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All Journal Wahana Islamika: Jurnal Studi Keislaman Wahana Islamika: Jurnal Studi Keislaman
Afifah Nazla Sevina
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Religion Arts Humanities Economics, Econometrics & Finance Education Social Sciences

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ANALISIS MINAT MASYARAKAT MEMILIH PEMBIAYAAN DI PNM MEKAR SYARIAH CABANG KRONJO KABUPATEN TANGERANG MENURUT PERSPEKTIF EKONOMI ISLAM Afifah Nazla Sevina; Suryani Suryani; Ratu Humaemah
Wahana Islamika: Jurnal Studi Keislaman Vol 8 No 2 (2022): Wahana Islamika: Jurnal Studi Keislaman
Publisher : SEKOLAH TINGGI AGAMA ISLAM AL-HUSAIN MAGELANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/wahanaislamika.v8i2.212

Abstract

The purpose of this study is to find out the factors that influence public interest in choosing financing at PNM Mekar Syariah, Kronjo Branch, Tangerang Regency, according to the Islamic Economic Perspective. The method used in this research is descriptive qualitative research. The data was obtained using the triangulation technique of data sources, by combining data collection with observation techniques, structured interviews and documentation. The results of this study indicate that the public's view of financing at PNM Mekar Syariah Kronjo Branch, Tangerang Regency is very good and helps people who need capital to run their business. PNM Mekar Syariah Branch Kronjo Tangerang Regency in its financing system uses three contracts used sharia namely wadi'ah contracts, wakalah contracts and murabahah contracts. The factors that influence people's interest in choosing financing at PNM Mekar Syariah Branch Kronjo Tangerang Regency are the need factor, religiosity factor, social class factor and service quality. Keywords: Interests, community, financing, PNM Mekar Syariah
MINAT MASYARAKAT MEMILIH PEMBIAYAAN DI PNM MEKAR SYARIAH CABANG KRONJO KABUPATEN TANGERANG MENURUT PERSPEKTIF EKONOMI ISLAM Afifah Nazla Sevina; Sevina, Afifah Nazla; Suryani, Suryani; Humaemah, Ratu
Wahana Islamika: Jurnal Studi Keislaman Vol. 8 No. 2 (2022): Wahana Islamika: Jurnal Studi Keislaman
Publisher : STAI Syubbanul Wathon Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61136/abx21330

Abstract

Many people in Kronjo Tangerang Regency have become customers at PNM Mekar Syariah to increase their business capital. This is evidenced by the increasing number of PNM Mekar Syariah Branch Kronjo Tangerang Regency customers from year to year. The purpose of this study is to find out the factors that influence public interest in choosing financing at PNM Mekar Syariah. The method used in this research is descriptive qualitative research. The data sources used are primary data sources and secondary data sources. The data was obtained using the triangulation of data sources by combining data collection with observation techniques, structured interviews and documentation. The results of this study indicate that the public's view of financing at PNM Mekar Syariah Kronjo Branch, Tangerang Regency, is good and helps people who need capital to run their business or want to open a business but do not have capital. In its financing system, PNM Mekar Syariah Branch Kronjo uses Sharia principles and has three contracts used, namely wadi'ah contracts, wakalah contracts and murabahah contracts. The factors influencing people's interest in financing are the need factor, religiosity factor, social class factor and service quality. 
Co-Authors Ratu Humaemah RATU HUMAEMAH, RATU Sevina, Afifah Nazla Suryani Suryani Suryani Suryani