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SINERGITAS PEMBERDAYAAN PONDOK PESANTREN Putra, Purnama; Huda, Nurul; Basri, Hasan; Alrasyid, M. Harun; Sardiana, Anna; Amalia, Rizqi Maulida; -, Puspita; -, Zulfison; Amalia, Alvien Nur; Qurnain, Dewi Savitri
DEVOSI Vol 1 No 2 (2020): Devosi Jurnal Pengabdian Masyarakat
Publisher : LPPM Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/devosi.v1i2.2503

Abstract

The existence of pesantren in the midst of society has a very strategic meaning. Pesantren institutions that are rooted in the community, especially rural communities, are a separate force in arousing the enthusiasm and passion of the community for progress. One of the pesantren that has a long history of the Republic of Indonesia is pesantren Cijati Majalengka. Darul Falah Islamic Boarding School, Cijati. The Community Empowerment Program in Islamic Boarding Schools in terms of economic, social, psychological-counseling, religion, education and other aspects through community service cooperation between universities and partners is expected to provide optimal empowerment for the pesantren environment and the communities around the pesantren area. This service was carried out at the Darul Falah Islamic Boarding School which is located at Jl. K.H Mahfud No. 23 Kelurahan Cijati Kec / Kab. Majalengka with in-house training methods, in the form of socialization, training, and consultation. The conclusion of the community service carried out is the need for a holistic empowerment synergy to increase the potential of the pesantren.
EDUKASI EKONOMI KEUANGAN SYARIAH BAGI SISWA SMAN 1 PADANG DAN SMAN 4 PADANG Sardiana, Anna; -, Puspita; -, Zulfison; Amalia, Alvien Nur; Darniaty, Will Andilla; Sabila, Salma
DEVOSI Vol 2 No 2 (2021): Devosi Jurnal Pengabdian Masyarakat
Publisher : LPPM Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/devosi.v2i2.3003

Abstract

The majority of Indonesian are Muslim. As a country with the largest Muslim population, Indonesia has the potential to develop sharia economics and finance, especially in support of funding the priorities of development, such as infrastructure projects, education, and Agriculture. However, the development of sharia finance in Indonesia is not yet in accordance with expectations. This is reflected by the sharia financial market share including banking and insurance that is still relatively small, which is only reached 8.6 percent until January 2019, specifically for new Sharia banking reached 5.6 percent. Departing from this, it is proposed a community dedication to education regarding the Sharia financial economy. The event was held on 14-15 November 2019. The material presented in relation to values and principles of Sharia economics, and introduction of Sharia banking. Overall the event went smoothly. For the future this activity should be done continuously.
DEVICES IMPACT ON THE CHILDERN: A SWOT ANALYSIS Anna Sardiana
Al-Aulad: Journal of Islamic Primary Education Vol 4, No 1 (2021): Al-Aulad: Journal of Islamic Primary Education
Publisher : Jurusan Pendidikan Guru Madrasah Ibtidaiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/al-aulad.v4i1.10140

Abstract

The digital revolution has changed the culture of communication and people's behavior to move to media quickly and easily through the use of devices. This has an impact on school children as part of the community of mobile device users. This study wants to look at the impact of the use of devices on school children. The data in this study were obtained from various literatures which were processed and analyzed using SWOT analysis (strength, weakness, opportunity, threat). The results of the SWOT analysis in this study found that the use of devices in school children has positive and negative impacts and has opportunities and threats to watch out for. Keywords: devices, smartphone, gadget, SWOT analysis, digital native.
The Impact of Literacy to Shariah Financial Service Preferences Anna Sardiana
ETIKONOMI Vol 15, No 1 (2016)
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/etk.v15i1.3115

Abstract

The purpose of this study was to determine whether the Islamic financial literacy and the indicator as the knowledge, ability or skills and the confidence have a significant effect together and partially to the preferences of using the Islamic financial services. This type of research is descriptive research, while the method of analysis used in this study is the method of binary logistic regression analysis. The data used is primary data by the method of distributing questionnaires to users and non-users of Islamic financial services in Jakarta spread to the period April to May 2014. The results of this study indicate that Islamic financial literacy significant influence preference use Islamic financial services. In further testing, the knowledge indicator is partially significant toward the preferences of the use of Islamic financial services, as for indicators of ability and confidence does not affect the preferences of the use of Islamic financial servicesDOI: 10.15408/etk.v15i1.3115
PENGARUH PEMBIAYAAN FINTECH SYARIAH TERHADAP MODAL KERJA, OMZET PENJUALAN, DAN LABA BERSIH UKM (STUDI PADA ALAMI SHARIA) Nauvalsev Abdul Purba; Anna Sardiana
PARADIGMA : JURNAL ILMU PENGETAHUAN AGAMA, DAN BUDAYA Vol 18 No 2 (2021): PARADIGMA Journal of Science, Religion and Culture Studies
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/paradigma.v18i2.2924

Abstract

The presence of a number of fintech companies contributes to the development of Small and Medium Enterprises (UKM) in meeting their business capital needs. This answered an opinion which stated that SMEs have problems in accessing finance, one of which is the lack of access to formal sources of funds, either due to the absence of banks in remote areas or the unavailability of adequate information. There is so much potential for Islamic fintech financing that it deserves attention, but to this day there are still few scientific papers published to see whether Islamic fintech has a role in developing the financial performance of SMEs. Data analysis techniques and hypothesis testing in this study used the SmartPLS program. There is sufficient evidence that financing measures can improve the financial performance of SMEs in terms of working capital performance and sales turnover, while for net income it takes time to see the positive trend of PT Alami Fintek Sharia financing.
The Implementation of Waqf as ‘Urf in Indonesia Ani Yumarni; Gemala Dewi; Jaih Mubarok; Wirdyaningsih Wirdyaningsih; Anna Sardiana
Sriwijaya Law Review Volume 5 Issue 2, July 2021
Publisher : Faculty of Law, Sriwijaya University, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28946/slrev.Vol5.Iss2.1126.pp287-299

Abstract

As a tradition that has been practised for a long time, waqf or endowment is clear evidence that Muslims in Indonesia are developing through this worship. However, what if the waqf is in the form of a mosque, Islamic school, and grave (3M’s waqf). It is an unusual thing in the contemporary Islamic tradition, but its existence persists. Meanwhile, 'Urf as one of the legal propositions in establishing Islamic law has known the concept and has been practised for generations in suburban areas where most of the population is Muslim. This tradition is then accommodated in Law Number 41 of 2004 concerning endowment, which contains land endowment and endowment organiser (nazhir). This paper examines the tradition of endowment in Indonesian society to benefit mosques, Islamic schools, and graves. By using the historical and analytical-conceptual approaches, this paper will analyse waqf in these three forms. The results of this study can be taken into consideration by stakeholders in developing strategies for strengthening and empowering 3M's donated land to create benefits for the Indonesian since 3M’s endowment is commonly found in Indonesian society. 
Banking Information Technology on Economic Inequality: An analysis of Electronic Money Anna Sardiana
Indonesian Journal of Economics, Social, and Humanities Vol 3 No 1 (2021)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31258/ijesh.3.1.27-34

Abstract

The purpose of this study is to analyze and determine the role of banking technology, specifically the use of electronic money in reducing economic inequality in Indonesia. Gini coefficient analysis was used as method in data analysis to measure economic inequality. The data used in the study was secondary data sourced from the Central Statistics Agency (BPS) and Bank Indonesia (BI). The comparison is done using the Gini coefficient calculation method. The results of analysis in this study indicate that there is an increase that causes economic inequality in Indonesia regarding the use of server-based electronic money. The findings in this study also indicate that chip-based electronic money which is a product of banking technology can reduce the level of economic inequality in Indonesia.
Moderating Knowledge on Planned Behaviour Theory Toward Intention of Using Islamic Financial Services Anna Sardiana
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 6, No 1 (2021): June 2021
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v6i1.2507

Abstract

The study aims to examine students' behavior described through the theory of planned behavior (TPB) to use Islamic financial services by moderating knowledge. Primary data was used with 350 samples of a random population. Data were analyzed using Smart PLS assistance. The results of this study indicate that there is a significant influence on attitude has a positive relationship, but it does not have a significant effect on the intention to use Islamic financial services. The subjective norms and perceived behavioral control positively influence a positive relationship to use Islamic financial services. As for moderating the choice to use Islamic financial services on the personal norm variable, it has a negative direction but has a significant effect. Perceived behavioral control variable has a positive relationship and significantly impacts using Islamic financial services with the moderation of knowledge. Meanwhile, attitudes moderating knowledge do not significantly affect the intention to use Islamic financial services but have a positive direction.
Pengaruh Literasi Keuangan pada Keuangan Inklusif Penggunaan Bank Sampah di Jakarta Selatan Anna Sardiana
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 2, No 1 (2018)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v2i1.3411

Abstract

Inclusive Finance is a national development strategy to encourage economic growth through equal distribution of income, poverty alleviation and financial system stability. Financial literacy measures inclusive finance through access to financial services that will greatly help marginalized and low-income groups to increase their revenues, accumulate wealth, manage risks, and make efforts to get out of poverty. This study aims to examine the effect of financial literacy with the variable of knowledge, ability and attitude / behavior on the inclusive financial use of garbage bank in South Jakarta. Method used in this research is descriptive method of analysis with quantitative approach, by using primary data. The analytical method used is multiple regression analysis with the help of SPSS 15.0 analysis tool
SOSIALISASI DAN PENGENALAN KEUANGAN DAN PERBANKAN SYARIAH PADA SISWA TINGKAT AKHIR Anna Sardiana; Alvien Nur Amalia; Puspita Puspita
AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Vol. 2 No. 1 (2018): Amaliah: Jurnal Pengabdian Kepada Masyarakat
Publisher : LP2M UMN AL WASHLIYAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32696/ajpkm.v2i1.110

Abstract

Survei Otoritas Jasa Keuangan memperlihatkan bahwa hanya 21,84% penduduk Indonesia yang tergolong well literate. Hal ini menunjukkan rendahnya tingkat literasi keuangan masyarakat Indonesia. Salah satu segmen masyarakat yang dapat dikatakan belum banyak mendapat perhatian pada industry keuangan khususnya keuangan syariah, adalah kelompok usia muda yang dalam kategori menjelang usia produktif yaitu remaja, khususnya siswa sekolah menengah tingkat akhir. Hal ini berkenaan dengan asumsi bahwa ketika segmen siswa ini telah bekerja, mereka cenderung berpenghasilan, dan berpotensi untuk menjadi pengguna jasa keuangan, sehingga perlu mendapat edukasi. Madrasah Aliyah Negeri (MAN 18) Jakarta, Pondok Pesantren Baitul Hidayah Bandung, dan Sekolah Menengah Atas Negeri (SMAN 68) Jakarta merupakan beberapa sekolah yang mewakili representasi siswa tingkat akhir di kota besar Indonesia. Sehingga perlu dilakukan workshop dalam bentuk sosialisasi dan pengenalan keuangan dan perbankan syariah kepada para siswa disekolah-sekolah ini yang pada akhirnya diharapkan memberi dampak pada pertumbuhan industry keuangan Syariah dimasa yang akan datang.