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Cash waqf as a solution of food need problem in Indonesia Hanesti, Elsi Mersilia; Kurnia, Riana Aflika Eka; Herianingrum, Sri
MEC-J (Management and Economics Journal) Vol 2, No 3 (2018)
Publisher : Faculty of Economics, State Islamic University of Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1131.807 KB) | DOI: 10.18860/mec-j.v0i0.5498

Abstract

Price rise and scarcity of food become the main root of the economic problems in Indonesia Both goverment and whole society in each level intervene to resolve this problem. Then, how effective is the solution to overcome the problems of agriculture and animal husbandry in Indonesia? With the method of writing and literature study conducted in-depth analysis with ilustration model, the authors found that the application of cash waqf in the development of agriculture and animal husbandry in certain regions in Indonesia can help to solve the problem of the fulfillment of food needs of Indonesian society. With this concept, every region in Indonesia can increase their agriculture and animal husbandry potential output (quality and quantity). Subsequent impact and the expected development of the real sector are that every region in Indonesia can distribute their agriculture and animal husbandry potential output to meet the food needs of Indonesian society as a whole, minimize the need for food shortage, build society welfare, and increase GDP, followed by rising national income.
BAGAIMANA KEUANGAN ISLAM MENGGUNAKAN FAKTOR DISKONTO DALAM CAPITAL BUDGETING DECISION? Hanesti, Elsi Mersilia
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 6, No 2 (2018): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v6i1.5748

Abstract

In the conventional financial management, the method of calculating the capital budgeting decision using NPV and IRR, which both use the interest rate as one of its component count (as a discount factor). Then, how Islamic financial management sees this? With the research methods of literature study, this paper is about the financial outlook of Islam the methods of NPV and IRR as well as finding out what the proper method for capital budgeting decision. Results of the study were that in the process capital budgeting decision, the use of NPV and IRR methods are allowed (according Obaidullah, Prof. Shabir F.Ulgener, and Zarqa). The interest rate in the calculation only as a means of simplification and ease in the calculation. The use of a list of compound interest rate (compounded interest) is a tool to calculate the expected rate today and the future. It can be said that the Islamic finance uses a list of compound interest rate as a tool for simplify the calculation, just as a comparison level of opportunity cost in alternative investments. The level of interest in the calculation of these can be replaced with a comparator, such as: the return on the sukuk, the profit sharing ratio, and the return on investment or other real instruments in Islam.
Analysis of Efficiency for Zakat Management Organization in Indonesia: A Comparison Study of Super Efficiency and Free Disposal Hull Muhamad Nafik Hadi Ryandono; A Syifaul Qulub; Eko Fajar Cahyono; Tika Widiastuti; Elsi Mersilia Hanesti; Ninda Ardiani; Taqiyah Dinda Insani
Hayula: Indonesian Journal of Multidisciplinary Islamic Studies Vol 5 No 2 (2021): Hayula: Indonesian Journal of Multidisciplinary Islamic Studies
Publisher : Laboratorium Prodi Pendidikan Agama Islam UNJ

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/005.02.01

Abstract

This research aims to analyze the efficiency level of fourteen Zakat Management Organizations (ZMO) in Indonesia. This study uses a quantitative approach with the method of Free Disposal Hull (FDH) and the Super Efficiency (SE) method. Socialization Expense, Operational Expense, and Salary Expense are the input variables, while zakah fund collection and zakah distribution become the output variables. Empirical findings show that ZMO Corp 4 has the highest efficiency level, which analyzed through both methods of FDH or SE. ZMO managed by the government is the most efficient ZMO compared to the others who managed by private group and social organization. Total Potential Importance (TPI) shows that the output variable that requires the most significant adjustment is the zakat distribution, which is 12.66%
WEBSITE PROFIL DESA DAN INFORMASI WISATA DI KECAMATAN DUKUN, KABUPATEN GRESIK Catur Wulandari; Taufiqotul Bariyah; Elsi Mersilia Hanesti; Ludito Woro Indrio
BUGUH: JURNAL PENGABDIAN KEPADA MASYARAKAT Vol. 3 No. 1 (2023): Maret 2023
Publisher : Badan Pelaksana Kuliah Kerja Nyata Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/buguh.v3n1.1269

Abstract

Penggunaan internet sudah mulai dimanfaatkan dalam bidang pemerintahan mulai dari pemerintah pusat hingga ke kecamatan dan desa. Beberapa desa pada kecamatan Dukun, kabupaten Gresik telah memanfaatkan internet untuk menyebarkan informasi tentang desa dengan membuat website profil desa. Website yang dibuat oleh masing-masing desa tersebut tidak memiliki desain, fitur dan alamat website standar yang disepakati bersama. Selain itu terpisahnya website desa akan membuat informasi tersebar sehingga menyulitkan masyarakat dalam melakukan pencarian. Pada beberapa website desa yang telah dibuat, beberapa sudah tidak dapat diakses dikarenakan tidak tersedianya sumber daya manusia yang melakukan perawatan pada domain website. Permasalahan tersebut dapat diatasi dengan membuat satu website profil serta informasi wisata untuk seluruh desa. Website akan menjadi portal informasi untuk semua informasi desa pada kecamatan Dukun, kabupaten Gresik. Dengan demikian selain menghemat dana dan sumber daya manusia juga akan memudahkan masyarakat dalam menggali informasi seluruh desa pada kecamatan Dukun, kabupaten Gresik. Metode yang digunakan dalam pembuatan website adalah waterfall serta wawancara untuk pengambilan data yang dibutuhkan. Hasil pengabdian masyarakat ini adalah sebuah website yang berisi informasi sumber daya desa serta wisata pada kecamatan Dukun, kabupaten Gresik.
KERANGKA KERJA ERM DAN PENERAPANNYA PADA BISNIS WARALABA FRANCHISE TEA BREAK DI SIDOARJO Balqis Milad Ar-Rizqy; Adilian Rifqi; Elsi Mersilia Hanesti
JEM Jurnal Ekonomi dan Manajemen Vol 9 No 1 (2023): JEM JURNAL EKONOMI DAN MANAJEMEN
Publisher : LPPM STIE PERTIBA Pangkalpinang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Every business or company has risks that are likely to occur, meaning that every business/company that is carried out will be inversely proportional to the risks that follow. Entrepreneurs make risks that are likely to occur in the future used as the main reference/goal by staying away from risks and managing risks. The task of the company/business is to deal with risks that will occur, namely, investors as avoiding risks and management as risk managers, namely reducing the possibility of risks occurring. This study examines the application of ERM in the Tea Break franchise business. The purpose of this study is to find out the various risks that exist in the tea break franchise business and to find out how the ERM framework is applied to the tea break franchise business. The type of research used to conduct this research is using a qualitative descriptive analysis approach by collecting data by means of field studies, namely by means of interviews, observation, and documentation. Sources of data used in this research are primary data and secondary data. Primary data using observation and interview methods. Secondary data usually comes from library research by collecting, reading, and understanding theories from books, journals, magazines, or data from relevant internet theories.
Proses Enterprise Risk Management (ERM) Pada Bank Danamon Elsi Mersilia Hanesti
Transformasi: Journal of Economics and Business Management Vol. 2 No. 4 (2023): December : Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v2i4.1047

Abstract

Penelitian ini bertujuan untuk mendeskripsikan jenis risiko dan bagaimana proses Enterprise Risk Management (ERM) pada Bank Danamon terhadap aktivitas pada perusahaan tersebut. Metode penelitian ini menggunakan metode pengamatan (observation research) yang diambil langsung dari hasil pengamatan terhadap objek yang diteliti yakni dengan peninjauan langsung ke Bank Danamon. Hasil penelitian ini membuktikaan bahwa Bank Danamon membentuk risk management yang berperan untuk memantau keseluruhan bank atas risiko kredit, market, likuiditas dan juga operasional. Dan bank Danamon memiliki prinsip bahwa memandang seluruh risiko - risiko secara terkonsolidasi dan mengelola keseluruhan dengan mempertimbangkan kemungkinan antara risiko satu dengan risiko yang lainnya. Kata kunci: Risiko, Enterprise Risk Management (ERM), Bank Danamon
PENERAPAN ERM PADA LEMBAGA FINTECH (STUDI KASUS DI PT INVESTREE RADHIKA JAYA) Erna Sari Putri; Rekliary Maylafaza Rachmaniar; Elsi Mersilia Hanesti
JEM Jurnal Ekonomi dan Manajemen Vol 9 No 2 (2023): JEM JURNAL EKONOMI DAN MANAJEMEN
Publisher : LPPM STIE PERTIBA Pangkalpinang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

All companies require risk management to mitigate risks in their respective companies. Starting from conventional financial institutions to even Fintech, they must implement a good risk management system for company operations. Enterprise Risk Management (ERM) is a comprehensive approach that can be used as an effective method by companies to manage existing risks. Fintech is a startup company that provides technology-based financial services in the form of a platform that makes it easy for the public. The research uses the interview method centered on the Risk Management at PT Investree Radhika Jaya. The risk management analysis was carried out using the COSO version of ERM which consists of eight interconnected components and the analysis focuses on default risk. From these eight components, it can be seen how the company's internal environment is, the risks they face, and how they manage these risks. Because PT Investree Radhika Jaya is a startup company that is still new, several regulations and implementation of risk management in the company are still immature and have the possibility to experience changes along with the development of the company.