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All Journal JURNAL EKONOMI SYARIAH El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah
Nurjannah, Mauliya Redyan
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Religion Economics, Econometrics & Finance Social Sciences

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Wakaf Uang dalam Perspektif Empat Mazhab dan Implementasinya di Indonesia Rahmat, Rahmat; Nurjannah, Mauliya Redyan
el-Uqud: Jurnal Kajian Hukum Ekonomi Syariah Vol. 2 No. 2 (2024)
Publisher : Fakultas Syariah UIN Prof. K.H. Saifuddin Zuhri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/eluqud.v2i2.12312

Abstract

This research aims to understand the law of cash waqf from the perspective of the four madhhabs (Syafi'i, Hanafi, Maliki, and Hambali) and its implementation in Indonesia. The method used is literature research with a qualitative approach. The Shafi'i and Hambali schools tend to be strict in their views on cash waqf, with the majority of scholars stating that cash waqf is prohibited because the object of waqf must retain its physical form (ain) after use, such as dinars or dirhams. While there is a minority view from the more tolerant Shafi'i scholars, the Maliki school gives some leeway to cash waqf if it is based on the waqf of movable objects. On the other hand, the Hanafi and Maliki schools allow cash waqf based on istihsan bi al-'urf, as cash waqf has become an accepted custom in both schools. Based on these four madhhabs, it can be concluded that there are two views regarding the law of cash waqf. The Shafi;i and Hambali schools reject cash waqf because they argue that waqf must be in the form of objects that are fixed and not used up in order to maintain the permanence of waqf assets, while the Maliki and Hanafi schools allow cash waqf based on the view that waqf assets are not only seen from movable and immovable objects but are more complex than that that waqf assets such as cash waqf must focus on the aspects of the usefulness  the waqf object.
THE POTENTIAL OF CASH WAQF LINKED SUKUK FOR UMKM EMPOWERMENT Nurjannah, Mauliya Redyan; Rahmat, Rahmat
JURNAL EKONOMI SYARIAH Vol 10, No 1 (2025): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v10i1.14937

Abstract

Introduction to The Problem: Indonesia, the world's largest Muslim-majority country, was named the most generous country globally by the Charities Aid Foundation (CAF) for the seventh consecutive year based on the Word Giving Index 2024. The country has several Islamic public finance instruments, including zakat, infaq, sadaqah and waqf. In 2021, the Directorate of Zakat and Waqf Empowerment noted that the potential of national cash waqf reached 180 trillion rupiah. However, this huge potential has not been optimally managed, while the welfare of the Muslim community and access to financing for MSMEs remain a challenge.Purpose/Objective Study: This research aims to identify the potential of Cash Waqf Linked Sukuk (CWLS) for MSMEs empowerment.Design/Methodology/Approach: This research used a qualitative approach to provide a detailed description in the discussion section, making it easier for readers to understand. The data used is secondary data obtained from previous research results or journals that have been published via the internet, and statistical data sourced from OJK.Findings: This study finds that CWLS has a great opportunity in Indonesia. The legality of cash waqf supports this stated in the law as well as cooperation between the Indonesian Waqf Board, Islamic financial institutions, Bank Indonesia, the Ministry of Finance, and the Ministry of Religious Affairs. Good management can maximize the potential of CWLS for MSME empowerment. Recommendations for further research include the development of a CWLS-based MSME empowerment model that utilizes big data and artificial intelligence, enabling in-depth analysis to understand the specific needs of MSMEs and optimize fund allocation.Research Type: Research Article
Co-Authors Rahmat Rahmat