio of leading South African banks as of 2022." Chart. November 6, 2023. Statista. Accessed May 09, 2026. https://www.statista.com/statistics/1119351/cost-to-income-ratio-of-banks-in-south-africa/
Absa Group. (2023). Cost-to-income ratio of leading South African banks as of 2022. Statista. Statista Inc.. Accessed: May 09, 2026. https://www.statista.com/statistics/1119351/cost-to-income-ratio-of-banks-in-south-africa/
Absa Group. "Cost-to-income Ratio of Leading South African Banks as of 2022." Statista, Statista Inc., 6 Nov 2023, https://www.statista.com/statistics/1119351/cost-to-income-ratio-of-banks-in-south-africa/
Absa Group, Cost-to-income ratio of leading South African banks as of 2022 Statista, https://www.statista.com/statistics/1119351/cost-to-income-ratio-of-banks-in-south-africa/ (last visited May 09, 2026)
Cost-to-income ratio of leading South African banks as of 2022 [Graph], Absa Group, November 6, 2023. [Online]. Available: https://www.statista.com/statistics/1119351/cost-to-income-ratio-of-banks-in-south-africa/
