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All Journal Abdimas Universal Jurnal Riset Multidisiplin : Agrisosco
Yudiyanti, Ervina
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Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Peranan Kredit Usaha Rakyat (KUR) Terhadap Pengembangan UMKM Di Kabupaten Sinjai Alfira, Alfira; Nurdin, Fadilah; Hikmah, Aulia Nurul; Yudiyanti, Ervina; Gustiana, Gustiana; Fatimah, St; Asmiranda, Asmiranda
Jurnal Riset Multidisiplin Vol 1, No 3 (2023): Vol 1 No 3 Desember 2023
Publisher : Lembaga Penelitian, Pengembangan, Pemberdayaan Potensi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61316/jrma.v1i3.21

Abstract

MSMEs in Sinjai Regency face capital-related challenges hindering their business development and growth. Consequently, government intervention is imperative to address these issues. Kredit Usaha Rakyat (KUR) is a government program aimed at empowering MSMEs. This research aims to investigate the distribution procedures and the role of KUR in fostering MSME development in Sinjai Regency, utilizing a qualitative approach with a focus on fieldwork. The findings reveal a two-stage process for obtaining KUR: initial application and subsequent repayment. Mandiri Bank offers tailored credit limits to match the needs and business types of MSMEs, thereby preventing default risks. Moreover, KUR significantly contributes to enhancing MSME profitability, increasing income levels, and improving overall performance. These outcomes underscore the crucial role of KUR in advancing MSMEs in Sinjai Regency, thereby facilitating economic growth and sustainability at the local level.
Pengembangan Manajemen Entrepreneur Potensi Pariwisata dan UMKM Dalam Meningkatkan Pendapatan Masyarakat Desa Barania Madzlina, Madzlina; Winadia, Winadia; Azizah, Azizah; Khafifa, Ummul; Riska, Riska; Anugrawati, Anugrawati; Rahmawati, Rahmawati; Nurpasirah, Nurpasirah; Armanto, A.; Yudiyanti, Ervina; Asdar, Muhammad; Purnama, Hendra Arya; Nurpaisah, Nurpaisah; Asrul, Asrul; Nurlinda, Nurlinda; Pratama, Ahmad Aditya; Makmur, Makmur
Abdimas Universal Vol. 7 No. 1 (2025): April
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Balikpapan (LPPM UNIBA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36277/abdimasuniversal.v7i1.2647

Abstract

Barania Village is one of the villages located in West Sinjai District, which has significant tourism and Small, Micro, and Medium Enterprises (MSME) potential but has not been fully exploited. With tourist attractions such as Galung Village and Salu Birayya Waterfall, this village offers opportunities to increase people's income. However, the challenges faced include weak human resource management and a lack of innovation in managing tourism and MSMEs. The Student Organization Capacity Strengthening Program (PPK ORMAWA) from Muhammadiyah Sinjai University aims to provide training and assistance in tourism management and MSME development. Through this initiative, it is hoped that there will be an increase in community knowledge and creativity, as well as the formation of a widely known local brand. The output of this program includes development guidebooks, new products, and an increase in the number of visitors to the village, thereby encouraging sustainable local economic growth.
Co-Authors alfira, alfira Anugrawati, Anugrawati Armanto, A. Asmiranda, Asmiranda Asrul Asrul Aulia Nurul Hikmah Azizah Azizah Fatimah, ST Gustiana Gustiana, Gustiana Khafifa, Ummul Madzlina, Madzlina Makmur Makmur Muhammad Asdar Nurdin, Fadilah Nurlinda Nurlinda, Nurlinda Nurpaisah, Nurpaisah Nurpasirah, Nurpasirah Pratama, Ahmad Aditya Purnama, Hendra Arya Rahmawati, Rahmawati Riska Riska Winadia, Winadia