CN104933563A - Method and device for bank card payment - Google Patents
Method and device for bank card payment Download PDFInfo
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- CN104933563A CN104933563A CN201510350522.9A CN201510350522A CN104933563A CN 104933563 A CN104933563 A CN 104933563A CN 201510350522 A CN201510350522 A CN 201510350522A CN 104933563 A CN104933563 A CN 104933563A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/356—Aspects of software for card payments
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Abstract
本发明实施例公开了一种支付银行卡的方法及装置，通过网络连接向服务器发送绑定信息，所述绑定信息包括待绑定的卡片信息，以使得所述服务器根据所述绑定信息将所述待绑定的卡片信息存储到预先设置在第一移动终端的电子卡信息中；若检测第二移动终端发送的获取电子卡信息的指令时，向所述第二移动终端发送所述电子卡信息中的所述待绑定的卡片信息；接收用户输入的所述待绑定的卡片的支付密码，支付所述支付指令对应的金额，从而实现在无网络连接的情况下完成银行卡的支付。
The embodiment of the present invention discloses a method and device for paying a bank card, which sends binding information to a server through a network connection, the binding information includes card information to be bound, so that the server according to the binding information Store the card information to be bound in the electronic card information preset in the first mobile terminal; if an instruction to obtain electronic card information sent by the second mobile terminal is detected, send the electronic card information to the second mobile terminal. The card information to be bound in the electronic card information; receiving the payment password of the card to be bound input by the user, and paying the amount corresponding to the payment instruction, so as to realize the completion of bank card payment without network connection; payment.
Description
技术领域technical field
本发明实施例涉及移动终端的技术领域，尤其涉及一种支付银行卡的方法及装置。The embodiments of the present invention relate to the technical field of mobile terminals, and in particular to a method and device for paying with a bank card.
背景技术Background technique
目前，手机绑定银行卡的快捷支付仅限于网上支付形式，若商店的网络状态不好，用户可能无法完成支付。同时，若商店附近又无ATM取款机时，用户不得不取消当前待购商品，因此，对用户的生活造成极大的不便，用户的体验较差。At present, the quick payment of mobile phone binding bank card is limited to the form of online payment. If the network status of the store is not good, the user may not be able to complete the payment. At the same time, if there is no ATM cash machine near the store, the user has to cancel the current product to be purchased. Therefore, great inconvenience is caused to the user's life, and the user's experience is poor.
发明内容Contents of the invention
本发明实施例的目的在于提出一种支付银行卡的方法及装置，旨在解决如何在无网络的情况下完成支付银行卡的问题。The purpose of the embodiments of the present invention is to provide a method and device for paying a bank card, aiming at solving the problem of how to complete the payment of a bank card without a network.
为达此目的，本发明实施例采用以下技术方案：To achieve this purpose, the embodiments of the present invention adopt the following technical solutions:
一种支付银行卡的方法，所述方法包括：A method of paying with a bank card, the method comprising:
通过网络连接向服务器发送绑定信息，所述绑定信息包括待绑定的卡片信息，以使得所述服务器根据所述绑定信息将所述待绑定的卡片信息存储到预先设置在第一移动终端的电子卡信息中；Send binding information to the server through a network connection, the binding information includes the card information to be bound, so that the server stores the card information to be bound according to the binding information in the first In the electronic card information of the mobile terminal;
若检测第二移动终端发送的获取电子卡信息的指令时，向所述第二移动终端发送所述电子卡信息中的所述待绑定的卡片信息；If an instruction to acquire electronic card information sent by the second mobile terminal is detected, send the card information to be bound in the electronic card information to the second mobile terminal;
若检测所述第二移动终端发送的支付指令时，接收用户输入的所述待绑定的卡片的支付密码，支付所述支付指令对应的金额。If the payment instruction sent by the second mobile terminal is detected, the payment password of the card to be bound input by the user is received, and the amount corresponding to the payment instruction is paid.
优选地，所述向所述第二移动终端发送所述电子卡信息中的所述待绑定的卡片信息之前，还包括：Preferably, before sending the card information to be bound in the electronic card information to the second mobile terminal, the method further includes:
检测是否接收到所述第二移动终端获取所述电子卡信息的指令。Detecting whether an instruction for obtaining the electronic card information by the second mobile terminal is received.
优选地，所述检测是否接收到所述第二移动终端获取所述电子卡信息的指令，包括：Preferably, the detecting whether an instruction for obtaining the electronic card information by the second mobile terminal is received includes:
检测所述第二移动终端是否通过扫描二维码的形式获取所述电子卡信息，所述待绑定的卡片信息以二维码的形式存储到预先设置在所述第一移动终端的电子卡信息中。Detect whether the second mobile terminal obtains the electronic card information by scanning a two-dimensional code, and the card information to be bound is stored in the electronic card preset on the first mobile terminal in the form of a two-dimensional code information.
优选地，所述接收用户输入的所述待绑定的卡片的支付密码之前，还包括：Preferably, before receiving the payment password of the card to be bound input by the user, the method further includes:
检测是否接收到所述第二移动终端发送的支付指令。Detecting whether the payment instruction sent by the second mobile terminal is received.
优选地，若检测所述第二移动终端发送的支付指令时，接收用户输入的所述待绑定的卡片的支付密码，支付所述支付指令对应的金额之前，还包括：Preferably, when the payment instruction sent by the second mobile terminal is detected, before receiving the payment password of the card to be bound input by the user and paying the amount corresponding to the payment instruction, the method further includes:
接收所述第二移动终端发送的从所述待绑定的卡片信息中选择的待支付的卡片信息；receiving the card information to be paid selected from the card information to be bound sent by the second mobile terminal;
所述接收用户输入的所述待绑定的卡片的支付密码，支付所述支付指令对应的金额，包括：The receiving the payment password of the card to be bound input by the user and paying the amount corresponding to the payment instruction includes:
接收用户输入的所述待支付的卡片的支付密码，支付所述支付指令对应的金额。Receive the payment password of the card to be paid input by the user, and pay the amount corresponding to the payment instruction.
一种支付银行卡的装置，所述装置包括：A device for paying with a bank card, the device comprising:
第一发送模块，用于通过网络连接向服务器发送绑定信息，所述绑定信息包括待绑定的卡片信息，以使得所述服务器根据所述绑定信息将所述待绑定的卡片信息存储到预先设置在第一移动终端的电子卡信息中；The first sending module is configured to send binding information to the server through a network connection, the binding information includes card information to be bound, so that the server sends the card information to be bound according to the binding information Stored in the electronic card information preset in the first mobile terminal;
第二发送模块，用于若检测第二移动终端发送的获取电子卡信息的指令时，向所述第二移动终端发送所述电子卡信息中的所述待绑定的卡片信息；The second sending module is configured to send the card information to be bound in the electronic card information to the second mobile terminal when detecting an instruction to acquire electronic card information sent by the second mobile terminal;
支付模块，用于若检测所述第二移动终端发送的支付指令时，接收用户输入的所述待绑定的卡片的支付密码，支付所述支付指令对应的金额。The payment module is configured to receive the payment password of the card to be bound input by the user when detecting the payment instruction sent by the second mobile terminal, and pay the amount corresponding to the payment instruction.
优选地，所述装置还包括：Preferably, the device also includes:
第一检测模块，用于检测是否接收到所述第二移动终端获取所述电子卡信息的指令。The first detection module is configured to detect whether an instruction from the second mobile terminal to obtain the electronic card information is received.
优选地，所述检测单元用于：Preferably, the detection unit is used for:
检测所述第二移动终端是否通过扫描二维码的形式获取所述电子卡信息，所述所述待绑定的卡片信息以二维码的形式存储到预先设置在所述第一移动终端的电子卡信息中。Detecting whether the second mobile terminal obtains the electronic card information by scanning a two-dimensional code, and the card information to be bound is stored in the form of a two-dimensional code in the pre-set on the first mobile terminal electronic card information.
优选地，所述装置还包括：Preferably, the device also includes:
第二检测模块，用于检测是否接收到第二移动终端发送的支付指令。The second detection module is used to detect whether the payment instruction sent by the second mobile terminal is received.
所述装置还包括：The device also includes:
接收模块，用于接收所述第二移动终端发送的从所述待绑定的卡片信息中选择的待支付的卡片信息；A receiving module, configured to receive the card information to be paid selected from the card information to be bound sent by the second mobile terminal;
所述支付模块用于：The payment module is used for:
接收用户输入的所述待支付的卡片的支付密码，支付所述支付指令对应的金额。Receive the payment password of the card to be paid input by the user, and pay the amount corresponding to the payment instruction.
本发明实施例通过网络连接向服务器发送绑定信息，所述绑定信息包括待绑定的卡片信息，以使得所述服务器根据所述绑定信息将所述待绑定的卡片信息存储到预先设置在第一移动终端的电子卡信息中；若检测第二移动终端发送的获取电子卡信息的指令时，向所述第二移动终端发送所述电子卡信息中的所述待绑定的卡片信息；接收用户输入的所述待绑定的卡片的支付密码，支付所述支付指令对应的金额，从而实现在无网络连接的情况下完成银行卡的支付。In the embodiment of the present invention, the binding information is sent to the server through a network connection, and the binding information includes the card information to be bound, so that the server stores the card information to be bound in a preset Set in the electronic card information of the first mobile terminal; if an instruction to obtain electronic card information sent by the second mobile terminal is detected, send the card to be bound in the electronic card information to the second mobile terminal Information; receiving the payment password of the card to be bound input by the user, and paying the amount corresponding to the payment instruction, so as to complete the bank card payment without network connection.
附图说明Description of drawings
图1是本发明实施例支付银行卡的方法第一实施例的流程示意图；Fig. 1 is a schematic flow chart of the first embodiment of the method for paying a bank card according to the embodiment of the present invention;
图2是本发明实施例支付银行卡的方法第二实施例的流程示意图；Fig. 2 is a schematic flow chart of the second embodiment of the method for paying a bank card according to the embodiment of the present invention;
图3是本发明实施例支付银行卡的方法第三实施例的流程示意图；Fig. 3 is a schematic flow chart of the third embodiment of the method for paying a bank card according to the embodiment of the present invention;
图4是本发明实施例支付银行卡的方法第四实施例的流程示意图；FIG. 4 is a schematic flow diagram of a fourth embodiment of a method for paying a bank card according to an embodiment of the present invention;
图5是本发明实施例支付银行卡的装置的功能模块示意图；Fig. 5 is a schematic diagram of functional modules of a device for paying a bank card according to an embodiment of the present invention;
图6是本发明实施例支付银行卡的装置的功能模块示意图；Fig. 6 is a schematic diagram of functional modules of a device for paying a bank card according to an embodiment of the present invention;
图7是本发明实施例支付银行卡的装置的功能模块示意图；Fig. 7 is a schematic diagram of functional modules of a device for paying a bank card according to an embodiment of the present invention;
图8是本发明实施例支付银行卡的装置的功能模块示意图。Fig. 8 is a schematic diagram of functional modules of the device for paying with a bank card according to an embodiment of the present invention.
具体实施方式Detailed ways
下面结合附图和实施例对本发明实施例作进一步的详细说明。可以理解的是，此处所描述的具体实施例仅仅用于解释本发明实施例，而非对本发明实施例的限定。另外还需要说明的是，为了便于描述，附图中仅示出了与本发明实施例相关的部分而非全部结构。The embodiments of the present invention will be further described in detail below in conjunction with the drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the embodiments of the present invention, rather than to limit the embodiments of the present invention. In addition, it should be noted that, for the convenience of description, the drawings only show some but not all structures related to the embodiments of the present invention.
实施例一Embodiment one
参考图1，图1是本发明实施例支付银行卡的方法第一实施例的流程示意图。Referring to FIG. 1 , FIG. 1 is a schematic flowchart of a first embodiment of a method for paying a bank card according to an embodiment of the present invention.
在实施例一中，所述支付银行卡的方法包括：In Embodiment 1, the method for paying with a bank card includes:
步骤101，通过网络连接向服务器发送绑定信息，所述绑定信息包括待绑定的卡片信息，以使得所述服务器根据所述绑定信息将所述待绑定的卡片信息存储到预先设置在第一移动终端的电子卡信息中；Step 101, send binding information to the server through a network connection, the binding information includes the card information to be bound, so that the server stores the card information to be bound in a preset In the electronic card information of the first mobile terminal;
具体的，在用户手机联网的情况下，向服务器发送中国银行卡的绑定信息。服务器记录用户发送的绑定指令，将该中国银行卡的信息记录在该手机的电子卡信息中。Specifically, when the user's mobile phone is connected to the Internet, the binding information of the Bank of China card is sent to the server. The server records the binding instruction sent by the user, and records the information of the Chinese bank card in the electronic card information of the mobile phone.
步骤102，若检测第二移动终端发送的获取电子卡信息的指令时，向所述第二移动终端发送所述电子卡信息中的所述待绑定的卡片信息；Step 102, if an instruction to obtain electronic card information sent by the second mobile terminal is detected, send the card information to be bound in the electronic card information to the second mobile terminal;
具体的，若用户在商店购买商品时，商店营业员扫描手机电子卡信息，手机将存储在该电子卡中的相关银行卡信息发送给商店的电脑主机中。Specifically, if the user purchases goods in the store, the store clerk scans the electronic card information of the mobile phone, and the mobile phone sends the relevant bank card information stored in the electronic card to the host computer of the store.
步骤103，若检测所述第二移动终端发送的支付指令时，接收用户输入的所述待绑定的卡片的支付密码，支付所述支付指令对应的金额。Step 103, if the payment instruction sent by the second mobile terminal is detected, receive the payment password of the card to be bound input by the user, and pay the amount corresponding to the payment instruction.
具体的，用户可以选择其中一张或者多张银行卡进行支付操作，每次支付之前需要用户输入银行卡的支付密码。Specifically, the user can select one or more bank cards to perform the payment operation, and the user needs to input the payment password of the bank card before each payment.
本发明实施例通过网络连接向服务器发送绑定信息，所述绑定信息包括待绑定的卡片信息，以使得所述服务器根据所述绑定信息将所述待绑定的卡片信息存储到预先设置在第一移动终端的电子卡信息中；若检测第二移动终端发送的获取电子卡信息的指令时，向所述第二移动终端发送所述电子卡信息中的所述待绑定的卡片信息；接收用户输入的所述待绑定的卡片的支付密码，支付所述支付指令对应的金额，从而实现在无网络连接的情况下完成银行卡的支付。In the embodiment of the present invention, the binding information is sent to the server through a network connection, and the binding information includes the card information to be bound, so that the server stores the card information to be bound in a preset Set in the electronic card information of the first mobile terminal; if an instruction to obtain electronic card information sent by the second mobile terminal is detected, send the card to be bound in the electronic card information to the second mobile terminal Information; receiving the payment password of the card to be bound input by the user, and paying the amount corresponding to the payment instruction, so as to complete the bank card payment without network connection.
实施例二Embodiment two
参考图2，图2是本发明实施例支付银行卡的方法第二实施例的流程示意图。Referring to FIG. 2 , FIG. 2 is a schematic flowchart of a second embodiment of a method for paying a bank card according to an embodiment of the present invention.
在实施例一的基础上，所述向所述第二移动终端发送所述电子卡信息中的所述待绑定的卡片信息之前，还包括：On the basis of Embodiment 1, before sending the card information to be bound in the electronic card information to the second mobile terminal, it further includes:
步骤104，检测是否接收到所述第二移动终端获取所述电子卡信息的指令。Step 104, detecting whether an instruction for obtaining the electronic card information by the second mobile terminal is received.
优选地，所述检测是否接收到所述第二移动终端获取所述电子卡信息的指令，包括：Preferably, the detecting whether an instruction for obtaining the electronic card information by the second mobile terminal is received includes:
检测所述第二移动终端是否通过扫描二维码的形式获取所述电子卡信息，所述待绑定的卡片信息以二维码的形式存储到预先设置在所述第一移动终端的电子卡信息中。Detect whether the second mobile terminal obtains the electronic card information by scanning a two-dimensional code, and the card information to be bound is stored in the electronic card preset on the first mobile terminal in the form of a two-dimensional code information.
具体的，电子卡的显示形式可以为二维码，也可以是其他可被识别的形式，本发明实施例的实现并不限于二维码。Specifically, the display form of the electronic card may be a two-dimensional code or other identifiable forms, and the implementation of the embodiments of the present invention is not limited to the two-dimensional code.
实施例三Embodiment Three
参考图3，图3是本发明实施例支付银行卡的方法第三实施例的流程示意图。Referring to FIG. 3 , FIG. 3 is a schematic flowchart of a third embodiment of a method for paying a bank card according to an embodiment of the present invention.
在实施例一或者实施例二的基础上，以在实施例二的基础为例进行说明，所述接收用户输入的所述待绑定的卡片的支付密码之前，还包括：On the basis of Embodiment 1 or Embodiment 2, taking Embodiment 2 as an example for illustration, before receiving the payment password of the card to be bound input by the user, it also includes:
步骤105，检测是否接收到所述第二移动终端发送的支付指令。Step 105, detecting whether the payment instruction sent by the second mobile terminal is received.
实施例四Embodiment Four
参考图4，图4是本发明实施例支付银行卡的方法第四实施例的流程示意图。Referring to FIG. 4 , FIG. 4 is a schematic flowchart of a fourth embodiment of a method for paying a bank card according to an embodiment of the present invention.
在实施例一或者实施例二的基础上，以在实施例二的基础上为例进行说明，若检测所述第二移动终端发送的支付指令时，接收用户输入的所述待绑定的卡片的支付密码，支付所述支付指令对应的金额之前，还包括：On the basis of Embodiment 1 or Embodiment 2, take Embodiment 2 as an example for illustration, if the payment instruction sent by the second mobile terminal is detected, the card to be bound input by the user is received The payment password, before paying the amount corresponding to the payment instruction, also includes:
步骤106，接收所述第二移动终端发送的从所述待绑定的卡片信息中选择的待支付的卡片信息；Step 106, receiving the card information to be paid selected from the card information to be bound sent by the second mobile terminal;
所述接收用户输入的所述待绑定的卡片的支付密码，支付所述支付指令对应的金额，包括：The receiving the payment password of the card to be bound input by the user and paying the amount corresponding to the payment instruction includes:
接收用户输入的所述待支付的卡片的支付密码，支付所述支付指令对应的金额。Receive the payment password of the card to be paid input by the user, and pay the amount corresponding to the payment instruction.
具体的，手机电子卡信息中存储有至少一张银行卡，用户可以选择其中一张或者多张进行支付。Specifically, at least one bank card is stored in the mobile phone electronic card information, and the user can select one or more of them for payment.
实施例五Embodiment five
参考图5，图5是本发明实施例支付银行卡的装置的功能模块示意图。Referring to FIG. 5 , FIG. 5 is a schematic diagram of functional modules of a bank card payment device according to an embodiment of the present invention.
在实施例五中，所述支付银行卡的装置包括：In Embodiment 5, the device for paying with a bank card includes:
第一发送模块501，用于通过网络连接向服务器发送绑定信息，所述绑定信息包括待绑定的卡片信息，以使得所述服务器根据所述绑定信息将所述待绑定的卡片信息存储到预先设置在第一移动终端的电子卡信息中；The first sending module 501 is configured to send binding information to the server through a network connection, the binding information includes card information to be bound, so that the server sends the card to be bound according to the binding information The information is stored in the electronic card information preset in the first mobile terminal;
具体的，在用户手机联网的情况下，向服务器发送中国银行卡的绑定信息。服务器记录用户发送的绑定指令，将该中国银行卡的信息记录在该手机的电子卡信息中。Specifically, when the user's mobile phone is connected to the Internet, the binding information of the Bank of China card is sent to the server. The server records the binding instruction sent by the user, and records the information of the Chinese bank card in the electronic card information of the mobile phone.
第二发送模块502，用于若检测第二移动终端发送的获取电子卡信息的指令时，向所述第二移动终端发送所述电子卡信息中的所述待绑定的卡片信息；The second sending module 502 is configured to send the card information to be bound in the electronic card information to the second mobile terminal if an instruction to acquire electronic card information sent by the second mobile terminal is detected;
具体的，若用户在商店购买商品时，商店营业员扫描手机电子卡信息，手机将存储在该电子卡中的相关银行卡信息发送给商店的电脑主机中。Specifically, if the user purchases goods in the store, the store clerk scans the electronic card information of the mobile phone, and the mobile phone sends the relevant bank card information stored in the electronic card to the host computer of the store.
支付模块503，用于若检测所述第二移动终端发送的支付指令时，接收用户输入的所述待绑定的卡片的支付密码，支付所述支付指令对应的金额。The payment module 503 is configured to receive the payment password of the card to be bound input by the user when detecting the payment instruction sent by the second mobile terminal, and pay the amount corresponding to the payment instruction.
具体的，用户可以选择其中一张或者多张银行卡进行支付操作，每次支付之前需要用户输入银行卡的支付密码。Specifically, the user can select one or more bank cards to perform the payment operation, and the user needs to input the payment password of the bank card before each payment.
本发明实施例通过网络连接向服务器发送绑定信息，所述绑定信息包括待绑定的卡片信息，以使得所述服务器根据所述绑定信息将所述待绑定的卡片信息存储到预先设置在第一移动终端的电子卡信息中；若检测第二移动终端发送的获取电子卡信息的指令时，向所述第二移动终端发送所述电子卡信息中的所述待绑定的卡片信息；接收用户输入的所述待绑定的卡片的支付密码，支付所述支付指令对应的金额，从而实现在无网络连接的情况下完成银行卡的支付。In the embodiment of the present invention, the binding information is sent to the server through a network connection, and the binding information includes the card information to be bound, so that the server stores the card information to be bound in a preset Set in the electronic card information of the first mobile terminal; if an instruction to obtain electronic card information sent by the second mobile terminal is detected, send the card to be bound in the electronic card information to the second mobile terminal Information; receiving the payment password of the card to be bound input by the user, and paying the amount corresponding to the payment instruction, so as to complete the bank card payment without network connection.
实施例六Embodiment six
参考图6，图6是本发明实施例支付银行卡的装置的功能模块示意图。Referring to FIG. 6 , FIG. 6 is a schematic diagram of functional modules of a bank card payment device according to an embodiment of the present invention.
在实施例五的基础上，所述装置还包括：On the basis of embodiment five, the device also includes:
第一检测模块504，用于检测是否接收到所述第二移动终端获取所述电子卡信息的指令。The first detection module 504 is configured to detect whether an instruction for obtaining the electronic card information by the second mobile terminal is received.
优选地，所述第一检测模块504用于：Preferably, the first detection module 504 is used for:
检测所述第二移动终端是否通过扫描二维码的形式获取所述电子卡信息，所述待绑定的卡片信息以二维码的形式存储到预先设置在所述第一移动终端的电子卡信息中。Detect whether the second mobile terminal obtains the electronic card information by scanning a two-dimensional code, and the card information to be bound is stored in the electronic card preset on the first mobile terminal in the form of a two-dimensional code information.
具体的，电子卡的显示形式可以为二维码，也可以是其他可被识别的形式，本发明实施例的实现并不限于二维码。Specifically, the display form of the electronic card may be a two-dimensional code or other identifiable forms, and the implementation of the embodiments of the present invention is not limited to the two-dimensional code.
实施例七Embodiment seven
参考图7，图7是本发明实施例支付银行卡的装置的功能模块示意图。Referring to FIG. 7 , FIG. 7 is a schematic diagram of functional modules of a bank card payment device according to an embodiment of the present invention.
在实施例五或者实施例六的基础上，以在实施例六的基础上为例进行说明，所述装置还包括：On the basis of Embodiment 5 or Embodiment 6, taking Embodiment 6 as an example for illustration, the device also includes:
第二检测模块505，用于检测是否接收到第二移动终端发送的支付指令。The second detection module 505 is configured to detect whether the payment instruction sent by the second mobile terminal is received.
具体的，手机电子卡信息中存储有至少一张银行卡，用户可以选择其中一张或者多张进行支付。Specifically, at least one bank card is stored in the mobile phone electronic card information, and the user can select one or more of them for payment.
实施例八Embodiment eight
参考图8，图8是本发明实施例支付银行卡的装置的功能模块示意图。Referring to FIG. 8 , FIG. 8 is a schematic diagram of functional modules of a bank card payment device according to an embodiment of the present invention.
在实施例五或者实施例六的基础上，以在实施例六的基础上为例进行说明，所述装置还包括：On the basis of Embodiment 5 or Embodiment 6, taking Embodiment 6 as an example for illustration, the device also includes:
接收模块506，用于接收所述第二移动终端发送的从所述待绑定的卡片信息中选择的待支付的卡片信息；A receiving module 506, configured to receive the card information to be paid selected from the card information to be bound sent by the second mobile terminal;
所述支付模块503用于：The payment module 503 is used for:
接收用户输入的所述待支付的卡片的支付密码，支付所述支付指令对应的金额。Receive the payment password of the card to be paid input by the user, and pay the amount corresponding to the payment instruction.
以上结合具体实施例描述了本发明实施例的技术原理。这些描述只是为了解释本发明实施例的原理，而不能以任何方式解释为对本发明实施例保护范围的限制。基于此处的解释，本领域的技术人员不需要付出创造性的劳动即可联想到本发明实施例的其它具体实施方式，这些方式都将落入本发明实施例的保护范围之内。The above describes the technical principles of the embodiments of the present invention in conjunction with specific embodiments. These descriptions are only for explaining the principles of the embodiments of the present invention, and cannot be construed as limiting the protection scope of the embodiments of the present invention in any way. Based on the explanations herein, those skilled in the art can think of other specific implementation manners of the embodiments of the present invention without creative work, and these manners will fall within the protection scope of the embodiments of the present invention.
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Application publication date: 20150923 |