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All Journal Journal of Management - Small and Medium Enterprises (SME's) Indo-Fintech Intellectuals: Journal of Economics and Business Abdimas Mandalika Edusight International Journal of Multidisciplinary Studies (EIJOMS) Jurnal Akuntansi Pajak dan Manajemen JUILMU
Lia Nur Fadhilah
Universitas Nusa Cendana
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Health Professions Medicine & Pharmacology Social Sciences Other

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The Influence of Financial Literacy and Lifestyle on Financial Behavior among Students in Karang Taruna Cendrawasih Madurejo Yogyakarta Fadhilah, Lia Nur
Edusight International Journal of Multidisciplinary Studies Vol. 1 No. 4 (2024): Edusight International Journal of Multidisciplinary Studies
Publisher : Yayasan Meira Visi Persada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69726/eijoms.v1i4.66

Abstract

This research aims to determine the influence of financial behavior through financial literacy and the influence of lifestyle on Karang Taruna Cendrawasi students in Madurejo village. In this study, the population only consisted of students from Karang Taruna Cendrawasih Madurejo village and 100 students who were registered as members of Karang Taruna were used as samples taken using the random sampling method. The data used is primary data obtained from questionnaires distributed online. Classical hypothesis testing and multiple regression analysis using the SPSS V25.0 program were used for data analysis. Based on the results obtained, it can be concluded that: (1) the financial literacy variable has a significant positive influence on the financial behavior variable, (2) the lifestyle variable has a significant positive influence on the financial behavior variable. The variable influences the financial behavior of Karang Taruna Cendrawasih students in Madurejo village.
Pengaruh Literasi Keuangan Dan Gaya Hidup Terhadap Perilaku Keuangan Pada Mahasiswa Di Karang Taruna Cendrawasih Desa Madurejo Yogyakarta Lia Nur Fadhilah
Jurnal Akuntansi Pajak dan Manajemen (TAJAM) Vol 7 No 2 (2024): TAJAM : Jurnal Akuntansi Pajak dan Manajemen
Publisher : Politeknik Sawunggalih Aji

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37601/tajam.v7i2.304

Abstract

This research aims to determine the influence of financial behavior through financial literacy and the influence of lifestyle on Karang Taruna Cendrawasi students in Madurejo village. In this study, the population only consisted of students from Karang Taruna Cendravasi Madurejo village and 100 students who were registered as members of Karang Taruna were used as samples taken using the random sampling method. The data used is primary data obtained from questionnaires distributed online. Classical hypothesis testing and multiple regression analysis using the SPSS V25.0 program were used for data analysis. Based on the results obtained, it can be concluded that: (1) the financial literacy variable has a significant positive influence on the financial behavior variable, (2) the lifestyle variable has a significant positive influence on the financial behavior variable. The variable influences the financial behavior of Karang Taruna Cendrawasi students in Madurejo village.
PENGARUH FINANCIAL TECHNOLOGY DAN LOCUS OF CONTROL TERHADAP PERILAKU KEUANGAN (MAHASISWA DESA MADUREJO YOGYAKARTA) Fadhilah, Lia Nur; Daud, Chrispy Theresia Pratiwi; Zebua, Darwin
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 3 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i3.3311

Abstract

Perubahan zaman saat ini yang memasuki era globalisasi serta perkembangan digital makin berkembang dan kontemporernya cara hidup manusia yang terus berubah, menyebabkan pergeseran dalam pola finansial tiap individu. Dimana semua orang akan terbawa arus berubahan, termasuk mahasiswa. Penelitian ini bertujuan untuk melihat pengaruh Financial technologi (X1), Locus of control (X2) pada Perilaku keuangan (Y). Riset ini dijalankan dengan memakai metode penelitian kuantitatif. Menggunakan teknik analisis data yang digunakan dalam penelitian adalah regresi linear berganda dengan populasi 120 dengan random sampel sebanyak 100 mahasiswa. Riset ini memakai program SPSS V25.0 digunakan untuk analisis data. Hasil dari penelitian ini memperlihatkan bahwasanya variabel financial technology (X1) memiliki dampak positif dengan nilai 1,887 dengan coef 0,031 dan tidak signifikan pada variabel perilaku keuangan (Y), dan variabel locus of control (X2) mempunyai pengaruh negative 0,072 dengan tingkat signifikan lebih dari 0,05 yaitu 0,361 tidak signifikan pada variabel perilaku keuangan (Y) mahasiswa. Dan secara Bersama-sama variabel financial technology (X1) dan locus of control (X2) memiliki dampak positf signifikan dimana F table lebih kecil dari F hitung atau F hitung 563,663 > lebih besar dari F table 2,700 pada variabel perilaku keuangan (Y) mahasiswa di desa Madurejo
Penentuan Harga Pokok Kamar Hotel dengan Menggunakan Metode Activity-Based Costing: Studi Kasus pada Hotel Sotis Kupang Chrispy Theresia Pratiwi Daud; Zebua, Darwin; Lia Nur Fadhilah
Jurnal Ilmiah Multidisiplin Vol. 2 No. 2 (2025): Juli
Publisher : Yayasan Yuta Pendidikan Cerdas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62282/juilmu.v2i2.114-123

Abstract

Penelitian ini bertujuan untuk menganalisis penentuan harga pokok kamar hotel menggunakan metode Activity-Based Costing (ABC) pada Hotel Sotis Kupang. Metode ABC diterapkan untuk mengalokasikan biaya berdasarkan aktivitas yang dikonsumsi oleh setiap jenis kamar, seperti layanan kamar, laundry, listrik, dan fasilitas lainnya. Data dikumpulkan melalui wawancara, observasi, dan dokumentasi, kemudian dianalisis secara kuantitatif dengan mengidentifikasi empat aktivitas utama dan empat cost driver: jumlah kamar terjual, jumlah kamar tersedia, jumlah tamu menginap, dan luas lantai kamar. Hasil penelitian menunjukkan bahwa metode ABC menghasilkan harga pokok kamar yang lebih akurat dibandingkan dengan metode tradisional, dengan perbedaan signifikan (contoh: Rp.1.862.165 untuk kamar Penthouse). Temuan ini sejalan dengan studi sebelumnya (Kaplan dan Anderson, 2019) yang menggarisbawahi keunggulan ABC dalam mengurangi distorsi biaya. Penelitian ini merekomendasikan penerapan metode ABC untuk meningkatkan akurasi penetapan harga, efisiensi operasional, dan daya saing hotel. Implikasi manajerial dari penelitian ini mencakup pengoptimalan strategi harga, identifikasi aktivitas yang tidak bernilai tambah, dan peningkatan efisiensi operasional.
PERAN STRATEGI PEMASARAN UMKM MELALUI DIGITAL MARKETING SEBAGAI UPAYA MENINGKATKAN DAYA SAING PRODUK BERBASIS KEARIFAN LOKAL DI PULAU ADONARA KABUPATEN FLORES TIMUR Kurniawati, Merlyn; Fadhilah, Lia Nur; Nastiti, Dyah Wahyu
Journal of Management Small and Medium Enterprises (SMEs) Vol 17 No 3 (2024): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v17i3.23554

Abstract

Micro, Small and Medium Enterprises (MSMEs) play an important role in the economy of every country. Local wisdom is an element of the cultural traditions of a nation's people. MSME Marketing Strategy to increase product competitiveness is a step for MSMEs to survive in the business world. Preservation of Local Wisdom is expected to be able to make an increase in competitiveness in increasing marketing and supported by the existence of Digital Marketing technology in marketing products is expected to be able to increase the competitiveness of local wisdom identity products. The purpose of this study is that there has been no scientific study specifically in East Nusa Tenggara on the Marketing Strategy of MSMEs with basic local wisdom, namely weaving craftsmen to follow the development of digitalisation. The research was conducted by conducting interviews with 80 weaving craftsmen by designing marketing strategy tools using SWOT analysis. The competitiveness of weaving products can be increased through digital marketing strategies and creating unique weaving motifs that reflect tradition and culture and adjust to current trends. In addition, they must regularly attend digital marketing training so that the products produced can be sold directly on digital platforms and optimise product competitiveness opportunities by following market trends so that they can compete not only in the local market but begin to penetrate into national and foreign markets. Keywords: Digital Marketing Strategy; Product Competitiveness; Local Wisdom
Upaya Menumbuhkan Minat Wirausaha Kaum Muda Melalui Pelatihan Peningkatan Nilai Tambah Produk Olahan Ubi Kayu di OMK (Orang Muda Katolik) Agustian, Efandri; Kurniawati, Merlyn; Nurfadhilah, Lia; Marisi, Marisi; Immanuel Sihombing, Midian
Abdimas Mandalika Vol 4, No 4 (2025): Agustus
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/am.v4i4.31745

Abstract

Abstract:  This community service activity focuses on fostering youth entrepreneurship interest through training in increasing the added value of processed cassava products. Where cassava is a local resource in Umakatahan Village, Malaka Regency. The activity was attended by 3 lecturers, 2 speakers supported by 2 students. The training participants were 35 people, consisting of the Management and members of OMK (Orang Muda Katolik) of Umakatahan Village, Malaka Regency. Two speakers in this activity are experts in the field of Entrepreneurship and marketing, especially Digital Marketing. This community service activity has been able to increase the interest and knowledge of the young generation of Umakatahan Village. This program has succeeded in motivating young people to be more professional in managing agricultural products and adapting to market needs.Abstrak: Tujuan Kegiatan pengabdian kepada masyarakat ini menitikberatkan pada pembinaan minat berwirausaha pemuda melalui pelatihan peningkatan nilai tambah produk olahan singkong. Dimana singkong merupakan sumber daya lokal di Desa Umakatahan Kabupaten Malaka. Kegiatan ini diikuti oleh 3 orang dosen, 2 orang pemateri dengan dukungan 2 orang mahasiswa. Peserta pelatihan berjumlah 35 orang yang terdiri dari Pengurus dan anggota OMK (Orang Muda Katolik) Desa Umakatahan Kabupaten Malaka. Dua orang pemateri dalam kegiatan ini merupakan pakar dalam bidang Kewirausahaan dan pemasaran khususnya Digital Marketing. Kegiatan pengabdian kepada masyarakat ini telah mampu meningkatkan minat dan pengetahuan generasi muda Desa Umakatahan. Program ini berhasil memotivasi generasi muda untuk lebih profesional dalam mengelola hasil pertanian dan beradaptasi dengan kebutuhan pasar.
Co-Authors Darwin Zebua Daud, Chrispy Theresia Pratiwi Efandri Agustian Immanuel Sihombing, Midian Marisi, Marisi Merlyn Kurniawati Nastiti, Dyah Wahyu