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Building Accounts

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lightbulbAbout this topic
Building accounts refer to the systematic documentation and analysis of the financial transactions and operational activities of a construction project or real estate development. This field encompasses budgeting, cost management, and financial reporting to ensure transparency, accountability, and effective resource allocation throughout the lifecycle of a building project.
lightbulbAbout this topic
Building accounts refer to the systematic documentation and analysis of the financial transactions and operational activities of a construction project or real estate development. This field encompasses budgeting, cost management, and financial reporting to ensure transparency, accountability, and effective resource allocation throughout the lifecycle of a building project.

Key research themes

1. How has the adoption of electronic and internet banking evolved to influence customer relationships and account management?

This theme investigates the development and adoption patterns of electronic and internet banking services, focusing on how these digital channels have reshaped customer engagement, account functionalities, and banking service delivery. Understanding diffusion patterns, customer perceptions, and organizational strategies reveals critical factors enabling or hindering the transition to digital banking, which holds implications for customer retention, operational costs, and competitive positioning.

Key finding: The study found that by a mailed questionnaire survey, 25% of banks were already offering online transactional services, 50% were testing or developing these services, and 25% were not offering them. A bank’s organizational... Read more
Key finding: This qualitative research identified three adopter categories—non-users, internet users not adopting internet banking, and internet banking users—highlighting how factors such as perceived complexity, risk, compatibility with... Read more
Key finding: Data showed that online banking adoption was disproportionately higher among large financial institutions, with consumer uptake rising markedly from 10% in 1999 to 32% in 2003 in the US. Online banking was strategically... Read more
Key finding: The study empirically linked younger customer demographics with higher acceptance and utilization of internet banking services. It identified customer behavior and preferences as major determinants shaping usage patterns and... Read more
Key finding: Quantitative analysis of over 500,000 customers demonstrated that actual execution of online transactions and bill payments contributed most significantly to increased customer value for financial institutions. Age, tenure,... Read more

2. What technological and security challenges affect the development and user experience of account opening and authentication in digital banking?

This research theme focuses on the technological design, authentication processes, and usability challenges in digital banking, particularly concerning account opening workflows and communications security. Investigating these aspects is crucial given the increasing shift to mobile and online banking platforms where ease of onboarding, robust security, and privacy assurances are essential for user trust, adoption, and regulatory compliance.

Key finding: Proposed a novel approach leveraging automated extraction and verification of user details through scanning official government documents during bank account sign-up, improving onboarding efficiency and reducing manual data... Read more
Key finding: The multi-year survey (2013-2015) assessing 80 global banks revealed diverse authentication mechanisms with varying degrees of multifactor implementations and SSL/TLS security. The study identified three development phases in... Read more
Key finding: This work applied quality control and continuous improvement methodologies borrowed from industrial processes to internet banking software development, emphasizing error detection and mitigation during user interactions such... Read more

3. How do financial inclusion initiatives and unique identification systems enhance account accessibility and management for underserved populations?

This theme addresses innovations aimed at expanding access to banking accounts through financial inclusion policies and technological solutions such as unique identification codes. Research in this area focuses on demographic profiles of account holders, reducing barriers for low-income groups, and improving systemic integration between different financial services to simplify account opening and management, ultimately supporting economic participation and social equity.

Key finding: Profiling 691 participants of the SEED initiative, the report details socio-economic characteristics showing over 90% are people of color living in working poor households. Approximately 45% live below the federal poverty... Read more
Key finding: Introduced a 7-tier architectural model incorporating biometric authentication and a Bank Unique Identification (BUID) code to unify various customer accounts across multiple banks and financial institutions. The design... Read more
Key finding: This comprehensive paper defines digital financial inclusion and outlines its components, highlighting the role of digital devices and applications in increasing access to affordable financial services for excluded... Read more

All papers in Building Accounts

Building fund for construction of the new temple was established (1341) four years before laying of the foundation stone of the cathedral. The income flowed from silver mines, public collections, donations and fines. At least in the case... more
Ver van Friesland, in de buurt van Leipzig, bevindt zich in de Bibliothek der Franckeschen Stiftungen zu Halle het (volgens worldcat.org) enige exemplaar van het enige boekje dat Antonius Petri, predikant in Britsum, ooit heeft... more
At the end of his 620 poems, Jacobus Revius pokes fun (with the printer, himself and his readers) in some epigrams that just begged to be translated into English.
Het Scheespboek biedt informatie over de geschiedenis van de houtvaart op Noorwegen, die van groot economisch belang is geweest voor de schippersgemeenschappen in de Friese Zuidwesthoek.
Salomon De Bray's Architectura Moderna: Biography and Manifesto 'Hendrick de Keyser was for our country what a Leon Baptista Alberti was for Italy, Pierre Lescot for France and Inigo Jones for England-the initiator of the improved mode of... more
Facsimile of the original text Introduction Ed Taverne (1971)
Salomon De Bray's Architectura Moderna: Biography and Manifesto 'Hendrick de Keyser was for our country what a Leon Baptista Alberti was for Italy, Pierre Lescot for France and Inigo Jones for England-the initiator of the improved mode of... more
Foreword ix Acknowledgments xv List of Figures xvi Foreword In the colonial period, several areas in what was then called "Brazil" were places of the unknown. Not only was the land unknown, but also its inhabitants. The Portuguese made... more
Inventory of church property in Friesland in the middle of the 16th century.
Edict van 12 juli 1611, zijn genese en zijn rol in de verschriftelijking van het burgerlijk recht, t. II GV
Edict van 12 juli 1611, zijn genese en zijn rol in de verschriftelijking van het burgerlijk recht, t. II GV
In Haarlem waren in 1640 zo'n 55 brouwerijen. Veel eigenaren waren natuurlijk gewoon hervormd, toen ook wel gereformeerd genoemd. Maar er was ook een belangrijke groep doopsgezinde brouwers. In Haarlem kwamen na 1578 veel Vlaamse... more
From the mid-fifteenth century until the mid-sixteenth century the city of Bruges acted as a sponsor of drama festivals. Many of these festivals were related to political events. The civic authorities issued invitations to stage plays on... more
Hoe bijzonder is het om van een verre voorouder die vier eeuwen geleden leefde geen persoonlijke brieven of dagboeken maar wel meer dan vijfhonderd vermeldingen terug te vinden in diverse archiefstukken. Met elkaar vormen zij de stukjes... more
The paper describes a letter from Magdalena Poulle (1632-1699), owner of the Gunterstein country house to Mr. Joan Huydecoper asking to be exempted from the toll payable between Amsterdam and Utrecht. Includes a transcription.
In dit artikel worden enkele getuigenverklaringen uitgegeven die afgenomen werden van vrouwen betrokken in een seksueel schandaal in 1648. Naar aanleiding van de afkondiging van de Vrede van Münster had pastoor Jan Schuermans van Ename... more
and other parts of the world. CUNY DSI's mission is to produce and disseminate research and scholarship about Dominicans, and about the Dominican Republic itself. The Institute houses the Dominican Archives and the Dominican Library, the... more
The Sonnets of Het Bosken by Jan Van der Noot Jan Van der Noot (c.l540-c.!601) is a central figure in Dutch literature, widely regarded as the first true Renaissance poet in the Netherlands. He was the earliest Dutch poet to imitate... more
Jan Van der Noot (c. l540-c. 1601) is a central figure in Dutch literature, widely regarded as the first true Renaissance poet in the Netherlands. He was the earliest Dutch poet to imitate Ronsard, Baïf, and Petrarch, and the first to use... more
In een goed gedocumenteerde bijdrage beschreef V.E. Wauters de zwartste dag uit de geschiedenis van Wommelgem: de plundering van het dorp, op 26 mei 1589, door milities uit Bergen-op-Zoom. 1 Daarbij verloren enkele tientallen... more
The Sonnets of Het Bosken by Jan Van der Noot Jan Van der Noot (c.l540-c.!601) is a central figure in Dutch literature, widely regarded as the first true Renaissance poet in the Netherlands. He was the earliest Dutch poet to imitate... more
Jan Van der Noot (c.l540-c.!601) is a central figure in Dutch literature, widely regarded as the first true Renaissance poet in the Netherlands. He was the earliest Dutch poet to imitate Ronsard, Bai'f, and Petrarch, and the first to use... more
FROM THE QUARRY TO THE SANCTUARY. ARCHITECTURAL SCULPTURES ON BUILDING INSCRIPTIONS. This article addresses the testimonia pertaining to the construction of architectural sculptures on inscribed building accounts. It is focused on the... more
De Collectie Ouwerling en het verdwenen Charterboek van Loon op Zand Dit artikel verscheen eerder onder de titel 'Te Nijmegen vernield. Notaris J.H. van Loon en het heerlijkheidsarchief Loon op Zand' in het Jaarboek Straet & Vaert 2004... more
Artikel over penningen welke gebruikt zijn om aan te tonen dat het Ontgrondings- Passasiegelt was voldaan.  Deze penningen zijn gebruikt in de 18e eeuw voor de turfhandel. Inclusief catalogus van de tot op heden bekend zijnde penningen.
Additional book to the series Harskamper Bronnen. It describes the bills of the noble House of Harskamp during the period 1638-1654. Leaseholders of this house were Hima Christina van Delen and her first husband Jacob Ripperda. After his... more
An unusually large clay-lump farmhouse in Suffolk, built in 1880, for which detailed building accounts have survived, enabling the sources of the building material to be identified and the contractors who did the work. The clay for the... more
Domein van de cisterciënzerabdij Hemiksem op het grondgebied van de gemeente Zoersel.
Toponymisch overzicht
In 1742 the city of Amsterdam bought Leimuiden and Vriesekoop. One of its mayors was appointed as lord of the new possession. In the period 1780-1784 three mayors abdicated or died as lord of the possession. Eventuelly Quirijn Willem van... more
Bijlagen zijn een gedeeltelijke transcriptie van: OUDENAARDE, SAO, SAAR, nr. 1026/105: Register van renten 1363-1576. Folio's 1r tot en met 52r met weglating van folio's 41r tot en met 49r en 50v tot en met 51v wegens te beperkt nut... more
Bij het onderzoek naar mijn voorouders, stuit ik tien generaties voor mij op de inventaris van Anna Outgers van 27 november 1693. Haar man Gabriel Kutsch is afkomstig uit Duitsland en komt in 1656 naar Leeuwarden. In dat jaar trouwen ze... more
Edition of a new Building Account from Epidauros (4th century BC), concerning the Kleisia (so called "Hestiatorion" or "Gymnasium")
Portret van Maria van Sulpere, Leuven, Anoniem, 1ste helft 17de eeuw, Leuven, Stedelijk Museum Vander Kelen-Mertens, Schilderij, olie op doek, herkomst: Sint-Pietersgasthuis. (Foto uit 900 jaar Gasthuiszusters te Leuven, uitgever De... more
VOC shipbuilding charters transcribed and translated from 17-century handwritten documents
The article presents and compares mentions from the newspapers that Broer Jansz en Jan van Hilten published in 1638 previous to the battle at Kallo, near Antwerp (june 1638). This material is the substance for the article ‘Broer Jansz in... more
J. Van der Stock, ‘Canon in Context. Consumption of Early-Netherlandish Images in the Fifteenth and the First Half of the Sixteenth Centuries’, in: L. Campbell, J. Van der Stock, C. Reynolds and L. Watteeuw (eds.), Rogier van der Weyden... more
Zoektocht naar de identiteit van de samensteller van een zeventiende-eeuws liedboek dat de voorbije decennia aandacht gekregen heeft van onderzoekers/academici als Herve Stalpaert, Pieter Moelans, Anke Van Herck en Willy Braekman.
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