JP2023100419A - Claim processing device, claim processing method, and program - Google Patents

Abstract

To solve a problem that, conventionally, making payment for a billing disables erasure processing for that billing.SOLUTION: A billing processing device 1 includes: a payment information reception unit 121 configured to receive payment information including payer information and transfer amount information; a determination unit 131 configured to refer to a billing storage unit that stores one or more pieces of billing information including billing destination information and billing amount information, and perform determination processing for determining billing information corresponding to the payment information, which is determination processing for determining billing information that includes billing destination information corresponding to the payer information included in the payment information and billing amount information corresponding to the transfer amount information included in the payment information; and an erasure processing unit 132 configured to perform erasure processing for identifying that payment has been made for the billing information determined by the determining unit 131. Thus, when the payment is made for a billing, the billing processing device can perform erasure processing for the billing.SELECTED DRAWING: Figure 2

Description

The present invention relates to a billing processing apparatus and the like for processing billing information.

Conventionally, there has been a technique for efficiently realizing invoice management processing (see, for example, Patent Document 1).

JP 2006-107272 A

However, in the conventional technology, when there is payment for a claim, the reconciliation process for the claim cannot be performed appropriately.

The claim processing device of the first invention stores a payment information reception unit that receives payment information having payer information and transfer amount information, and one or more pieces of claim information having billing destination information and billing amount information. Determination processing for determining billing information corresponding to deposit information by referring to the billing storage unit, having billing destination information corresponding to the payer information included in the deposit information, and corresponding to the transfer amount information included in the deposit information. A determining unit that performs determination processing for determining billing information having billing amount information, and a reconciliation processing that performs reconciliation processing for specifying that payment has been made for the billing information determined by the determining unit. and a billing device.

With such a configuration, when payment is made for a claim, reconciliation processing for the claim can be performed.

Further, in the billing processing device of the second invention, in the first invention, the determining unit determines two or more pieces of billing information for one piece of deposit information received by the deposit information receiving unit, or One billing information is determined for two or more pieces of deposit information received by the deposit information receiving unit, or two or more pieces of billing information are determined for two or more pieces of deposit information received by the deposit information receiving unit. The billing processing apparatus comprises correspondence determination means, and the reconciliation processing unit performs reconciliation processing for one or more pieces of billing information determined by the determination unit.

With such a configuration, reconciliation processing for claims can be performed even if the correspondence between claims and payments is not one-to-one.

In addition, the claim processing device of the third invention, in contrast to the first or second invention, further comprises an error storage unit for storing error information relating to errors in the amount information, and the determination unit stores the error information. is used to determine whether or not transfer amount information and billing amount information correspond to each other, and determine billing information having the corresponding billing amount information.

With such a configuration, it is possible to perform reconciliation processing in consideration of errors when payment is received for a request.

Further, the claim processing apparatus of the fourth invention is a claim processing apparatus in which the error information is information relating to consumption tax, in contrast to the third invention.

With such a configuration, it is possible to perform reconciliation processing in consideration of an error based on the consumption tax when payment is received for a bill.

Further, the claim processing device of the fifth invention is the claim processing device in which the error information is information relating to the transfer fee, in contrast to the third invention.

With this configuration, it is possible to perform reconciliation processing in consideration of an error based on the transfer fee when payment is received for a request.

Further, the billing processing device of the sixth invention is the billing processing device of the third invention, wherein the error information is information relating to an exchange rate.

With such a configuration, it is possible to perform reconciliation processing in consideration of an error based on the exchange rate when payment is made for a bill.

Further, the claim processing apparatus of the seventh invention is a claim processing apparatus in which the error information is information regarding the withholding amount, in contrast to the third invention.

With such a configuration, when there is payment for a bill, reconciliation processing can be performed in consideration of an error based on the withholding amount.

Further, in the billing processing apparatus of the eighth invention, in contrast to any one of the first to seventh inventions, the deposit information corresponds to the transfer destination information, the billing information also has billing party information, The determining unit determines that the transfer amount information included in the deposit information is the first billing information having billing party information corresponding to the payee information, and the billing amount included in the first billing information having billing party information corresponding to the payer information. information, second billing information having billing destination information corresponding to payee information, and second billing information having billing party information corresponding to payer information. It comprises offset determination means for performing offset determination processing to determine the first billing information and the second billing information when it is determined that the information is money amount information, and the reconciliation processing unit performs the first billing information. It is a billing processing device that performs reconciliation processing for the information and the second billing information.

With such a configuration, when there is payment for a claim, the reconciliation process for the claim can be performed in consideration of the offset.

Further, the billing processing device of the ninth invention, for any one of the first to eighth inventions, comprises a payment rule storage unit that stores payment rules associated with one or more payer information items. In addition, the determination unit acquires from the payment rule storage unit a payment rule paired with the payer information included in the deposit information received by the deposit information reception unit, and performs determination processing using the payment rule. It is a device.

With such a configuration, when payment is received for a claim, reconciliation processing for the claim can be performed based on the payment rule corresponding to the payer.

Further, in the billing processing apparatus of the tenth invention, in contrast to the ninth invention, the payment rule is a corresponding rule indicating whether or not to make one payment corresponding to one billing information, and the determining unit and a billing processing apparatus that performs determination processing for determining one piece of billing information corresponding to one piece of deposit information when a payment rule associated with payer information is a corresponding rule.

With such a configuration, when payment is received for a claim, reconciliation processing for the claim can be performed based on the payment rule corresponding to the payer.

Further, in the claim processing apparatus of the eleventh invention, in contrast to the ninth invention, the payment rule is an error rule relating to error information, and the determining unit determines that the payment rule associated with the payer information is an error rule. If it is a rule, it is a billing processing device that performs determination processing using error information corresponding to the error rule.

With such a configuration, when payment is made for a claim, reconciliation processing for the claim can be performed based on the payment rule for errors.

Further, in the billing processing apparatus of the twelfth invention, in contrast to the ninth invention, the deposit information is associated with the deposit date, the billing information has the scheduled date of receipt, and the payment rule is as follows: If the payment date rule indicates that the payment is to be made by the scheduled payment date, and the payment rule associated with the payer information is the payment date rule, the determination unit determines the scheduled date of receipt after the payment date associated with the payment information. is a billing processing device that inspects only billing information corresponding to the billing information and performs determination processing.

With such a configuration, when payment is made for a claim, reconciliation processing for the claim can be performed based on the payment rule regarding the date of payment.

Further, in the claim processing device of the thirteenth invention, in contrast to the ninth invention, the payment rule is a set-off rule indicating that set-off processing is not performed, and the determination unit is associated with the payer information. If the payment rule is the offset rule, the invoice processing device does not perform the offset determination process.

With such a configuration, when payment is received for a claim, reconciliation processing for the claim can be performed based on the rules for offsetting.

Further, the billing processing device of the fourteenth invention obtains a payment rule using the payment information and the billing information determined by the determination unit for any one of the ninth to thirteenth inventions, The billing processing apparatus further includes a rule accumulation unit that accumulates payment rules in association with payor information included in deposit information or billing destination information included in billing information.

With such a configuration, it is possible to automatically acquire the payment rule corresponding to the payer based on the payment record.

In addition, in the claim processing device of the fifteenth invention, for any one of the first to fourteenth inventions, the determining unit pairs two or more pieces of name information that can identify the payer or the billing party. A billing processing device that refers to a name holder information storage unit in which one or more name holder information is stored, detects that the payee information in the deposit information corresponds to the billing destination information in the billing information, and performs determination processing. is.

With such a configuration, appropriate reconciliation processing can be performed by performing name identification of the payer or the billing party.

According to the claim processing apparatus of the present invention, when payment is received for a claim, reconciliation processing for the claim can be performed.

Conceptual diagram of information system A in Embodiment 1 Block diagram of the same information system A Similarly, a flowchart for explaining an example of the operation of the billing processing apparatus 1 Flowchart for explaining an example of the determination process Flowchart for explaining an example of the same one-to-one determination process Flowchart for explaining an example of the same one-to-many decision processing Flowchart for explaining an example of same-many-to-one determination processing Flowchart for explaining an example of same-many-to-many decision processing Flowchart explaining an example of the same set-off decision processing Flowchart for explaining an example of same amount condition judgment processing Flowchart for explaining an example of same amount condition judgment processing Flowchart explaining an example of the reconciliation process Flowchart explaining an example of the same payment rule accumulation process Overview of the computer system Block diagram of the same computer system

Embodiments of the billing device and the like will be described below with reference to the drawings. It should be noted that, since components denoted by the same reference numerals in the embodiments perform similar operations, repetitive description may be omitted.

(Embodiment 1)
In the present embodiment, a billing processing apparatus that receives deposit information, matches it with billing information, and performs reconciliation processing for the matched billing information will be described. In the present embodiment, the correspondence between deposit information and billing information may be 1:n, n:1, or n:m (where n and m are natural numbers equal to or greater than 2), in addition to the 1:1 relationship. A billing processing device that can perform reconciliation processing even when there is a relationship will be described.

In addition, in the present embodiment, a billing processing apparatus that can perform reconciliation processing in consideration of an error between billing and payment will be described. In addition, errors include, for example, errors caused by processing related to consumption tax, errors based on input after deducting transfer fees, errors based on exchange rate fluctuations, inputs after deducting withholding tax, This is an error based on non-subtracted input.

In addition, in the present embodiment, a billing processing apparatus that can perform reconciliation processing in consideration of offset will be described.

Further, in the present embodiment, a billing processing apparatus that can perform appropriate reconciliation processing using payment rules corresponding to payers will be described.

Also, in the present embodiment, a billing processing apparatus that automatically acquires a payment rule using payment information from a payer will be described.

Furthermore, in the present embodiment, a billing processing apparatus that performs appropriate reconciliation processing by performing name identification will be described.

In this embodiment, the fact that the information A is associated with the information B means that the information B can be obtained from the information A or the information A can be obtained from the information B, and the method of the correspondence does not matter. . Information A and information B may be linked, may exist in the same buffer, information A may be included in information B, and information B may be included in information A. etc. is fine.

FIG. 1 is a conceptual diagram of an information system A according to this embodiment. The information system A comprises a billing processing device 1, 1 or two or more external devices 2. As shown in FIG.

The billing processing device 1 is a device that performs so-called reconciliation processing. The billing processing apparatus 1 is, for example, an ASP server, a cloud server, or the like. However, the type of the billing processing device 1 does not matter. Note that the billing processing apparatus 1 may be stand-alone.

The external device 2 is a device that transmits payment information, which will be described later, to the billing processing device 1 . The external device 2 is, for example, a bank server that receives the deposit information. The external device 2 is, for example, a terminal of a user who deposits money. The external device 2 is, for example, a terminal used by a user who has deposited money into a bank account. The external device 2 is, for example, a server that stores input information. The external device 2 is, for example, an ASP server, a cloud server, a so-called personal computer, a tablet terminal, a smart phone, or the like. However, the type of the external device 2 does not matter.

The billing processing device 1 and one or more external devices 2 can communicate via a network such as the Internet.

FIG. 2 is a block diagram of the information system A according to this embodiment. The billing processing device 1 that constitutes the information system A includes a storage unit 11 , a reception unit 12 , a processing unit 13 and a transmission unit 14 .

The storage unit 11 includes an invoice storage unit 111 , a deposit storage unit 112 , a result storage unit 113 , an error storage unit 114 , a user storage unit 115 , a payment rule storage unit 116 and a name-yose information storage unit 117 . The reception unit 12 includes a deposit information reception unit 121 . The processing unit 13 includes a determination unit 131 , a reconciliation processing unit 132 and a rule storage unit 133 . The determination unit 131 includes multi-correspondence determination means 1311 and cancellation determination means 1312 .

Various types of information are stored in the storage unit 11 that constitutes the billing processing apparatus 1 . The various types of information are, for example, billing information (to be described later), deposit information (to be described later), performance information (to be described later), error information (to be described later), user information (to be described later), payment rules (to be described later), and name information (to be described later).

The billing storage unit 111 stores one or more pieces of billing information. Billing information is information about billing. Billing information is typically billing information. The billing information includes billing destination information and billing amount information. The billing information includes, for example, billing party information, billing date, and scheduled payment date. The billing destination information is information that specifies the billing destination. The billing destination information is, for example, the name of the billing destination and the ID of the billing destination. The billing destination name is, for example, an organization name such as a company name, or an individual's name. The billed amount information is information specifying the billed amount. The billing amount information is usually an amount, such as "22,000 yen" or "1,500 yen". The billing party information is information that identifies the billing party. The billing party information is, for example, the name of the billing party and the ID of the billing party. The name of the requester is, for example, an organization name such as a company name, or an individual's name.

The deposit storage unit 112 stores one or more pieces of deposit information. The deposit information is information related to deposit. It can be said that the deposit information is information about the transfer. The deposit information includes, for example, transfer person information, transfer amount information, transfer destination information, and transfer date. The transferor information is information that identifies the transferor. The payer information is, for example, the name of the payer and the ID of the payer. The name of the transferor is the name of the organization such as the name of the company that is the transferor, and the name of the individual that is the transferor. The transfer amount information is information specifying the transfer amount. The transfer amount information is usually the transfer amount, such as "35,000 yen" and "2,500 yen". The payee information is information that specifies the payee. The payee information is, for example, payee name, account number, and account name information. The name of the payee is the name of the organization such as the company name of the payee, and the name of the individual who is the payee. The account number is, for example, a bank account number, but may be a credit card number or the like. The account name information is information specifying the name of the account, such as the name of the account name and the ID of the account name. The name of the account holder is the organization name such as the company name of the account holder, and the name of the individual of the account holder. If the payee information is an account number, it is assumed that the name of the payer associated with the account number is managed in the storage unit 11 .

It is preferable that the deposit information in the deposit storage unit 112 is information received by the deposit information reception unit 121 . The reception by the deposit information reception unit 121 is normally reception from the external device 2 .

One or more pieces of performance information are stored in the performance storage unit 113 . The performance information is the result of reconciliation processing performed by the reconciliation processing unit 132, which will be described later. The performance information is information related to billing information and deposit information corresponding to reconciliation processing. Performance information includes, for example, part or all of one or more deposit information and part or all of one or more billing information. The performance information includes, for example, one or more payment information IDs and one or more billing information IDs. The performance information includes, for example, link information to one or more deposit information and link information to one or more billing information.

The error storage unit 114 stores one or more pieces of error information. The error information is information relating to the error between the transfer amount information and the billed amount information. Error information includes, for example, consumption tax error information, transfer fee error information, exchange rate error information, and withholding amount error information.

Consumption tax error information is error information related to consumption tax processing. The consumption tax error information is, for example, the range of increase or decrease (eg, "+-100 yen", "+-1 yen") based on the difference in processing of the consumption tax. The consumption tax error information is error information based on, for example, rounding down, rounding up, or rounding to the nearest whole number when calculating the consumption tax.

The transfer fee error information is error information regarding the transfer fee. The transfer fee error information is error information related to whether or not the transfer fee is deducted from the money. The transfer fee error information is, for example, a multiple of 110 yen, such as "110 yen", "220 yen", ..., "880 yen". The transfer fee error information is, for example, "information indicating that the transfer fee is to be input after deducting the transfer fee (for example, '1')" or "information indicating that the transfer fee is to be input without being deducted (for example, '0')." is.

The exchange rate error information is error information regarding the exchange rate. The exchange rate error information is information on errors that occur based on exchange rate fluctuations. The exchange rate error information is, for example, information specifying the range of error ratios due to the exchange rate, such as "+-5%" and "+-0.1". The exchange rate error information is, for example, information specifying the range of amount of error due to the exchange rate, for example, "+-1000 yen".

The withholding amount error information is error information regarding the withholding amount. The withholding amount error information is information on an error that occurs depending on whether or not the withholding amount is deducted from the money. The withholding amount error information is, for example, the rate of the withholding amount, such as "10.21% for the portion not exceeding 1 million yen" and "20.42% for the portion exceeding 1 million yen". . The withholding amount error information is, for example, information specifying the range of amount of error due to withholding tax, for example, "+-20000 yen".

The user storage unit 115 stores one or more pieces of user information. User information is information about a user. A user is a user who uses the billing processing apparatus 1 . A user is, for example, an invoicer or a payer. User information has, for example, a user identifier, a user name, and one or more user attribute values. A user identifier is information that identifies a user. User identifiers are, for example, user IDs, email addresses, and telephone numbers. The user name is the name of the user or the full name of the user. The user name is, for example, the biller's name that constitutes the biller's information and the payer's name that constitutes the payer's information. One or more user attribute values have contact information, for example. The notification destination information is information that specifies the notification destination, and is, for example, an e-mail address, a telephone number, and a user ID of an application for notification.

The payment rule storage unit 116 stores one or more payment rules. The payment rule is information on the payer's payment rule. The payment rule is a rule corresponding to the payer when depositing money. A rule may be thought of as a property of an input at a payer. The rules are that the payer must make a payment that corresponds to the request one-on-one, make the payment after deducting the transfer fee, pay the amount of the transfer fee to be deducted, and make sure to make the payment by the scheduled payment date. to come”, etc. A payment rule is associated with one or more pieces of payer information. Payment rules are, for example, correspondence rules, error rules, payment date rules, and offset rules.

The correspondence rule is information indicating whether or not to make one payment corresponding to one billing information. The correspondence rule is, for example, "1" indicating that one payment corresponding to one billing information is to be made, or "2" indicating that one payment corresponding to one billing information is not necessarily made. .

An error rule is a rule regarding error information. Error rules are, for example, a consumption tax error rule, a transfer fee error rule, an exchange rate error rule, and a withholding amount error rule.

The consumption tax error rule is information about the error caused by the payer's handling of the consumption tax. ', 'Round up', or 'Round off'. The consumption tax error rule may be the same as the consumption tax error information.

The transfer fee error rule is information regarding the handling of the transfer fee when the transferor deposits money. The transfer fee error rule is, for example, whether or not the transfer fee is deducted by the transferor, and the amount of the transfer fee to be deducted by the transferor. The transfer fee error rule may be the same as the transfer fee error information.

The exchange rate error rule is information about the exchange rate that should be taken into consideration when the payer deposits money. The exchange rate error rule is, for example, "consider exchange rate", "do not consider exchange rate", range of exchange rates to consider (eg, +-5%). The exchange rate error rule may be the same as the exchange rate error information.

The withholding amount error rule is information regarding whether or not the withholding amount is to be deducted when the payer deposits money. The withholding amount error rule is the percentage of the withholding amount, "-10.24%", "considering the withholding amount", and "not considering the withholding amount". The withholding amount error rule may be the same as the withholding amount error information.

The deposit date rule is information regarding the deposit date. The payment date rule is, for example, information indicating whether or not the money is to be transferred by the scheduled date of payment. The payment date rule is, for example, information relating to the closing date and the payment date, such as "closing at the end of the month, payment at the end of the next month", "closing at the end of the month, payment at the end of the month after next".

The offset rule is information indicating whether the offset processing is not performed or whether there is a possibility of performing the offset processing. The offset processing is to subtract the amount charged by user B to user A (eg, 300 yen) from the amount charged by user A to user B (eg, 1,000 yen) (eg, 700 yen remains). .

One or more pieces of name information are stored in the name name information storage unit 117 . Name identification information is information used for name identification of transferor information or billing destination information. Name information is information in which two or more pieces of name information are paired. Name information has, for example, two or more pieces of name information. The name information is payer information or billing destination information. Nayoro information is, for example, "Ministry of Defense, Boweisho, Self-Defense Forces ABC Garrison" and "Co., Ltd. A, Ka) Ei".

Note that the billing storage unit 111, the deposit storage unit 112, the result storage unit 113, the error storage unit 114, the user storage unit 115, the payment rule storage unit 116, and the name information storage unit 117 are not shown, and the billing processing apparatus 1 may reside in a device different from the

The reception unit 12 receives various information and instructions. The reception here usually means reception of information transmitted via a wired or wireless communication line, but reception of information input from input devices such as keyboards, mice, and touch panels, reception of information input from optical discs, magnetic discs, The concept may include acceptance of information read from a recording medium such as a semiconductor memory.

Various types of information and instructions received by the receiving unit 12 are, for example, deposit information, billing information, and output instructions. An output instruction is an instruction to acquire and transmit information. The output instruction is, for example, an information search formula. The output instruction is, for example, an instruction to send billing information required by the user, an instruction to send deposit information required by the user, or an instruction to send performance information required by the user.

The deposit information accepting unit 121 accepts deposit information. The deposit information reception unit 121 receives deposit information from the external device 2, for example. The deposit information receiving unit 121 receives deposit information from the external device 2, which is, for example, a bank server. The deposit information receiving unit 121 receives deposit information from, for example, the external device 2, which is the user's terminal.

The processing unit 13 performs various types of processing. Various types of processing are processing performed by the determining unit 131 and the reconciliation processing unit 132, for example.

For example, the processing unit 13 accumulates the deposit information received by the deposit information receiving unit 121 in the deposit storage unit 112 . The processing unit 13 stores, for example, billing information received by the receiving unit 12 in the billing storage unit 111 . The processing unit 13 accumulates the information received by the receiving unit 12 in the storage unit 11, for example. For example, the processing unit 13 acquires information corresponding to the output instruction received by the receiving unit 12 from the storage unit 11 .

The determining unit 131 refers to the billing storage unit 111 and performs determination processing for determining billing information corresponding to the deposit information received by the deposit information receiving unit 121 . It should be noted that the object of such determination processing is billing information that is not the object of reconciliation processing. Further, the process of determining the billing information may be the process of acquiring the billing information, the process of acquiring the ID of the billing information, the process of acquiring the link to the billing information, or the like.

The determination unit 131 may refer to the billing storage unit 111 and perform determination processing for determining two or more pieces of billing information corresponding to one piece of deposit information received by the deposit information receiving unit 121 . Such processing is called one-to-many determination processing. The determination unit 131 may refer to the billing storage unit 111 and perform a determination process of determining one item of billing information corresponding to two or more pieces of billing information received by the billing information receiving unit 121 . Such processing is called many-to-one decision processing. The determination unit 131 may refer to the billing storage unit 111 and perform a determination process of determining two or more pieces of billing information corresponding to two or more pieces of billing information received by the billing information receiving unit 121 . Such processing is called many-to-many decision processing. That is, the correspondence between the deposit information and the billing information to be determined may be any one of 1:1, 1:n, n:1, and n:m (where n and m are natural numbers of 2 or more). Note that the billing information to be determined is the billing information in the billing storage unit 111 . Note that the determination process when the correspondence between the deposit information and the billing information is one-to-one is referred to as one-to-one determination process. The 1:n, n:1, and n:m determination processes are collectively referred to as multi-correspondence determination processes.

The determination process means that billing information having billing destination information corresponding to the payer information included in the deposit information received by the deposit information receiving unit 121 and billing amount information corresponding to the transfer amount information included in the deposit information is processed. It is a process to decide. That is, the determination unit 131 performs determination processing for determining billing information that matches the party condition and the amount condition for the deposit information received by the deposit information reception unit 121 . It is preferable that the determination unit 131 performs determination processing for determining billing information that also matches the date condition for the deposit information received by the deposit information reception unit 121 .

A party condition is a condition related to payer information. The party condition is, for example, to have billing destination information corresponding to the payer information included in the deposit information received by the deposit information receiving unit 121 . It is preferable that the party conditions are conditions related to billing party information and payer information. The party condition is, for example, a condition that the party must have billing destination information corresponding to the payer information included in the deposit information and have billing party information corresponding to the payee information included in the deposit information.

The billing destination information corresponding to the payer information is, for example, billing destination information that matches the payer information, or billing destination information that is stored in a pair with the payer information in the bank transfer information storage unit 117 . The billing party information corresponding to the payee information is the billing party information that matches the payee information or the billing party information that is stored in pair with the payee information in the bank transfer information storage unit 117 . In other words, it is preferable that the determination unit 131 refers to the reference information storage unit 117, detects that the payee information in the deposit information corresponds to the billing destination information in the billing information, and performs the determination process. It is preferable that the determination unit 131 refers to the name information storage unit 117, detects that the payee information included in the deposit information corresponds to the claimant information included in the claim information, and performs determination processing.

The amount condition is a condition related to the transfer amount information and the billed amount information. The amount condition is that the transfer amount information included in one or more pieces of deposit information correspond to the billed amount information included in one or more pieces of billing information. The correspondence between the transfer amount information and the billed amount information means, for example, that the transferred amount information and the billed amount information match or are within the error range described later. The amount condition is, for example, to have one piece of billing amount information that matches the transfer amount information of one piece of deposit information. The amount condition is, for example, to have the sum of billing amount information of two or more billing information that matches the transfer amount information of one piece of deposit information. The money amount condition is, for example, to have billing amount information that matches the sum of transfer amount information of two or more deposit information items. The money amount condition is, for example, that the sum of billing amount information of two or more billing information matches the sum of transfer amount information of two or more billing information.

The billed amount information corresponding to the transferred amount information is, for example, billed amount information that matches the transferred amount information, or billed amount information that differs from the transferred amount information within an error range. The difference in error range is a difference based on error information. It is preferable that the amount condition is a condition using error information.

The date condition is a condition related to the transfer date. The date condition is, for example, billing information that does not have a scheduled payment date prior to the transfer date corresponding to the payment information.

An example of determination processing performed by the determination unit 131 will be described below. It goes without saying that in the following determination process, the determining unit 131 determines billing information that satisfies the party conditions. Moreover, in the following determination process, it is preferable that the determination unit 131 determines billing information that also satisfies the date condition. That is, in the following (1) and (2), determination processing corresponding to various amount conditions will be described.
(1) When using error information

The determining unit 131 uses the error information to determine whether or not the transfer amount information and the billing amount information correspond to each other, and determines billing information having billing amount information corresponding to the transfer amount information. That is, the amount condition here is a condition using error information.

It is preferable that the determination unit 131 performs determination processing using error information when there is no billing information having billing amount information that matches the transfer amount information in the billing storage unit 111 .
(1-1) When error information is consumption tax error information

For example, for the payment information received by the payment information reception unit 121, the determination unit 131 provides billing amount information, which is a difference in the amount specified by the consumption tax error information from the transfer amount information included in the payment information. The billing information to be held is determined from the billing storage unit 111 . The consumption tax error information is, for example, "+-100 yen" and "+-2 yen".

When the consumption tax error information is, for example, "rounded up", the determination unit 131, for example, for the payment information received by the payment information reception unit 121, satisfies the party conditions and determines the transfer amount information included in the payment information. or the difference (1 yen) from the transfer amount information is determined from the billing storage unit 111 based on the error information.
(1-2) When error information is transfer fee error information

For example, for the deposit information received by the deposit information receiving unit 121, the determination unit 131 provides billing amount information, which is a difference in the amount specified by the transfer fee error information from the transfer amount information included in the deposit information. The billing information to be held is determined from the billing storage unit 111 . The transfer fee error information is, for example, "880 yen". The transfer fee error information may be stored in the payment rule storage unit 116 in association with the payer information, for example. Further, when the transfer fee error information is information indicating that the transfer fee is to be deducted, the determination unit 131 determines, for example, whether the difference from the transfer amount information included in the deposit information is the minimum value of 110 yen, 220 yen, .・Determine, from the billing storage unit 111, billing information having billing amount information that is any error up to the maximum value of 880 yen.
(1-3) When error information is exchange rate error information

For example, for the deposit information received by the deposit information receiving unit 121, the determining unit 131 provides billing amount information, which is a difference in the amount specified by the exchange rate error information from the transfer amount information included in the deposit information. The billing information to be held is determined from the billing storage unit 111 . The exchange rate error information is, for example, "within +-5%".
(1-4) When error information is withholding amount error information

For example, the determining unit 131 determines, for the deposit information received by the deposit information receiving unit 121, billing amount information in which the difference from the transfer amount information included in the deposit information is the difference in the amount specified by the withholding amount error information. is determined from the billing storage unit 111. The amount difference specified by the withholding amount error information is, for example, an amount of "-10.24%" of the billed amount or an amount of "110.24%" of the billed amount.
(2) When using payment rules

The determination unit 131 acquires from the payment rule storage unit 116 a payment rule paired with the payer information included in the deposit information received by the deposit information reception unit 121, and performs determination processing using the payment rule.
(2-1) When the payment rule is a correspondence rule

When the payment rule associated with the payer information is a corresponding rule "indicating that one payment corresponding to one payment information is to be made", the determination unit 131 selects one payment information corresponding to one payment information. A determination process for determining is performed. In other words, in the case of such a correspondence rule, the determination unit 131 performs determination processing assuming that there is a one-to-one correspondence between the deposit information and the billing information. That is, in the case of such a correspondence rule, the determination unit 131 does not perform one-to-many determination processing, many-to-one determination processing, and many-to-many determination processing, which will be described later.
(2-2) When the payment rule is the error rule

When the payment rule associated with the payer information is the error rule, the determination unit 131 performs determination processing using the error information corresponding to the error rule. The error rules associated with the payer information are, for example, the aforementioned consumption tax error rule, the aforementioned transfer fee error rule, the aforementioned exchange rate error rule, and the aforementioned withholding amount error rule.

When the payer information is associated with the consumption tax error rule, the determination unit 131 performs determination processing using the consumption tax error information corresponding to the consumption tax error rule. Such determination processing has been described in (1-1). Further, when the transfer fee error rule is associated with the transfer person information, the determination unit 131 performs determination processing using the transfer fee error information corresponding to the transfer fee error rule. Such determination processing has been described in (1-2). Further, when the payer information is associated with an exchange rate error rule, the determination unit 131 performs determination processing using the exchange rate error information corresponding to the exchange rate error rule. Such determination processing has been described in (1-3). Further, when the payer information is associated with the withholding amount error rule, the determination unit 131 performs determination processing using the withholding amount error information corresponding to the withholding amount error rule. Such determination processing has been described in (1-4).
(2-3) When the payment rule is the payment date rule

If the payment date rule associated with the payer information is information indicating that "payment must be made by the scheduled payment date", the determining unit 131 determines the scheduled date of receipt after the payment date associated with the payment information. Inspect billing information only and make a decision.
(2-4) When the payment rule is set-off rule

When the offset rule associated with the payer information is information indicating that "offset processing is not performed", the determination unit 131 does not perform offset determination processing, which will be described later. If the offsetting rule associated with the payer information is information indicating that the offsetting process is to be performed, the determination unit 131 may perform offsetting determination processing, which will be described later.

The multi-correspondence determination means 1311 performs multi-correspondence determination processing. The multi-correspondence determination process is one of one-to-many determination process described later, many-to-one determination process described later, and many-to-many determination process described later. Note that the deposit information and billing information to be determined by the multi-correspondence determining means 1311 are information that satisfies the party conditions.

The multi-correspondence determining means 1311 determines two or more pieces of billing information from the billing storage section 111 for one piece of billing information received by the billing information receiving section 121, for example. Such determination processing is called one-to-many determination processing. For example, the multi-correspondence determination unit 1311 acquires billing amount information of two or more pieces of billing information that satisfy the party conditions for one piece of billing information received by the billing information receiving unit 121 . Next, the multi-correspondence determining means 1311 determines, for example, a combination of two or more billing amount information corresponding to one piece of deposit information received by the deposit information receiving unit 121 . The combination of two or more pieces of billing amount information corresponding to one item of payment information is, for example, two or more pieces of billing amount information that match the one item of payment information, or two or more items of billing amount information within a margin of error. be. Next, the multi-correspondence determining means 1311 selects, for example, two or more pieces of billing information having two or more items of billing amount information that constitute the determined combination, as billing information corresponding to one piece of billing information received by the billing information receiving unit 121. Make an informed decision. It is preferable that the multi-correspondence determination unit 1311 uses the above-described error information or payment rule to determine a combination of two or more billing amount information corresponding to the transfer amount information included in one piece of deposit information.

The multi-correspondence determination means 1311 determines one billing information from the billing storage unit 111 for two or more pieces of billing information received by the billing information receiving unit 121, for example. Such decision processing is called many-to-one decision processing. The multi-correspondence determination means 1311 acquires the transfer amount information included in each of the two or more pieces of payment information received by the payment information receiving unit 121, for example. Next, the multi-correspondence determining means 1311 calculates the sum of the two or more pieces of acquired transfer amount information. Next, the multi-correspondence determining means 1311 determines one piece of billing information having billing amount information corresponding to the total. It is preferable that the multi-correspondence determination unit 1311 uses the above-described error information or payment rule to determine a combination of one billing amount information corresponding to the transfer amount information included in two or more pieces of deposit information.

For example, the multi-correspondence determination means 1311 determines two or more pieces of billing information from the billing storage section 111 for two or more pieces of billing information received by the billing information receiving section 121 . Such decision processing is called many-to-many decision processing. The multi-correspondence determination means 1311 acquires the transfer amount information included in each of the two or more pieces of payment information received by the payment information receiving unit 121, for example. Next, the multi-correspondence determining means 1311 calculates the sum of the two or more pieces of acquired transfer amount information. Next, the multi-correspondence determining means 1311 determines a combination of two or more billing amount information corresponding to the sum. Next, the multi-correspondence determining means 1311, for example, associates two or more pieces of billing information having two or more items of billing amount information constituting the determined combination with the two or more billing information received by the billing information receiving unit 121. Determined as billing information. It is preferable that the multi-correspondence determination unit 1311 uses the error information or the payment rule described above to determine a combination of two or more pieces of billing amount information corresponding to the transfer amount information included in two or more pieces of deposit information.

It is preferable that the multi-correspondence determination means 1311 performs one-to-many determination processing, many-to-one determination processing, or many-to-many determination processing when one piece of billing information corresponding to one piece of deposit information cannot be determined. be. Also, when the multi-correspondence determining means 1311 cannot determine one piece of billing information corresponding to one piece of deposit information, it is preferable to prioritize the three types of determination processing and perform the determination processing. Regarding priority, it is preferable that the many-to-many decision process is last. That is, the determination unit 131 performs determination processing in the order of one-to-one determination processing, one-to-many determination processing, many-to-one determination processing, and many-to-many determination processing, or performs one-to-one determination processing and many-to-one determination processing. It is preferable to perform the decision processing in the order of decision processing, one-to-many decision processing, and many-to-many decision processing.

The offset determination means 1312 performs offset determination processing. Set-off decision processing is to detect that the amount has been set-off using billing information in which the payer and biller have been replaced with respect to the received input information, and to make a decision for reconciliation processing. It is to process.

The offset determining means 1312 determines that the transfer amount information (for example, 700 yen) included in the deposit information has the billing party information corresponding to the payee information and the first billing information having billing party information corresponding to the payer information. billing amount information (e.g., 1,000 yen) held by and billing amount information held by second billing information (e.g., 300 yen)) to determine whether or not the amount information corresponds to the difference, and if it is determined that the transfer amount information corresponds to the difference, the first billing information and A set-off determination process for determining the second billing information is performed. The fact that the transfer amount information corresponds to the difference means that the transfer amount information and the difference are the same, or that the transfer amount information and the difference are within an error range.

The reconciliation processing unit 132 performs reconciliation processing for specifying that payment has been made for the billing information determined by the determining unit 131 . The reconciliation processing unit 132 performs reconciliation processing for one or more pieces of billing information determined by the determination unit 131 .

It is preferable that the reconciliation processing unit 132 performs reconciliation processing corresponding to two or more pieces of deposit information when the multi-correspondence determining means 1311 performs the many-to-one determination process or the many-to-many determination process.

The reconciliation processing unit 132 performs reconciliation processing on the first billing information and the second billing information determined by the offset determining means 1312 .

The reconciliation process can also be said to be a process related to erasing one or more pieces of billing information that have become accounts receivable when payment is made. Specifically, the reconciliation process is, for example, a process of associating one or more pieces of payment information received by the payment information reception unit 121 with the determined one or more pieces of billing information. The reconciliation process is, for example, a process of composing and accumulating performance information including a part or all of one or more pieces of deposit information and a part or all of one or more pieces of billing information. In such a case, the reconciliation processing unit 132 accumulates the performance information in the performance storage unit 113 . The reconciliation process is, for example, a process of deleting one or more pieces of determined billing information from the billing storage unit 111 . The reconciliation process is, for example, a process of adding a payment completed flag to each of the determined one or more pieces of billing information. The reconciliation process is, for example, a process of transmitting or displaying one or more pieces of determined billing information. Note that the transmission of the billing information is, for example, transmission to the notification destination indicated by the notification destination information paired with the user identifier corresponding to the billing information.

The rule accumulation unit 133 acquires a payment rule using the payment information received by the payment information reception unit 121 and the billing information determined by the determination unit 131, and stores the payment rule as the payer information or the payment information included in the payment information. It is stored in the payment rule storage unit 116 in association with the billing destination information included in the billing information.

The transmission unit 14 transmits various kinds of information. Various information is information acquired by the processing unit 13 . Such information is, for example, billing information, payment information, and performance information. The transmission unit 14 transmits various types of information to the external device 2, for example.

The storage unit 11, the billing storage unit 111, the deposit storage unit 112, the result storage unit 113, the error storage unit 114, the user storage unit 115, the payment rule storage unit 116, and the name storage information storage unit 117 are preferably non-volatile recording media. However, it can also be realized with a volatile recording medium.

It does not matter how the information is stored in the storage unit 11 or the like. For example, information may be stored in the storage unit 11 or the like via a recording medium, or information transmitted via a communication line or the like may be stored in the storage unit 11 or the like. Alternatively, information input via an input device may be stored in the storage unit 11 or the like.

The reception unit 12 and the deposit information reception unit 121 are usually realized by wireless or wired communication means, but may be realized by means of receiving broadcast. When the billing processing apparatus 1 operates stand-alone, the receiving unit 12 and the deposit information receiving unit 121 may be realized by device drivers for input means such as a touch panel and keyboard, control software for menu screens, and the like.

The processing unit 13, the determination unit 131, the reconciliation processing unit 132, the rule accumulation unit 133, the multi-correspondence determination means 1311, and the cancellation determination means 1312 can usually be implemented by a processor, memory, or the like. The processing procedure of the processing unit 13 and the like is normally realized by software, and the software is recorded in a recording medium such as a ROM. However, it may be realized by hardware (dedicated circuit). Note that the processor may be a CPU, MPU, GPU, or the like, and may be of any type.

The transmission unit 14 is usually realized by wireless or wired communication means, but may be realized by broadcasting means.

Next, an operation example of the billing processing apparatus 1 will be described with reference to the flowchart of FIG.

(Step S<b>301 ) The deposit information reception unit 121 determines whether or not the deposit information has been received from the external device 2 . If the payment information has been received, the process goes to step S302, and if the payment information has not been received, the process goes to step S308.

(Step S302) The processing unit 13 accumulates the deposit information received in step S301 in the deposit storage unit 112. FIG. Note that the processing unit 13 may acquire the date from a clock (not shown), configure deposit information with the date as the deposit date, and store the information in the deposit storage unit 112 .

(Step S303) The determination unit 131 performs determination processing on the deposit information received in step S301. An example of determination processing will be described with reference to the flowchart of FIG.

(Step S304) The reconciliation processing unit 132 determines whether or not one or more items of billing information have been determined in step S303. If determined, go to step S305; if not determined, go to step S307.

(Step S305) The reconciliation processing unit 132 performs reconciliation processing using the result of the determination processing in step S303. An example of reconciliation processing will be described with reference to the flowchart of FIG. 12 .

(Step S306) The rule accumulation unit 133 performs processing for accumulating payment rules. Return to step S301. An example of such payment rule accumulation processing will be described with reference to the flowchart of FIG. It should be noted that the rule accumulation unit 133 may not be able to accumulate payment rules here.

(Step S307) The determination unit 131 adds an unused flag to the deposit information accumulated in step S302. Return to step S301. Note that the unused flag is information indicating that it is not used in the reconciliation process.

(Step S308) The reception unit 121 determines whether billing information has been received from the external device 2 or a device (not shown). If the billing information has been received, the process goes to step S309, and if the billing information has not been received, the process goes to step S310.

(Step S309) The processing unit 13 accumulates the billing information received in step S308 in the billing storage unit 111. FIG. Return to step S301.

(Step S310) The reception unit 121 determines whether or not other information has been received from the external device 2 or a device (not shown). If the other information is received, the process goes to step S311, and if the other information is not received, the process goes to step S312. The other information is information other than the deposit information and the billing information, such as error information, user information, payment rules, and information about the name.

(Step S311)) The processing unit 13 accumulates in the storage unit 11 the other information received in step S308. Return to step S301.

(Step S312) The reception unit 121 determines whether or not an output instruction has been received from the external device 2 or a device (not shown). When the output instruction is received, the process goes to step S313, and when the output instruction is not received, the process returns to step S301.

(Step S313) The processing unit 13 acquires from the storage unit 11 information corresponding to the output instruction received in step S312.

(Step S314) The transmission unit 14 transmits the information acquired in step S313 to the device that transmitted the output instruction. Return to step S301.

Note that in the flowchart of FIG. 3, in step S305, before the reconciliation processing unit 132 performs reconciliation processing, confirmation may be made with the user, and reconciliation processing may be performed only when reconciliation processing is to be performed. In such a case, the reconciliation processing unit 132, for example, transmits the one or more billing information and the one or more deposit information determined in step S303 to the external device 2, which is the user's terminal, and sends the one or more billing information to the external device 2. When the reception unit 12 receives an instruction to perform the reconciliation process based on the billing information and the one or more pieces of deposit information, the reconciliation process is performed.

In addition, in the flowchart of FIG. 3, the processing ends when the power is turned off or an interrupt for processing end occurs.

Next, an example of determination processing in step S303 will be described using the flowchart of FIG.

(Step S401) The determination unit 131 acquires payer information from the received deposit information.

(Step S<b>402 ) The determination unit 131 acquires one or more payment rules corresponding to the payer information from the payment rule storage unit 116 . It should be noted that there may be a case where the payment rule cannot be acquired.

(Step S403) The determination unit 131 performs one-to-one determination processing. An example of one-to-one determination processing will be described with reference to the flowchart of FIG.

(Step S404) As a result of the one-to-one determination processing in step S403, if the correspondence between the payment information and the billing information is determined, the process returns to the upper level processing, and if not determined, the process proceeds to step S405.

(Step S405) The determination unit 131 determines whether or not to perform multi-correspondence determination processing. If the multi-correspondence determination process is to be performed, the process proceeds to step S406, and if the multi-correspondence determination process is not to be performed, the process proceeds to step S412. Note that when the multiple correspondence determination process is not performed, for example, the payment rule acquired in step S402 includes a correspondence rule to the effect that "one payment corresponding to one billing information" is included. .

(Step S406) The multi-correspondence determination means 1311 performs one-to-many determination processing. An example of one-to-many determination processing will be described with reference to the flowchart of FIG.

(Step S407) As a result of the one-to-many determination process in step S406, if the correspondence between one piece of deposit information and two or more billing information is determined, the process returns to the higher level process, and if not determined, the process goes to step S408.

(Step S408) The multi-correspondence determination means 1311 performs multi-to-one determination processing. An example of many-to-one determination processing will be described with reference to the flowchart of FIG.

(Step S409) As a result of the many-to-one determination process in step S406, if the correspondence between two or more deposit information and one billing information has been determined, the process returns to the higher level process, and if not determined, the process proceeds to step S410.

(Step S410) The multi-correspondence determination means 1311 performs many-to-many determination processing. An example of many-to-many decision processing will be described with reference to the flowchart of FIG.

(Step S411) As a result of the many-to-many determination process in step S410, if the correspondence between two or more payment information and two or more billing information is determined, the process returns to the higher-level process, and if not determined, the process proceeds to step S412.

(Step S412) The determination unit 131 determines whether or not to perform the offset determination process. If the offset determination process is to be performed, the process goes to step S413, and if the offset determination process is not to be performed, the process returns to the higher-level process. The case where the offset determination process is not performed is, for example, the case where the payment rule acquired in step S402 includes an offset rule to the effect that "offset process is not performed."

(Step S413) The offset determination means 1312 performs offset determination processing. Return to upper process. An example of the offset determination process will be described with reference to the flowchart of FIG.

Next, an example of the one-to-one determination processing in step S403 will be described using the flowchart of FIG.

(Step S501) The determination unit 131 acquires transfer amount information and the like from the received payment information. The transfer amount information and the like are, for example, transfer amount information, payer information, payee information, and transfer date.

(Step S502) The determination unit 131 substitutes 1 for the counter i.

(Step S503) The determination unit 131 determines whether or not the i-th billing information not corresponding to the reconciliation process exists in the billing storage unit 111 or not. If the i-th billing information exists, go to step S504; if not, go to step S514. For billing information that is not compatible with reconciliation processing, for example, Billing information that does not have a clearing flag.

(Step S<b>504 ) The determination unit 131 acquires the i-th billing information from the billing storage unit 111 . The billing information includes, for example, billing destination information, billing amount information, billing party information, billing date, and scheduled payment date.

(Step S505) The determination unit 131 determines whether or not the i-th billing information satisfies the party conditions. That is, the determination unit 131 determines that the payer information included in the deposit information received in step S501 corresponds to the billing destination information included in the billing information acquired in step S504, and that the payee information included in the deposit information It is determined whether or not the billing party information of the billing information corresponds. If the party conditions are met, the process goes to step S506, and if the party conditions are not met, the process goes to step S513.

It is preferable that the determination unit 131 uses the name information stored in the information storage unit 117 to determine whether or not the party conditions are satisfied.

(Step S506) The determination unit 131 determines whether or not to determine the date condition in the determination process. If the date condition is determined, go to step S507; if not, go to step S509. When the date condition is determined, for example, the payment rule obtained in step S402 includes a payment date rule indicating that the payment should be made by the scheduled payment date.

(Step S507) The determination unit 131 acquires the scheduled payment date and the transfer date.

(Step S508) The determination unit 131 determines whether the scheduled deposit date and the transfer date acquired in step S507 satisfy a deposit date rule (for example, "scheduled deposit date>=transfer date"). If the deposit date rule is met, the process goes to step S509, and if the deposit date rule is not met, the process goes to step S513.

(Step S509) The determining unit 131 acquires billing amount information included in the billing information. At this stage, the transfer amount information and billing amount information to be passed to the amount condition determination process, which will be described later, have been acquired.

(Step S510) The determining unit 131 performs amount condition determination processing using the acquired transfer amount information and billing amount information. An example of the amount condition determination process will be described with reference to the flowcharts of FIGS. 10 and 11. FIG.

(Step S511) As a result of the amount condition determination processing in step S510, if the amount condition is satisfied, the process goes to step S512, and if the amount condition is not satisfied, the process goes to step S513.

(Step S512) The determination unit 131 acquires the i-th billing information as a result of determination processing. Further, the decision unit 131 acquires information indicating "decision" as a result of the decision processing. Return to upper process. Note that the determination unit 131 may also acquire the received deposit information as a result of the determination process.

(Step S513) The determination unit 131 increments the counter i by 1. Return to step S503.

(Step S514) The determination unit 131 acquires information indicating "undecided" as a result of the determination process. Return to upper process.

In the flowchart of FIG. 5, it is assumed that billing information satisfying conditions other than the amount condition (for example, party condition, date condition) is temporarily stored in a buffer (not shown). The billing information temporarily stored in the buffer (not shown) is used in the multiple correspondence determination process or the offset determination process, which will be described later.

Next, an example of the one-to-many determination process in step S406 will be described using the flowchart of FIG.

(Step S601) The multi-correspondence determination means 1311 acquires transfer amount information and the like from the received payment information. The transfer amount information and the like are, for example, transfer amount information, payer information, payee information, and transfer date.

(Step S602) The multi-correspondence determining means 1311 acquires billing information that satisfies conditions other than the money amount condition from a buffer (not shown).

(Step S603) The multi-correspondence determining means 1311 substitutes 1 for the counter i.

(Step S604) The multi-correspondence determining means 1311 determines whether or not there is an i-th combination of two or more pieces of billing information composed of the billing information acquired in step S602. If the i-th combination exists, go to step S605, otherwise go to step S611.

When determining a combination of two or more pieces of billing information, the multi-correspondence determining means 1311 preferably first selects two billing information combinations and sequentially increases the number of billing information constituting the combination. be.

(Step S605) The multi-correspondence determining means 1311 acquires billing amount information included in each piece of billing information that constitutes the i-th combination of two or more pieces of billing information.

(Step S606) The multi-correspondence determination unit 1311 calculates the total amount, which is the sum of the two or more pieces of billing amount information acquired in step S605.

(Step S607) Using the acquired transfer amount information and the total amount acquired in step S606, the multi-correspondence determining means 1311 performs amount condition determination processing. An example of the amount condition determination process will be described with reference to the flowcharts of FIGS. 10 and 11. FIG.

(Step S608) As a result of the amount condition determination processing in step S607, if the amount condition is satisfied, go to step S609, and if the amount condition is not satisfied, go to step S610.

(Step S609) The multi-correspondence determination unit 1311 acquires the i-th combination of billing information (two or more billing information) as a result of the determination process. Further, the decision unit 131 acquires information indicating "decision" as a result of the decision processing. Return to upper process. Note that the determination unit 131 may also acquire the received deposit information as a result of the determination process.

(Step S610) The multi-correspondence determining means 1311 increments the counter i by 1. Return to step S604.

(Step S611) The multi-correspondence determination unit 1311 acquires information indicating "undecided" as a result of the determination process. Return to upper process.

Next, an example of the many-to-one determination process in step S408 will be described using the flowchart of FIG.

(Step S701) The multi-correspondence determining means 1311 acquires transfer amount information and the like from the received payment information. The transfer amount information and the like are, for example, transfer amount information, payer information, payee information, and transfer date.

(Step S702) The multi-correspondence determining means 1311 is deposit information having payer information and payee information corresponding to the payee information and payee information acquired in step S701, and is paired with the unused flag. is acquired from the deposit storage unit 112 . Note that the payer information and payee information corresponding to the payer information and payee information acquired in step S701 are the same payer information and payee information as the payer information and payee information acquired in step S701. Although it is preferable that there be The payee information of another name to be paired may be used.

(Step S703) The multi-correspondence determining means 1311 determines whether or not one or more pieces of deposit information have been acquired in step S702. If the deposit information could be acquired, the process goes to step S704, and if not, the process goes to step S716.

(Step S704) The multi-correspondence determining means 1311 substitutes 1 for the counter j.

(Step S705) The multi-correspondence determination means 1311 determines that the j-th combination of two or more deposit information in two or more deposit information including the one or more deposit information acquired in step S702 and the deposit information received in step S301 is Determine if it exists. If the j-th combination of two or more deposit information exists, go to step S706, otherwise go to step S716. When determining two or more combinations of deposit information, the multi-correspondence determining means 1311 preferably selects from two combinations of deposit information and sequentially increases the number of deposit information.

(Step S706) The multi-correspondence determination means 1311 acquires the transfer amount information of each of the two or more pieces of payment information forming the j-th combination.

(Step S707) The multi-correspondence determination unit 1311 calculates the total amount, which is the sum of the two or more pieces of transfer amount information acquired in step S706.

(Step S708) The multi-correspondence determining means 1311 substitutes 1 for the counter k.

(Step S709) The multi-correspondence determining means 1311 determines whether or not there exists k-th billing information that satisfies conditions other than the money amount condition in a buffer (not shown). If the k-th billing information exists, go to step S710, otherwise go to step S715.

(Step S710) The multi-correspondence determining means 1311 acquires the k-th billing information that satisfies conditions other than the money amount condition from a buffer (not shown).

(Step S711) The multi-correspondence determination unit 1311 performs amount condition determination processing using the total amount acquired in step S707 and the billed amount information of the k-th billing information. An example of the amount condition determination process will be described with reference to the flowcharts of FIGS. 10 and 11. FIG.

(Step S712) As a result of the amount condition determination processing in step S711, if the amount condition is satisfied, the process goes to step S713, and if the amount condition is not satisfied, the process goes to step S714.

(Step S713) The multi-correspondence determination unit 1311 acquires the k-th billing information and the j-th combination of payment information as a result of the determination process. Further, the decision unit 131 acquires information indicating "decision" as a result of the decision processing. Return to upper process.

(Step S714) The multi-correspondence determining means 1311 increments the counter k by 1. Return to step S709.

(Step S715) The multi-correspondence determining means 1311 increments the counter j by 1. Return to step S705.

Next, an example of the many-to-many determination process in step S410 will be described using the flowchart of FIG. In the flowchart of FIG. 8, description of the same steps as those of the flowcharts of FIGS. 6 and 7 will be omitted.

(Step S801) The correspondence determination unit 1311 acquires the j-th combination of deposit information and the i-th combination of billing information as a result of determination processing. Further, the decision unit 131 acquires information indicating "decision" as a result of the decision processing. Return to upper process.

Next, an example of the offset determination processing in step S413 will be described using the flowchart of FIG.

(Step S901) The offset determination means 1312 acquires transfer amount information and the like from the received payment information. The transfer amount information and the like are, for example, transfer amount information, payer information, payee information, and transfer date.

(Step S902) The offset determination means 1312 acquires the claimant information corresponding to the payer information acquired in step S901. The offset determination means 1312, for example, acquires one or more pieces of name information paired with the payer information acquired in step S901 from the name information storage unit 117. FIG. It should be noted that each of the one or more name information is billing party information.

(Step S903) The offset determining means 1312 acquires billing destination information corresponding to the payee information acquired in step S901. The offset determining means 1312, for example, acquires one or more pieces of name information paired with the payee information acquired in step S901 from the name information storage unit 117. FIG. It should be noted that each of the one or more name information is billing destination information.

(Step S904) The offset determination means 1312 acquires from the invoice storage unit 111 one or more items of claim information (referred to as "A") that may be offset. Note that the billing information that may be set off includes any of the one or more billing party information acquired in step S902 and any of the one or more billing destination information acquired in step S903. However, it is billing information that is not subject to reconciliation processing (for example, does not have a reconciliation flag associated with it). In addition, there are cases where the billing information cannot be acquired normally.

(Step S905) The offset determining means 1312 acquires one or more pieces of billing information (referred to as "B") that satisfy conditions other than the money amount condition. Here, normally, there are cases where the billing information cannot be obtained.

(Step S906) The offset determination means 1312 substitutes 1 for the counter i.

(Step S907) The offset determining means 1312 determines whether or not the i-th combination of A and B exists. If the i-th combination exists, the process goes to step S908, and if the i-th combination does not exist, the process goes to step S914. In addition, the combination of A and B may be a combination of one billing information in A's billing information and one billing information in B's billing information, but one of A's billing information or It may be a combination of two or more pieces of billing information and one or more pieces of billing information in B's billing information.

(Step S908) The offset determining means 1312 acquires billing amount information of two or more pieces of billing information constituting the i-th combination of A and B.

(Step S909) The offset determining means 1312 calculates the difference between the billed amount information obtained from the billing information of A and the billed amount information obtained from the billing information of B.

(Step S910) The offset determining means 1312 determines whether or not the amount condition is satisfied using the difference information acquired in step S909 and the transfer amount information included in the received deposit information. An example of the amount condition determination process will be described with reference to the flowcharts of FIGS. 10 and 11. FIG.

(Step S911) In step S910, if the amount condition is satisfied, go to step S912, and if the amount condition is not satisfied, go to step S913.

(Step S912) The offset determination means 1312 acquires billing information for the i-th combination of A and B as a result of the determination process. In addition, the offset determination means 1312 acquires information indicating that it has been "determined" as a result of the determination process. Return to upper process. Note that the determination unit 131 may also acquire the received deposit information as a result of the determination process.

(Step S913) The offset determination means 1312 increments the counter i by 1. Return to step S907.

(Step S914) The offset determination means 1312 acquires information indicating that "undecided" has been made as a result of the determination process. Return to upper process.

Next, an example of the amount condition determination processing in step S510 will be described using the flowcharts of FIGS. 10 and 11. FIG.

(Step S1001) The determination unit 131 determines whether or not the two pieces of amount information passed for the amount condition determination process match. If they match, go to step S1010, otherwise go to step S1002.

The two types of amount information are deposit-related amount information and billing-related amount information. The deposit-related amount information is, for example, the total amount of transfer amount information included in one piece of received deposit information and the total amount of transfer amount information included in two or more pieces of received deposit information. Billing-related amount information includes, for example, billing amount information contained in one piece of billing information, the total amount of billing amount information contained in two or more pieces of billing information, billing amount information contained in one piece of billing information, and another piece of deposit information. The difference between the transfer amount information, the difference between the total amount of billing amount information of two or more billing information and the transfer amount information of another piece of billing information, the total amount of billing amount information of two or more billing information It is the difference from the total amount of transfer amount information of two or more other payment information.

(Step S1002) The determination unit 131 determines whether or not to consider the consumption tax error. If the consumption tax error is taken into consideration, the process goes to step S1003. If the consumption tax error is not taken into consideration, the process goes to step S1004. Note that, for example, when the consumption tax error rule is included in the payment rules acquired in step S402, the determination unit 131 determines that the consumption tax error is taken into consideration.

(Step S1003) The determination unit 131 calculates the difference between the two amount information items passed to the amount condition determination process, and determines whether or not the difference is within the range of the consumption tax error information. If it is within the range of the consumption tax error information, go to step S1011, otherwise go to step S1004.

(Step S1004) The determination unit 131 determines whether or not to consider the transfer fee error. If the transfer fee error is taken into account, the process goes to step S1005, and if the transfer fee error is not taken into account, the process goes to step S1006. Note that, for example, when the payment rule acquired in step S402 includes a transfer fee error rule, the determining unit 131 determines that the transfer fee error is taken into consideration.

(Step S1005) The determination unit 131 determines whether the difference between the two amount information passed to the amount condition determination process corresponds to the transfer fee error information (for example, a multiple of 110 yen up to 880). to decide. If it corresponds to the transfer fee error information, go to step S1012, otherwise go to step S1006.

(Step S1006) The determination unit 131 determines whether or not to consider an exchange rate error. If the exchange rate error is taken into account, go to step S1007. If the exchange rate error is not taken into account, go to step S1008. In addition, for example, when the exchange rate error rule is included in the payment rules acquired in step S402, the determination unit 131 determines that the exchange rate error is taken into consideration.

(Step S1007) The determination unit 131 determines whether or not the difference between the two amount information items passed to the amount condition determination process is within the range of the exchange rate error information. If it is within the range of the exchange rate error information, go to step S1013, otherwise go to step S1008.

(Step S1008) The determination unit 131 determines whether or not to consider the withholding amount error. If the withholding amount error is taken into account, go to step S1009. If the withholding amount error is not taken into consideration, go to step S1016. Note that, for example, when a withholding amount error rule is included in the payment rules acquired in step S402, the determination unit 131 determines that the withholding amount error is taken into consideration.

(Step S1009) The determining unit 131 determines whether or not the difference between the two amount information passed to the amount condition determination process is within the range of the withholding amount error information. If it is within the range of the withholding amount error information, go to step S1014. If not, go to step S1016.

(Step S1010) The determination unit 131 substitutes "match" for the variable "type identifier". The type identifier is information for identifying the reason why it is determined that the amount condition is satisfied. The type identifier "match" indicates that the transfer amount and the billed amount match.

(Step S1011) The determination unit 131 substitutes "consumption tax error" for the variable "type identifier". The type identifier “consumption tax error” indicates that the transfer amount and the billed amount are associated when an error based on the consumption tax is considered.

(Step S1012) The determination unit 131 substitutes the "transfer fee error" for the variable "type identifier". The type identifier “transfer fee error” indicates that the transfer amount and the billed amount are associated when an error based on the transfer fee is considered.

(Step S1013) The determination unit 131 substitutes the "exchange rate error" for the variable "type identifier". The type identifier “exchange rate error” indicates that the transfer amount and the billed amount correspond when an error based on exchange rate fluctuations is considered.

(Step S1014) The determination unit 131 substitutes the "withholding amount error" for the variable "type identifier". The type identifier "withholding amount error" indicates that the transfer amount and the billing amount correspond when considering the error based on the withholding amount.

(Step S1015) The determination unit 131 obtains a result indicating that the money amount condition is satisfied. Return to upper process.

(Step S1016) The determination unit 131 substitutes 1 for the counter i.

(Step S1017) The determination unit 131 determines whether or not there is an i-th combination of errors. If the i-th error combination exists, go to step S1018, otherwise go to step S1022.

The i-th combination of errors means the errors determined to be considered in steps S1002, S1004, S1006, and S1008 (4 ) is a combination of two or more errors among Note that, when determining a combination of two or more errors, the determination unit 131 preferably first determines a combination of two errors and sequentially increases the number of errors to be combined.

(Step S1018) The determination unit 131 acquires error information corresponding to each error forming the i-th combination. The determining unit 131 determines whether or not the difference between the two pieces of money amount information passed to the money amount condition determination process is within the error range based on the two or more acquired error information. If it is within the error range, go to step S1019, otherwise go to step S1021.

(Step S1019) The determination unit 131 acquires a type identifier corresponding to each error forming the i-th combination.

(Step S1020) The determination unit 131 obtains a result indicating that the money amount condition is satisfied. Return to upper process.

(Step S1021) The determination unit 131 increments the counter i by 1. Return to step S1017.

(Step S1022) The determination unit 131 obtains a result indicating that the amount condition is not satisfied. Return to upper process.

Next, an example of the clearing process in step S305 will be described with reference to the flowchart of FIG.

(Step S1201) The reconciliation processing unit 132 adds a reconciliation flag to one or more pieces of billing information determined by the determination unit 131. FIG.

(Step S1202) The reconciliation processing unit 132 adds a usage flag to one or more pieces of deposit information used for reconciliation processing. Note that the one or more pieces of payment information are, for example, payment information acquired by the determination unit 131 .

(Step S1203) The reconciliation processing unit 132 uses the one or more items of billing information and the one or more items of deposit information determined by the determination unit 131 to compose performance information. The performance information includes, for example, part or all of one or more pieces of billing information and part or all of one or more pieces of deposit information.

(Step S1204) The reconciliation processing unit 132 accumulates the performance information configured in step S1203 in the performance storage unit 113. FIG. Return to upper process.

In the flowchart of FIG. 12, either the processing from step S1201 to step S1203 or the processing of step S1204 may be performed.

Next, an example of payment rule accumulation processing in step S306 will be described using the flowchart of FIG.

(Step S1301) The rule accumulating unit 133 determines whether or not the determination processing by the determination unit 131 was one-to-one determination processing. If it is one-to-one determination processing, go to step S1302, and if not one-to-one determination processing, go to step S1305.

(Step S1302) The rule accumulating unit 133 increments by 1 the variable "1 to 1 times" associated with the payer information included in the received deposit information. It should be noted that the "one-to-one count" is the number of times the clearing process has been performed by the one-to-one determination process.

(Step S1303) The rule accumulation unit 133 determines whether or not the "one-to-one count" satisfies the accumulation condition. If the accumulation condition is satisfied, the process goes to step S1304, and if the accumulation condition is not satisfied, the process goes to step S1305. Note that the accumulation condition is, for example, that the "one-to-one count" is greater than or equal to a threshold. The accumulation condition is, for example, that the ratio of one-to-one decision processing using "one-to-one times" is equal to or greater than a threshold.

(Step S1304) The rule storage unit 133 stores the payment rule “corresponding rule “1”” in the payment rule storage unit 116 in association with the payer information included in the received deposit information. Note that the correspondence rule "1" indicates that one payment corresponding to one billing information is to be made.

(Step S1305) The rule storage unit 133 acquires one or more type identifiers acquired in the determination process. The type identifier is information identifying the considered error, and is, for example, one or more of "consumption tax error", "transfer fee error", "exchange rate error", and "withholding amount error". Note that there are cases where the type identifier cannot be obtained here.

(Step S1306) The rule accumulating unit 133 is a variable associated with the payer information included in the received deposit information, and indicates the number of times corresponding to one or more type identifiers acquired in step S1305. number” is incremented by one.

(Step S1307) The rule accumulation unit 133 determines whether or not the type identifier count incremented in step S1306 satisfies the accumulation condition. If the accumulation condition is satisfied, the process goes to step S1308, and if the accumulation condition is not satisfied, the process goes to step S1309. Note that the accumulation condition is that the type identifier count is equal to or greater than the threshold. The accumulation condition is, for example, that the rate of decision processing using the error corresponding to the type identifier is equal to or greater than a threshold.

(Step S1308) The rule accumulation unit 133 accumulates in the payment rule storage unit 116 the error rule corresponding to one or more type identifiers that satisfy the accumulation condition, in association with the payer information included in the received deposit information. . The error rule is, for example, one or more of a consumption tax error rule, a transfer fee error rule, an exchange rate error rule, and a withholding amount error rule.

(Step S1309) The rule accumulation unit 133 acquires the payment date included in the payment information corresponding to the determination process by the determination unit 131 and the scheduled payment date included in the billing information.

(Step S1310) The rule accumulation unit 133 determines whether the payment date acquired in step S1309 is before the scheduled payment date acquired in step S1309 or has passed the scheduled payment date. If it is before the scheduled payment date, go to step S1311, and if it is over the scheduled payment date, go to step S1314.

(Step S1311) The rule accumulating unit 133 increments by 1 the variable "scheduled number of days" associated with the payer information included in the received deposit information.

(Step S1312) The rule accumulation unit 133 determines whether or not the number of scheduled days incremented in step S1311 satisfies the accumulation condition. If the accumulation condition is satisfied, the process goes to step S1313, and if the accumulation condition is not satisfied, the process goes to step S1314. Note that the accumulation condition is that the number of scheduled dates is equal to or greater than a threshold. The accumulation condition is, for example, a ratio calculated using the number of scheduled days, and the ratio of payments made by the scheduled payment date is equal to or greater than a threshold.

(Step S1313) The rule accumulation unit 133 accumulates the payment date rule in the payment rule storage unit 116 in association with the payer information included in the received payment information. Note that the deposit date rule is, for example, information indicating that "payment must be made by the scheduled deposit date".

(Step S1314) The rule accumulation unit 133 acquires payment period information using the acquired payment date and scheduled payment date. The payment period information is, for example, "closing at the end of the month, payment next month", "closing at the end of the month, payment two months after next".

(Step S1315) The rule accumulating unit 133 increments by 1 the number of times of payment period information, which is a variable associated with the payer information included in the received deposit information and is the number of times corresponding to the payment period information.

(Step S1316) The rule accumulation unit 133 determines whether or not the incremented number of times of payment period information satisfies accumulation conditions. If the accumulation condition is satisfied, the process goes to step S1317, and if the accumulation condition is not satisfied, the process returns to the higher-level process. Note that the accumulation condition is that the number of times of payment period information is greater than or equal to a threshold. The accumulation condition is, for example, a ratio calculated using the number of times of payment period information, and the ratio of payments corresponding to the payment period information is equal to or greater than a threshold.

(Step S1317) The rule accumulation unit 133 accumulates payment period information in association with the payer information included in the received deposit information. Return to upper process.

In addition, in the flowchart of FIG. 13, each variable exists in the storage unit 11 in association with the payer information.

As described above, according to the present embodiment, when payment is received for a request, the reconciliation process for the request can be performed.

Further, according to the present embodiment, reconciliation processing for claims can be performed even if the correspondence between claims and payments is not one-to-one.

Further, according to the present embodiment, when payment is received for a request, reconciliation processing can be performed in consideration of errors.

Further, according to the present embodiment, when there is payment for a claim, the reconciliation process for the claim can be performed in consideration of offsetting.

Further, according to the present embodiment, when payment is received for a request, reconciliation processing for the request can be performed based on the payment rule corresponding to the payer.

Furthermore, according to the present embodiment, appropriate reconciliation processing can be performed by performing name identification of the payer or the billing party.

Note that, in the present embodiment, the billing processing apparatus 1 may be standalone. A block diagram of the billing processing device 1 in such a case is the billing processing device 1 in FIG. Also, in such a case, the billing processing device 1 does not need to communicate with other devices. In such a case, the receiving unit 12 and the deposit information receiving unit 121 of the billing processing apparatus 1 receive various information and instructions from the user, for example.

Note that the processing in this embodiment may be realized by software. Then, this software may be distributed by software download or the like. Also, this software may be recorded on a recording medium such as a CD-ROM and distributed. Note that this also applies to other embodiments in this specification. The software that implements the billing processing apparatus 1 according to the present embodiment is the following program. In other words, this program comprises a computer, a payment information reception unit that receives payment information having payer information and transfer amount information, and a billing storage that stores one or more pieces of billing information having billing destination information and billing amount information. A determination process for determining billing information corresponding to the deposit information by referring to the section, having billing destination information corresponding to the transferor information included in the deposit information, and the transfer amount information included in the deposit information a determination unit that performs determination processing for determining billing information having billing amount information corresponding to the billing information determined by the determination unit; It is a program for functioning as a reconciliation processing unit that performs processing.

Also, FIG. 14 shows the appearance of a computer that executes the program described in this specification and realizes the billing processing apparatus 1 and the like of the various embodiments described above. The embodiments described above may be implemented in computer hardware and computer programs running thereon. FIG. 14 is an overview diagram of this computer system 300, and FIG. 15 is a block diagram of the system 300. As shown in FIG.

In FIG. 14, computer system 300 includes computer 301 including a CD-ROM drive, keyboard 302 , mouse 303 and monitor 304 .

15, a computer 301 includes a CD-ROM drive 3012, an MPU 3013, a bus 3014 connected to the CD-ROM drive 3012, a ROM 3015 for storing programs such as a boot-up program, It includes a RAM 3016 connected and for temporarily storing application program instructions and providing temporary storage space, and a hard disk 3017 for storing application programs, system programs and data. Although not shown here, computer 301 may also include a network card that provides connection to a LAN.

A program that causes the computer system 300 to execute the functions of the billing processing apparatus 1 of the embodiment described above may be stored in the CD-ROM 3101, inserted into the CD-ROM drive 3012, and transferred to the hard disk 3017. . Alternatively, the program may be transmitted to computer 301 via a network (not shown) and stored in hard disk 3017 . Programs are loaded into RAM 3016 during execution. The program may be loaded directly from CD-ROM 3101 or network.

The program does not necessarily include an operating system (OS) or a third-party program that causes the computer 301 to execute the functions of the billing processing apparatus 1 of the embodiment described above. A program need only contain those parts of instructions that call the appropriate functions (modules) in a controlled manner to produce the desired result. How the computer system 300 operates is well known and will not be described in detail.

In the above program, the step of transmitting information, the step of receiving information, etc. are performed by hardware. processing) are not included.

Also, the number of computers that execute the above programs may be singular or plural. That is, centralized processing may be performed, or distributed processing may be performed.

Further, in each of the above embodiments, it goes without saying that two or more communication means existing in one device may be physically realized by one medium.

Further, in each of the above embodiments, each process may be implemented by centralized processing by a single device, or may be implemented by distributed processing by a plurality of devices.

It goes without saying that the present invention is not limited to the above-described embodiments, and that various modifications are possible and are also included within the scope of the present invention.

As described above, the billing processing apparatus 1 according to the present invention has the effect of being able to perform reconciliation processing for the reconciliation of the reconciliation when payment is made for the reconciliation. be.

1 billing processing device 2 external device 11 storage unit 12 reception unit 13 processing unit 14 transmission unit 111 bill storage unit 112 deposit storage unit 113 result storage unit 114 error storage unit 115 user storage unit 116 payment rule storage unit 117 nayoro information storage unit 121 Receipt information reception unit 121 Money information reception unit 131 Determination unit 132 Reconciliation processing unit 133 Rule accumulation unit 1311 Multiple correspondence determination means 1312 Offset determination means

Claims (17)

a deposit information reception unit that receives deposit information having payer information and transfer amount information;
A determination process for determining billing information corresponding to the deposit information by referring to a billing storage unit storing one or more pieces of billing information having billing destination information and billing amount information, wherein the payer included in the deposit information. a determination unit that performs determination processing for determining billing information that has billing destination information corresponding to the information and has billing amount information that corresponds to the transfer amount information that the deposit information has;
A billing processing device, comprising: a reconciliation processing unit that performs reconciliation processing for specifying that payment has been made for the billing information determined by the determining unit. The decision unit
Two or more pieces of billing information are determined for one piece of deposit information received by the deposit information receiving unit, or one piece of billing information is determined for two or more pieces of deposit information received by the deposit information receiving unit. or multi-correspondence determining means for determining two or more pieces of billing information for two or more pieces of deposit information received by the deposit information receiving unit,
The reconciliation processing unit
2. The billing processing apparatus according to claim 1, wherein a reconciliation process is performed on said one or more pieces of billing information determined by said determination unit. further comprising an error storage unit that stores error information related to the error in the amount information;
The decision unit
Claim processing according to claim 1 or claim 2, wherein the error information is used to determine whether or not the transfer amount information and the billing amount information correspond to each other, and billing information having the corresponding billing amount information is determined. Device. 4. The billing processing apparatus according to claim 3, wherein said error information is information relating to a consumption tax. 4. The billing processing apparatus according to claim 3, wherein said error information is information relating to a transfer fee. 4. The bill processing apparatus according to claim 3, wherein said error information is information relating to an exchange rate. 4. The billing processing apparatus according to claim 3, wherein said error information is information relating to a withholding amount. The deposit information corresponds to the transfer destination information,
the billing information also includes billing party information;
The decision unit
The transfer amount information included in the deposit information is the first billing information having billing party information corresponding to the payee information, and the billing amount information included in the first billing information having billing destination information corresponding to the payer information. and whether the second billing information has billing destination information corresponding to the payee information and is amount information related to the difference between the second billing information having billing party information corresponding to the payer information. offset determination means for performing offset determination processing for determining the first billing information and the second billing information when it is determined that it is the amount information,
The reconciliation processing unit
8. The claim processing apparatus according to any one of claims 1 to 7, wherein said reconciliation processing is performed on said first claim information and said second claim information. further comprising a payment rule storage unit that stores payment rules associated with one or more payer information,
The decision unit
from claim 1, wherein a payment rule paired with the payer information included in the deposit information received by the deposit information receiving unit is acquired from the payment rule storage unit, and the determination process is performed using the payment rule; 9. A billing processor according to any one of claims 8 to 10. The payment rule is a correspondence rule indicating whether or not to make one payment corresponding to one billing information,
The decision unit
10. The billing processing apparatus according to claim 9, wherein when the payment rule associated with the payer information is the correspondence rule, determination processing is performed to determine one piece of billing information corresponding to one piece of deposit information. The payment rule is an error rule related to the error information,
The decision unit
10. The claim processing apparatus according to claim 9, wherein when the payment rule associated with the payer information is the error rule, the determination process is performed using the error information corresponding to the error rule. The deposit information is associated with the deposit date,
The billing information has a scheduled intake date,
The payment rule is a payment date rule indicating that payment is to be made by the scheduled date of payment,
The decision unit
When the payment rule associated with the payer information is the payment date rule, only the billing information corresponding to the scheduled date of receipt after the payment date associated with the payment information is inspected, and the determination process is performed. Claim processor according to claim 9. The payment rule is a set-off rule indicating that set-off processing is not performed,
The decision unit
10. The billing processing apparatus according to claim 9, wherein when the payment rule associated with the payer information is the offset rule, the offset determination process is not performed. A payment rule is acquired using the payment information and the billing information determined by the determination unit, and the payment rule is stored in association with the transferor information of the payment information or the billing destination information of the billing information. 14. The claim processing apparatus according to any one of claims 9 to 13, further comprising a rule storage unit for The decision unit
By referring to a name reference information storage unit that stores one or more name reference information paired with two or more name information that can specify a transferor or a billing party, the transferor information included in the deposit information and the claim included in the billing information 15. The claim processing apparatus according to any one of claims 1 to 14, wherein it detects that there is a correspondence with destination information and performs said determination processing. A billing processing method realized by a deposit information receiving unit, a determining unit, and a reconciliation processing unit,
a deposit information receiving step in which the deposit information receiving unit receives deposit information having payer information and transfer amount information;
wherein the determining unit refers to a billing storage unit storing one or more pieces of billing information having billing destination information and billing amount information, and determining billing information corresponding to the deposit information; a determination step of determining billing information having billing destination information corresponding to said payer information held by and billing information having billing amount information corresponding to said transfer amount information held by said deposit information;
and a reconciliation processing step in which the reconciliation processing unit performs reconciliation processing for specifying that payment has been made for the billing information determined in the determining step. Method. the computer,
a deposit information reception unit that receives deposit information having payer information and transfer amount information;
A determination process for determining billing information corresponding to the deposit information by referring to a billing storage unit storing one or more pieces of billing information having billing destination information and billing amount information, wherein the payer included in the deposit information. a determination unit that performs determination processing for determining billing information that has billing destination information corresponding to the information and has billing amount information that corresponds to the transfer amount information that the deposit information has;
A program for functioning as a reconciliation processing unit that performs reconciliation processing for specifying that payment has been made for the billing information determined by the determination unit.

Images