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All Journal JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) Inovator : Jurnal Manajemen
Ria, Fanny Roswita
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Memahami Dimensi Ketidakpastian dari Layanan Perdagangan Saham Online di Indonesia Al Ghifari, Umar Kholifa; Ria, Fanny Roswita; Fajrina, Zahrina; Leon, Farah Margaretha
INOVATOR Vol 11 No 1 (2022): MARET
Publisher : prodima@fe.uika-bogor.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/inovator.v11i2.7189

Abstract

"AbstraksiPesatnya perkembangan teknologi membuat sebagian masyarakat beralih dari jual beli tradisional menjadi perdagangan online, termasuk dalam perdagangan saham. Terdapat beberapa ketidakpastian dalam perdagangan saham secara online. Penelitian ini bertujuan untuk mengetahui efek dari berbagai ketidakpastian terhadap niat adopsi perdagangan saham secara online di Indonesia. Penelitian juga menjelaskan pengaruh kepercayaan dan manfaat yang diterima sebagai moderasi antara berbagai dimensi ketidakpastian dengan niat adopsi perdagangan saham online. Sampel penelitian didapatkan melalui kuesioner terhadap 170 responden. Responden adalah pelaku perdagangan saham. Studi menemukan efek negatif yang signifikan dari ketidakpastian teknologi yang dirasakan, ketidakpastian peraturan yang dirasakan, dan layanan tidak berwujud yang dirasakan terhadap niat adopsi perdagangan saham online. Asimetris informasi yang dirasakan tidak memiliki efek yang signifikan terhadap niat adopsi perdagangan saham online. Variabel kepercayaan dan manfaat yang dirasakan, masing-masing secara signifikan memoderasi hubungan antara niat adopsi perdagangan saham online dengan ketidakpastian teknologi yang dirasakan, ketidakpastian peraturan yang dirasakan, dan layanan tidak berwujud.AbstractThe rapid development of technology has made some people switch from traditional trading to online trading, including in stock trading. There are some uncertainties in online stock trading. This study aims to determine the effect of various uncer- tainties on the intentions to adopt online stock trading in Indonesia. The study also explains the effect of trust and perceived benefits as a moderator between various dimensions of uncertainty with the intentions to adopt online stock trading. The research sample was obtained through a questionnaire to 170 respondents. Re- spondents are stock traders. The study found a significant negative effect of per- ceived technology uncertainty, perceived regulatory uncertainty, and perceived service intangibility on intentions to adopt online stock trading. Perceived infor- mation asymmetry does not have a significant effect on intentions to adopt online stock trading. Trust and perceived benefits, significantly moderated the relation- ship between intentions to adopt online stock trading with perceived technologyuncertainty, perceived regulatory uncertainty, and perceived service intangibility."
FAKTOR-FAKTOR YANG MEMPENGARUHI KESADARAN BERINVESTASI PADA PEGAWAI LINGKUP KEMENTERIAN LINGKUNGAN HIDUP DAN KEHUTANAN Ria, Fanny Roswita; Usman Bahtiar
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 11 No 2 (2024): JMBI UNSRAT Volume 11 Nomor 2
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v11i1.56796

Abstract

This study aims to analyze the Factors Affecting Investment Awareness in Employees of the Ministry of Environment and Forestry. The factors used in this study include Financial Literacy, Spending Patterns, Self-Control, Saving Behavior, Attitudes Toward Risk, Financial Socialization in the Family and Education System Support with Investing Awareness as the dependent variable. The data used in this study is primary data with the hypothesis testing method. This study uses a quantitative approach using survey research (questionnaire) as many as 60 questions with a research sample of 320 respondents. Data analysis used for hypothesis testing is simple linear regression analysis using the SPSS version 25. The results of this study indicate that Financial Literacy, Saving Behavior, Attitude Toward Risk, Financial Socialization in the Family and Education System Support have a positive and significant effect on Investing Awareness while Spending Patterns and Self-Control have no significant effect on Investing Awareness. The results also illustrate the importance of financial literacy in making decisions to invest, the higher a person's financial literacy, the higher the awareness to invest. The implication of this research is for employees of the Ministry of Environment and Forestry to pay attention to financial literacy, saving behavior, attitude towards risk, financial socialization in the family and support from the education system to influence investment awareness. In addition, for managers and financial services companies to stimulate investment intentions by publishing articles in the mass media and socialization activities. Implications for further researchers as a supporting reference.
Co-Authors Al Ghifari, Umar Kholifa Fajrina, Zahrina Leon, Farah Margaretha Usman Bahtiar