Tweaks to lending rules have made it easier for first-time buyers to get a foot on the housing ladder
Luckily, it has never been cheaper or easier for retail investors to access the power of options
The First Brands and Tricolor bankruptcies are best understood as a window into the modern credit value chain
Lack of guardrails could result in ‘cascading failures’, says global watchdog
Unlike most derivatives, ‘perps’ do not have an expiry date
Watchdog finds regulatory system is ‘not fit for purpose’ but stops short of proposing structural reform of sector
Hedge fund’s settlement overturns penalty and reduces amount of compensation FCA sought
Fund says tighter regulation of financing activity outside of traditional lending sector needed
FTSE 250 lender says increased provision reflects ‘greater likelihood’ more cases will qualify for compensation
FCA’s proposals would bring Britain into line with fund administration hubs in Ireland and Luxembourg
Simplification is not the same as true deregulation
Move follows ruling from Financial Conduct Authority and takes UK lender’s total provision to almost £2bn
US lenders expected to cement global dominance by a significant easing of post-financial crisis rules
Powerful lobbies are hindering a digital transition by America’s huge network of some 4,500 banks
Redress scheme for motorists starts early next year, with average payout of £700 expected
Finance minister signals end of Berlin’s reluctance to completing Europe’s capital markets union
Failures of two US companies reliant on asset-based lending prove ‘useful case studies’, Financial Conduct Authority says
Ruling from UK regulator prompts companies to set aside more funds to compensate customers
New ruling will allow exchange-traded crypto products to be held in Isas and Sipps
Investment platform tells customers bitcoin ‘has no intrinsic value’ and ‘is not an asset class’
Investors looking for next tie-up would do well to keep an eye on regulatory asset thresholds
Washington wants American companies to be exempted from rules such as having to draw up climate transition plans
If the non-banks are banks, who banks the unbanked?
Policymakers may have inadvertently stifled opportunity through a focus on investor protection
Once more unto the funky securitisation breach
