CN115082173B

CN115082173B - Account checking processing method and device, computer equipment and storage medium

Info

Publication number: CN115082173B
Application number: CN202210730507.7A
Authority: CN
Inventors: 王通礼
Original assignee: Ping An Bank Co Ltd
Current assignee: Ping An Bank Co Ltd
Priority date: 2022-06-24
Filing date: 2022-06-24
Publication date: 2024-08-23
Anticipated expiration: 2042-06-24
Also published as: CN115082173A

Abstract

The embodiment of the application discloses a method, a device, computer equipment and a storage medium for processing a reconciliation, wherein the method comprises the steps of obtaining the reconciliation information of a reconciliation request, generating at least two types of clearing files under currency according to a preset file format, storing the clearing files in a dispute system, calling the clearing files by the dispute system, determining the currency type and the reconciliation type corresponding to each clearing file, dividing the clearing files into a target reconciliation pool according to the corresponding reconciliation types, matching a target work order operation record from the dispute system based on the reconciliation types and transaction information in the clearing files, generating a reconciliation instruction through the dispute system if one of the target work order operation record is matched, storing the reconciliation instruction to an accounting platform, and sending the clearing files to a man platform if a plurality of the reconciliation instructions are matched. By the method, the clearance case and the dispute transaction case are matched through the system, and the reconciliation efficiency and the accuracy are improved.

Description

Account checking processing method and device, computer equipment and storage medium

Technical Field

The present application relates to the field of data processing technologies, and in particular, to a reconciliation processing method, a reconciliation processing device, a computer device, and a storage medium.

Background

With the development of social economy and financial technology, the silver-linked transaction is more and more popular, and the transaction scene of the silver-linked transaction is various, and in the silver-linked transaction, some disputed transaction cases can be inevitably generated. The information of the dispute transaction case needs to be matched with the file corresponding to the clearing case given by the banking system to solve the dispute transaction case.

Meanwhile, current sponsors need to manually match the disputed transaction cases, manually check accounts according to related data parameters of the disputed transaction cases, operation options are complex, operation accuracy is purely determined manually, processing efficiency is low, and accuracy is low.

Disclosure of Invention

The embodiment of the application provides a reconciliation processing method, a reconciliation processing device, computer equipment and a storage medium, which are used for solving the problems in the background art.

In a first aspect, an embodiment of the present application provides a reconciliation processing method, where the method includes:

Receiving a reconciliation request initiated by a client, and responding to the reconciliation request to obtain corresponding reconciliation information;

Based on the reconciliation information, generating clearing files under at least two currencies according to a preset file format, and storing the clearing files into a storage unit of a dispute system;

when a preset timing task of the dispute system is triggered, retrieving the clearing files from the storage unit, and determining the corresponding currency type of each clearing file based on the file content specification corresponding to the preset currency type;

determining the account adjustment type of each clearing file from the information of each clearing file, and dividing the clearing files into target account adjustment pools according to the corresponding account adjustment types, wherein each account adjustment type is correspondingly provided with an accounting pool;

Based on the reconciliation type and the transaction information in the clearing file, matching a target work order operation record corresponding to the clearing file from the dispute system;

If the target work order operation record is only one, generating a reconciliation instruction for a target work order case corresponding to the target work order operation record through the dispute system, storing a dispute resolution record of the target work order case, and pushing the reconciliation instruction to an accounting platform;

And if a plurality of target work order operation records are recorded, sending the clearing file to a manual work platform.

In some embodiments, when the preset timing task of the dispute system triggers, the retrieving the clearing files from the storage unit, and determining the currency type corresponding to each clearing file based on the file content specification corresponding to the preset currency type includes:

calculating the character length of each row of characters in each clearing file, and determining the character semantics of the target character position of the character length of each row;

and determining the currency type corresponding to each clearing file based on the character length and the character semantics.

In some embodiments, the determining the reconciliation type of each clearing file from the information of each clearing file divides the clearing file into target reconciliation pools according to the corresponding reconciliation type, where each reconciliation type is provided with one accounting pool, and includes:

determining an account adjustment character position in the clearing file, and acquiring information of the account adjustment character position;

and carrying out semantic recognition on the information, and determining the reconciliation type of the clearing file based on the recognition result.

In some embodiments, the matching the target work order operation record corresponding to the clearing file from the dispute system based on the reconciliation type and the transaction information in the clearing file includes:

determining a data matching mode based on the reconciliation type of the clearing file;

and matching a target work order operation record corresponding to the clearing file from the dispute system based on the transaction information of the clearing file and the data matching mode.

Based on the transaction information of the clearing file, matching the work list cases corresponding to the clearing file from the dispute system, and eliminating the work list cases from which the accounting application is initiated;

And inquiring the rest work order operation records of the work order cases, and matching the target work order operation records corresponding to the clearing files based on the reconciliation type.

In some embodiments, the matching the work-piece case corresponding to the clearing file from the dispute system based on the transaction information of the clearing file, and rejecting the work-piece case from which the accounting application has been initiated includes:

And if the work list case corresponding to the clearing file is not matched in the dispute system, ending the processing process.

In some embodiments, if there is only one target work order operation record, generating, by the dispute system, a reconciliation instruction for a target work order case corresponding to the target work order operation record, saving a dispute resolution record for the target work order case, and pushing the reconciliation instruction to an accounting platform, including:

generating a link address corresponding to the dispute resolution record and sending the link address to the client.

In a second aspect, an embodiment of the present application provides a reconciliation processing apparatus, the apparatus comprising:

The information acquisition unit is used for receiving a reconciliation request initiated by the client and responding to the reconciliation request to acquire corresponding reconciliation information;

the file generation unit is used for generating clearing files under at least two currencies according to a preset file format based on the reconciliation information, and storing the clearing files into the storage unit of the dispute system;

The file analysis unit is used for calling the clearing file from the storage unit when a preset timing task of the dispute system is triggered, and determining the currency type corresponding to each clearing file based on a file content specification corresponding to the preset currency type;

The file dividing unit is used for determining the account adjustment type of each clearing file from the information of each clearing file, and dividing the clearing file into a target account checking pool according to the corresponding account adjustment type, wherein each account adjustment type is correspondingly provided with an accounting pool;

The record matching unit is used for matching a target work order operation record corresponding to the clearing file from the dispute system based on the reconciliation type and the transaction information in the clearing file;

The platform processing unit is used for generating an account adjusting instruction for a target work sheet case corresponding to the target work sheet operation record through the dispute system if the target work sheet operation record is only one, storing a dispute resolution record of the target work sheet case and pushing the account adjusting instruction to the accounting platform;

And the manual processing unit is used for sending the clearing file to a manual platform if a plurality of target work order operation records exist.

In a third aspect, an embodiment of the present application further provides a computer device, including a memory, where the memory is configured to store instructions and data, and a processor configured to execute the reconciliation processing method described above.

In a fourth aspect, embodiments of the present application further provide a storage medium having stored therein a plurality of instructions adapted to be loaded by a processor to perform the reconciliation processing method described above.

According to the reconciliation processing method, the clearing file is generated by acquiring the reconciliation information corresponding to the reconciliation request, the clearing file is analyzed, the target work-piece records are matched according to the analysis result, the processing mode of the clearing file is determined according to the number of the records obtained by matching, the clearing file and the disputed transaction file are matched through the system, and the reconciliation efficiency and the accuracy are improved.

Drawings

In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings that are needed in the description of the embodiments will be briefly described below, it being obvious that the drawings in the following description are only some embodiments of the present application, and that other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.

Fig. 1 is a flowchart of a reconciliation processing method provided in an embodiment of the present application.

Fig. 2 is a schematic structural diagram of a reconciliation processing device according to an embodiment of the application.

Fig. 3 is a schematic structural diagram of a computer device according to an embodiment of the present application.

Detailed Description

The following description of the embodiments of the present application will be made clearly and completely with reference to the accompanying drawings, in which it is apparent that the embodiments described are only some embodiments of the present application, but not all embodiments. All other embodiments, which can be made by those skilled in the art based on the embodiments of the application without making any inventive effort, are intended to fall within the scope of the application.

The embodiment of the application provides a reconciliation processing method, a device, computer equipment and a storage medium, which are used for matching a clearing case and a dispute transaction case through a system and improving the reconciliation efficiency and the accuracy.

Referring to fig. 1, fig. 1 is a flowchart of a reconciliation processing method provided in an embodiment of the application, the method includes the following steps:

101. and receiving a reconciliation request initiated by the client, and responding to the reconciliation request to acquire corresponding reconciliation information.

After the customer finishes the payment, transaction data can be generated, wherein the transaction data comprises information such as a single item price, a total price, payment account information, a payment account user name, a payment amount and the like, or after the customer finishes the payment, if the operations of returning and re-ordering exist in the payment process, the related transaction data such as the returning information, the re-ordering information and the like can be reserved. The transaction data includes payment data and operational data that are stored in the banking system as a basis for the bill of the order.

After the customer completes the payment, a dispute may be generated for the transaction data, and then the customer may initiate a reconciliation request at the customer end, one reconciliation request typically corresponding to one of the disputed orders, which may be considered to correspond to one of the disputed cases.

The client is a bank application program binding the payment bank card, or the client can also be other application programs binding the payment bank card and capable of realizing payment. For example, the client may be a banking application, a WeChat, a payment instrument, and so forth. Hereinafter, a bank application will be described as an example of a client.

Typically, the customer has previously input and stored personal information on the banking application, where the personal information may include a customer name, an identification card number, a mobile phone number, etc., and the banking application is associated and bound with an application such as a WeChat or a payment device, so as to implement electronic payment.

The bank application program is associated with the banking system, transaction data of the client are stored in the banking system, after the client initiates a checking request through the client, the banking system receives the checking request of the client, and according to personal information of the client and an order corresponding to the checking request, the checking information can be called, the checking information is sent to the accounting system, and a corresponding file is generated by the accounting system according to the checking information.

Optionally, the account checking information includes information such as card number, consumption amount, consumption channel, merchant number, merchant code, etc.

102. And generating clearing files under at least two currencies according to a preset file format based on the reconciliation information, and storing the clearing files into a storage unit of a dispute system.

After the accounting system receives the account checking information sent by the banking system, processing data in the account checking information, generating a plurality of currency type clearing files according to a preset file format, and storing the clearing files into a storage unit, wherein the storage unit can be a storage disk. Alternatively, the clearing file generated for the reconciliation request may be understood to be a clearing case for the reconciliation request.

The accounting system may be a separate system associated with the banking system or may be a subsystem of the banking system, and the relationship between the accounting system and the banking system is not limited.

In the embodiment of the application, the accounting system generates three clearing documents according to the preset document format from account checking information, wherein the three clearing documents are respectively a RMB clearing document, a first dollar clearing document and a second dollar clearing document. That is, the accounting system generates a clearing file of two currencies, which are RMB and U.S. dollars, respectively, based on the reconciliation information.

After the clearing files of different currencies are generated, the clearing files are named according to a preset naming mode, for example, the file names of the clearing files are named according to the currency type, the generation date and the card number mantissa. Of course, the files may be named in other ways.

The currency type is customized, for example, the code of the currency type of the Renminbi is RD1011, the code of the dollar currency type is S018 and S019, the file name is provided with RD1011 to indicate that the file is a Renminbi clearing file, the file name is provided with S018 to indicate that the file is a first dollar clearing file, and the file name is provided with S019 to indicate that the file is a second dollar clearing file. The end of the file name of the clearing file may be txt, and the file name may be named in combination with information such as the file generation date. After naming the file name is completed, the clearing file is stored in the storage unit.

Please refer to the following table, which is an example of file naming:

Where YYYYMMDD may represent the date of year, month, and day generated for the document, RD1011 represents the Renminbi coin type, and S018 and S019 represent the dollar coin type.

103. And when a preset timing task of the dispute system is triggered, retrieving the clearing files from the storage unit, and determining the corresponding currency type of each clearing file based on the file content specification corresponding to the preset currency type.

A dispute system is understood to be a system that matches cases, either as a stand-alone system associated with an accounting system and a banking system or as a subsystem of a banking system. Here, the relationship between the dispute system and the accounting system, and the relationship between the accounting system and the banking system are not limited.

Because of the account checking requests of different clients at different periods, the timing task mode can be set in the dispute system to perform case matching work.

When the timing task of the dispute system triggers, the dispute system retrieves from the storage unit clearing files corresponding to the clients that initiate the reconciliation request, that is, three clearing files corresponding to the clients that initiate the reconciliation request, the three clearing files being a Renminbi clearing file, a first dollar clearing file, and a second dollar clearing file, respectively.

Optionally, the dispute system uses an AGENT technology to schedule the clearing files in the storage unit and stores them in a disk of the dispute system. After the clearing file is called through the timing task, whether the clearing file is transmitted is judged, and if the clearing file is not transmitted, the clearing file is not processed.

The rule for judging completion of clearing file transmission includes: and acquiring file list information in the disk, judging whether a clearing file exists, if so, indicating that the clearing file is downloaded, reading data normally, and if not, indicating that the clearing file is not downloaded, and not processing.

After the dispute system determines that there is a clearing file in the disk, the currency type of the clearing file needs to be determined to distinguish the clearing file.

In some embodiments, this step may include: and calculating the character length of each row of characters in each clearing file, determining the character semantics of the target character position of each row of character length, and determining the currency type corresponding to each clearing file based on the character length and the character semantics.

For example, the accounting documents of two currency types are set to be parsed, the first type is a Renminbi accounting document, and the second type is each accounting document, wherein the content format standards of the first dollar accounting document and the second dollar accounting document of the dollar accounting document are consistent.

For example, the Renminbi currency type is given the designation RD1011, the dollar currency type is given the designations S018 and S019, then the file name with RD1011 indicates that the file is a Renminbi clearing file, the file name with S018 indicates that the file is a first dollar clearing file, and the file name with S019 indicates that the file is a second dollar clearing file.

The data of the three clearing files is screened, wherein the content of the data accords with the specification, the specification of the file content of the RD1011 RMB clearing file is that the character length of each row is set to be 310, and the content from the first position to the fourth position must contain a character of a receiver; the file content specifications of the S018 first dollar clearing file and the S019 second dollar clearing file are such that the character length of each line is set to 155, and the contents of the first to fourth digits must not contain "acceptor" words.

The above example is merely an example provided in the embodiments of the present application, and in other embodiments, the determination of the currency type of the clearing file and the file content specification thereof may be set separately.

104. Determining the account adjustment type of each clearing file from the information of each clearing file, and dividing the clearing files into target account adjustment pools according to the corresponding account adjustment types, wherein each account adjustment type is correspondingly provided with an accounting pool.

Based on the three clearing files corresponding to the customer, which are invoked by initiating the reconciliation request, the reconciliation types of the three clearing files are different and can be classified into a return type, a re-solicitation type and an exception type, wherein the exception type comprises an error exception type and an exception long type.

The relative positions of the account adjustment types of the clearing files in the files are recorded, the account adjustment types of each clearing file can be known through analysis of the content of each clearing file after the dispute system obtains three clearing files. That is, after the clearing system obtains three clearing files, the accounting type of each clearing file can be known through analyzing the content of the accounting position in each clearing file.

In some embodiments, this step may include: and determining the reconciliation character position in the clearing file, acquiring information of the reconciliation character position, carrying out semantic recognition on the information, and determining the reconciliation type of the clearing file based on the recognition result.

The reconciliation character bit is a preset position for recording the reconciliation type in the clearing file, that is, a preset position for recording the reconciliation type in a file format for reconciliation information in the accounting system.

It may be understood that when the accounting system obtains the reconciliation information and generates the clearing file according to the preset file format, the error amount has been calculated according to each data in the reconciliation information, and the generated clearing file includes data information such as the error amount, the card number, and the reconciliation type.

One example for determining the reconciliation type in the clearing file is: aiming at the RD1011 RMB clearing file, the SO18 dollar clearing file and the SO19 dollar clearing file, 8 th to 12 th characters of each line in the RD1011 RMB clearing file are obtained, namely 8 th to 12 th characters of each line in the RD1011 RMB clearing file are set as reconciliation character positions, and 8 th to 12 th characters of each line represent reconciliation types; and acquiring 7 th to 11 th characters of each line in the S018 dollar clearing file and the S019 dollar clearing file, namely setting the 7 th to 11 th characters of each line in the S018 dollar clearing file and the S019 dollar clearing file as the reconciliation character bits, wherein the 7 th to 11 th characters of each line represent the reconciliation type.

The above example is merely an example provided in the embodiments of the present application, and in other embodiments, the manner of determining the reconciliation type of the clearing file may be separately provided.

Correspondingly, an accounting pool is correspondingly arranged in the dispute system according to the account adjustment type, and if the account adjustment type comprises a return bill type, a re-asking type and an exception type, the accounting pool corresponding to the account adjustment type comprises a return bill hanging pool, a re-asking type and an exception long money pool.

After judging and determining the account adjustment type of each clearing file, dividing the clearing files into corresponding accounting pools according to the account adjustment types of the clearing files. For example, the reconciliation type of the clearing file is determined to be a return order type, and then the clearing file is divided into a return order checkout pool.

Since three clearing files generated for the reconciliation request initiated by the customer are respectively a Reminbi clearing file, a first dollar clearing file and a second dollar clearing file, if the Reminbi clearing file is judged to identify that the reconciliation type is a return bill type, the first dollar clearing file is judged to identify that the reconciliation type is a re-solicitation type, and the second dollar clearing file is judged to identify that the reconciliation type is an exception type, then the Reminbi clearing file is divided into a return bill pool, the first dollar clearing file is divided into a re-solicitation pool, and the second dollar clearing file is divided into an exception long pool.

Please refer to the following table, wherein the table is a corresponding table of a file reconciliation type and an accounting pool:

Account-adjusting type	Accounting pool
		Sheet returning	Single return account hanging pool
Re-asking for money	Re-paying pool
		Error exception or long money	Exceptional long money pool

The above-mentioned correspondence table is only a correspondence table of a file reconciliation type and an accounting pool provided in the embodiment of the present application, and in other embodiments, the correspondence table of the file reconciliation type and the accounting pool may be separately set.

105. And matching a target work order operation record corresponding to the clearing file from the dispute system based on the reconciliation type and the transaction information in the clearing file.

In practice, the step is to query the operation records related to the disputed case from the transaction order of the client according to the existing information, and the disputed case can be understood as the disputed order with disputes for which the client initiates the reconciliation request, and the operation records are the operations performed by the client for the disputed case, including the return operation, the repayment operation, the exception operation and the like.

The target work order operation record can be understood as an order number of an order corresponding to the reconciliation request initiated by the client.

In some embodiments, the step comprises: and determining a data matching mode based on the account adjustment type of the clearing file, and matching a target work order operation record corresponding to the clearing file from the dispute system based on the transaction information of the clearing file and the data matching mode.

For example, if the reconciliation type of the clearing file is the return order type, dividing the clearing file into a return order account-hanging pool, and obtaining a data matching mode of the return order account-hanging pool. The data matching mode of the form returning and account hanging pool can be that case matching is carried out according to error amount, card number, primary form returning or secondary form returning, work order operation records of a dispute system are inquired, screening is carried out in the inquired records, and target work order operation records are determined.

For example, if the accounting type of the clearing file is the re-asking type, dividing the clearing file into a re-asking pool, and obtaining the data matching mode of the re-asking pool. The data matching mode of the repayment pool can be that case matching is carried out according to the error amount, the card number and the repayment, the work order operation record of the dispute system is inquired, screening is carried out in the inquired record, and the target work order operation record is determined.

For example, if the reconciliation type of the clearing file is an exception type, the clearing file is divided into exception long-money pools, and a data matching mode of the exception long-money pools is obtained. The data matching mode of the exceptional long money pool can be that case matching is carried out according to the error amount, the card number and the exceptional long money pool record, the work order operation record of the dispute system is inquired, screening is carried out in the inquired record, and the target work order operation record is determined.

In some embodiments, the step comprises: based on the transaction information of the clearing file, matching the work list cases corresponding to the clearing file from the dispute system, removing the work list cases from which the accounting application is initiated, inquiring the work list operation records of the rest work list cases, and based on the reconciliation type, matching the target work list operation records corresponding to the clearing file.

The customer may generate a plurality of work order cases in the transaction, each work order case includes a plurality of work order operation records, and the target work order operation record may be understood as an order number of an order corresponding to the reconciliation request initiated by the customer. And the work-sheet cases from which the accounting application is initiated are removed, which can be understood as the work-sheet cases for which the accounting has been requested.

For example, if the reconciliation type of the clearing file is the return order type, dividing the clearing file into a return order account-hanging pool, and obtaining a data matching mode of the return order account-hanging pool. The data matching mode of the bill returning and hanging pool can be that the case matching is carried out according to the error amount, the card number and the primary bill returning or secondary bill returning, the work bill operation record of the dispute system is inquired, the work bill case which has initiated the financial application is removed, the record in the account application record table is inquired according to the number of the work bill in the work bill operation record, the record is inquired to represent that the case is initiated, the processing is not carried out, and the target work bill operation record is matched from the rest work bill cases.

For example, if the accounting type of the clearing file is the re-asking type, dividing the clearing file into a re-asking pool, and obtaining the data matching mode of the re-asking pool. The data matching mode of the re-asking money pool can be that case matching is carried out according to the three conditions of error amount, card number and re-asking money, the work order operation record of the dispute system is queried, the work order case of which the accounting application is initiated is removed, the record in the accounting application record table is queried according to the number of the work order case in the work order operation record, the record representing the case initiated is queried, the processing is not carried out, and the target work order operation record is matched from the rest work order cases.

For example, if the reconciliation type of the clearing file is an exception type, the clearing file is divided into exception long-money pools, and a data matching mode of the exception long-money pools is obtained. The data matching mode of the exceptional long money pool can be that case matching is carried out according to the error amount, the card number and the exceptional long money pool record, the work order operation record of the dispute system is queried, the work order case of which the accounting application is initiated is removed, the record in the accounting application record table is queried according to the number of the work order case in the work order operation record, the record is queried to represent that the case is initiated, the processing is not carried out, and the target work order operation record is matched from the rest work order cases.

In some embodiments, matching the work-piece case corresponding to the clearing file from the dispute system based on the transaction information of the clearing file, and eliminating the work-piece case from which the accounting application has been initiated includes: if the work list case corresponding to the clearing file is not matched in the dispute system, ending the processing process.

That is, when no order information of the customer is queried in the dispute system, it is indicated that the customer is not transacting at the corresponding application or merchant, and then no dispute reconciliation process is performed.

106. If the target work order operation record is only one, generating a reconciliation instruction for the target work order case corresponding to the target work order operation record through the dispute system, storing a dispute resolution record of the target work order case, and pushing the reconciliation instruction to an accounting platform.

Because a reconciliation request is usually performed for a reconciliation order, when the number of the order that is queried and matched by the dispute system is one, the result of query matching by the dispute system can be considered to be correct, so that a reconciliation instruction can be generated for a target work piece corresponding to a target work piece operation record by the dispute system itself, a corresponding dispute resolution record is saved, and the reconciliation instruction is sent to the accounting platform for corresponding accounting processing.

In some embodiments, the step comprises: and generating a link address corresponding to the dispute resolution record and sending the link address to the client.

After the dispute system saves the dispute resolution record, a link address corresponding to the storage address and the dispute resolution record may be generated based on the storage address of the dispute resolution record and the link address may be generated to the client, so that the client may browse the dispute resolution record from the client to learn specific information about the dispute case.

Optionally, the dispute system may send the link address to the Unionpay system in addition to the link address to the client, so that the relevant staff of the Unionpay system may browse the dispute resolution record via the link address to learn specific information about the dispute case.

107. And if a plurality of target work order operation records are recorded, sending the clearing file to a manual work platform.

Because a reconciliation request is usually performed for a reconciliation order, when the number of the order that is queried and matched by the dispute system is multiple, the dispute system can be considered to have a wrong query and matching result, and then the corresponding clearing file is sent to the manual platform for manual processing.

Alternatively, after the manual processing is completed, the corresponding processing record may be uploaded to the dispute system for storage, the system generates a link address corresponding to the storage address and the processing record, and the system sends the link address to the client, so that the client may browse the dispute resolution record from the client to learn specific information about the dispute case.

The method for processing the account checking comprises the steps of receiving an account checking request initiated by a client, and responding to the account checking request to obtain corresponding account checking information; based on the account checking information, generating clearing files under at least two currencies according to a preset file format, and storing the clearing files into a storage unit of the dispute system; when a preset timing task of the dispute system is triggered, a clearing file is called from a storage unit, and the currency type corresponding to each clearing file is determined based on the file content specification corresponding to the preset currency type; determining account adjustment types of the clearing files from the information of the clearing files, and dividing the clearing files into target account adjustment pools according to the corresponding account adjustment types, wherein each account adjustment type is correspondingly provided with an accounting pool; matching a target work order operation record corresponding to the clearing file from the dispute system based on the reconciliation type and the transaction information in the clearing file; if the target work order operation record is only one, generating a billing instruction for the target work order case corresponding to the target work order operation record through the dispute system, storing a dispute resolution record of the target work order case, and pushing the billing instruction to the accounting platform; and if a plurality of target worksheet operation records are recorded, transmitting the clearing file to the manual work platform. By the method, the clearance case and the dispute transaction case are matched through the system, and the reconciliation efficiency and the accuracy are improved.

Referring to fig. 2, fig. 2 is a schematic structural diagram of a reconciliation processing apparatus, in which the reconciliation processing apparatus 200 includes the following units:

the information obtaining unit 201 is configured to receive a reconciliation request initiated by the client, and obtain corresponding reconciliation information in response to the reconciliation request.

The file generating unit 202 is configured to generate a clearing file in at least two currencies according to a preset file format based on the reconciliation information, and store the clearing file in the storage unit of the dispute system.

The file parsing unit 203 is configured to retrieve the clearing files from the storage unit when a preset timing task of the dispute system is triggered, and determine a currency type corresponding to each clearing file based on a file content specification corresponding to a preset currency type.

The file dividing unit 204 is configured to determine an accounting type of each clearing file from information of each clearing file, and divide the clearing file into target accounting pools according to corresponding accounting types, where each accounting type is correspondingly provided with an accounting pool.

The record matching unit 205 is configured to match a target worksheet operation record corresponding to the clearing file from the dispute system based on the reconciliation type and the transaction information in the clearing file.

The platform processing unit 206 is configured to generate, if there is only one target work order operation record, an accounting instruction for the target work order case corresponding to the target work order operation record through the dispute system, save a dispute resolution record of the target work order case, and push the accounting instruction to the accounting platform.

The manual processing unit 207 is configured to send the clearing file to the manual platform if the target worksheet operation record has a plurality of records.

Optionally, in some embodiments, the record matching unit 205 may include the following subunits:

And the data matching sub-unit is used for determining a data matching mode based on the reconciliation type of the clearing file.

And the record matching subunit is used for matching the target work order operation record corresponding to the clearing file from the dispute system based on the transaction information and the data matching mode of the clearing file.

Optionally, in some embodiments, the record matching unit 205 may further include the following subunits:

The case screening subunit is used for matching the work list cases corresponding to the clearing files from the dispute system based on the transaction information of the clearing files and eliminating the work list cases from which the accounting application is initiated.

The record matching subunit is used for inquiring the work order operation records of the rest work order cases and matching the target work order operation records corresponding to the clearing files based on the reconciliation type.

Optionally, the reconciliation processing device 200 of the embodiment of the present application further includes other units and sub-units, which are not described herein.

The reconciliation processing device 200 of the embodiment of the application comprises an information acquisition unit 201, a reconciliation processing unit and a reconciliation processing unit, wherein the information acquisition unit 201 is used for receiving a reconciliation request initiated by a client and acquiring corresponding reconciliation information in response to the reconciliation request; a file generating unit 202, configured to generate clearing files in at least two currencies according to a preset file format based on the reconciliation information, and store the clearing files in a storage unit of the dispute system; the file parsing unit 203 is configured to retrieve the clearing files from the storage unit when a preset timing task of the dispute system is triggered, and determine a currency type corresponding to each clearing file based on a file content specification corresponding to a preset currency type; a file dividing unit 204, configured to determine an accounting type of each clearing file from information of each clearing file, and divide the clearing file into target accounting pools according to corresponding accounting types, where each accounting type is correspondingly provided with an accounting pool; a record matching unit 205, configured to match a target work order operation record corresponding to the clearing file from the dispute system based on the reconciliation type and the transaction information in the clearing file; the platform processing unit 206 is configured to generate an accounting instruction for the target work order case corresponding to the target work order operation record through the dispute system if the target work order operation record has only one, save the dispute resolution record of the target work order case, and push the accounting instruction to the accounting platform; the manual processing unit 207 is configured to send the clearing file to the manual platform if the target worksheet operation record has a plurality of records. By the device, the clearance case and the dispute transaction case are matched through the system, and the reconciliation efficiency and the accuracy are improved.

Referring to fig. 3, fig. 3 is a schematic structural diagram of a computer device according to an embodiment of the present application, where the computer device 300 includes a processor 301 with one or more processing cores, a memory 302 with one or more computer readable storage media, and a computer program stored in the memory 302 and capable of running on the processor 301. The processor 301 is electrically connected to the memory 302. It will be appreciated by those skilled in the art that the computer device structure shown in the figures is not limiting of the computer device and may include more or fewer components than shown, or may combine certain components, or a different arrangement of components.

Processor 301 is a control center of computer device 300 and utilizes various interfaces and lines to connect various portions of the overall computer device 300, and to perform various functions of computer device 300 and process data by running or loading software programs and/or modules stored in memory 302 and invoking data stored in memory 302, thereby performing overall monitoring of computer device 300.

In the embodiment of the present application, the processor 301 in the computer device 300 loads the instructions corresponding to the processes of one or more application programs into the memory 302 according to the following steps, and the processor 301 executes the application programs stored in the memory 302, so as to implement various functions:

Based on the account checking information, generating clearing files under at least two currencies according to a preset file format, and storing the clearing files into a storage unit of the dispute system;

when a preset timing task of the dispute system is triggered, a clearing file is called from a storage unit, and the currency type corresponding to each clearing file is determined based on the file content specification corresponding to the preset currency type;

Determining account adjustment types of the clearing files from the information of the clearing files, and dividing the clearing files into target account adjustment pools according to the corresponding account adjustment types, wherein each account adjustment type is correspondingly provided with an accounting pool;

Matching a target work order operation record corresponding to the clearing file from the dispute system based on the reconciliation type and the transaction information in the clearing file;

If the target work order operation record is only one, generating a billing instruction for the target work order case corresponding to the target work order operation record through the dispute system, storing a dispute resolution record of the target work order case, and pushing the billing instruction to the accounting platform;

and if a plurality of target worksheet operation records are recorded, transmitting the clearing file to the manual work platform.

The specific implementation of each operation above may be referred to the previous embodiments, and will not be described herein.

Optionally, the computer device 300 further includes a data transmission module 303, where the data transmission module 303 is electrically connected to the processor, and is used for implementing data transmission. Those skilled in the art will appreciate that the computer device structure shown in FIG. 3 is not limiting of the computer device and may include more or fewer components than shown, or may be combined with certain components, or a different arrangement of components.

Although not shown in fig. 3, the computer device 300 may also include a display and other electronic structures, which are not described in detail herein.

In the foregoing embodiments, the descriptions of the embodiments are emphasized, and for parts of one embodiment that are not described in detail, reference may be made to related descriptions of other embodiments.

As can be seen from the above description, the computer device provided in this embodiment receives a reconciliation request initiated by a client, obtains corresponding reconciliation information in response to the reconciliation request, generates at least two types of clearing files in accordance with a preset file format based on the reconciliation information, stores the clearing files in a storage unit of a dispute system, when a preset timing task of the dispute system triggers, retrieves the clearing files from the storage unit, determines a currency type corresponding to each clearing file based on a file content specification corresponding to a preset currency type, determines a reconciliation type of each clearing file from information of each clearing file, divides the clearing files into target reconciliation pools in accordance with the corresponding reconciliation types, wherein each reconciliation type is provided with an accounting pool, matches a target work order record corresponding to the clearing files from the dispute system based on the reconciliation type and the transaction information in the clearing files, if there is only one target work order record corresponding to the target work order record, and sends a command record to the dispute platform if there is a plurality of target work order records.

Those of ordinary skill in the art will appreciate that all or a portion of the steps of the various methods of the above embodiments may be performed by instructions, or by instructions controlling associated hardware, which may be stored in a computer-readable storage medium and loaded and executed by a processor.

To this end, an embodiment of the present application provides a computer readable storage medium having stored therein a plurality of computer programs that can be loaded by a processor to perform the steps of any of the emotion recognition methods provided by the embodiment of the present application. For example, the computer program may perform the steps of:

Wherein the storage medium may include: read Only Memory (ROM, re client account d Only Memory), random access Memory (R client account M, R client account ndom client account ccess Memory), magnetic or optical disk, and the like.

The steps in any reconciliation processing method provided by the embodiments of the present application can be executed by the computer program stored in the storage medium, so that the beneficial effects that any reconciliation processing method provided by the embodiments of the present application can be achieved, and detailed descriptions of the foregoing embodiments are omitted.

The foregoing describes in detail a reconciliation processing method, apparatus, computer device and storage medium provided by embodiments of the present application, and specific examples are applied to illustrate principles and implementations of the present application, where the foregoing examples are provided to assist in understanding the method and core idea of the present application; meanwhile, as those skilled in the art will have variations in the specific embodiments and application scope in light of the ideas of the present application, the present description should not be construed as limiting the present application.

Claims

1. A method of reconciliation processing, the method comprising:

Determining the currency type corresponding to each clearing file based on the character length and the character semantics;

Carrying out semantic recognition on the information of the account adjustment character bit, and determining account adjustment types of the clearing file based on recognition results, wherein each account adjustment type is correspondingly provided with an account pool;

2. The method according to claim 1, wherein the matching the target work order operation record corresponding to the clearing file from the dispute system based on the reconciliation type and the transaction information in the clearing file includes:

3. The method according to claim 1, wherein the matching the target work order operation record corresponding to the clearing file from the dispute system based on the reconciliation type and the transaction information in the clearing file includes:

4. The method for checking account according to claim 3, wherein the step of matching the work item corresponding to the clearing document from the dispute system based on the transaction information of the clearing document, and removing the work item from which the accounting application has been initiated comprises:

5. The method according to claim 1, wherein if there is only one target work order operation record, generating, by the dispute system, a reconciliation instruction for a target work order case corresponding to the target work order operation record, saving a dispute resolution record for the target work order case, and pushing the reconciliation instruction to an accounting platform, includes:

6. A reconciliation processing apparatus, the apparatus comprising:

The file analysis unit is used for calculating the character length of each row of characters in each clearing file and determining the character semantics of the target character position of the character length of each row; determining the currency type corresponding to each clearing file based on the character length and the character semantics;

the file dividing unit is used for determining the account adjustment character position in the clearing file and acquiring information of the account adjustment character position; carrying out semantic recognition on the information of the account adjustment character bit, and determining account adjustment types of the clearing file based on recognition results, wherein each account adjustment type is correspondingly provided with an account pool;

7. A computer device comprising a memory for storing instructions and data and a processor for performing the reconciliation processing method of any one of claims 1-5.

8. A storage medium having stored therein a plurality of instructions adapted to be loaded by a processor to perform the reconciliation processing method of any one of claims 1-5.