CN106845983A - A kind of hand set paying method using payment mark - Google Patents
A kind of hand set paying method using payment mark Download PDFInfo
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- CN106845983A CN106845983A CN201510880405.3A CN201510880405A CN106845983A CN 106845983 A CN106845983 A CN 106845983A CN 201510880405 A CN201510880405 A CN 201510880405A CN 106845983 A CN106845983 A CN 106845983A
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/346—Cards serving only as information carrier of service
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- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention discloses a kind of usePay markHand set paying method, hand call payment system is constituted by mobile phone client program, merchant tenninal and system server.User gets payment mark, is bound with user account；Merchant tenninal reads the payment mark that user provides, and carries out legitimacy certification, and after certification passes through, Transaction Information is issued system server by merchant tenninal, and payment of the system server according to set by the payment marks corresponding user sets, paid；When label loss is paid, user can be unbinding by client-side program；User account can be supplemented with money by user oneself, or be supplemented with money by businessman.User need to only get payment mark, without changing mobile phone and SIM, just can carry out bank card payment using mobile phone, and substitution bank card is swiped the card；Rapid free password payment can be carried out by user account again, substitution is paid in cash；Once paying label loss, unbinding immediately can stop using, it is to avoid monetary losses.
Description
Technical field
The present invention relates to the field of paying by mails, more particularly to a kind of hand set paying method using payment mark.
Background technology
With the popularization of mobile phone, replace bank card and cash to be paid using mobile phone, be increasingly becoming the habits and customs of people.
At present, mobile-phone payment is used in commercial location, mainly there is Quick Response Code, NFC（Near Field Communication, near-field communication）Two ways, the former needs user to open handset program, and generation pays Quick Response Code, then completes to pay by trade company's scanning, uses process complex cumbersome, and the used time is more long, is not suitable for needing the commercial location of quick payment.The latter needs mobile phone hardware to support NFC, or changes the special SIM card for supporting NFC, and application and popularizations difficulty is larger.
In addition, bank, operator are to solve the problems, such as that the electronic wallet service of small amount payment release is present supplement inconvenience with money, cannot report the loss, stored value card is supplemented with money can only be carried out in special equipment, in-convenience in use, once the mobile phone of stored value card, bank card is carried to lose, the amount of money that stored value card is stored cannot just be given for change, it is difficult to be received by people, seriously constrain promoting the use of for stored value card.
The content of the invention
It is contemplated that overcoming the shortcomings of current mobile-phone payment, there is provided a kind of using the hand set paying method for paying mark, user need to only get mobile-phone payment mark, without changing mobile phone or SIM, can carry out bank card payment using mobile phone, replace bank brushing card；Rapid free password payment can be carried out by user account again, substitution is paid in cash；User account can be supplemented with money by user or businessman, easy to use.Once paying label loss, unbinding immediately can stop using, it is to avoid monetary losses.
To achieve the above object, the technical solution used in the present invention is：
Hand call payment system is constituted by mobile phone client program, merchant tenninal and system server, these compositions are linked together by communication network.
System provides an account for payment for each user, and user gets payment mark, and operating handset client-side program makes the payment mark be bound with user account, and the password of exempting from for setting payment mark pays limit.
System provides an account for gathering for each trade company.
During transaction, merchant tenninal reads the payment mark that user provides, and carries out legitimacy certification, after certification passes through, Transaction Information is issued system server by the merchant tenninal, and system server pays limit and this payment, paid according to the corresponding password of exempting from of payment mark.
Described payment is labeled as RFID tags RFID, and system server is that each pays unique numeral numbering and a Quick Response Code according to this numeral numbering generation in mark one system of distribution, system server records the RFID numberings of payment mark and distributes the corresponding relation of numeral numbering.
The payment marks and is with the binding procedure of user account：User operates client-side program, input pays the numeral numbering of mark, or scanning pays the Quick Response Code of mark, obtain the corresponding numeral numbering of payment mark, client-side program will issue system server after digital numbering digital certificate signature, after system server checking digital signature is correct, user account is set and the corresponding relation of mark is paid, realize paying the binding of mark and user account.
One user account can bind any number of payment and mark, and one pays mark and can only bind a user account.
User can pay mark and be managed by client-side program to binding, including：
Check, can check that all of binding pays mark and each pays the usage record for marking；
It is unbinding, unbinding request is initiated to system server, system server releases user account with the specified binding relationship for paying mark；
Recover binding, initiate to recover bind request to system server, system server recovers user account with the specified binding relationship for paying mark.
User can set each bound password of exempting from for paying mark and pay limit by client-side program, and upload to system server preservation.
Described pair pays mark and carries out the process of legitimacy certification and include：Merchant tenninal reads the payment mark that user provides, obtain the RFID numberings for paying mark, after this numbering is digitally signed using merchant tenninal digital certificate, issue system server, server first verifies that whether digital signature is correct, corresponding numeral numbering is found further according to RFID numberings, and it is corresponding numeral numbering whether user bound account, such as in the absence of corresponding numeral numbering, or the numeral numbers unbound Customs Assigned Number, the then payment is labeled as illegally, otherwise the authentication marks are legal effectively, and to the merchant tenninal return authentication result.
The process that the system server completes to pay includes：System server receives the payment information that the merchant tenninal sends, and the corresponding user account of payment tag lookup and the payment mark in payment information are exempted from password and pay limit, judged：If payment is more than user account remaining sum, or pays limit more than password is exempted from, then sending payment message to subscription client program notifies, operates client-side program to complete to pay by user；If payment is less than user account remaining sum, and pays limit less than password is exempted from, system server transfers accounts to merchant account payment from user account, completes to pay.
The process that user operation client completes to pay is：Client receives the payment information that system server is sent, and such as payment is less than user account remaining sum, then into user account payment interface, after user agrees to pay, payment request is sent to system server, system server transfers accounts to Merchant Account payment by user account, completes to pay；As payment is more than user account remaining sum, then into e-Bank payment interface, operated by user, from the Bank account transfer of user to Merchant Account, complete to pay.
The way of payment of the user account includes：
User oneself supplements with money：User operates client-side program, the Bank account transfer from user to complete to supplement with money to user account；
User supplements with money for other users, user's operation client-side program, is transferred accounts to the user account of other users from the user account of oneself, completes to supplement with money；
Trade company supplements with money for user：Merchant tenninal reads the payment mark that user provides, and carries out legitimate verification, and after being verified, merchant tenninal is initiated to supplement transfer request with money to system server, and system server transfers accounts to user account recharge amount from merchant account, completes to supplement with money.
The merchant tenninal at least includes：
Digital certificate unit：For the digital certificate of storage service manager issue；
Mark reading unit：The marker number of mark is paid for reading；
Communication unit：Realize the encrypted-data communication with system server.
It can be seen that, using technical scheme, user need to only get mobile-phone payment mark, without changing mobile phone or SIM, can carry out bank card payment using mobile phone, and substitution bank card is swiped the card payment；Rapid free password payment can be carried out by user account again, substitution is paid in cash；User account can be supplemented with money by user or businessman, easy to use.Once paying label loss, unbinding immediately can stop using, it is to avoid monetary losses.
Brief description of the drawings
Fig. 1 is the block diagram of system of the embodiment of the present invention.
Fig. 2 is the flow chart of the payment mark user bound account of the embodiment of the present invention.
Fig. 3 is the flow chart that legitimacy certification is carried out to payment mark of the embodiment of the present invention.
Fig. 4 is that the system server of the embodiment of the present invention completes the flow chart for paying.
Fig. 5 is that the client-side program of the embodiment of the present invention completes the flow chart for paying.
Specific embodiment
For the present invention foregoing and other technology contents, feature and effect, can clearly be presented in the following preferred embodiment detailed description coordinated with reference to schema.By the explanation of specific embodiment, when can to the present invention for reach technological means that predetermined purpose is taken and effect be able to more deeply and it is specific understand, but institute's accompanying drawings are only to provide and refer to and purposes of discussion, not for being any limitation as to the present invention.
Fig. 1 is the block diagram of system of the invention, and system is made up of mobile phone client program, merchant tenninal and system server, and these are linked together by communication network.
System server is managed to user and merchant account, is managed to paying sign, realizes that payment transaction is managed, and it is it is well known that not being described in detail herein that its technology is realized.
The payment that the system is used is labeled as RFID tags RFID, and system is that each pays unique numeral numbering and a Quick Response Code according to this numeral numbering generation in mark one system of distribution, the RFID numberings for recording payment mark and the corresponding relation for distributing numeral numbering.
Paying mark can have diversified forms, both can be common card form, it is also possible to be fabricated to key chain, bracelet etc., and demander's Portable belt is easy to use, and the present invention does not do any limitation to the realization for paying mark.
Trade company is completed to register, and system opens collecting account for trade company, and trade company's digital certificate is arranged in merchant tenninal, and merchant tenninal is provided to trade company.
The merchant tenninal is responsible for reading payment mark, is communicated with system server, submits payment transaction application to, receives payment result, and it at least includes following component units：
Digital certificate unit：For the digital certificate of storage service manager issue；
Mark reading unit：The marker number of mark is paid for reading；
Communication unit：Realize the encrypted-data communication with system server.
The merchant tenninal can have various implementations, both can be an electronic equipment that can work independently with display screen and input unit；It can also be a card reader for mobile phone communicated by bluetooth, COBBAIF and smart mobile phone；It can also be the card reader by Usb interfaces and computer communication；These technologies are realized will be apparent from, and are not set forth in detail herein；In a word, any limitation is not done in realization of the present invention to merchant tenninal.
The client-side program is smart mobile phone application program, and user's operation client-side program fills in identity registration information and is submitted to system server, and system server opens payment account for user；User can initiate payment by the transfer of accounts application by client-side program to system server, be completed to pay by system server；User also can initiate Web bank's delivery operation by client-side program, be transferred accounts to user account or Merchant Account from the bank card account of user, complete to supplement with money；These technologies are realized will be apparent from, and are not set forth in detail herein.
Fig. 2 is the flow chart of the payment mark user bound account of embodiment, and it is comprised the following steps：
S101, user gets payment mark；
S102, user's operation client-side program, input pays the numeral numbering of mark or scanning pays mark Quick Response Code；
S103, client-side program obtains the numeral numbering for paying mark, after being digitally signed, issues system server；
S104, system server checking digital signature, the corresponding user account of acquisition obtains corresponding payment and marks according to numeral numbering；
S103, system server user bound account and payment are marked, and binding result is returned to client-side program.
One user account can bind any number of payment and mark, and one pays mark and can only bind a user account.
User can pay mark and be managed by client-side program to binding, including：
Check：Can check that all of binding pays mark and each pays the usage record for marking；
It is unbinding：Unbinding request is initiated to system server, system server releases user account with the specified binding relationship for paying mark；
Recover binding：Initiate to recover bind request to system server, system server recovers user account with the specified binding relationship for paying mark.
The password of exempting from that user can set bound each Zhang Zhifu marks by client-side program pays limit, and uploads to system server preservation.
During transaction, merchant tenninal reads the payment mark that user provides, and pay the legitimacy certification of mark.
Fig. 3 carries out the flow chart of legitimacy certification for embodiment to paying mark, and it is comprised the following steps：
S201, merchant tenninal reads the payment mark that user provides；
S202, merchant tenninal obtains the RFID numberings for paying mark, RFID is numbered using digital certificate is digitally signed, and issues system server；
Whether S203, system server checking digital signature is correctAs digital signature is correct, step S204 is gone to, such as mistake, go to step S206；
S204, system server verify the payment label whether user bound accountAs bound, step S205 is gone to, it is such as unbound, go to step S206；
S205, system server returns to the payment labeled as legal to merchant tenninal；
S206, system server returns to the payment labeled as illegal to merchant tenninal.
After certification passes through, Transaction Information is issued system server by the merchant tenninal, and payment of the system server according to set by the payment marks corresponding user sets, paid.
Fig. 3 completes the flow chart of payment for the system server of embodiment, and it is comprised the following steps：
Payment information is issued system server by S301, merchant tenninal；
S302, payment tag lookup corresponding user account and the payment mark of the system server in payment information is exempted from password and pays limit, is judged；
Whether S303, system server judges payment less than user account remaining sum.In this way, it is such as no into step S304, into step S306；
S304, system server judges whether payment pays limit less than the password of exempting from that user is set.In this way, it is such as no into step S305, into step S306；
S305, system server transfers accounts to Merchant Account payment from user account；
S306, system server sends payment message and notifies to subscription client program, waits user's operation client-side program to complete to pay.
Fig. 4 completes the flow chart of payment for the client of embodiment, and it is comprised the following steps：
S401, client-side program receives the payment information that system server is sent；
Whether S402, client-side program judges payment less than user account remaining sum, in this way, such as no into step S403, into step S405；
S403, client-side program enters bill payment interface, waits user to initiate to agree to delivery operation；
S404, client-side program initiates to agree to pay request to system server, and system server transfers accounts to merchant account payment from user account；
S405, client-side program enters e-Bank payment interface, waits user to initiate to agree to delivery operation；
S406, client-side program passes through e-Bank payment, by payment from the Bank account transfer of user to merchant account.
The way of payment of the user account includes：
User oneself supplements with money：User operates client-side program, the Bank account transfer from user to complete to supplement with money to user account；
User supplements with money for other users, user's operation client-side program, is transferred accounts to the user account of other users from the user account of oneself, completes to supplement with money；
Trade company supplements with money for user：Merchant tenninal reads the payment mark that user provides, and carries out legitimate verification, and after being verified, merchant tenninal is initiated to supplement transfer request with money to system server, and system server transfers accounts to user account recharge amount from merchant account, completes to supplement with money.
Mobile-phone payment mark need to be only got the beneficial effects of the present invention are, user, without changing mobile phone or SIM, bank card payment can be carried out using mobile phone, substitution bank card is swiped the card payment；Rapid free password payment can be carried out by user account again, substitution is paid in cash；User account can be supplemented with money by user or businessman, easy to use.Once paying label loss, unbinding immediately can stop using, it is to avoid monetary losses.
The above, only it is presently preferred embodiments of the present invention, not make any formal limitation to the present invention, although the present invention is disclosed above with preferred embodiment, but it is not limited to the present invention, any those skilled in the art, do not departing from the range of technical scheme, when making a little change using the technology contents of the disclosure above or be modified to the Equivalent embodiments of equivalent variations, in every case it is without departing from technical scheme content, any simple modification made to above example according to technical spirit of the invention, equivalent variations and modification, still fall within the range of technical solution of the present invention.
Claims (11)
1. it is a kind of using the hand set paying method for paying mark, it is characterised in that hand call payment system to be constituted by mobile phone client program, merchant tenninal and system server, these compositions are linked together by communication network；
System provides an account for payment for each user, and user gets payment mark, and operating handset client-side program makes the payment mark be bound with user account, and the password of exempting from for setting payment mark pays limit；
System provides an account for gathering for each trade company；
During transaction, merchant tenninal reads the payment mark that user provides, and carries out legitimacy certification, after certification passes through, Transaction Information is issued system server by the merchant tenninal, and system server pays limit and payment, paid according to the corresponding password of exempting from of payment mark.
2. method according to claim 1, it is characterized in that, described payment is labeled as RFID tags RFID, and system is that each pays unique numeral numbering and a Quick Response Code according to this numeral numbering generation in mark one system of distribution, the RFID numberings for recording payment mark and the corresponding relation for distributing numeral numbering.
3. method according to claim 2, it is characterised in that the payment mark is with the binding procedure of user account：User operates client-side program, input pays the numeral numbering of mark, or scanning pays the Quick Response Code of mark, obtain the corresponding numeral numbering of payment mark, client-side program will issue system server after digital numbering digital certificate signature, after system server checking digital signature is correct, user account is set and the corresponding relation of mark is paid, realize paying the binding of mark and user account.
4. method according to claim 3, it is characterised in that user account can bind it is any number of pay mark, and one pays mark and can only bind a user account.
5. method according to claim 4, it is characterised in that user can pay mark and be managed by client-side program to binding, including：
Check, can check that all of binding pays mark and each pays the usage record for marking；
It is unbinding, unbinding request is initiated to system server, system server releases user account with the specified binding relationship for paying mark；
Recover binding, initiate to recover bind request to system server, system server recovers user account with the specified binding relationship for paying mark.
6. method according to claim 5, it is characterised in that user can set each bound password of exempting from for paying mark and pay limit by client-side program, and upload to system server preservation.
7. method according to claim 1, it is characterised in that described pair pays mark and carry out the process of legitimacy certification and include：Merchant tenninal reads the payment mark that user provides, obtain the RFID numberings for paying mark, after this numbering is digitally signed using merchant tenninal digital certificate, issue system server, server first verifies that whether digital signature is correct, corresponding numeral numbering is found further according to RFID numberings, and it is corresponding numeral numbering whether user bound account, such as in the absence of corresponding numeral numbering, or the numeral numbers unbound Customs Assigned Number, the then payment is labeled as illegally, otherwise the authentication marks are legal effectively, and to the merchant tenninal return authentication result.
8. method according to claim 1, it is characterised in that the process that the system server completes to pay includes：System server receives the payment information that the merchant tenninal sends, and the corresponding user account of payment tag lookup and the payment mark in payment information are exempted from password and pay limit, judged：If payment is more than user account remaining sum, or exempts from password payment limit more than user's setting, then sending payment message to subscription client program notifies, operates client-side program to complete payment by user；If payment is less than user account remaining sum, and exempts from password payment limit less than user's setting, system server transfers accounts to merchant account payment from user account, completes to pay.
9. method according to claim 8, it is characterised in that the process that the client completes to pay is：Client receives the payment information that system server is sent, as payment is less than user account remaining sum, then enter user account payment interface, after waiting user's operation to agree to pay, payment request is sent to system server, system server transfers accounts to Merchant Account payment by user account, completes to pay；As payment is more than user account remaining sum, then into e-Bank payment interface, operated by user, from the Bank account transfer of user to Merchant Account, complete to pay.
10. method according to claim 1, it is characterised in that the mode supplemented with money to user account includes：
User oneself supplements with money：User operates client-side program, the Bank account transfer from user to complete to supplement with money to user account；
User supplements with money for other users：User operates client-side program, from the account transfer of user to the user account of other users, completes to supplement with money；
Trade company supplements with money for user：Merchant tenninal reads the payment mark that user provides, and carries out legitimate verification, and after being verified, merchant tenninal is initiated to supplement transfer request with money to system server, and system server transfers accounts to user account recharge amount from merchant account, completes to supplement with money.
11. methods according to claim 1, it is characterised in that the merchant tenninal at least includes：
Digital certificate unit：For the digital certificate of storage service manager issue；
Mark reading unit：The marker number of mark is paid for reading；
Communication unit：Realize the encrypted-data communication with system server.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201510880405.3A CN106845983A (en) | 2015-12-05 | 2015-12-05 | A kind of hand set paying method using payment mark |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201510880405.3A CN106845983A (en) | 2015-12-05 | 2015-12-05 | A kind of hand set paying method using payment mark |
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| CN106845983A true CN106845983A (en) | 2017-06-13 |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109345342A (en) * | 2018-09-19 | 2019-02-15 | 国网山东省电力公司烟台供电公司 | A payment processing device and processing method for post-payment by judging credit permission |
| CN109389383A (en) * | 2017-08-07 | 2019-02-26 | 北京嘀嘀无限科技发展有限公司 | Payment processing method, device, server and the storage medium of service request |
| CN111192036A (en) * | 2019-08-01 | 2020-05-22 | 腾讯科技（深圳）有限公司 | Account resource updating method and device, computer equipment and storage medium |
| CN113781031A (en) * | 2021-09-18 | 2021-12-10 | 中国银行股份有限公司 | Transfer method and device |
| WO2022218211A1 (en) * | 2021-04-12 | 2022-10-20 | 支付宝(杭州)信息技术有限公司 | Payment information processing method and apparatus, and device and medium |
-
2015
- 2015-12-05 CN CN201510880405.3A patent/CN106845983A/en active Pending
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109389383A (en) * | 2017-08-07 | 2019-02-26 | 北京嘀嘀无限科技发展有限公司 | Payment processing method, device, server and the storage medium of service request |
| CN109345342A (en) * | 2018-09-19 | 2019-02-15 | 国网山东省电力公司烟台供电公司 | A payment processing device and processing method for post-payment by judging credit permission |
| CN111192036A (en) * | 2019-08-01 | 2020-05-22 | 腾讯科技（深圳）有限公司 | Account resource updating method and device, computer equipment and storage medium |
| CN111192036B (en) * | 2019-08-01 | 2023-06-20 | 腾讯科技（深圳）有限公司 | Account resource updating method and device, computer equipment and storage medium |
| WO2022218211A1 (en) * | 2021-04-12 | 2022-10-20 | 支付宝(杭州)信息技术有限公司 | Payment information processing method and apparatus, and device and medium |
| CN113781031A (en) * | 2021-09-18 | 2021-12-10 | 中国银行股份有限公司 | Transfer method and device |
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