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TELAAH BUKU ARGUMENTASI KESETARAAN GENDER PERSPEKTIF AL-QURâAN KARYA NASARUDDIN UMAR Janah, Nasitotul
Sawwa: Jurnal Studi Gender Vol 12, No 2 (2017): April 2017
Publisher : Pusat Studi gender dan Anak (PSGA) Universitas Islam Negeri Walisongo Semarang

Nasarudin Umar is an Indonesian Muslim scholar who has concerns on the issue of gender relations. He contributes many reflective thoughts, including the book entitled Argumentasi Kesetaraan Gender Perspektif al-Qurâan. This research is motivated by his intellectual anxiety toward Quranic texts that are often used as a tool of legitimacy and justification by patriarchalism. This notion has gender biased and misogynous thought in which puts women as the second actor in ritual and social contexts. On the other hand, Nasarudin assumes that gender inequality does not come from the character of religion itself but it refers to the understanding of religious thought that has been influenced by social construction. In addition, he argues that there is still ambiguity of the Quran interÂpretation on whether gender is a nature or a dynamic nurture (social construction). To understand the authenticity of Quranic perspectives, Nasarudin conducted a research on the Quran verses that discuss male and female relationships by applying thematic analysis (called Tafsir Maudlui) with various approaches such as semantic-linguistic, normative-theological and socio-historical. The result showed that the Quran does not expressly support the two gender paradigms of either nature or nurture. It only accommoÂdates certain elements within the two theories that are in line with the universal principles of Islam. Generally, the Quran recognizes the distinction between men and women but the distinction does not benefit one party while marginalizes the other. The distinction is needed precisely to support the harmonious and balanced, safe, and peaceful life and full of virtue._________________________________________________________Nasarudin Umar adalah cendekiawan muslim Indonesia yang meÂmiliki concern terhadap persoalan relasi gender. Ia banyak memÂberikan kontribusi pemikiran-pemikiran reflektif, diantaranya Buku Argumentasi Kesetaraan Gender Perspektif Alqurâan. Penelitian ini dilatarbelakangi kegelisahan intelektualnya karena teks-teks al-Qurâan sering dipakai sebagai alat legitimasi dan justifikasi paham patriarkhism yang bias gender dan sarat misoginis yang menempatÂkan perempuan sebagai the second dalam konteks ritual maupun sosial. Nasarudin berasumsi bahwa ketidakadilan gender bukanlah bersumber dari watak agama itu sendiri namun berasal dari peÂmahaman dan pemikiran keagamaan yang dipengaruhi oleh konÂstruksi social. Menurutnya, masih terjadi ambiguitas penafsiran al-Qurâan tentang apakah gender itu bersifat nature (kodrati) ataukah bersifat nuture (konstruksi social) yang dinamis. Untuk memahami autentisitas perspektif al-Qurâan, Nasarudin melakukan penelitian terhadap ayat-ayat al-Qurâan yang membahas tetang relasi laki-laki dan perempuan dengan menggunakan analisis tematik (tafsir maudhui) dengan berbagai pendekatan seperti semantic-linguistik, normatif-teologis maupun sosio historis. HasilÂnya, al-Qurâan tidak secara tegas menyatakan dukungan terhadap kedua paradigma gender baik nature maupun nurture. Al-Qurâan hanya mengÂakoÂmodir unsur-unsur tertentu yang terdapat dalam dua teori yang sejalan dengan prinsip-prinsip universal Islam. Secara umum al-Qurâan mengakui adanya perbedaan (distinction) antara laki-laki dan perempuan tetapi perbedaan itu tidak mengÂuntungkan salah satu pihak dan memarjinalkan pihak yang lain. PerÂÂbedaan itu diperlukan justru untuk mendukung obsesi al-Qurâan tentang keÂhidupÂan harmonis, seimbang, aman, tenteram serta penuh kebajikan.

TELAAH BUKU ARGUMENTASI KESETARAAN GENDER PERSPEKTIF AL-QURâ€™AN KARYA NASARUDDIN UMAR Janah, Nasitotul
Sawwa: Jurnal Studi Gender Vol 12, No 2 (2017): April 2017
Publisher : Pusat Studi gender dan Anak (PSGA) Universitas Islam Negeri Walisongo Semarang

Nasarudin Umar is an Indonesian Muslim scholar who has concerns on the issue of gender relations. He contributes many reflective thoughts, including the book entitled Argumentasi Kesetaraan Gender Perspektif al-Qurâ€™an. This research is motivated by his intellectual anxiety toward Qur'anic texts that are often used as a tool of legitimacy and justification by patriarchalism. This notion has gender biased and misogynous thought in which puts women as the second actor in ritual and social contexts. On the other hand, Nasarudin assumes that gender inequality does not come from the character of religion itself but it refers to the understanding of religious thought that has been influenced by social construction. In addition, he argues that there is still ambiguity of the Qur'an interÂpretation on whether gender is a nature or a dynamic nurture (social construction). To understand the authenticity of Qur'anic perspectives, Nasarudin conducted a research on the Qur'an verses that discuss male and female relationships by applying thematic analysis (called Tafsir Maudlui) with various approaches such as semantic-linguistic, normative-theological and socio-historical. The result showed that the Qur'an does not expressly support the two gender paradigms of either nature or nurture. It only accommoÂdates certain elements within the two theories that are in line with the universal principles of Islam. Generally, the Qur'an recognizes the distinction between men and women but the distinction does not benefit one party while marginalizes the other. The distinction is needed precisely to support the harmonious and balanced, safe, and peaceful life and full of virtue._________________________________________________________Nasarudin Umar adalah cendekiawan muslim Indonesia yang meÂmiliki concern terhadap persoalan relasi gender. Ia banyak memÂberikan kontribusi pemikiran-pemikiran reflektif, diantaranya Buku Argumentasi Kesetaraan Gender Perspektif Alqurâ€™an. Penelitian ini dilatarbelakangi kegelisahan intelektualnya karena teks-teks al-Qurâ€™an sering dipakai sebagai alat legitimasi dan justifikasi paham patriarkhism yang bias gender dan sarat misoginis yang menempatÂkan perempuan sebagai the second dalam konteks ritual maupun sosial. Nasarudin berasumsi bahwa ketidakadilan gender bukanlah bersumber dari watak agama itu sendiri namun berasal dari peÂmahaman dan pemikiran keagamaan yang dipengaruhi oleh konÂstruksi social. Menurutnya, masih terjadi ambiguitas penafsiran al-Qurâ€™an tentang apakah gender itu bersifat nature (kodrati) ataukah bersifat nuture (konstruksi social) yang dinamis. Untuk memahami autentisitas perspektif al-Qurâ€™an, Nasarudin melakukan penelitian terhadap ayat-ayat al-Qurâ€™an yang membahas tetang relasi laki-laki dan perempuan dengan menggunakan analisis tematik (tafsir maudhui) dengan berbagai pendekatan seperti semantic-linguistik, normatif-teologis maupun sosio historis. HasilÂnya, al-Qurâ€™an tidak secara tegas menyatakan dukungan terhadap kedua paradigma gender baik nature maupun nurture. Al-Qurâ€™an hanya mengÂakoÂmodir unsur-unsur tertentu yang terdapat dalam dua teori yang sejalan dengan prinsip-prinsip universal Islam. Secara umum al-Qurâ€™an mengakui adanya perbedaan (distinction) antara laki-laki dan perempuan tetapi perbedaan itu tidak mengÂuntungkan salah satu pihak dan memarjinalkan pihak yang lain. PerÂÂbedaan itu diperlukan justru untuk mendukung obsesi al-Qurâ€™an tentang keÂhidupÂan harmonis, seimbang, aman, tenteram serta penuh kebajikan.

Maqashid As-AyariÊ»ah sebagai Dasar Pengembangan Ekonomi Islam Janah, Nasitotul; Ghofur, Abdul
International Journal Ihya' 'Ulum al-Din Vol 20, No 2 (2018)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang, Indonesia

In contrast to the secular economy of capitalism and socialism, Islamic Economy is the one built on syariÊ»ah bases, norms and divine transcendent valuesÂ in the divine revelation, the al-QurÊ»an and the á¸¥adiá¹¡. In order to understand the essence of syariÊ»ah, it is necessary to conduct shifting paradigm from a literalist approach merelyÂ focusing on textual and legal meaning to a substantialist approach seeking to capture the moralÂ ideas andÂ Â the original meaning of the syariÊ»ah beyondÂ the text,Â which are trans-historical or transcendental beingÂ and universal (general principle).Â This paradigm shifting occurs asÂ the text is limited while the reality is infinite. Among the substantialistÂ approaches offered isÂ the use of maqashid syariÊ»ah and mashlaá¸¥ah.Â Maqashid syariÊ»ah refers to the essence of God's intention (Law Giver), which is the most essential formulated into five elements, they are: ØÙØ¸ Ø§Ù„Ø¯ÙŠÙ† Â (the religion keeping), ØÙØ¸ Ø§Ù„Ù†ÙØ³ Â (the soul keeping), ØÙØ¸ Ø§Ù„Ø¹Ù‚Ù„ Â (the intellect keeping), ØÙØ¸ Ø§Ù„Ù†Ø³Ù„ (descendant keeping) and Ø§Ù„Ù…Ø§Ù„ ØÙØ¸ (the wealth keeping). Then, hierarchically, maqashid in classical theory is developed into 3 levels: Ø§Ù„Ø¶Ø±ÙˆØ±ÙŠØ© Â (primary needs /basicÂ necessity), Ø§Ù„ØØ§Ø¬ÙŠØ© Â (secondary needs), and Ø§Ù„ØªØØ³ÙŠÙ†ÙŠØ© Â (tertiary needs). Under the argument of maqashid syariÊ»ah,Â this Islamic economic concept must be developed, thereforeÂ on the one hand the Islamic economy will not lose its divine morality, but on the other hand it can also develop dynamically, progressively and even ready to handle theÂ contemporary economic problems. Based on the explanation above, this research is focused on what is the basic philosophy that is the basis of the formulation and development of Islamic economics? This research data is library. The data collection method uses the documentation method, namely: collecting, then reviewing the data collected. After the data is collected, the data is analyzed by reducing data, presenting data in narrative form, and drawing conclusions. This study concludes that the Islamic Economy is closely related to the maqashid syariÊ»ah namely á¸¥ifáº“ al-mal. Maqashid syariÊ»ah is the basis for the development of the Islamic economy because it aims at the goal of creating human welfare and happiness by balancing the circulation of property fairly and balanced both personally and socially. Understanding of maqashid syariÊ»ah is a necessity in berijtihad to answer various economic problems. Understanding of maqashid syariÊ»ah is not only needed to formulate macroeconomic policies, but also policies that are microeconomic. In the economic context, maqashid syariÊ»ah has a dual role, namely: as a means of control as well as a social engineering tool to realize human equality. He provides a rational philosophical basis of economic activity. Without the maqashid syariÊ»ah, the understanding and practice of Islamic economics will be narrow, rigid, static, and slow. Islamic economics will lose the spirit and substance of its shari'a. But on the contrary, with the maqashid syariÊ»ah the Islamic economy develops elastic, dynamic, in accordance with the character of the ShariÊ»ah Islam which is universal and relevant for all space and time

Maqashid As-Ayariʻah sebagai Dasar Pengembangan Ekonomi Islam Nasitotul Janah; Abdul Ghofur
International Journal Ihya' 'Ulum al-Din Vol 20, No 2 (2018)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang, Indonesia

In contrast to the secular economy of capitalism and socialism, Islamic Economy is the one built on syariʻah bases, norms and divine transcendent values in the divine revelation, the al-Qurʻan and the ḥadiṡ. In order to understand the essence of syariʻah, it is necessary to conduct shifting paradigm from a literalist approach merely focusing on textual and legal meaning to a substantialist approach seeking to capture the moral ideas and the original meaning of the syariʻah beyond the text, which are trans-historical or transcendental being and universal (general principle). This paradigm shifting occurs as the text is limited while the reality is infinite. Among the substantialist approaches offered is the use of maqashid syariʻah and mashlaḥah. Maqashid syariʻah refers to the essence of God's intention (Law Giver), which is the most essential formulated into five elements, they are: حفظ الدين (the religion keeping), حفظ النفس (the soul keeping), حفظ العقل (the intellect keeping), حفظ النسل (descendant keeping) and المال حفظ (the wealth keeping). Then, hierarchically, maqashid in classical theory is developed into 3 levels: الضرورية (primary needs /basic necessity), الحاجية (secondary needs), and التحسينية (tertiary needs). Under the argument of maqashid syariʻah, this Islamic economic concept must be developed, therefore on the one hand the Islamic economy will not lose its divine morality, but on the other hand it can also develop dynamically, progressively and even ready to handle the contemporary economic problems. Based on the explanation above, this research is focused on what is the basic philosophy that is the basis of the formulation and development of Islamic economics? This research data is library. The data collection method uses the documentation method, namely: collecting, then reviewing the data collected. After the data is collected, the data is analyzed by reducing data, presenting data in narrative form, and drawing conclusions. This study concludes that the Islamic Economy is closely related to the maqashid syariʻah namely ḥifẓ al-mal. Maqashid syariʻah is the basis for the development of the Islamic economy because it aims at the goal of creating human welfare and happiness by balancing the circulation of property fairly and balanced both personally and socially. Understanding of maqashid syariʻah is a necessity in berijtihad to answer various economic problems. Understanding of maqashid syariʻah is not only needed to formulate macroeconomic policies, but also policies that are microeconomic. In the economic context, maqashid syariʻah has a dual role, namely: as a means of control as well as a social engineering tool to realize human equality. He provides a rational philosophical basis of economic activity. Without the maqashid syariʻah, the understanding and practice of Islamic economics will be narrow, rigid, static, and slow. Islamic economics will lose the spirit and substance of its shari'a. But on the contrary, with the maqashid syariʻah the Islamic economy develops elastic, dynamic, in accordance with the character of the Shariʻah Islam which is universal and relevant for all space and time

The Impacts of BMT Empowerment Program to MSMes Development: A Case Study in Magelang Fahmi Medias; Eko Kurniasih Pratiwi; Nasitotul Janah
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 14, No 2 (2020)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v14i2.305-316

AbstractThis study aims to determine the impact of the BMT (Baitul Maal wa Tamwiil)empowerment program on the development of MSMEs (Micro, Small, andMedium Enterprises) in Magelang. From this research, it is hoped that it canprovide accurate data and maps about the extent to which programs andactivities that have been carried out by BMT influence MSMEs in MagelangRegency, with indicators: BMT and UMKM profiles; access that MSMEs haveto the BMT program, programs that have been implemented by BMT and theimpact of the BMT program on the development of MSMEs. This research usesdescriptive qualitative analysis. Respondents in this study consisted of severallarge BMTs in Magelang, namely BMT LE Syariah, BMT Bima, BMT Karisma,and BTM Amman. The results showed that the programs implemented by BMTin the development of MSMEs had an impact on increasing business productivityby increasing capital, increasing profits, and increasing managerial usingmusyarakah, murabahah, wakalah and qardhul hasan contracts. Also, BMThelp to market their members’ business products in cooperation with institutionsand agencies (Cooperative agencies) in the form of collaboration activities ofMSMEs empowerment.

PROBLEMATIKA PENERAPAN PROFIT LOSS SHARING PADA LEMBAGA KEUANGAN SYARIAH DI KOTA MAGELANG Nasitotul Janah; Eko Kurniasih Pratiwi
PROSIDING SEMINAR NASIONAL & INTERNASIONAL 2015: Prosiding Bidang Sosial Ekonomi dan Psikologi The 2nd University Research Colloquium
Publisher : Universitas Muhammadiyah Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (251.355 KB)

Sistem bagi hasil atau Profit Loss Sharing (LPS) dalam akad musyarakah dan mudharabah pada awalnya dianggap sebagai tulang punggung operasi Lembaga Keuangan Syariah (LKS), namun dalam prakteknya, jenis pembiayaan bagi hasil ini hanya merupakan bagian kecil yang diberikanLKS di Indonesia bahkan di dunia. Penelitian ini bertujuan untuk mengetahui problematika penerapan sistem PLS pada Lembaga Keuangan Syariah di Kota Magelang. Penelitian ini adalah field research dengan menggunakan pendekatan kualitatif. Penelitian ini didesain untuk mengetahui problematika penerapan profit and loss sharing pada LKS di Kota Magelang. Data primer diperoleh dari kuesioner dan wawancara mendalam (depth interview) yang dilakukankepada pengelola LKS (Bank Syariah dan BMT) di Kota Magelang. Pengelola yang dimaksud adalah para Manajer KJKS BMT di Kota Magelang, yaitu KJKS BMT Kharisma, KJKS BMT Ya Ummi Fatimah, KJKS BMT BIMA, BMT LE Syariah serta Manajer Pembiayan di Bank SyariahMandiri Cabang Magelang dan Bank Mu’amalat Indonesia Cabang Pembantu Magelang. Penelitian ini menggunakan beberapa instrumen untuk memperoleh data penelitian, yaituObservasi, dokumentasi dan wawancara (depth interview). Hasil penelitian menunjukkan bahwa permasalahan atau problematika yang dihadapi oleh LKS untuk melaksanakan profit and loss sharing adalah: 1) Sumber dana pembiayaan yang sebagian besar berasal dari dana pihak ketiga;2) Pendapatan lembaga keuangan syariah yang tidak dapat diprediksi; 3) Moral Hazzard; 4)Sistem Administrasi dan manajemen yang kompleks Key Words: Proplematika, profit loss sharing (PLS), lembaga keuangan syariah

TELAAH BUKU ARGUMENTASI KESETARAAN GENDER PERSPEKTIF AL-QUR’AN KARYA NASARUDDIN UMAR Nasitotul Janah
Sawwa: Jurnal Studi Gender Vol 12, No 2 (2017): April 2017
Publisher : Pusat Studi gender dan Anak (PSGA) Universitas Islam Negeri Walisongo Semarang

Nasarudin Umar is an Indonesian Muslim scholar who has concerns on the issue of gender relations. He contributes many reflective thoughts, including the book entitled Argumentasi Kesetaraan Gender Perspektif al-Qur’an. This research is motivated by his intellectual anxiety toward Qur'anic texts that are often used as a tool of legitimacy and justification by patriarchalism. This notion has gender biased and misogynous thought in which puts women as the second actor in ritual and social contexts. On the other hand, Nasarudin assumes that gender inequality does not come from the character of religion itself but it refers to the understanding of religious thought that has been influenced by social construction. In addition, he argues that there is still ambiguity of the Qur'an interpretation on whether gender is a nature or a dynamic nurture (social construction). To understand the authenticity of Qur'anic perspectives, Nasarudin conducted a research on the Qur'an verses that discuss male and female relationships by applying thematic analysis (called Tafsir Maudlui) with various approaches such as semantic-linguistic, normative-theological and socio-historical. The result showed that the Qur'an does not expressly support the two gender paradigms of either nature or nurture. It only accommodates certain elements within the two theories that are in line with the universal principles of Islam. Generally, the Qur'an recognizes the distinction between men and women but the distinction does not benefit one party while marginalizes the other. The distinction is needed precisely to support the harmonious and balanced, safe, and peaceful life and full of virtue._________________________________________________________Nasarudin Umar adalah cendekiawan muslim Indonesia yang memiliki concern terhadap persoalan relasi gender. Ia banyak memberikan kontribusi pemikiran-pemikiran reflektif, diantaranya Buku Argumentasi Kesetaraan Gender Perspektif Alqur’an. Penelitian ini dilatarbelakangi kegelisahan intelektualnya karena teks-teks al-Qur’an sering dipakai sebagai alat legitimasi dan justifikasi paham patriarkhism yang bias gender dan sarat misoginis yang menempatkan perempuan sebagai the second dalam konteks ritual maupun sosial. Nasarudin berasumsi bahwa ketidakadilan gender bukanlah bersumber dari watak agama itu sendiri namun berasal dari pemahaman dan pemikiran keagamaan yang dipengaruhi oleh konstruksi social. Menurutnya, masih terjadi ambiguitas penafsiran al-Qur’an tentang apakah gender itu bersifat nature (kodrati) ataukah bersifat nuture (konstruksi social) yang dinamis. Untuk memahami autentisitas perspektif al-Qur’an, Nasarudin melakukan penelitian terhadap ayat-ayat al-Qur’an yang membahas tetang relasi laki-laki dan perempuan dengan menggunakan analisis tematik (tafsir maudhui) dengan berbagai pendekatan seperti semantic-linguistik, normatif-teologis maupun sosio historis. Hasilnya, al-Qur’an tidak secara tegas menyatakan dukungan terhadap kedua paradigma gender baik nature maupun nurture. Al-Qur’an hanya mengakomodir unsur-unsur tertentu yang terdapat dalam dua teori yang sejalan dengan prinsip-prinsip universal Islam. Secara umum al-Qur’an mengakui adanya perbedaan (distinction) antara laki-laki dan perempuan tetapi perbedaan itu tidak menguntungkan salah satu pihak dan memarjinalkan pihak yang lain. Perbedaan itu diperlukan justru untuk mendukung obsesi al-Qur’an tentang kehidupan harmonis, seimbang, aman, tenteram serta penuh kebajikan.

Inventarisasi Permasalahan Industri Keuangan Mikro Syariah (Studi Pada BMT di Kota dan Kabupaten Magelang) Eko Kurniasih Pratiwi; Nasitotul Janah
Cakrawala: Jurnal Studi Islam Vol 10 No 1 (2015)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (257.394 KB)

Baitul Maal wat Tamwil (BMT) merupakan lembaga keuangan mikro yang berbasis syari’ah muncul dan mencoba menawarkan solusi bagi masyarakat untuk mengatasi permasalah yang dihadapi. BMT merupakan lembaga keuangan syariah berbadan hukum koperasi yang bisa dibilang paling sederhana. Keberadaan BMT diharapkan dapat membantu masyarakat untuk meningkatkan kesejahteraannya. Di balik perkembangan BMT saat ini, baik dari sisi kuantitas maupun asset, terdapat berbagai permasalahan yang harus segera dicari solusinya. Penelitian ini bertujuan untuk mengetahui permasalahan BMT di wilayah kota dan kabupaten Magelang. Penelitian ini adalah penelitian survey (field research), tepatnya survey eksploratif dengan pendekatan kualitatif. Penelitian ini didesain untuk mengetahui permasalahan yang hadapi BMTBMT dengan menggunakan sumber data primer (wawancara) dan data sekunder (referensi dan dokumentasi), dengan metode pengambilan sampel purposive random sampling, yaitu BMT yang tergabung dalam FORSILA sebagai sampelnya. Metode pengambilan data yang digunakan adalah observasi lapangan, wawancara (depth interview), dan dokumentasi. Data yang terkumpul dianalisis untuk diambil simpulan dengan menggunakan metode kualitatif dengan pengamatan dan penelaahan dokumen. Studi ini menemukan bahwa permasalahan yang dihadapi oleh BMT secara umum hampir sama, yaitu (1) permasalahan kelembagaan (2) Permasalahan sumber daya manusia (3) Permasalahan yang terkait dengan tingkat kepercayaan dan pemahaman masyarakat terhadap BMT.

Hubungan Religiusitas Dengan Need For Achievement (N-Ach) Studi Pada Mahasiswa Fakultas Agama Islam Universitas Muhammadiyah Magelang Nida'ul Haq; Nasitotul Janah
Cakrawala: Jurnal Studi Islam Vol 10 No 2 (2015)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (369.035 KB)

Penelitian ini bertujuan untuk Untuk mengetahui hubungan religiusitas dengan need for achievement mahasiswa Fakultas Agama Islam UMMagelang. Populasi dalam penelitian ini adalah mahasiswa Fakultas Agama Islam Universitas Muhammmadiyah Magelang yang berjumlah 332 Mahasiswa. Sampel penelitian berjumlah 42 Mahasiswa yang ditentukan dengan teknik Purposive Sampling. Metode pengumpulan data menggunakan angket. Teknik analisis data dalam penelitian ini menggunakan analisis korelasi. Hasil penelitian menunjukkan respon mahasiswa terhadap Religiusitas diperoleh data sebesar 79% atau religiusitas pada mahasiswa dalam kategori baik. Need For Achievement mahasiswa diperoleh data sebesar 71% atau Need for Achivement mahasiswa Fakultas Agama Islam dalam kategori baik. Berdasarkan analisis data secara deskriptif diketahui bahwa tidak ada hubungan antara Religiusitas dengan Need For Achievement (motivasi berprestasi).

Analisis Penyelesaian Masalah Non Performing Financing (NPF) Pada Pembiayaan Murabahah Menurut Fatwa DSN NO.47/DSN-MUI/II/2005 (Studi Kasus Pada BMT Karisma Kota Magelang) Apriliana Fidyaningrum; Nasitotul Janah
Cakrawala: Jurnal Studi Islam Vol 11 No 2 (2016)
Publisher : Universitas Muhammadiyah Magelang

Penelitian ini bertujuan untuk mengetahui strategi penyelesaian masalah Non Performing Financing (NPF) atau pembiayaan bermasalah khususnya pada pembiayaan murabahah serta mengetahui tingkat kesesuaian penyelesaian masalah pembiayaan muarabahah bermasalah tersebut dengan ketentuan Fatwa Dewan Syari’ah Nasional No. 47/DSN-MUI/II/2005. Penelitian ini adalah penelitian lapangan dengan pendekatan studi kasus mengenai penyelesaian masalah NPF pada pembiayaan murabahah di BMT Karisma Kota Magelang, pengumpulan data dalam penelitian ini menggunakan metode observasi, wawancara dan dokumentasi. Analisis data dalam penelitian ini menggunakan metode deskriptif analitik yaitu dengan pengambilan data-data riil tentang penyelesaian masalah NPF untuk dianalisa menggunakan fatwa Dewan Syari’ah Nasional No. 47/DSN-MUI/II/2005.

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