Papers by haryati setyorini
Pengaruh Literasi Keuangan dan Inklusi Keuangan terhadap Pengelolaan Keuangan UMKM Kecamatan Tanggulangin
Dialektika/Dialektika: Jurnal Ekonomi dan Ilmu Sosial, Feb 29, 2024
KACANEGARA Jurnal Pengabdian pada Masyarakat/Kacanegara Jurnal Pengabdian pada Masyarakat, Feb 1, 2024
The purpose of this study is to evaluate how well SMEs in Semampir Village, Cerme District, Gresi... more The purpose of this study is to evaluate how well SMEs in Semampir Village, Cerme District, Gresik Regency, are supported by communitybased research (CBR). The strategy covers five rounds of financial governance training and entails mentoring connections between managers and trainees. The findings demonstrate an improvement in the participants' skills and comprehension of handling the presentation of financial reports. The study adds to Indonesia's understanding of the financial governance practices for these businesses, which will have an impact on future research and policy decisions. The study stands out for concentrating on how small and medium-sized enterprises, especially those owned by the lower middle class, contribute to Indonesia's economic growth.
Hippocampus Jurnal Pengabdian Kepada Masyarakat, Dec 28, 2023
This service journal is the output of community service activities that have a topic on customer ... more This service journal is the output of community service activities that have a topic on customer service by involving the role of students in it. Where this activity aims to provide an overview to students about the application of learning during the lecture process and as another form of guidance to students and the community where this programme takes place. The location of the service is located in the sub-district of Gresik. There are several planning steps that have been conceptualised to support this activity. At the time of implementation, it was found that one of the various obstacles faced was the lack of understanding regarding adequate facilities to support activities and marketing methods that could support increased repurchase interest in medium business development activities which were planned to focus on online and offline-based development. From the activities that have been carried out involving product users, the implementation of activities that have been agreed by both parties is considered to have an influence on increasing repurchase interest.
Zenodo (CERN European Organization for Nuclear Research), Sep 14, 2023
Puji syukur kami panjatkan ke hadirat Tuhan Yang Maha Esa, atas segala rahmat dan karunia-Nya seh... more Puji syukur kami panjatkan ke hadirat Tuhan Yang Maha Esa, atas segala rahmat dan karunia-Nya sehingga Otoritas Jasa Keuangan berhasil meluncurkan Buku Saku Pasar Modal dalam momentum peringatan 46 tahun diaktifkannya kembali Pasar Modal Indonesia. Penerbitan "Buku Saku Pasar Modal" ini merupakan bentuk komitmen dan kontribusi OJK dalam upaya meningkatkan literasi Pasar Modal Indonesia. Melalui buku ini, OJK akan memberikan panduan, informasi, dan pengetahuan tentang Pasar Modal secara ringkas dan jelas bagi masyarakat, terutama calon investor, pelaku industri Pasar Modal, dan para pihak yang tertarik dalam dunia Pasar Modal. Pasar modal merupakan salah satu komponen utama dan menjadi barometer dalam perekonomian suatu negara. Untuk itu, peran strategis Pasar Modal perlu didukung dengan penyediaan informasi dan literasi yang penting dan relevan bagi SEKAPUR SIRIH xii masyarakat agar turut berpartisipasi dalam pembangunan nasional melalui investasi di Pasar Modal. Kami menyadari bahwa dunia Pasar Modal terkadang terasa sangat kompleks dan sulit dimengerti, terutama bagi mereka yang baru mengenal Pasar Modal, sementara bukubuku literasi tentang Pasar Modal sangatlah terbatas. Oleh karena itu, "Buku Saku Pasar Modal" ini hadir untuk mengisi ruang kekosongan tersebut dan ikut menjawab berbagai tantangan dalam memberikan pengetahuan tentang dunia pasar modal dalam satu genggaman buku.
Jurnal ekonomi, bisnis dan manajemen, Jan 19, 2024
The younger generation, including university students, is a generation that is not good at managi... more The younger generation, including university students, is a generation that is not good at managing their finances. This is because today's young generation has a different lifestyle from previous generations. This generation tends to have a more extravagant lifestyle and find it difficult to save. This habit will certainly result in financial risks that will be faced in the future, due to poor financial management. So that this research aims to see how the influence of locus of control on the financial management behavior of student users of Shopee paylater. The influence of lifestyle on the financial management behavior of Shopee paylater user students. As well as the influence of financial socialization on the financial management behavior of student users of Shopee paylater. The object of this research is students in the city of Surabaya with a sample size of 101 respondents. The sample was obtained using purposive sampling method. The data analysis technique used is multiple linear regression. The first result obtained is that there is a significant positive effect of locus of control on financial management behavior. The second result obtained is that there is no significant effect of lifestyle on financial management behavior. And the third result obtained is that there is no significant effect of financial socialization on financial management behavior.
International Journal of Social Science Humanity & Management Research, 2023
In making investment decisions, the role of emotions is very important because of investors irrat... more In making investment decisions, the role of emotions is very important because of investors irrational symptoms in decision making. This study aims to analyze the effect of emotional bias, cognitive bias, and herding bias on the investment decision making of investors in Indonesia. The research approach used is a quantitative approach. By using primary data from respondents spread throughout Indonesia, this study uses the partial least squares as a data analysis technique. The research hypothesis is that there is a positive influence of emotional bias, cognitive bias and herding bias in the process of making investment decisions
The role of earnings management as mediator the effect of male CEO masculinity face on Research & Development
Cogent Business & Management
APLIKATIF: Journal of Research Trends in Social Sciences and Humanities
This study investigates the relationship between profitability and working capital efficiency, li... more This study investigates the relationship between profitability and working capital efficiency, liquidity, and business size. The efficiency of working capital is assessed by the turnover of working capital. The current ratio is used to gauge liquidity. Total firm size is determined by the ln of total assets. This study employs a sample of sixty annual reports from twelve infrastructure-sector businesses listed on the Indonesia Stock Exchange from 2016 to 2020. Method of multiple linear regression utilized in an analytical procedure. The findings demonstrated that working capital efficiency, liquidity, and business size had a substantial and negative impact on profitability. The test findings revealed a correlation between working capital efficiency, liquidity, and business size and profitability. The magnitude of the effect was 16,9%, while the remaining 83,1% was influenced by other factors outside this research.
The International Journal of Business & Management
The COVID-19 pandemic has changed all aspects of life- not only health problems but also a person... more The COVID-19 pandemic has changed all aspects of life- not only health problems but also a person's behavior patterns, especially in terms of family financial management. The importance of family financial management will be the basis for determining that a family will be able to achieve prosperity and happiness that has been coveted before. How do spiritual intelligence, or spiritual quotients, personality, and financial literacy affect family financial management? This study aims to determine the behavior of a person in managing his family finances. The data used is online respondent data from individuals who live in Indonesia through MSME Communities or other organizations. Data is analyzed using PLS-SEM (Partial Least Square-Structural Equation Modeling). The result obtained is expected to increase knowledge and understanding of family financial management so that they can achieve prosperity and happiness.
Journal of Finance and Business Digital
The importance of education, especially in increasing understanding of finance for the community,... more The importance of education, especially in increasing understanding of finance for the community, is very important to do. Knowledge of financial management is very important, especially in managing and also managing family finances, especially for people who live in Lembata Regency (Flores-NTT). The purpose of this study is to find out how financial literacy skills are for the people of Lembata Regency. In this study, researchers used a sample of people living in the Lembata Regency (Flores-NTT). The sampling technique used in this study was purposive sampling, then data collection was carried out online using Google Forms by adjusting to the research criteria so that researchers used 100 respondents, and used wrap PLS to test research instruments and analysis. The results of this study indicate that financial literacy has a significant positive effect on family financial management, income has a significant positive effect on family financial management and financial attitude has ...
Boosting the Accuracy of Stock Market Prediction using XGBoost and Long Short-Term Memory
2020 International Seminar on Application for Technology of Information and Communication (iSemantic), 2020
Stock exchange is one of the famous economical strategy that finally find its way to be experimen... more Stock exchange is one of the famous economical strategy that finally find its way to be experimented with ever-growing Machine Learning (ML) algorithm. With ML, many aspects regarding stock is learnable, to the point where one can predict stock prices. Although tempting, stock price prediction is still a challenging task due to its natural dynamic and real-time movement. Thus, predicting stock prices are deemed unseemingly. On the other hand, different patterns of stock prices are capable of represent a whole lot of detailed data, which is in favor for Deep Learning. In this study, we conducted an experiment of predicting the close stock price for 25 companies. To ensure data reliability and regional notion, these selected companies are officially enlisted in the Indonesia Stock Exchange (IDX). The two ML algorithms used for this experiment are the Long Short-Term Memory (LSTM) and Extreme Gradient Boosting (XGBoost), both known for its high accuracy of prediction from various representative data. By setting two thresholds, we were able to present a trading approach: when to buy or when to sell. This prediction result from the ML algorithm using in the ensuing trading approach leads to distinct aspects of benefit. In this experiment, XGBoost shown best performance by 99% prediction accuracy result.
Formosa Journal of Sustainable Research
This study aims to examine how the effect of dividend yield, earnings per share, and profitabilit... more This study aims to examine how the effect of dividend yield, earnings per share, and profitability as proxied by return on assets on stock returns of pharmaceutical companies listed on the Indonesia Stock Exchange. The sample used in this study were 8 pharmaceutical companies that have been listed on the Indonesia Stock Exchange from 2016 – 2020 with the sample selection method using the purposive sampling method. The data used are the company's annual financial statements that have been published on IDX and the data analysis technique is multiple linear regression analysis using the SPSS 16. The results show that simultaneously dividend yield, earnings per share and return on assets have a significant effect on stock returns, partially dividends yield has a significant negative effect on returns, Earnings per Share has a significant positive effect on stock returns, and Return on Assets has a significant positive effect on stock returns.
An Analysis Study Of Several Factor Motivation that influence the productivity of sales agent at life insurance company Bumi Asih Jaya East Java Branch Office
Boosting the Accuracy of Stock Market Prediction using XGBoost and Long Short-Term Memory
Stock exchange is one of the famous economical strategy that finally find its way to be experimen... more Stock exchange is one of the famous economical strategy that finally find its way to be experimented with ever-growing Machine Learning (ML) algorithm. With ML, many aspects regarding stock is learnable, to the point where one can predict stock prices. Although tempting, stock price prediction is still a challenging task due to its natural dynamic and real-time movement. Thus, predicting stock prices are deemed unseemingly. On the other hand, different patterns of stock prices are capable of represent a whole lot of detailed data, which is in favor for Deep Learning. In this study, we conducted an experiment of predicting the close stock price for 25 companies. To ensure data reliability and regional notion, these selected companies are officially enlisted in the Indonesia Stock Exchange (IDX). The two ML algorithms used for this experiment are the Long Short-Term Memory (LSTM) and Extreme Gradient Boosting (XGBoost), both known for its high accuracy of prediction from various repre...
Personality as Moderating Variables on Risk Preference Determinants
European Journal of Business and Management, 2016
This study will investigated the personality dimensions as a moderating variables that influence ... more This study will investigated the personality dimensions as a moderating variables that influence on risk preference determinants. The big five dimensions of personality are extrovertion, agreeableness, conscientiousness, neuroticism and openness. As the determinants of risk preference are investor experience, investment period, investor interest, investor motive, investor emotion, self control, financial planning and control, financial condition, risk preference. This study employed the investors in Indonesian Stock Exchange especially the investors from the big cities Indonesia through many financial and securities all over Indonesia. The data has found through distributed the questionnaires to the investors directly, and also direct mail. The focus of the study is to measure the moderating effect of personality toward risk preference determinants. Because different investor has different preference. The result of the study stated that the most influences factor towards risk pref...
Boosting the Accuracy of Stock Market Prediction using XGBoost and Long Short-Term Memory
Stock exchange is one of the famous economical strategy that finally find its way to be experimen... more Stock exchange is one of the famous economical strategy that finally find its way to be experimented with ever-growing Machine Learning (ML) algorithm. With ML, many aspects regarding stock is learnable, to the point where one can predict stock prices. Although tempting, stock price prediction is still a challenging task due to its natural dynamic and real-time movement. Thus, predicting stock prices are deemed unseemingly. On the other hand, different patterns of stock prices are capable of represent a whole lot of detailed data, which is in favor for Deep Learning. In this study, we conducted an experiment of predicting the close stock price for 25 companies. To ensure data reliability and regional notion, these selected companies are officially enlisted in the Indonesia Stock Exchange (IDX). The two ML algorithms used for this experiment are the Long Short-Term Memory (LSTM) and Extreme Gradient Boosting (XGBoost), both known for its high accuracy of prediction from various repre...
International Journal of Innovative Research and Development, May 31, 2019
Introduction Successful development is marked with the establishment of a stable and useful finan... more Introduction Successful development is marked with the establishment of a stable and useful financial system for all people. In this instance, financial institutions play a vital role through their intermediary function to boost economic growth, equal income distribution, poverty reduction, and achievement of financial system stability. Unfortunately, the rapid developing of the financial industry is not always accompanied by adequate financial access. Meanwhile, financial service access is an important prerequisite for community involvement in the economic system. The World Bank's Survey (2010) shows that only 49 percent of Indonesian households have access to formal financial institutions. Bank Indonesia revealed the same in a Household Balance Sheet Survey (2011) showing that 48 percent of households save their money with formal financial institutions and non-financial institutions. Therefore, 52% of people do not have any savings with banks or non-bank financial institutions. The two surveys mutually reinforce and support that the access of Indonesian people to formal and non-formal financial institutions is still relatively low, and therefore, the access of Indonesian people to the financial service system must be increased. In economic development in Indonesia, banks play a vital role to function as the driver of financial inclusion activities because Indonesian banks have a financial activity share up to 80%. However, financial inclusion involvement is related to not only the task of Bank Indonesia but also the Government in efforts to provide financial services to the wider community. East Java Province, as the 2 nd larger Province in Indonesia, recently has 12.1 million units of SME's but only 1.3 millionunits ready to enter the competition in the globalization era. That means still need more efforts to boost SME's to improve their competitive advantage. According to National Strategy for a national development strategy to boost economic growth through equal income distribution, poverty reduction, and financial system stability through Financial Inclusion, it is expected the collaboration between government institutions and stakeholders may be created in a close and structuredmanner. Thus, this research will focus on analyzing the determinants of financial inclusion that effecton competitiveness improvement of SME's in East Java Province.
Darmabakti : Jurnal Pengabdian dan Pemberdayaan Masyarakat
Saat ini industri kita telah memasuki suatu masa yang disebut dengan era digital. Segala sesuatu ... more Saat ini industri kita telah memasuki suatu masa yang disebut dengan era digital. Segala sesuatu dapat diakses dengan mudah baik yang bersifa positif atau bahkan negatif. Persaingan dunia usaha juga semakin ketat. Bagi industri yang telah menerapkan pola digitalisasi tentu tidak kesulitan beradaptasi dengan kondisi ini. Akan tetapi bagi usaha yang masih bertahan di pola-pola tradisional akan tergerus oleh kemajuan atau dapat tertinggal jauh dengan usaha yang telah menerapkan sistem di era ini. Provinsi Jawa Timur, sebagai Provinsi ke-2 terbesar di Indonesia, saat ini memiliki potensi ekonomi yang luar biasa. Ditinjau dari sisi jumlah industri kecil dan menengah saat ini Jawa Timur memiliki 12,1 juta unit UKM ( Usaha Kecil Menengah) tetapi hanya 1,3 juta unit yang siap memasuki persaingan di era globalisasi. Itu berarti masih perlu lebih banyak upaya pendampingan maupun pelatihan untuk mendorong UKM untuk meningkatkan keunggulan kompetitif mereka. Peningkatan daya saing merupakan sua...
International Journal of Innovative Research and Development
Introduction Successful development is marked with the establishment of a stable and useful finan... more Introduction Successful development is marked with the establishment of a stable and useful financial system for all people. In this instance, financial institutions play a vital role through their intermediary function to boost economic growth, equal income distribution, poverty reduction, and achievement of financial system stability. Unfortunately, the rapid developing of the financial industry is not always accompanied by adequate financial access. Meanwhile, financial service access is an important prerequisite for community involvement in the economic system. The World Bank's Survey (2010) shows that only 49 percent of Indonesian households have access to formal financial institutions. Bank Indonesia revealed the same in a Household Balance Sheet Survey (2011) showing that 48 percent of households save their money with formal financial institutions and non-financial institutions. Therefore, 52% of people do not have any savings with banks or non-bank financial institutions. The two surveys mutually reinforce and support that the access of Indonesian people to formal and non-formal financial institutions is still relatively low, and therefore, the access of Indonesian people to the financial service system must be increased. In economic development in Indonesia, banks play a vital role to function as the driver of financial inclusion activities because Indonesian banks have a financial activity share up to 80%. However, financial inclusion involvement is related to not only the task of Bank Indonesia but also the Government in efforts to provide financial services to the wider community. East Java Province, as the 2 nd larger Province in Indonesia, recently has 12.1 million units of SME's but only 1.3 millionunits ready to enter the competition in the globalization era. That means still need more efforts to boost SME's to improve their competitive advantage. According to National Strategy for a national development strategy to boost economic growth through equal income distribution, poverty reduction, and financial system stability through Financial Inclusion, it is expected the collaboration between government institutions and stakeholders may be created in a close and structuredmanner. Thus, this research will focus on analyzing the determinants of financial inclusion that effecton competitiveness improvement of SME's in East Java Province.
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Papers by haryati setyorini