KR20070091912A - IC card issuing method and system using wired and wireless communication - Google Patents

Abstract

The present invention relates to an IC card issuing method and system using wired / wireless communication.

According to the present invention, an IC card, which is connected to a wired / wireless terminal and reads and writes information, includes a memory element including a singular or plural kit value for designating an IC card issuing authority, and issues the wired / wireless communication. In the method, the IC card issuing server may issue issuance information including a user's wired / wireless terminal recognition information and IC card issuing authority corresponding kit value required for issuing the IC card which is transmitted from the IC card management server through the wired / wireless network. After reception, authentication and issuance information is generated, and the wired / wireless terminal records the IC card issuance information received from the IC card issuing server into a memory device so that the IC card can be used as an IC card for performing a predetermined function. By doing so, the user can apply for IC card issuance and receive the IC card immediately using wired / wireless communication to perform economic activities. This area is to be expanded, you can use the IC card in a variety of applications.

Description

Method for issuing IC card using wired / wireless communication and its system {Method for issuing IC card with wire / wireless telecommunication and system}

1 is a block diagram showing an IC card issuing system using wired / wireless communication in accordance with the present invention.

2 is a flowchart illustrating a first method of issuing an IC card using wired / wireless communication according to the present invention;

3 is a flowchart illustrating a second method of issuing an IC card using wired / wireless communication according to the present invention;

<Description of Symbols for Main Parts of Drawings>

100: IC card 200: wired / wireless terminal

300: terminal for issuing application

400: IC card management server 410: member DB

500: IC card issuing server 510: member DB

The present invention relates to an IC card, and more particularly, to a method and a system for issuing an IC card using wired / wireless communication.

The conventional procedure of issuing or issuing an IC card is that the applicant who wishes to issue the IC card provides his or her personal identification information to the IC card issuing agency, and the IC card issuing agency examines the information to satisfy the standards of the issuing organization. In this case, predetermined information for using the IC card is recorded in the memory device embedded in the IC card at the designated issuing center, and then issued to the corresponding user. It usually takes about two weeks to get an IC card through this route. This causes inconvenience to not only the IC card issuer but also the user who wants to receive the IC card.

The present invention has been made to solve the above problems, by implementing a method and system that can issue an IC card using a wired / wireless network to reduce the time and cost required for issuing the IC card of the user Its purpose is to increase convenience.

The present invention provides an IC card management device having an issuing IC card 100, a wired / wireless terminal 200 having the issuing IC card 100, an issuing application terminal 300, and a member DB 410. It is composed of a server 400, IC card issuing server 500 having a member DB (510).

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram showing an IC card issuing system using wired / wireless communication according to the present invention.

Wired / wireless terminal 200 having an IC card 100 for issuing a memory element capable of recording user identification information, issue information, etc. for each user, IC card management server and wired / wireless network (N) Member DB storing the member information, including the personal information of the issuing application terminal 300, the IC card issuing applicant connected to the card, the unique identification information of the issuing IC card 100 or wired / wireless terminal 200, etc. 410, on the other hand, if a full IC card issuance request is received from the issuing application terminal 200 connected through a wired / wireless network (N), the member information of the member DB 410 is used. An IC card management server 400 which performs authentication for a user and transmits an IC card issuing request message generated based on the member information and the IC card issuing request message to an IC card issuing server, and the IC card issuing applicant. Financial information (account information, IC information, etc.) Has a member DB 510 stored therein, and receives a full IC card issuance request message from the IC card management server 400 connected through a wired / wireless network (N), the member information of the member DB; While performing authentication using the IC card, the IC card issuing server 500 generates and issues IC card issuing information.

On the other hand, the IC card 100 is a contact type (Contact Type), contactless (Contact-less type) or a hybrid type (Hybrid Type) IC card (smart card), the first issuance information related to the IC card issuance, IC Kit value for each card issuing institution may be included, and an IC card is an example of a credit card or a cash card. Hereinafter, the IC card is used as a term in place of a credit card or cash card unless otherwise noted.

The IC card may basically include personal identification information for user authentication and a kit value for each IC card issuing authority at the time when the IC card is delivered to the IC card user. In other words, the kit value for each IC card issuer may be set differently for each issuer, and the kit value may be variously set including PSK, UDK, MAC, Issuer Private Key, Issuer Public Key, and Iss_pk Certificate. The personal identification information may be set as biometric information such as PIN information (Personal Identification Number) or fingerprint information.

In addition, the IC card issuing server 500 may be specified in the singular or plural number. For this purpose, the IC card 100 may be issued in the singular or plural number corresponding to the singular or plural issuing servers 500, 600... It is possible to store kit values for each institution, and also to store common kit values compatible between single or multiple issuing servers. The IC card issuing server 500 determines whether at least one kit value among the kit values previously stored in the IC card 100 through the wired / wireless terminal 200 corresponds to a kit value corresponding to the IC card issuing server 500. After authentication, the generated issuance information is transmitted to the wired / wireless terminal 200.

On the other hand, the kit value may be set differently for each IC card issuing server 500, but after first setting the kit value to an arbitrary common kit value, the IC card is satisfied only when a predetermined user and IC card authentication requirement is satisfied. It is also possible to change, store, and apply the previously stored common kit value as a kit value given by the issuing server 500.

The wired / wireless terminal 200 is a user computer including a conventional wired / wireless communication terminal and a PDA equipped with a connection module M for detachably accommodating the IC card 100 and reading and writing data of the IC card. It may be assumed as a terminal, and performs a function of transmitting the personal identification information for issuing the IC card input from the user to the IC card issuing server 500 connected to the wired / wireless network (N). In addition, when the IC card issuing server 500 authenticates the personal identification information necessary for issuing the IC card, the IC card issuing information generated by the IC card issuing server 500 is received. And a series of input screens or messages related to the issuance of the IC card, such as a task execution message, and the like, so that the user can check them.

On the other hand, the terminal 300 for issuing application can be assumed to be a communication terminal including a normal user computer and a PDA, which can be connected to a wired / wireless network (Network, N), and the following IC card according to an aspect of the present invention. When requesting the IC card issuance related service to the management server 400, it performs a function of displaying an input screen or message (request information, etc.) related to the IC card issuance related service transmitted from the IC card management server 400.

In addition, the IC card management server 400 may include a function for initially issuing the IC card 100 for issuing to the user, the terminal 300 for issuing application received a predetermined issuing application from the user. It may be set as a financial company (card operator) to be connected through a wireless network (N), etc. If the above function is performed in any case, the gist of the present invention will remain as it is.

For example, as a management server of wired / wireless telecommunications operators that issue affiliated credit cards, it issues IC cards 100 to users and provides services that require security such as wired / wireless financial supplementary services to affiliated banks or card companies. to provide. In this case, as in the general Internet banking service, it is preferable that a user registration or login (Log IN) procedure is performed between the user and the affiliated bank or the card company, and the unique identification of the information for logging in and the issued IC card 100 is performed. The information is collected as member information and stored in the member DB 410 or 510 .

On the other hand, the IC card issuing server 500 issuing the IC card may be configured to include a credit card company and other server system of the credit card company, or may be a system of a credit card issuer affiliated with the credit card company in any case Even if the gist of the present invention will remain.

Hereinafter, a description will be given of implementing and operating the first method of issuing an IC card using wired / wireless communication according to the present invention of FIG. 2 using the configuration of FIG. 1.

The first method for issuing an IC card using wired / wireless communication according to the present invention,

(A) the terminal 300 for issuing application connects to the IC card management server 400 through the wired / wireless network (N), and then transmits the first IC card issuing request message of the IC card issuing applicant (S201). ); (b) The IC card management server 400 having the member DB 410 uses the full text of the first IC card issuing request and the primary issuance information of the member DB 410 to justify the IC card issuing applicant. Authenticating (S203); (c) If the authentication result is a normal user, the second IC card issuing request message including the member information is transmitted to the IC card issuing server 500 while the response message is issued to the terminal 300 for issuing application. Transmitting and, if an abnormal user, transmitting a non-issued response message to the issuing application terminal 300 (S205); (d) The IC card issuing server 500 having the IC card issuing applicant's member DB 510 uses the second IC card issuing request message and the member information of the member DB 510 to apply for the IC card issuing applicant. Authenticating the validity for the step S207; (e) If the authentication result is a normal user, after generating the IC card secondary issuance information to update the member information of the member DB 510, and transmits the authentication result to the IC card management server 400, abnormal In case of a user, transmitting a non-issued full message to the IC card management server 400 (S209); (f) After the IC card management server 400 receiving the full authentication result from the IC card issuing server 500 updates the member information of the member DB 410, the wired / wireless terminal of the IC card issuing applicant ( 200) transmitting the IC card issuance examination notification full text (S211); (g) requesting the second issuance of the IC card by accessing the IC card issuing server 500 from the wired / wireless terminal 200 having received the IC card issuable text (S213); After the IC card issuing server 500 which has received the full IC card issuing request message authenticates the validity of the wired / wireless terminal 200, if the normal wired / wireless terminal 200 is a member DB 510, Querying the stored IC card secondary issuance information and transmitting the stored IC card to the wired / wireless terminal 200 (S215); (h) The wired / wireless terminal 200 having received the IC card secondary issuance information message updates the primary issuance information stored at one side of the IC card 100 to the secondary issuance text message, and activates the IC card function. Step S217; It consists of.

The member information may include personal identification information (resident registration number, membership number, etc.), unique identification information of wired / wireless terminals (ESN, CIN, S / N, etc.) or kit value for each IC card issuer.

The issuing IC card 100 according to the present invention is the IC card unique identification information, content information, affiliate information, by the IC card management server 400 or the IC card issuing server 500 before the step (a). The IC card primary issuance information and the kit value of the IC card management server 400 or the IC card issuing server 500 may be set in advance.

On the other hand, the issuing IC card 100 provided in the wired / wireless terminal 200 is a plurality of storage unit for receiving and storing the IC card secondary issuance full text from the plurality of IC card issuing server 500 and the It may be further provided with a specialized storage unit control module for IC card secondary issuance for controlling a plurality of storage unit. The IC card secondary issuance specialized storage unit control module may further include a SMM (Secure Management Message) processing unit for processing an encrypted message received from the IC card issuing server 500.

According to the present invention, the IC card issuance notification notification message and IC card issuance request message, IC card issuing information is sent and received in the step of issuing the IC card through a continuous SMS or PUSH (WAP, HTTP) wired / wireless terminal And specialized management between the IC card issuing server.

In addition, the IC card secondary issuance request text and IC card secondary issuance full text is a version of the professional format, service domain ID, and IC card issuing text for the purpose of ensuring the confidentiality of the contents of the content and authentication of access rights Control information such as / delete / enable / deactivate / discard, additional control information such as IC card expiration date, protector information to prevent replay attack, identifier for algorithm used to authenticate the text, encrypted IC It may be configured to include a registration message for the card issuer.

On the other hand, the IC card secondary issuance request message and the IC card secondary issuance full text encrypted based on a preset encryption algorithm may be unique identification information (telephone number, ESN, etc.) of a specific wired / wireless terminal to which the full text is used. It may include an authentication method such as a domain address of a specific IC card issuing server, a PIN for user authentication, and a user interface message used for menu display of a wired / wireless terminal.

Hereinafter, a description will be given of implementing and operating a second method for issuing an IC card using wired / wireless communication according to the present invention of FIG. 3 using the configuration of FIG. 1.

The second method for issuing an IC card using wired / wireless communication according to the present invention,

(a) after the issuing application terminal 300 accesses the IC card management server 400 through the wired / wireless network (N), and transmits the first IC card issuing request message of the IC card issuing applicant (S301). ); (b) the IC card management server 400 having the member DB 410 authenticating the IC card issuing applicant using the first IC card issuing request message and the member information of the member DB 410 (S303). ); (c) If the authentication result is a normal user, the second IC card issuing request message including the member information is transmitted to the IC card issuing server 500 while the response message is issued to the terminal 300 for issuing application. Transmitting and, if an abnormal user, transmitting a non-issued full text to the issuing application terminal 300 (S305); (D) the IC card issuing server 500 having a member DB 510 authenticates the IC card issuing applicant using the second IC card issuing request message and the member information of the member DB 510 (S307). ); (e) If the authentication result is a normal user, after generating the IC card issuing information to update the member information of the member DB 510, and transmits the authentication result to the IC card management server 400, If not, transmitting a non-issued full text (S309); (f) After the IC card management server 400 receiving the full authentication result from the IC card issuing server 500 updates the member information of the member DB 410, the wired / wireless terminal of the IC card issuing applicant ( Transmitting the IC card issuance examination notification full message to step 200) (S311); (g) requesting the issuance of an IC card by accessing the IC card issuing server 500 from the wired / wireless terminal 200 having received the issueable full text (S313); After the IC card issuing server 500 that has received the IC card issuing request message has authenticated the validity of the wired / wireless terminal 200, the IC card issuing server 500 writes to the member DB 510 in the case of the normal wired / wireless terminal 200. Querying the stored IC card issuing information and transmitting it to the wired / wireless terminal 200 (S315); (h) storing the issuance message in the issuing IC card 100 by the wired / wireless terminal 200 having received the IC card issuing information message and activating the IC card function (S317); It consists of.

The member information may include personal identification information (resident registration number, membership number, etc.), unique identification information of wired / wireless terminals (ESN, CIN, S / N, etc.) or kit value for each IC card issuer.

The issuing IC card 100 according to the present invention is the IC card unique identification information, content information, affiliate information, by the IC card management server 400 or the IC card issuing server 500 before the step (a). IC card issuance basic information and the first issuing operation for storing the kit value of the IC card management server 400 or IC card issuing server 500 may be set.

According to the present invention, the IC card issuance notification notification message and IC card issuance request message, IC card issuing information is sent and received in the step of issuing the IC card through a continuous SMS or PUSH (WAP, HTTP) wired / wireless terminal And specialized management between the IC card issuing server.

In addition, the IC card issuing request text and IC card issuing full text is a version of the professional format, service domain ID, and add / delete / activation of the IC card issuing text in order to ensure the confidentiality of the content and authentication of access rights Control information such as / deactivation / disposal, additional control information such as setting the expiration date of the IC card, protector information to prevent replay attack, identifier for the algorithm used to authenticate the message, and the encrypted IC card issuing message It may be configured to include a registration message and the like.

On the other hand, the IC card issuance request message and the IC card issuance full text encrypted based on a predetermined encryption algorithm is the specific identification information (telephone number, ESN, etc.) or specific IC card issuance of the specific wired / wireless terminal that the full text will be used It may include an authentication method such as a domain address of a server, a PIN for user authentication, and a user interface message used for menu display of a wired / wireless terminal.

On the other hand, the IC card issuance IC card 100 provided in the wired / wireless terminal 200 is a plurality of storage unit for receiving and storing the IC card issuance full text from the plurality of IC card issuing server 500 and the A specialized storage unit control module for issuing an IC card for controlling the plurality of storage units may be further provided. The IC card issuing specialized storage unit control module may further include a SMM (Secure Management Message) processing unit for processing an encrypted message received from the IC card issuing server 500.

As described above and described with reference to a preferred embodiment for illustrating the technical idea of the present invention, the present invention is not limited to the configuration and operation as shown and described as described above, it is a deviation from the scope of the technical idea It will be apparent to those skilled in the art that many changes and modifications can be made to the invention without departing from the scope of the invention. Accordingly, all such suitable changes, modifications, and equivalents should be considered to be within the scope of the present invention.

According to the present invention described through the first and second embodiments, an applicant who wants to issue an IC card provides his / her personal information to the IC card issuing agency, and the IC card issuing agency examines the personal information and issues the issuing agency. If the standard is satisfied, the IC card provided in the user's wired / wireless terminal stores and activates the issuing information for using the IC card for a predetermined purpose in real time, thereby simplifying the process of issuing the conventional IC card. There is an effect of increasing the convenience of the user.

In addition, the IC card issuing system according to a characteristic aspect of the present invention can be easily employed in a wired / wireless terminal or a computer, and the IC card does not have to pass a predetermined time to issue an IC card as in the prior art. The cost of shipping is also reduced.

Claims (13)

In a system for issuing an IC card using wired / wireless communication, An issuing IC card having a memory device capable of recording user-specific identification information or issuing information; A wired / wireless terminal having the issuing IC card and connected to a wired / wireless network (N); An IC card issuing application terminal connected to the IC card management server and a wired / wireless network (N); An IC card management server for authenticating the validity of the IC card issuing applicant or the wired / wireless terminal and generating a full IC card issuing request; An IC card issuing server for authenticating the validity of the IC card issuing request message generated by the IC card management server and generating and issuing IC card issuing information; IC card issuing system using a wired / wireless communication, characterized in that it comprises a. The method of claim 1, The IC card management server, A member DB storing the member information including the IC card issuing applicant or the unique identification information of the wired / wireless terminal; Further comprising, authenticating the first IC card issuance request message received from the terminal for issuing application connected to the wired / wireless network (N) by using the member information of the member DB, and the member information and the first. The IC card issuing system using wired / wireless communication, characterized in that for transmitting the second IC card issuing request text generated based on the IC card issuing request message to the IC card issuing server. The method of claim 1, The IC card issuing server, A member DB storing member information including financial information or unique identification information of the IC card issuing applicant; And further comprising, authenticating the second IC card issuance request received from the IC card management server connected to the wired / wireless network (N) using the member information of the member DB, while the member information and the second IC card issuing system using wired / wireless communication, characterized in that for generating and issuing IC card issuing information based on the full IC card issuing request. The method of claim 1, The IC card issuing server, IC card issuing system using wired / wireless communication, characterized in that at least one IC card issuing server. The method of claim 1, The issuing IC card, And a plurality of storage units for receiving and storing the full text of the IC card issuing information from at least one IC card issuing server and a IC card issuing information storage unit control module for controlling the plurality of storage units. IC card issuing system using wireless / wireless communication. The method of claim 1, The issuing IC card, An IC card issuing system using wired / wireless communication, characterized in that it comprises a kit value for one or more issuing servers corresponding to at least one IC card issuing server or a common kit value compatible with the singular or plurality of issuing servers. In the issuing IC card for storing the primary issuance information and the IC card issuing method using wired / wireless communication, (a) generating a first IC card issuing request message of the IC card issuing applicant by the terminal for issuing the IC card issuing and transmitting it to the IC card management server connected to the wired / wireless network (N); (b) After the IC card management server authenticates the justification for the IC card issuing applicant using the first IC card issuing request message and the user information for each user, and if the user is a normal user, the IC card issuing server sends the member information to the IC card issuing server. Transmitting a second IC card issuing request message to be included and transmitting an issuable response message to the terminal for issuing application; and in case of abnormal user, transmitting a non-issuing response message to the issuing application terminal; (c) If the IC card issuing server authenticates the validity of the IC card issuing applicant using the second IC card issuing request message and the member information, and generates a IC card secondary issuing information in the case of a normal user, After updating the information, transmitting an authentication result to the IC card management server, and transmitting an unissued full message to the IC card management server in case of abnormal user; (d) after the IC card management server receives the full authentication result from the IC card issuing server, updates the user information of the user, and transmits the IC card issuance examination notification message to the wired / wireless terminal of the IC card issuing applicant. ; (e) When the wired / wireless terminal receiving the IC card issuable message accesses the IC card issuing server and requests the second issuance of the IC card, the IC card issuing server authenticates the justification of the wired / wireless terminal, In the case of transmitting the pre-stored IC card secondary issuance information to the wired / wireless terminal; (f) activating the IC card function after the wired / wireless terminal having received the IC card secondary issuance information message updates the primary issuance information stored at one side of the IC card for issuing to the second issuance message; IC card issuing method using a wired / wireless communication, characterized in that consisting of. In the IC card issuing method using wired / wireless communication, (a) generating a first IC card issuing request message of the IC card issuing applicant by the terminal for issuing the IC card issuing and transmitting it to the IC card management server connected to the wired / wireless network (N); (b) After the IC card management server authenticates the validity of the IC card issuing applicant by using the first IC card issuing request message and the user-specific membership information, and if the user is a normal user, the IC card issuing server sends the member information to the IC card issuing server. Transmitting a second IC card issuing request message to be included and transmitting an issuable response message to the terminal for issuing application; and in case of abnormal user, transmitting a non-issuing response message to the issuing application terminal; (c) After the IC card issuing server authenticates the validity of the IC card issuing applicant using the second IC card issuing request message and the member information, if the user is a normal user, the IC card issuing information is generated to generate the member information. After updating, transmitting an authentication result to the IC card management server, and transmitting an unissued full message to the IC card management server in case of abnormal user; (d) after the IC card management server receives the full authentication result from the IC card issuing server, updates the user information of the user, and transmits the IC card issuance examination notification message to the wired / wireless terminal of the IC card issuing applicant. ; (e) When the wired / wireless terminal receiving the IC card issuable message accesses the IC card issuing server and requests the issuance of the IC card, the IC card issuing server authenticates the validity of the wired / wireless terminal. Transmitting previously stored IC card issuing information to the wired / wireless terminal; (f) activating the IC card function after the wired / wireless terminal having received the full IC card issuing information is stored in one side of the issuing IC card; IC card issuing method using a wired / wireless communication, characterized in that consisting of. The method according to claim 7 to 8, Before step (a) above, (a-1) By using the IC card management server or the IC card issuing server, IC card unique identification information, content information, affiliate information, IC card issuance basic information, or IC card kit values of the IC card management server and the IC card issuing server are determined. Storing; IC card issuing method using a wired / wireless communication, characterized in that it further comprises. The method according to claim 7 to 8, Steps (d) to (f) In case of sending / receiving the IC card issuance notification notification message, IC card issuance request message, IC card issuance information message between the corresponding IC card management server, IC card issuing server, and wired / wireless terminal, consecutive SMS or PUSH (WAP, HTTP) IC card issuing method using wired / wireless communication, characterized in that the professional management through. The method according to claim 7 to 8, The IC card issuing request message, the IC card issuing information message, and the IC card issuing notification notification message are encoded with a predetermined encryption algorithm to ensure confidentiality of the contents of the IC card. The method according to claim 7 to 8, The IC card issuance request message, the IC card issuance information message, and the IC card issuance notification notification message are the authentication methods such as the unique identification information of the specific wired / wireless terminal or the unique identification information of the specific IC card issuing server. / IC card issuing method using a wired / wireless communication, characterized in that it comprises a user interface message used for menu display of the wireless terminal. The method according to claim 7 to 8, The member information, Method of issuing an IC card using wired / wireless communication, comprising personal identification information, IC card and unique identification information of a wired / wireless terminal, or a kit value for an IC card issuing agency.

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