KR20010091833A - Method and apparatus for distributing stocks to service users - Google Patents

Abstract

In the automatic stock distribution method according to the present invention, receiving an ID and a password from a service user, confirming whether the service provider is a member, and allowing the user to access the member, and the user accessing the member (hereinafter referred to as "member"). ") Pays a service fee, and provides a predetermined service to the member, storing the service usage history of the member, and the cumulative sum of the stored service usage history of the member exceeds a predetermined threshold. And automatically granting the member the right to receive stocks. The automatic stock divider apparatus according to the present invention comprises a member information storage means for storing information on a member of a paid service provider and a user requesting the use of the service is determined to match the member stored in the member information storage means. Service providing means for providing a requested service, a service record storing means for storing service use records relating to a service provided to the member from the service providing means, and a service use record of the member stored in the service record storing means. If the cumulative total value exceeds a predetermined threshold, the stock divider means for granting the right to receive stocks to the member, and the stock dividend history storage means for storing the details of the right to receive the stocks. Include. According to the automatic stock dividend system and method according to the present invention, both the service provider and the service user sharing the Internet space can be promoted. Service providers can allocate their shares to members to attract members' continued interest and use of the service. Members of the service provider share the benefits of using the service by allocating shares of the service provider, which is a kind of incentive in exchange for the service. Eventually, the use of services by members creates benefits for both service providers and service users, and members become part of the service provider's shareholders, ultimately becoming a member company.

Description

Apparatus and method of stock dividend for service users {METHOD AND APPARATUS FOR DISTRIBUTING STOCKS TO SERVICE USERS}

The present invention relates to a device and method for automatic stock dividend, in particular, when a member of a service provider pays a certain amount or receives a service for a certain number of times, or uses a service for a predetermined number of times, the stock of the service providing site is recalled. An apparatus and method for automatically allocating to a member.

With the rapid development of hardware and software technologies for computers and networking, the range of services that can be provided over the Internet is expanding dramatically. In addition, due to the explosive growth of the Internet population, there is an infinite demand for new services. In this context, many lifestyles that are done offline have been implemented online, and now, beyond the simple transfer of lifestyles from offline to online, they are creating a number of services available only on the Internet.

Among the many services provided through the Internet, there are services that give a user some incentive to pay for using the service to induce the use of the service. In particular, as competition among sites providing similar services is fierce, a method of providing an incentive as an independent means of increasing the profits of a service provider by inducing a user to use a service is increasing in importance. Providing incentives contributes not only to the service provider's interests, but also to the user's interests. As a result, through the provision of incentives, service providers and service users can share some of the benefits of service provision and use.

Examples of how to provide incentives include: granting electronic money or services to users who have viewed certain advertisements, issuing free e-mail accounts to member subscribers, and granting vouchers based on user purchases. Etc.

However, the conventional method of giving incentives has some problems. First, the user is forced to perform certain actions that he does not want as a condition of providing incentives. A typical example is a service that requires watching advertisements or providing their own information in exchange for incentives. Second, since the type of incentive provided is uniform regardless of the service provider site, it is difficult to induce continuous attention of the user to the service provider. The electronic money, gift certificates, coupons, service use rights, etc. are incentives of essentially the same nature except for names. Third, the value of incentives is lowered because the currency range of incentives provided is limited. In most cases, the incentives paid for using the service can only be used on that site or on sites that have a certain relationship with that site. And it does not realize the benefits of incentives offline. In other words, incentives cannot be used to profit from offline or cash incentives.

Although the Internet was originally built with the goal of providing quality content and sharing information to users, service providers have a substantial share of the real benefits. Providing incentives may be one way to solve this problem of profit disparity, but the conventional incentive providing method has the above-mentioned problems for rational sharing of benefits between service providers and users.

Therefore, there is a need for an incentive providing method that can simultaneously improve the benefits of service providers and users.

In order to solve the above problems, according to the present invention, there is provided an automatic stock dividend apparatus and method which enables a service provider and a user to share profits.

An object of the present invention is to provide an apparatus and method for automatically allocating stocks that can improve the profit of a service user by allocating the service provider's shares to a service user when the total amount of expenses spent for providing the service exceeds a certain amount. It is done. Dividends are paid at the time of purchase of the service card of the user or payment of the service cost. The employer can dispose of the dividend shares to realize profits.

It is also an object of the present invention to provide an automatic stock dividend apparatus and method that can improve the profits of a service provider by inducing a continuous visit of a service provider by a user by allocating the stock.

As a result, the profits of the service provider generated by the user's continuous use of the service increase the value of the stock owned by the user, so that the user and the service provider can reasonably share the profits according to the automatic stock dividend device and method according to the present invention. You can do it.

1 is a block diagram showing an embodiment of an automatic stock dividend apparatus according to the present invention.

Figure 2a is a block diagram showing a database structure of the automatic stock dividend apparatus according to the present invention.

2B-2D illustrate one embodiment of the databases shown in FIG. 2A.

Figure 3 is an overall flowchart showing one embodiment of a detailed process of the automatic stock dividend according to the present invention.

4 is a flowchart illustrating one embodiment of a detailed process of member access according to the present invention;

5 is a flowchart showing one embodiment of a detailed process of purchasing a service card according to the present invention;

6 is a flowchart illustrating one embodiment of a detailed process of providing a service according to the present invention.

7 is a flow chart showing one embodiment of a detailed process of automatic stock dividend according to the present invention.

8 is a flowchart illustrating an embodiment of a process of selling dividend stocks according to the present invention.

<Code Description of Main Parts of Drawing>

11: DB server

13: Web and stock dividend server

173: Performance DB

174: Card DB

175: stock DB

The automatic stock dividend method according to one aspect of the present invention,

a. Receiving an ID and a password from a service user, checking whether the service provider is a member, and allowing the user access to the member;

b. Providing a predetermined service to the member and storing a service usage history of the member when the member-connected user (hereinafter referred to as "member") pays a service fee;

c. Automatically granting the member the right to receive stocks when the cumulative sum of the stored service usage history of the member exceeds a predetermined threshold.

It includes.

Stock automatic divider according to another aspect of the present invention,

Member information storage means for storing information about the member of the paid service provider,

Service providing means for determining whether a user who requests the use of a service matches a member stored in the member information storing means, and providing a service requested by the member;

A service record storage means for storing a service use record relating to a service provided to the member from the service providing means;

A stock dividend means for granting a right to divide the stock to the member when the cumulative sum of the service usage history of the member stored in the service history storage means exceeds a predetermined threshold value;

Stock dividend history storage means for storing a breakdown of the right to receive the shares

It includes.

On the Internet, there are various forms of paid services in which a user pays a certain fee and receives a service. For example, an e-commerce service for trading a product, a service for providing a music file, an information service for providing specific information such as stocks and news, an e-book service, and the like.

The automatic stock dividend system and method according to the present invention can be applied as a compensation method for providing all paid services including the above example. A user (hereinafter referred to as a "member") who subscribes to a website providing a paid service as a member pays a certain fee and receives the service from the website. Each time a member receives a service, he or she may pay a service fee separately or purchase a card having a certain value and pay with a card. In the latter case, the amount of usage and the remaining amount of the card purchased by the member is recorded in the database of the server, and when the member applies for the service, the user can easily pay the service fee by checking whether the service fee can be paid with the remaining amount. Can be.

The fee paid by the member is recorded in the database of the server, and each time the member pays the fee, it is determined whether the cumulative payment amount of the member exceeds a certain value. If the cumulative payment exceeds a certain value, the service provider's shares will be allocated to the member. The "cumulative payment amount" means the portion of the total use performance of a particular member excluding the payment amount already reflected in the stock dividend. When a member is allocated shares of a service provider, the member and the service provider have a common interest. Therefore, it is possible to induce the member's continuous interest in the service provider, and the benefits generated by this will be shared between the service provider and the member.

Hereinafter, the automatic stock dividend system and method according to the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram showing the configuration of an automatic stock dividend system according to the present invention. As shown in Fig. 1, the present invention has a server 6 and a client 1 structure, which are typical forms of providing a service through a network.

The client computer 1 provides an environment in which a member can receive a predetermined service from the server 6. The client computer 1 is a computer, a workstation, an NC (network computer), or any computer that provides an interface for accessing the Internet, and various terminals such as mobile phones and PDAs that can access the Internet wirelessly. Device.

The client computer 1 is connected to the server 6 via the network 3. The network 3 includes the internet. The member has to pay a fee in order to receive a paid service from the server 6, which is achieved through the linkage between the bank 3 or the credit card company 4 and the server 6. The server 6 receives the user's bank account or credit card number and password from the user, and inquires whether the service fee can be paid to the bank 3 or the credit card company 4 by using the entered information. If possible, provide services to users.

The server 6 provides a paid service to the member, and allocates shares to the member when the total amount paid by the member to receive the service is more than a predetermined amount. As shown in FIG. 1, the server includes a firewall 7 for restricting a user's service type, a hub 9 for physically connecting servers, a database server 11 for managing a database, and a user. Web and stock distribution server 13 for allocating stocks to members who provide services to users and satisfy predetermined criteria, information retrieval server 15 for searching database 17 to provide services requested by users, Then, the database 17 is included.

When there is a request for a service from a user who wants the service, the firewall 7 determines whether the service requested by the user is allowed by the server 6. In the present invention, only the HTTP service provided by the web server 13 is provided to the general user. Therefore, when the general user requests a service other than HTTP such as telnet or FTP (File Transfer Protocol), the service is blocked by the firewall 7. Firewalls also allow IP filtering to allow service access only to client computers with specific addresses. In addition, as can be easily understood by those skilled in the art, the width and type of service restriction by the firewall 7 can be modified as necessary.

The service request of the user who has passed through the firewall 7 is received and processed by the web server 13. The web server 13 asks the user for input of an ID and password, and if not, asks the intention of joining. If you are a member or registered as a member, provide the predetermined service requested by the member. In order to provide a predetermined service requested by the member, a separate information search server 15 may be installed. In the case of having a large amount of content due to the characteristics of the service, a separate information search server 15 may be provided in addition to the database server 11 to improve the service providing speed. As a specific example, when providing a summary service of a book, the information retrieval server 15 may be very useful when the contents of the summary and the service user are enormous.

In exchange for the service provision, the member pays the fee in a predetermined manner, and the fee for payment of the fee is stored in the database 17 of the server 6. If the total amount paid by the member exceeds a certain amount, the stock divider server 13 allocates the stock to the member in a manner described below. The status of stocks allocated to members is stored in the database 17 of the server 6.

As described above, for the automatic dividend of stocks, a database 17 capable of recording the member's royalty payment history and the stock's dividend history is required. The database 17 will be described in detail with reference to FIGS. 2A to 2D.

FIG. 2A is a block diagram showing the detailed structure of the database 17 shown in FIG. As shown in Fig. 2A, the database 17 records a member database 171 for recording member information, a service database 172 for recording the types and contents of services provided by a service provider, and a service usage history of a member. Performance database (173), the card database (174) that stores information on the total available amount, amount and remaining amount of the card purchased by the member, and the stock database (175) that records the status of the stocks allocated It includes.

When a user who wants a service subscribes to a service providing site as a member, predetermined information provided by the member at the time of membership registration is recorded in the member database 171. Member information may store the frequency of service provision of the member. The value of members can be evaluated based on the frequency of service provision, so that excellent members can be managed separately. Member information may also store the member's preferences. By periodically providing information that is appropriate for the member's preferences, the member's attention can be continuously induced and the use of the service can be stimulated.

Members can pay the fee for providing the service in various ways. In general, whenever you receive a service, there is a way to pay separately from the member's account. However, when the same service is repeatedly provided, it is cumbersome to pay each time a service is provided. Therefore, in this case, it is convenient to purchase a card that can be used at the service provider and pay using the card. Since the member's card information is stored in the database of the server, if the member wants to provide the service, the member can receive the service without a separate input process for payment if the service fee does not exceed the balance of the card.

In other words, when the card is used for payment, the card purchased by the member is recorded in the card database 174. When the member requests the service, the remaining amount of the card is searched to determine whether to provide the service to the member.

In a preferred embodiment of the present invention, a member purchases a card having a certain value and assumes a service fee. However, the method for automatically allocating stocks according to the present invention does not require a fee payment method. Note that it is applicable to.

2B shows one embodiment of the fields that make up the card database 174. As shown in the figure, the identification number of the card to which the member can pay for the service fee, the ID of the member who purchased the card, the total amount of money available for purchase of the card, the amount of money used up to the card, the total amount of money used and value of the card. The remaining balance, the date of purchase of the card, the date of first use of the card, and the date of end of use of the card are included. If the unit fee is the same, the service card may record the number of service usage. In this case, the total number of available times, the number of times the card has been used up to now, and the remaining number of available times of the card are included in the database 174.

The service database 172 records the types and contents of services available to members. In the case of a member's service request, if the database server 11 or the information retrieval server 15 is installed separately, the information retrieval server 15 searches the service database 172, and the web server 13 retrieves the retrieved data. Provide services to members based on

The content of the service provided to the member and the fee for use are recorded in the performance database 173. In the performance database, the total amount of royalties paid or the number of service usage are recorded, which can be used as data for allocating shares to members.

2C illustrates one embodiment of a performance database 173. As shown in the figure, the performance database includes a performance serial number for distinguishing service delivery performance, a service ID indicating a service type, an ID of a member receiving a service, a time and a service providing price, and a type of service provided (member Can be downloaded or directly used on the Internet server), the form of payment for the service fee, and the card ID for payment using the card. After providing the service to the member, the transaction performance is recorded in the performance database 173 and the card database 174 is updated.

The status of stocks allocated according to the member's performance is recorded in the stock database 175. The member's transaction performance can be checked through the performance database 173 or the card database 174. The stock dividend database may store various information about stocks such as average price of stock price and stock price, stock trading volume, highest price, and lowest price and provide it to members. The above information can be used as useful data in selling dividend stocks.

2D illustrates one embodiment of stock database 175. As will be described later, the member can sell the distributed stock through an internet server. As shown in the figure, the stock database 175 includes fields necessary for the dividend and sale of the stock. Regarding the dividend of stocks, it includes the stock serial number that identifies the stock allocated, the ID of the member who received the stock, the dividend price of the stock, and the dividend date of the stock. In connection with the sale of a stock, it includes a stock owner indicating a new owner by the sale of the stock, a confirmation of the sale of the stock indicating whether the stock is sold, a sale price indicating the sale price, and a stock sale date indicating the date of sale of the stock. do. As will be described later, a certain correspondence can be set between the card and the stock, and the stock can be allocated according to the correspondence. In this case, a card ID field is required to display the ID of the card having a correspondence with the stock.

Hereinafter, referring to FIG. 3 to FIG. 8, the stock automatic dividend process by the stock automatic dividend system shown in FIG. 1 will be described in detail. FIG.

Figure 3, according to an embodiment of the present invention, after the member is provided with a service, the process of receiving a stock dividend based on the results of using the service itself.

First, in step S100 the user logs in to the server 6. If the user is a member or registered as a member, in step S200, the member purchases a card to receive the service. The card may accumulate royalties paid by the member to purchase the card, or may record the number of service usage. If the unit fee provides the same service repeatedly, the latter method may be convenient.

In step S300, the member uses the service using the card. The service provision history for the member is recorded in the database 17 of the server 6, thereby reducing the remaining amount accumulated in the card or the number of use of the service. After providing the service to the member, in step S400, by comparing the cumulative use of the member and the predetermined threshold value, it is determined whether the stock dividend. "Accumulated use performance" is the portion of the total use performance of a specific member excluding the use performance to which shares have already been allocated. In the above embodiment, the cumulative usage record includes a cumulative payment amount and a cumulative service usage frequency. If the cumulative use performance of the member exceeds the threshold, the stock dividend is made to the member in step S500. You can divide your shares by listing your name on the stock list, but you can only grant the right to receive stock.

In another embodiment of the present invention, the stock may be automatically allocated when the member purchases the card. The member pays a certain amount from the service provider site and purchases the card. In this case, when the total amount of the card purchase price exceeds a preset threshold, the stock is allocated regardless of whether the service is actually used or not.

4 to 8, each step defined in FIG. 3 will be described in detail.

4 shows a detailed process of the user login step S100 shown in FIG. In step S110, the user who wants to provide a service connects to the server 6 of the service providing site. After that, the web server 13 goes through the authentication process of the access user. In step S120, the web server 13 asks the access user to log in as a member. If you do not log in as a member, the transition to the non-member access step (S140), provides a service for non-members. The same paid service may be provided to nonmembers, but nonmembers are not entitled to stock dividends.

When the user wants to log in, although not shown in the drawing, the user's ID and password are input. In step S130, the database service 11 searches for the member database 171, and the web server 13 checks whether the searched data and the input ID match the ID of the existing member. If it matches the ID of the existing member, in step S150 to compare the password to authenticate the member. If the member's password matches, the access user accesses the web server 13 as a member and is provided with the service for the member.

If, in step S130, the ID of the existing member and the ID of the visitor do not match, in step S160 it is asked whether or not the membership. If the accessor does not want to join the membership, transition to the non-member access step (S140) to provide services for the non-members, and if you want to join the membership, go through the membership registration step (S170) and membership authentication step (S150), to the member Provide services for. The predetermined data input by the new member is stored in the member database 171 by the database server 11.

FIG. 5 is a flowchart illustrating a detailed process of the card purchasing step S200 shown in FIG. 3.

If the member wants to purchase a card, the database server 11 searches the service database 172 which stores various types of service cards that can be provided to the member, and the retrieved card purchase item is transmitted to the user by the web server 13. Displayed (not shown). When the member selects a card purchase item, a list of cards is displayed (S210). There may be several types of cards, depending on the card price and service. The member selects the card type provided through the card list (S220) and purchases the card (S230). If the member purchases the card, in step S240, the database server 11 updates the card database 174. After updating the database, in step S250, the web server 13 displays the purchase history of the card to the member.

5 illustrates a card purchase process when a preferred embodiment of the present invention is allocated to share shares based on a member's service usage history. In another embodiment of the present invention, when allocating shares at the same time as the purchase of the card, after the card purchase step (S230), further comprising comparing the cumulative sum of the card purchase amount of the member exceeds the threshold value. If the cumulative total value of the purchase amount exceeds the threshold, the database server 11 updates the card database 174 and the stock database 175 in the database update step S240.

The member who purchased the card can be provided with the service. 6 is a flowchart illustrating a detailed process of the service using step S300 of FIG. 3.

In step S310, the database server 11 searches the service database 172 to retrieve a list of services available to the member, and the retrieved data is displayed to the member by the web server 13. In the next step (S320), the member selects the desired service. When the member selects a service, in step S325, the database server 11 searches the member's card database 174 to read the member's card balance, and the web server 13 selects the service selected as the read card balance. Determine if payment is possible. If the member requests the service exceeding the balance of the card, in step 326, the member asks for the card purchase intention, and if the member wants to purchase the card, the process proceeds to the card purchase step S210 shown in FIG. If the card balance is sufficient to provide the service, the process transitions to the service providing step S330 to provide the service selected by the user.

After providing the service, the database server 11 updates the card database 174 and the performance database 173. After subtracting the service fee from the card balance, it is recorded again in the card database 174 as the remaining amount, and the total service fee (or the number of use) of the member is added and recorded in the performance database 173.

Next, in step S350, the stock divider server 13 determines whether the member has secured the right to divide the stock. To this end, the database server 11 reads the cumulative use performance of the member from the performance database 173, the stock divider server 13 checks whether the cumulative use performance of the read member exceeds a predetermined threshold, If the threshold is exceeded, the process proceeds to the stock dividend step (S500).

In another embodiment of the present invention, in which the stock is allocated at the same time as the purchase of the card, after the use of the service, the step (S350) and the stock dividend step (S500) of determining whether the member has obtained the stock dividend right are not necessary. This is because the determination of whether the stock dividend is obtained and the dividend are performed by comparing the cumulative total value and the threshold value of the card purchase amount in the card purchase step (S200).

7 is a flowchart illustrating a detailed process of the stock dividend step S500 illustrated in FIG. 3.

If the member has a right to receive stock dividends, in step S510, the stock dividend server 13 displays to the member that a right to receive stock dividends has occurred. The information provided to the member may include not only an indication of the occurrence of rights, but also various information that can know the value of the stock, such as the share price, the trading volume, the total number of shares, the number of tradeable shares, and the shareholder's share. Next, in step S520, the member who has obtained the right to receive the stock dividend selects a dividend method. Various dividend methods exist, and embodiments of the present invention include a case where a member himself / herself is allocated and a method of donating stocks to the foundation.

When the member selects a stock allocation method, in step S550, the database server 11 updates the stock database 175. The stock database 175 records the serial number of the stock allocated and the ID of the divider. After updating the stock database 175, in step S540, the database server 11 updates the performance database 173. As described above, in the results database 173, the cumulative use results of the members on which the stock dividend is based are recorded. Therefore, after the stock dividend is made, the predetermined threshold used as the basis of the stock dividend should be subtracted from the member's use performance.

After the update of the database 170 is completed, the web server 13 outputs the dividend history in step S550, and notifies the member. The method of notifying a member includes a general mail notice, an e-mail containing an image file of a stock, a voice message sent to a shareholder's cellular telephone, and a notification through a web page. The notice may include information about stock dividends, as well as information on the value of the stock, such as the current price of the stock.

In another embodiment of the present invention, stocks may be allocated by matching a service card with a stock. For example, one service card can be matched with a stock share one-on-one, or a share can be matched for several service cards. In this case, the member's performance is possible only by searching the card database 174. Therefore, the stock divider server 13 does not have to search the performance database 173.

In another embodiment of the present invention, when a stock dividend occurs, the member may select when to receive the stock dividend. Alternatively, if the member does not want to divide the stock, the right to receive the stock may be converted to a gift certificate or a reserve of a service card that can use the service. In addition, as described below, the right to receive the dividend may be sold, as may be the sale of the dividend.

A member may sell shares allocated to him, the detailed process of selling the shares is shown in FIG. When the stock is sold, the stock information provided by the service provider may be used. The sale of shares is implemented on the service provider's Internet site.

As shown in the figure, the shareholder to which the stock is allocated determines whether to sell the stock on the basis of stock information such as the current holding amount and the current price of the stock (S610 and S620). If the member determines to sell the stock, the number of shares to be sold is input in step S630. Shareholders' share holdings are recorded in stock database 175. In the next step (S640), enter the personal information of the member, such as account number to be paid for the sale stock, and if the buyer of the service provider or the stock appears, the sale of the stock is made in step (S650). When the sale of the shares is completed, the price sold in step S660 is automatically transferred to the account of the shareholders, the sale results are notified to the shareholders via e-mail or web page.

The specific embodiments described in the present specification so far are for clarity of the technical content of the present invention, and the scope of the present invention should not be construed in consultation with only such examples, but the present invention. It includes many variations and modifications within the spirit and scope of the following claims.

According to the automatic stock dividend system and method according to the present invention, both the service provider and the service user sharing the Internet space can be promoted. The service provider allocates its shares to the members to induce the members to continue their interests and use of the service, and ultimately the members become the owners of the service provider. Members of the service provider receive shares of the service provider, which is a kind of incentive in exchange for providing the service, and share with the company the profits resulting from the use of the service. Eventually, the use of the service by the member creates a benefit for both the service provider and the service user, and the service provider becomes the company of the members.

Claims (22)

A method of automatically allocating stocks in a networked system of a user receiving a paid service and a server for allocating the paid service and allocating the service provider's shares to the service user in exchange for using the paid service. To a. Receiving an ID and a password from a user in the server, checking whether the service provider is a member, and allowing the user to access the member; b. Providing a predetermined service to the member and storing a service usage history of the member when the member-connected user (hereinafter referred to as "member") pays a service fee; c. Automatically granting the member the right to receive stocks when the cumulative sum of the stored service usage history of the member exceeds a predetermined threshold. Stock automatic dividend method comprising a. The method of claim 1, The server includes a service providing means and data storage means, The step a, Receiving, by the service providing means, a user's ID and password; Comparing, by the service providing means, the ID and password received from the user with a member ID and password stored in the data storage means; Stock automatic dividend method comprising a. The method of claim 1, The server includes a service providing means and data storage means, Step b, Providing, by the service providing means, the service stored in the data storage means to the member; Storing the service usage history of the member in the data storage means; Stock automatic dividend method comprising a. The method of claim 1, The server includes stock dividend means and data storage means, Step c, And storing, in the data storage means, a right for the stock divider to divide the stock automatically granted to the member. The method of claim 1, Before providing the service to the member, if the member pays a certain amount, further comprising the step of providing a service card to pay the service fee, In the step b, the stock automatic dividend payment method using the service card to pay the service fee. The method of claim 5, The service card has a total number of available services recorded on the stock automatic dividend method. The method of claim 5, The service card is recorded in the total number of available services automatic stock dividend method. The method of claim 1, In the step c, the service usage history of the member is a cumulative payment amount for the service providing automatic stock dividend method. The method of claim 1, In step c, the service usage record of the member is a stock automatic dividend method of receiving the service provided cumulative service usage. The method of claim 1, And after step c, notifying the member that a right to receive the stock has occurred. The method of claim 10, The step of notifying the member comprises: notifying by using one or more means of general mail, e-mail, and a web page of a service provider. The method of claim 10, The step of notifying the member, automatic stock distribution method comprising providing the member with various information about the stock. The method of claim 1, After the step c, the stock further comprises the step of allocating the stock corresponding to the stock dividend rights to the divider selected by the member at the time selected by the member granted the right to receive the stock dividend, and recording the stock dividend history Auto Dividend Method. The method of claim 13, The point of time desired by the member includes a time when the right to receive the stock dividend automatic dividend method. The method of claim 13, Selling the dividend stock, and the automatic stock dividend method comprising the step of automatically depositing the sale price into the account of the owner of the stock. In a system in which a user who is provided with a paid service and a server which provides the paid service and allocates the service provider's shares to the user in exchange for use of the paid service in a networked system, In a. Receiving an ID and a password from the user at the server, confirming whether the service provider is a member, and allowing the user to access the member; b. If the user connected to the member (hereinafter referred to as "member") pays a certain amount, providing a service card for paying the service fee to the user, and storing the service card purchase history; c. Automatically granting the member the right to receive stocks if the cumulative sum of the service card purchase performance of the member exceeds a predetermined threshold; Stock automatic dividend method comprising a. The method of claim 16, The server includes a service providing means, data storage means, and the step b, Providing the service card to the member by the service providing means; Storing the card purchase record of the member in the data storage means; Stock automatic dividend method comprising a. The method of claim 16, wherein And after step c, notifying the member that a right to receive the stock has occurred. The method of claim 16, After the step c, the stock further comprises the step of allocating the stock corresponding to the stock dividend rights to the divider selected by the member at the time selected by the member granted the right to receive the stock dividend, and recording the stock dividend history Auto Dividend Method. An apparatus for providing a service through a network and automatically allocating shares of a paid service provider according to a service usage history of a service user who has received the service. Member information storage means for storing information about the member of the service provider, Service providing means for determining whether a user who requests the use of a service matches a member stored in the member information storing means, and providing a service requested by the member; A service record storage means for storing a service use record relating to a service provided to the member from the service providing means; A stock dividend means for granting a right to divide the stock to the member when the cumulative sum of the service usage history of the member stored in the service history storage means exceeds a predetermined threshold value; Stock dividend history storage means for storing a breakdown of the right to receive the shares Stock automatic dividend device comprising a. The method of claim 20, The service providing means provides the service after the member pays the service fee, and when the member purchases the service card for paying the service fee and performs the fee, the total available amount of the service card, And a service card storage means for storing data including the used amount and the remaining amount. An apparatus for providing a service through a network and automatically allocating shares of a service provider according to a service usage history of a service user who has received the service. Member information storage means for storing information about the member of the service provider, Service providing means for identifying whether a user requesting the use of a service matches a member stored in the member information storing means and providing a service requested by the member; Service card storage means for storing a service card purchase amount for paying a fee for use of a service provided from the service providing means; A stock distribution means for granting a right to receive stocks to the member when the cumulative total value of the service card purchase amount of the member stored in the service card storage means exceeds a predetermined threshold value; Stock dividend history storing means for storing a breakdown of the right to receive the shares granted by the stock dividend means Stock automatic dividend device comprising a.