CN106372880B - Real estate safety transaction method and system - Google Patents
Real estate safety transaction method and system Download PDFInfo
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- CN106372880B CN106372880B CN201610771569.7A CN201610771569A CN106372880B CN 106372880 B CN106372880 B CN 106372880B CN 201610771569 A CN201610771569 A CN 201610771569A CN 106372880 B CN106372880 B CN 106372880B
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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Abstract
The present invention discloses a real estate safety transaction method and system. The method comprises: determining the first real estate information corresponding to a first user through setting the corresponding relation of the user identity ID and the real estate information; sending the real estate transaction information to a second ibeacon device when detecting that the distance between a first ibeacon device and the second ibeacon device is smaller than a preset distance; and performing order payment operation by a second user, transferring the transaction money from a buyer's payment card to a seller's payment card when completing the order payment operation, freezing the money in the seller's payment card to wait for relevant departments to perform check, and then performing unfreezing. Because the ibeacon devices are associated with the real estate transaction client to ensure that the real estate transaction is completed face to face so as to improve the safety of the transaction process; and moreover, a server is employed to build the relation of the user identity ID and the real estate information to allow the transaction to be more rapid and convenient and save the manpower cost.
Description
Technical field
The present invention relates to transaction system field, more particularly to a kind of real estate method for secure transactions and system.
Background technology
Real estate (immovable property) is referred to according to natural property or the immovable property of legal provisions, such as native
Soil product that the things fixed on lands such as ground, house, Exploration right, mining right and soil not yet depart from, because nature or manpower add
Invest soil and indissociable other things.With the calculating of urbanization process, big city population from other places's more and more higher is motionless
The transaction of product also becomes more and more frequent.Existing real estate (such as real estate) usually requires that seller and buys when being traded
Just get out various materials good, carry out registration change to relevant departments, not only inefficiency, it is impossible to meet demand, also increase
Human cost is added.
The content of the invention
For this reason, it may be necessary to provide a kind of technical scheme of real estate Secure Transaction, carrying out to solve existing real estate
During transaction the problems such as complex steps, inefficiency, high human cost.
Inventor provide a kind of real estate affaris safety trade system, the system includes server, the first client and the
Two clients；First client the first ibeacon equipment of correspondence and the first Payment Card；The second client correspondence second
Ibeacon equipment and the second Payment Card；It is single that first client includes that real estate information determination unit and Transaction Information are generated
Unit；Second client includes order signal generating unit；The server includes that memory element, payment unit, order status set
Put unit and real estate information changing unit；The memory element is used to store user identity ID passes corresponding with real estate information
System；
The real estate information determination unit is used to obtain first user identity ID, and according to user identity ID and real estate
The corresponding relation of information, determines the corresponding first real estate information of first user；
The Transaction Information signal generating unit is used for after real estate sale instruction is received, and is given birth to according to the first real estate information
Into real property transaction information, the real property transaction information includes real estate ID and the sale amount of money to be vended；
The first ibeacon equipment is used for when the distance with the 2nd ibeacon equipment is detected less than predeterminable range,
First user identity ID and real property transaction information are sent to the 2nd ibeacon equipment；
The 2nd ibeacon equipment is used to receive real property transaction information, and the order signal generating unit is used to receive
To after real estate purchase instruction, trading order form information is generated, and the trading order form information is sent to server；The transaction
Sequence information includes first user identity ID, second user identity ID and real property transaction information；
The order status setting unit is used to receive trading order form information, and the state of the trading order form information is set to
Unexamined nuclear state；
The transaction unit is used for after the payment instruction for receiving second user, by real estate to be vended it is corresponding go out
Sell the amount of money to transfer accounts to the first Payment Card from the second Payment Card, and automatic stay first pays Igor Kanygin volume；
The order status setting unit is additionally operable to receive examination ＆ verification by instruction, and by the state of trading order form information never
Examination ＆ verification state is set to audit state；
The payment unit is used for when the state of trading order form information is set to audit state, and thaw the first Payment Card
The interior amount of money；
The real estate information changing unit be used for according to trading order form information change memory element in user identity ID with
The corresponding relation of real estate information.
Further, described the corresponding relation of real estate information " user identity ID with " includes:User identity ID and key
Corresponding relation, and the corresponding relation of key and real estate information, each user identity ID corresponds with key, Mei Yimi
Key one real estate information of correspondence.
Further, the server also includes key calculation unit；
The key calculation unit is used to carry out the first encryption fortune to the first identification code, the second identification code, the 3rd identification code
Calculate, obtain key；First identification code is the corresponding identification code of client, and second identification code is the visitor of the first identification code
The identification code of the corresponding ibeacon equipment in family end, the 3rd identification code is the corresponding Payment Card of client of the first identification code
Identification code.
Further, the key is 32 character strings.
Further, first client also includes the first display unit, and second client is also aobvious including second
Show unit；
First display unit is used to show real property transaction information and sells button, and it is logical that the real estate sells instruction
Cross first user and click on sale button triggering；
Second display unit is used to show real property transaction information and purchase button that the real estate purchase instruction to be logical
Cross first user and click on purchase button triggering.
Inventor additionally provides a kind of real estate method for secure transactions, methods described is applied to real property transaction system, institute
System is stated including server, the first client and the second client；First client corresponds to an ibeacon equipment and first
Fu Ka；Second client the 2nd ibeacon equipment of correspondence and the second Payment Card；First client is believed including real estate
Breath determining unit and Transaction Information signal generating unit；Second client includes order signal generating unit；The server includes depositing
Storage unit, payment unit, order status setting unit and real estate information changing unit；The memory element is used to store user
The corresponding relation of identity ID and real estate information；The method comprising the steps of：
Real estate information determination unit obtains first user identity ID, and right with real estate information according to user identity ID
Should be related to, determine the corresponding first real estate information of first user；
Transaction Information signal generating unit generates real estate after real estate sale instruction is received according to the first real estate information
Transaction Information, the real property transaction information includes real estate ID and the sale amount of money to be vended；
First ibeacon equipment sends first when the distance with the 2nd ibeacon equipment is detected less than predeterminable range
User identity ID and real property transaction information are to the 2nd ibeacon equipment；
2nd ibeacon equipment receives real property transaction information, and the order signal generating unit is used to receive real estate
After purchase instruction, trading order form information is generated, and the trading order form information is sent to server；The trading order form information
Including first user identity ID, second user identity ID and real property transaction information；
Order status setting unit receives trading order form information, and the state of the trading order form information is set to not audit shape
State；
Transaction unit after the payment instruction for receiving second user, by real estate to be vended it is corresponding sell the amount of money from
Second Payment Card is transferred accounts to the first Payment Card, and automatic stay first pays Igor Kanygin volume；
Order status setting unit receives examination ＆ verification by instruction, and the state of the trading order form information never state of auditing is set
Is set to the state that audit；
Gold of the payment unit when the state of trading order form information is set to audit state, in the first Payment Card of defrosting
Volume；
Real estate information changing unit changes user identity ID in memory element and believes with real estate according to trading order form information
The corresponding relation of breath.
Further, described the corresponding relation of real estate information " user identity ID with " includes:User identity ID and key
Corresponding relation, and the corresponding relation of key and real estate information, each user identity ID corresponds with key, Mei Yimi
Key one real estate information of correspondence.
Further, the server also includes key calculation unit；Methods described includes：
Key calculation unit carries out the first cryptographic calculation to the first identification code, the second identification code, the 3rd identification code, obtains close
Key；First identification code is the corresponding identification code of client, and second identification code is the client correspondence of the first identification code
Ibeacon equipment identification code, the 3rd identification code is the identification code of the corresponding Payment Card of client of the first identification code.
Further, the key is 32 character strings.
Further, first client also includes the first display unit, and second client is also aobvious including second
Show unit；Methods described includes：
First display unit shows real property transaction information and sells button, and the real estate is sold instruction and used by first
Click on and sell button triggering in family；
Second display unit shows real property transaction information and purchase button, and the real estate purchase instruction is used by first
Click on purchase button triggering in family.
Real estate method for secure transactions and system described in above-mentioned technical proposal, methods described is applied to real property transaction system
System, the system includes server, the first client and the second client；First client correspondence the first ibeacon equipment and
First Payment Card；Second client the 2nd ibeacon equipment of correspondence and the second Payment Card；First client is included not
Movable property information determination unit and Transaction Information signal generating unit；Second client includes order signal generating unit；The server
Including memory element, payment unit, order status setting unit and real estate information changing unit；The memory element is used to deposit
The corresponding relation of storage user identity ID and real estate information.
Methods described determines first user corresponding the by arranging the corresponding relation of user identity ID and real estate information
One real estate information, after first user (seller user) logs in the first client, can be easy to inquire oneself first
Real estate information, and select to generate corresponding real property transaction information after wanting the real estate sold in first user click.And
An ibeacon equipment is detected when the distance with the 2nd ibeacon equipment is detected less than predeterminable range, real estate is handed over
Easily information sends the 2nd ibeacon equipment, and second user (buyer user) can carry out order delivery operation, grasps when order pays
After the completion of work, dealing money by from the Payment Card of buyer user transfer accounts into seller user Payment Card under one's name, and freeze the seller use
The amount of money in the Payment Card at family, treats to be thawed again after the completion of relevant departments' examination ＆ verification.By ibeacon equipment and real property transaction
Client is associated, it is ensured that praedial transaction is to complete face to face, improves the safety of process of exchange, meanwhile, by clothes
The relation of the real estate information that business device is set up under user identity ID and the user name so that transaction is more convenient, has saved manpower
Cost.
Description of the drawings
The schematic diagram of the real estate affaris safety trade system that Fig. 1 is related to for an embodiment of the present invention；
Fig. 2 is the flow chart of the real estate method for secure transactions that another embodiment of the invention is related to；
Description of reference numerals：
101st, the first client；111st, real estate information determination unit；112nd, Transaction Information signal generating unit；113rd, first shows
Show unit；
102nd, the second client；121st, order signal generating unit；122nd, the second display unit；
103rd, server；131st, memory element；132nd, payment unit；133rd, order status setting unit；134th, real estate
Information changing unit；135th, key calculation unit；
104th, an ibeacon equipment；
105th, the 2nd ibeacon equipment；
106th, the first Payment Card；
107th, the second Payment Card.
Specific embodiment
To describe the technology contents of technical scheme, structural features in detail, purpose and effect being realized, below in conjunction with concrete reality
Apply example and coordinate accompanying drawing to be explained in detail.
Fig. 1 is referred to, the schematic diagram of the real estate affaris safety trade system that an embodiment of the present invention is related to.The system bag
Include server 103, the first client 101 and the second client 102；The first ibeacon equipment 104 of correspondence of first client 101
With the first Payment Card 106；The 2nd ibeacon equipment 105 of correspondence of second client 102 and the second Payment Card 107；Described
One client 101 includes real estate information determination unit 111 and Transaction Information signal generating unit 112；Second client 102 is wrapped
Include order signal generating unit 121；The server 103 includes memory element 131, payment unit 132, order status setting unit
133 and real estate information changing unit 134；The memory element 131 is right with real estate information for storing user identity ID
Should be related to.
In the present invention, ibeacon equipment refers to the equipment equipped with low-power consumption bluetooth (BLE) communication function, using BLE
To oneself distinctive ID is around sent, receiving the application software of the ID can take some actions technology according to the ID.Client
Refer to and be installed on application program in user's handss in terminal, the terminal in user's handss can be mobile phone, flat board etc..Each client
One Payment Card of correspondence and an ibeacon equipment.Preferably, ibeacon equipment can also be integrated in the card reader of Payment Card,
So that the card reader of Payment Card is that terminal is set up after connection, client can push real estate friendship by ibeacon equipment
Easy information.Can be by being wirelessly connected, so as to access server at any time with server between first client and the second client.
The real estate information determination unit is used to obtain first user identity ID, and according to user identity ID and real estate
The corresponding relation of information, determines the corresponding first real estate information of first user.User can be stepped on by being input into account and password
Record client application, after the completion of login, real estate information determination unit obtains first user identity ID, and according to service
The user identity ID stored in device and the corresponding relation of real estate information, determine the corresponding first real estate information of first user.
In the present embodiment, described the corresponding relation of real estate information " user identity ID with " includes:User identity ID and key
Corresponding relation, and the corresponding relation of key and real estate information, each user identity ID is corresponded with key, each key
One real estate information of correspondence.
In the present embodiment, the server also includes key calculation unit 135, and the key calculation unit 135 is used
In the first cryptographic calculation is carried out to the first identification code, the second identification code, the 3rd identification code, key is obtained；First identification code
For the corresponding identification code of client, second identification code is the knowledge of the corresponding ibeacon equipment of client of the first identification code
Other code, the 3rd identification code is the identification code of the corresponding Payment Card of client of the first identification code.The corresponding identification of client
Code can draw in the following manner：First obtain client application be located terminal MAC Address (each station terminal
MAC Address is different), when client application (i.e. client) is installed, client-side program can also generate a school to user
Code is tested, then check code and MAC Address computing is encrypted into, and then obtains the first identification code.Due to the first identification code be with
MAC Address is associated, thus the first identification code of the client application installed on different terminals is all different.It is each
Client also corresponds to an ibeacon equipment and a Payment Card, due to the different corresponding ibeacon equipment of client and payment
Card is different, and thus for for the user for installing different clients, its corresponding second identification code, the 3rd identification code are also each
Differ.Key calculation unit carries out the first cryptographic calculation to the first identification code, the second identification code, the 3rd identification code, obtains close
Key.The key of generation can determine the corresponding real estate letter of different user identity ID with this as the index of real estate information
Breath.In short, be exactly that user is logged in by user identity ID and password, and for each user identity ID, its
The client that used, ibeacon equipment, Payment Card are all unique, thus each user identity ID, and it all corresponds to one only
One key, in order to improve the safety of real estate information, inquires about using the key as index from the memory element of server
The corresponding real estate information of the ID.Preferably, the key is 32 character strings, is so conducive to compatible more services
Device system is inquiring about real estate information.Certainly, in other embodiments, key can also be the character string of other digits.
The Transaction Information signal generating unit is used for after real estate sale instruction is received, and is given birth to according to the first real estate information
Into real property transaction information, the real property transaction information includes real estate ID and the sale amount of money to be vended.Described first
Client also includes the first display unit 113, and first display unit is used to show real property transaction information and sale button.
The real estate sells instruction and clicks on sale button triggering by first user.The corresponding real estate letters of each user identity ID
Breath potentially includes multiple, and when such as real estate is house property, the house property information that each user is inquired frequently includes many set house properties.
First user (seller user) can pass through the first client (client-side program installed i.e. in terminal) and select the room to be sold
Produce, fill in the sale amount of money, and click on sale button, generate house prosperity transaction information.
The first ibeacon equipment is used for when the distance with the 2nd ibeacon equipment is detected less than predeterminable range,
First user identity ID and real property transaction information are sent to the 2nd ibeacon equipment.In order to improve the safety of real property transaction
Property, transaction-based requirements both sides complete face to face, it is preferred that predeterminable range can be set to into 1 meter, i.e., when both parties' (first user
And second user) each logged in the client of itself after, when detecting an ibeacon equipment and the 2nd ibeacon equipment
Distance when being less than 1 meter, an ibeacon equipment (the corresponding ibeacon equipment of the seller) is by active push to the 2nd ibeacon
Equipment (the corresponding ibeacon equipment of buyer).Second client also includes the second display unit 122, and described second shows
Unit is used to show real property transaction information and purchase button that the real estate purchase instruction to be clicked on purchase and pressed by first user
Button is triggered.When second user (buyer user) clicks on purchase button, then can show on the application program of the second client
The real estate information that first user sends, order signal generating unit generates trading order form and will be described after second user confirms purchase
Trading order form information is sent to server；The trading order form information include first user identity ID, second user identity ID with
And real property transaction information.By taking house property as an example, the title of real estate information including house property to be vended, address, sell the amount of money, account for
Ground area etc. information, can also include the information such as inside fitting picture, the video of house property to be vended.
The order status setting unit is used to receive trading order form information, and the state of the trading order form information is set to
Unexamined nuclear state；The transaction unit is used for after the payment instruction for receiving second user, by real estate correspondence to be vended
The sale amount of money transfer accounts to the first Payment Card from the second Payment Card, and automatic stay first pay Igor Kanygin volume.After order is generated,
Second user (buyer) can complete to pay by the second Payment Card, for the safety for ensureing to conclude the business, when order is in unexamined
During nuclear state, the first payment Igor Kanygin volume will be freezed.In the present embodiment, the amount of money in the first Payment Card for being freezed is referred to
The amount of money is sold from the part that the second Payment Card is transferred accounts to the first Payment Card.
The order status setting unit is additionally operable to receive examination ＆ verification by instruction, and by the state of trading order form information never
Examination ＆ verification state is set to audit state；The payment unit is used to be set to audit state in the state of trading order form information
When, the amount of money thawed in the first Payment Card；The real estate information changing unit is used to be stored according to the change of trading order form information
The corresponding relation of user identity ID and real estate information in unit.After order is generated, real estate administrative section can be by visiting
Ask that server obtains the trading order form information and audited, can become with clicking trigger examination ＆ verification by instruction after examination ＆ verification passes through
User identity ID and the corresponding relation of real estate information, will originally belong to treating out for first user identity ID in more memory element
The real estate sold changes to second user ID under one's name, and releasing is freezed to the second payment Igor Kanygin volume.So far, real estate safety
Transaction system just completes a trading function.Each user has bound unique Payment Card, client and ibeacon and has set
It is standby, and unique key is generated as the index of real estate information inquiry by the identification code encryption of this three, substantially increase not
The safety of movable property information.Meanwhile, both parties user can complete privately transaction, enter without the need for arriving building property registration department in person
Row registration transaction so that process of exchange is more convenient, effectively enhances Consumer's Experience, has saved human cost.
Fig. 2 is referred to, is the flow chart of the real estate method for secure transactions that another embodiment of the invention is related to.The side
Method is applied to real property transaction system, and the system includes server, the first client and the second client；First client pair
Answer an ibeacon equipment and the first Payment Card；Second client the 2nd ibeacon equipment of correspondence and the second Payment Card；
First client includes real estate information determination unit and Transaction Information signal generating unit；Second client includes order
Signal generating unit；The server includes memory element, payment unit, order status setting unit and real estate information Request for Change
Unit；The memory element is used to store the corresponding relation of user identity ID and real estate information；The method comprising the steps of：
Initially enter step S201 real estate information determination unit and obtain first user identity ID, and according to user identity ID
With the corresponding relation of real estate information, the corresponding first real estate information of first user is determined.User can by input account and
Logging in client application, after the completion of login, real estate information determination unit obtains first user identity ID to password, and
According to the corresponding relation of user identity ID and the real estate information stored in server, determine that first user is corresponding first motionless
Product information.In the present embodiment, described the corresponding relation of real estate information " user identity ID with " includes:User identity ID with
The corresponding relation of key, and the corresponding relation of key and real estate information, each user identity ID is corresponded with key, often
One key, one real estate information of correspondence.
In the present embodiment, the server also includes key calculation unit, and it is right that the key calculation unit 135 is used for
First identification code, the second identification code, the 3rd identification code carry out the first cryptographic calculation, obtain key；First identification code is visitor
The corresponding identification code in family end, second identification code is the identification code of the corresponding ibeacon equipment of client of the first identification code,
3rd identification code is the identification code of the corresponding Payment Card of client of the first identification code.The corresponding identification code of client can be with
Draw in the following manner：MAC Address (the MAC ground of each station terminal of the terminal that client application is located is obtained first
Location is different), when client application (i.e. client) is installed, client-side program can also generate a check code to user,
Then check code and MAC Address are encrypted into computing, and then obtain the first identification code.Because the first identification code is and MAC ground
Location is associated, thus the first identification code of the client application installed on different terminals is all different.Each client
End also corresponds to an ibeacon equipment and a Payment Card, due to the different corresponding ibeacon equipment of client and Payment Card it is each
Differ, thus for for the user for installing different clients, its corresponding second identification code, the 3rd identification code also each not phase
Together.Key calculation unit carries out the first cryptographic calculation to the first identification code, the second identification code, the 3rd identification code, obtains key.It is raw
Into key the corresponding real estate information of different user identity ID can be determined with this as the index of real estate information.Letter
Yan Zhi, is exactly that user is logged in by user identity ID and password, and for each user identity ID, it is used
Client, ibeacon equipment, Payment Card be all unique, thus each user identity ID, it is unique close that it all corresponds to one
Key, in order to improve the safety of real estate information, the use is inquired about using the key as index from the memory element of server
The corresponding real estate information of family ID.Preferably, the key is 32 character strings, is so conducive to compatible more server systems
Unite to inquire about real estate information.Certainly, in other embodiments, key can also be the character string of other digits.
It is motionless according to first then into step S202 Transaction Information signal generating unit after real estate sale instruction is received
Product information generates real property transaction information.The real property transaction information includes real estate ID and the sale amount of money to be vended.
First client also include the first display unit 113, first display unit be used for show real property transaction information and
Sell button.The real estate sells instruction and clicks on sale button triggering by first user.Each user identity ID correspondences
Real estate information potentially include multiple, when such as real estate is house property, the house property information that each user is inquired often is wrapped
Include many set house properties.First user (seller user) can pass through the first client (client-side program installed i.e. in terminal) and select
The house property to be sold, fills in the sale amount of money, and clicks on sale button, generates house prosperity transaction information.
Then the distance with the 2nd ibeacon equipment is being detected less than pre- into the ibeacon equipment of step S203 the
If apart from when, send first user identity ID and real property transaction information to the 2nd ibeacon equipment.Hand over to improve real estate
Easy safety, transaction-based requirements both sides complete face to face, it is preferred that predeterminable range can be set to into 1 meter, that is, work as both parties
After (first user and second user) has each logged in the client of itself, when detecting an ibeacon equipment and second
The distance of ibeacon equipment be less than 1 meter when, an ibeacon equipment (the corresponding ibeacon equipment of the seller) by active push extremely
2nd ibeacon equipment (the corresponding ibeacon equipment of buyer).
Then enter the ibeacon equipment of step S204 the 2nd and receive real property transaction information, the order signal generating unit is used
In after real estate purchase instruction is received, trading order form information is generated, and the trading order form information is sent to server；
The trading order form information includes first user identity ID, second user identity ID and real property transaction information.Described second
Client also includes the second display unit 122, and second display unit is used to show real property transaction information and purchase button,
The real estate purchase instruction clicks on purchase button triggering by first user.Purchase is clicked on when second user (buyer user) to press
During button, then the real estate information that first user sends can be shown on the application program of the second client.By taking house property as an example, no
Movable property information includes title, address, the sale amount of money, the floor space of house property to be vended etc. information, can also include and treat out
The information such as inside fitting picture, the video of the house property sold.
Then enter step S205 order status setting unit and receive trading order form information, by the shape of the trading order form information
State is set to unexamined nuclear state；Then into step S206 transaction unit after the payment instruction for receiving second user, will treat
The corresponding amount of money of selling of the real estate of sale is transferred accounts to the first Payment Card from the second Payment Card, and in the Payment Card of automatic stay first
The amount of money.After order is generated, second user (buyer) can complete to pay by the second Payment Card, for the safety for ensureing to conclude the business
Property, when order is in unexamined nuclear state, the first payment Igor Kanygin volume will be freezed.In the present embodiment, first for being freezed
The amount of money in Payment Card refers to that the part transferred accounts to the first Payment Card from the second Payment Card sells the amount of money.
Then enter step S207 order status setting unit and receive examination ＆ verification by instruction, and by the shape of trading order form information
The state never state of auditing is set to audit state；Then the state into step S208 payment unit in trading order form information sets
It is set to when auditing state, the amount of money thawed in the first Payment Card；Then enter step S209 real estate information Request for Change primitive root
The corresponding relation of user identity ID and real estate information in memory element is changed according to trading order form information.After order is generated, no
Movable property administrative section can obtain the trading order form information and be audited by access server, can point after examination ＆ verification passes through
Triggering examination ＆ verification is hit by instruction, user identity ID and the corresponding relation of real estate information in memory element is changed, will be belonged to originally
Second user ID is changed in the real estate to be vended of first user identity ID under one's name, and release to the second payment Igor Kanygin volume
Freeze.So far, real estate affaris safety trade system just completes a trading function.Each user has bound unique payment
Card, client and ibeacon equipment, and unique key is generated by the identification code encryption of this three be used as real estate information and look into
The index of inquiry, substantially increases the safety of real estate information.Meanwhile, both parties user can complete privately transaction, nothing
Building property registration department need in person be arrived carries out registration transaction so that process of exchange is more convenient, effectively enhances Consumer's Experience, saves
Human cost.
Real estate method for secure transactions and system described in above-mentioned technical proposal, methods described is applied to real property transaction system
System, the system includes server, the first client and the second client；First client correspondence the first ibeacon equipment and
First Payment Card；Second client the 2nd ibeacon equipment of correspondence and the second Payment Card；First client is included not
Movable property information determination unit and Transaction Information signal generating unit；Second client includes order signal generating unit；The server
Including memory element, payment unit, order status setting unit and real estate information changing unit；The memory element is used to deposit
The corresponding relation of storage user identity ID and real estate information.
Methods described determines first user corresponding the by arranging the corresponding relation of user identity ID and real estate information
One real estate information, after first user (seller user) logs in the first client, can be easy to inquire oneself first
Real estate information, and select to generate corresponding real property transaction information after wanting the real estate sold in first user click.And
An ibeacon equipment is detected when the distance with the 2nd ibeacon equipment is detected less than predeterminable range, real estate is handed over
Easily information sends the 2nd ibeacon equipment, and second user (buyer user) can carry out order delivery operation, grasps when order pays
After the completion of work, dealing money by from the Payment Card of buyer user transfer accounts into seller user Payment Card under one's name, and freeze the seller use
The amount of money in the Payment Card at family, treats to be thawed again after the completion of relevant departments' examination ＆ verification.By ibeacon equipment and real property transaction
Client is associated, it is ensured that praedial transaction is to complete face to face, improves the safety of process of exchange, meanwhile, by clothes
The relation of the real estate information that business device is set up under user identity ID and the user name so that transaction is more convenient, has saved manpower
Cost.
It should be noted that herein, such as first and second or the like relational terms are used merely to a reality
Body or operation make a distinction with another entity or operation, and not necessarily require or imply these entities or deposit between operating
In any this actual relation or order.And, term " including ", "comprising" or its any other variant are intended to
Nonexcludability is included, so that a series of process, method, article or terminal unit including key elements not only includes those
Key element, but also including other key elements being not expressly set out, or also include for this process, method, article or end
The intrinsic key element of end equipment.In the absence of more restrictions, limited by sentence " including ... " or " including ... "
Key element, it is not excluded that also there is other key element in the process including the key element, method, article or terminal unit.This
Outward, herein, " it is more than ", " being less than ", " exceeding " etc. are interpreted as not including this number；" more than ", " below ", " within " etc. understand
It is to include this number.
Those skilled in the art are it should be appreciated that the various embodiments described above can be provided as method, device or computer program product
Product.These embodiments can be using complete hardware embodiment, complete software embodiment or with reference to the embodiment in terms of software and hardware
Form.All or part of step in the method that the various embodiments described above are related to can be instructed by program correlation hardware come
Complete, described program can be stored in the storage medium that computer equipment can read, for performing the various embodiments described above side
All or part of step described in method.The computer equipment, including but not limited to：Personal computer, server, general-purpose computations
Machine, special-purpose computer, the network equipment, embedded device, programmable device, intelligent mobile terminal, intelligent home device, Wearable
Smart machine, vehicle intelligent equipment etc.；Described storage medium, including but not limited to：RAM, ROM, magnetic disc, tape, CD, sudden strain of a muscle
Deposit, USB flash disk, portable hard drive, storage card, memory stick, webserver storage, network cloud storage etc..
The various embodiments described above are with reference to the method according to embodiment, equipment (system) and computer program
Flow chart and/or block diagram are describing.It should be understood that can by computer program instructions flowchart and/or block diagram in it is every
The combination of one flow process and/or square frame and flow chart and/or the flow process in block diagram and/or square frame.These computers can be provided
Programmed instruction is to the processor of computer equipment producing a machine so that by the finger of the computing device of computer equipment
Order is produced for realizing what is specified in one flow process of flow chart or one square frame of multiple flow processs and/or block diagram or multiple square frames
The device of function.
These computer program instructions may be alternatively stored in the computer that computer equipment can be guided to work in a specific way and set
In standby readable memory so that the instruction being stored in the computer equipment readable memory produces the manufacture for including command device
Product, the command device is realized in one flow process of flow chart or one square frame of multiple flow processs and/or block diagram or multiple square frame middle fingers
Fixed function.
These computer program instructions also can be loaded on computer equipment so that performed on a computing device a series of
Operating procedure to produce computer implemented process, so as to the instruction for performing on a computing device provide for realize in flow process
The step of function of specifying in one flow process of figure or one square frame of multiple flow processs and/or block diagram or multiple square frames.
Although being described to the various embodiments described above, those skilled in the art once know basic wound
The property made concept, then can make other change and modification to these embodiments, so embodiments of the invention are the foregoing is only,
Not thereby the scope of patent protection of the present invention, the equivalent structure that every utilization description of the invention and accompanying drawing content are made are limited
Or equivalent flow conversion, or other related technical fields are directly or indirectly used in, the patent of the present invention is included in the same manner
Within protection domain.
Claims (10)
1. a kind of real estate affaris safety trade system, it is characterised in that the system includes that server, the first client and second are objective
Family end；First client the first ibeacon equipment of correspondence and the first Payment Card；The 2nd ibeacon of the second client correspondence
Equipment and the second Payment Card；First client includes real estate information determination unit and Transaction Information signal generating unit；It is described
Second client includes order signal generating unit；The server include memory element, payment unit, order status setting unit and
Real estate information changing unit；The memory element is used to store the corresponding relation of user identity ID and real estate information；
The real estate information determination unit is used to obtain first user identity ID, and according to user identity ID and real estate information
Corresponding relation, determine the corresponding first real estate information of first user；
The Transaction Information signal generating unit is used for after real estate sale instruction is received, and is generated not according to the first real estate information
Movable property Transaction Information, the real property transaction information includes real estate ID and the sale amount of money to be vended；
The first ibeacon equipment is used for when the distance with the 2nd ibeacon equipment is detected less than predeterminable range, sends
First user identity ID and real property transaction information are to the 2nd ibeacon equipment；
The 2nd ibeacon equipment is used to receive real property transaction information, and the order signal generating unit is used to receive not
After movable property purchase instruction, trading order form information is generated, and the trading order form information is sent to server；The trading order form
Information includes first user identity ID, second user identity ID and real property transaction information；
The order status setting unit is used to receive trading order form information, the state of the trading order form information is set to unexamined
Nuclear state；
Transaction unit is used for after the payment instruction for receiving second user, by real estate to be vended it is corresponding sell the amount of money from
Second Payment Card is transferred accounts to the first Payment Card, and automatic stay first pays Igor Kanygin volume；
The order status setting unit is additionally operable to receive examination ＆ verification by instruction, and the state of trading order form information is never audited
State is set to audit state；
The payment unit is used for when the state of trading order form information is set to audit state, thaws in the first Payment Card
The amount of money；
The real estate information changing unit be used for according to trading order form information change memory element in user identity ID with it is motionless
The corresponding relation of product information.
2. real estate affaris safety trade system as claimed in claim 1, it is characterised in that " user identity ID and the real estate
The corresponding relation of information " includes:The corresponding relation of user identity ID and key, and key pass corresponding with real estate information
System, each user identity ID is corresponded with key, one real estate information of each key correspondence.
3. real estate affaris safety trade system as claimed in claim 2, it is characterised in that the server also includes cipher key calculation
Unit；
The key calculation unit is used to carry out the first cryptographic calculation to the first identification code, the second identification code, the 3rd identification code, obtains
To key；First identification code is the corresponding identification code of client, and second identification code is the client of the first identification code
The identification code of corresponding ibeacon equipment, the 3rd identification code is the knowledge of the corresponding Payment Card of client of the first identification code
Other code.
4. real estate affaris safety trade system as claimed in claim 2 or claim 3, it is characterised in that the key is 32 character strings.
5. real estate affaris safety trade system as claimed in claim 1, it is characterised in that first client also includes first
Display unit, second client also includes the second display unit；
First display unit is used to showing real property transaction information and sells button, and the real estate sells instruction by the
One user clicks on and sells button triggering；
Second display unit is used to showing real property transaction information and purchase button, and real estate purchase instruction is by the
One user clicks on purchase button triggering.
6. a kind of real estate method for secure transactions, it is characterised in that methods described is applied to real property transaction system, the system
Including server, the first client and the second client；First client the first ibeacon equipment of correspondence and the first Payment Card；
Second client the 2nd ibeacon equipment of correspondence and the second Payment Card；First client includes that real estate information is true
Order unit and Transaction Information signal generating unit；Second client includes order signal generating unit；The server includes that storage is single
Unit, payment unit, order status setting unit and real estate information changing unit；The memory element is used to store user identity
The corresponding relation of ID and real estate information；The method comprising the steps of：
Real estate information determination unit obtains first user identity ID, and according to user identity ID passes corresponding with real estate information
System, determines the corresponding first real estate information of first user；
Transaction Information signal generating unit generates real property transaction after real estate sale instruction is received according to the first real estate information
Information, the real property transaction information includes real estate ID and the sale amount of money to be vended；
First ibeacon equipment sends first user when the distance with the 2nd ibeacon equipment is detected less than predeterminable range
Identity ID and real property transaction information are to the 2nd ibeacon equipment；
2nd ibeacon equipment receives real property transaction information, and the order signal generating unit is used to receive real estate purchase
After instruction, trading order form information is generated, and the trading order form information is sent to server；The trading order form information includes
First user identity ID, second user identity ID and real property transaction information；
Order status setting unit receives trading order form information, and the state of the trading order form information is set to into unexamined nuclear state；
Transaction unit after the payment instruction for receiving second user, by the corresponding amount of money of selling of real estate to be vended from second
Payment Card is transferred accounts to the first Payment Card, and automatic stay first pays Igor Kanygin volume；
Order status setting unit receives examination ＆ verification by instruction, and the state of the trading order form information never state of auditing is set to
State has been audited；
The amount of money of the payment unit when the state of trading order form information is set to audit state, in the first Payment Card of defrosting；
Real estate information changing unit changes user identity ID and real estate information in memory element according to trading order form information
Corresponding relation.
7. real estate method for secure transactions as claimed in claim 6, it is characterised in that " user identity ID and the real estate
The corresponding relation of information " includes:The corresponding relation of user identity ID and key, and key pass corresponding with real estate information
System, each user identity ID is corresponded with key, one real estate information of each key correspondence.
8. real estate method for secure transactions as claimed in claim 6, it is characterised in that the server also includes cipher key calculation
Unit；Methods described includes：
Key calculation unit carries out the first cryptographic calculation to the first identification code, the second identification code, the 3rd identification code, obtains key；
First identification code is the corresponding identification code of client, and second identification code is that the client of the first identification code is corresponding
The identification code of ibeacon equipment, the 3rd identification code is the identification code of the corresponding Payment Card of client of the first identification code.
9. real estate method for secure transactions as claimed in claim 7 or 8, it is characterised in that the key is 32 character strings.
10. real estate method for secure transactions as claimed in claim 6, it is characterised in that first client also includes the
One display unit, second client also includes the second display unit；Methods described includes：
First display unit shows real property transaction information and sells button, and the real estate sells instruction and passes through first user point
Hit and sell button triggering；
Second display unit shows real property transaction information and purchase button, and the real estate purchase instruction passes through first user point
Hit purchase button triggering.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610771569.7A CN106372880B (en) | 2016-08-30 | 2016-08-30 | Real estate safety transaction method and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610771569.7A CN106372880B (en) | 2016-08-30 | 2016-08-30 | Real estate safety transaction method and system |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN106372880A CN106372880A (en) | 2017-02-01 |
| CN106372880B true CN106372880B (en) | 2017-05-03 |
Family
ID=57901796
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610771569.7A Expired - Fee Related CN106372880B (en) | 2016-08-30 | 2016-08-30 | Real estate safety transaction method and system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN106372880B (en) |
Families Citing this family (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106707820A (en) * | 2017-02-21 | 2017-05-24 | 北京小米移动软件有限公司 | Control method for functional modules and device |
Family Cites Families (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20080172339A1 (en) * | 2007-01-16 | 2008-07-17 | Robert Thomas Cato | Method and system for authenticating transactions |
| US9208634B2 (en) * | 2008-12-19 | 2015-12-08 | Nxp B.V. | Enhanced smart card usage |
| CN105447743A (en) * | 2015-12-14 | 2016-03-30 | 四川长虹电器股份有限公司 | Cloud-based house transaction system and method |
| CN105405046A (en) * | 2015-12-28 | 2016-03-16 | 徐亦隽 | House checking, renting and selling method of house sharing platform |
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2016
- 2016-08-30 CN CN201610771569.7A patent/CN106372880B/en not_active Expired - Fee Related
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| CN106372880A (en) | 2017-02-01 |
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Granted publication date: 20170503 |