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Fair Isaac Corp

  • Thursday, 16 October, 2025
    Lex
    Let the US credit score wars begin

    Competition is a good thing if it lowers the costs or expands the credit-rating system

    Premium content
    The Freddie Mac headquarters building with blooming trees and a sign reading “Freddie Mac” in the foreground.
  • Friday, 3 October, 2025
    FT News Briefing podcast11 min listen
    Saudi Arabia’s push to liberalise

    Prince Mohammed bin Salman has sidelined hardliners and sought to remake Islam

  • Thursday, 2 October, 2025
    New approach to credit scoring data could reshape US home lending

    Shares of Equifax and Experian sink after Fair Isaac Corp moves to sell its ratings directly to industry data groups

    The Fico logo displayed on a smartphone screen, with a blurred background
  • Thursday, 29 May, 2025
    Peter Kažimír
    ECB governing council member convicted of bribery

    Slovakia’s central bank governor Peter Kažimír will remain in post and said he would appeal any conviction

    Peter Kazimir
  • Sunday, 19 January, 2025
    Markets InsightSheila Bair
    Credit scores are hazardous to your financial health

    Dominated by Fico ratings, scores serve the interests of the lenders, not consumers

    Someone using contactless payment on a mobile phone
  • Sunday, 22 December, 2024
    Russian politics
    Putin meets Slovakia’s Fico in rare visit by an EU leader since Ukraine invasion

    Slovak prime minister has ‘one-on-one’ meeting at Kremlin as Ukraine prepares to halt transit of Russian gas

    Vladimir Putin and Robert Fico greet each other at the Kremlin
  • Thursday, 28 November, 2024
    Slovakia
    Slovakia’s central bank governor given reprieve in corruption case

    Peter Kažimír spared from facing trial because of overhaul of penal code introduced by his old ally Robert Fico

    Peter Kažimír
  • Wednesday, 31 August, 2022
    LexPan Kwan Yuk
    The Lex Newsletter: the US is reducing its focus on FICO scores

    At a time of intense competition, expanding access to affordable credit makes good business sense

    Premium content
    Credit cards
  • Tuesday, 22 June, 2021
    Markets InsightCaroline Conway
    Fico’s dominance in US credit scoring under challenge

    Pressure mounts to address inequalities over access to credit by consumers

    The US Bureau of Consumer Financial Protection found ethnic minority populations were more likely to experience credit invisibility and that low-income consumers were more likely to start out with negative credit profiles
  • Wednesday, 4 December, 2019
    ExplainerCharts that Matter
    Boomers are OK when it comes to credit

    Millennials, by contrast, are considered subprime borrowers

    A talk bubble with the phrase Ok Boomer.; Shutterstock ID 1552066442; Department: -; Job/Project: -; Employee Name: -
  • Sunday, 31 December, 2017
    US companies
    US considers mortgage credit check shake-up

    Critics complain current system is outdated and locks millions out of home ownership

    FILE - This Monday, Aug. 8, 2011, file photo shows the Fannie Mae headquarters in Washington. Fannie Mae will pay the U.S. Treasury a $5.5 billion dividend next month after its profit doubled in its latest quarter. (AP Photo/Manuel Balce Ceneta, File)
  • Tuesday, 5 December, 2017
    US companies
    Credit score row as FICO chief hits out at banks over ‘Fako’ rivals

    Transparency of metrics questioned as consumer credit industry faces wider probe

    FILE - This Wednesday, June 10, 2015, file photo shows credit cards in Philadelphia. Offers of deferred interest and zero percent introductory APRs can let you avoid credit card interest during the holidays and pay off purchases later. But if you aren’t careful, one of these promotions could cost you a lot more than the other. Find out what you’re signing up for and decide whether it’s the right fit. (AP Photo/Matt Rourke, File)
  • Wednesday, 13 January, 2016
    US companies
    New breed of online lenders takes aim at FICO credit score system

    Online lenders turning to new ways of weighing up applications

    Closeup of one person's hand giving some money to another peron on countryside blurred background
  • Monday, 18 October, 2010
    European equities
    Miners suffer after the prospects for copper are queried

    Wider market lifted by better-than-expected Citigroup earnings

  • Friday, 16 July, 2010
    US companies
    Tighter lending steadies US housing market
  • Thursday, 11 February, 2010
    Technology sector
    Autonomy secures $1bn warchest for deals
  • Tuesday, 5 January, 2010
    Technology sector
    Autonomy must assure on quality of earnings
  • Tuesday, 28 April, 2009
    FT AlphavilleTracy Alloway
    FICO those CDOs
  • Monday, 23 March, 2009
    US companies
    Warning over cuts in credit card lines
  • Sunday, 17 August, 2008
    News in-depthUS companies
    Hard-pressed consumers refuse to read from the script
  • Wednesday, 10 October, 2007
    LexUK retail results
    Credit market worries hit Experian
  • Tuesday, 2 October, 2007
    World
    How the banks assess their customers
  • Wednesday, 6 September, 2006
    UK retail results
    London suffers biggest fall in four weeks
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