Régis et al., 2016 - Google Patents

Using multi-state markov models to identify credit card risk

Régis et al., 2016

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8895969039262582152
Author
Régis D
Artes R
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The main interest of this work is to analyze the application of multi-state Markov models to evaluate credit card risk by investigating the characteristics of different state transitions in client-institution relationships over time, thereby generating score models for various …
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    • G06Q40/025—Credit processing or loan processing, e.g. risk analysis for mortgages
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