Putri Kurnia Widiati
Universitas Islam Negeri Maulana Malik Ibrahim Malang

Published : 6 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 6 Documents
Search

RESIKO LIKUIDITAS BANK SYARIAH DI INDONESIA Aisyah, Esy Nur; Widiati, Putri Kurnia
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 2, No 1 (2014): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v2i1.2961

Abstract

Abstract The banking industry is an industry that is vulnerable to the risk, as it involves the management of the public money that is temporary in the sense that it can be withdrawn at any time to be played back in the form of a variety of investments  such as the purchase of securities and fund placement. One of the bank's risk is liquidity risk which is the risk caused by the poor level of bank liquidity. Liquidity risk (liquidity risk) is the risk arising from the bank unable to meet short-term obligations in the community when needed, which is caused by the shortage of bank liquidity. Therefore, this study aimed to examine the determinants of the level of liquidity risk of Islamic banks in Indonesia for a period of four years from 2010 through 2013. Results showed that age, leverage, size and profitability is an important determinant of Indonesian Islamic banks liquidity risk. On the other hand, the research also found that the explanatory variables tangibility is not a strong explanatory variables to determine the liquidity risk of Islamic banks in Indonesia.
PENGARUH ECONOMIC VALUE ADDED (EVA) DAN MARKET VALUE ADDED (MVA) TERHADAP RETURN SAHAM PERUSAHAAN OTOMOTIF DI INDONESIA TAHUN 2007–2010 Widiati, Putri Kurnia
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 1, No 02 (2013): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (205.906 KB) | DOI: 10.18860/ed.v1i02.2521

Abstract

This study analyzed the effect of Economic Value Added (EVA), Market Value Added (MVA) of otomotif companies Stock return listed on stock exchanges Indonesia, because otomotif companies have an important position on Indonesian Economics.Population of this research are otomotif company that listed on the Stock Exchange of Indonesia from 2007–2010 with sensus sampling method and multiple regresion analysis to analyzed. For the parsial side Market Value Added (MVA) has an influence to stock return of Otomotif Company that listed on the Stock Exchange. To get the trust from investor, otomotif company should have good performance with a good value of Market Value Added, because Market Value Added has significant effect to stock return; and have a good prediction about another factor that influence the stock return wich used histories data for the indicator. 
ANALISIS NON PERFORMING LOAN DAN PENERAPAN RESTRUKTURISASI KREDIT PADA PERBANKAN SYARIAH DALAM KAITANNYA DENGAN PENGEMBANGAN EKONOMI SYARIAH DI KOTA MALANG (Study Kasus pada Perbankan Syariah dan Pedagang Kecil di Kota Malang) Firmansyah, Fani; Widiati, Putri Kurnia
IQTISHODUNA IQTISHODUNA (VOL 10, NO 2.
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (417.641 KB) | DOI: 10.18860/iq.v10i2.3584

Abstract

This study analyzed the value of Non Performing Loan and credit restruction of Syariah Bankingand the relation ship with Syariah Economic growth on Malang., because credit have an important position onIndonesian Syariah Economics.Population of this research are Indonesian Syariah Banking and Small Enterpriseon Indonesia from 2007–2013 with Non Performing Loan and interview method to analyzed. To get the goodcondition of credit for small enterprise on Syariah Banking, all of the component must have a good relationship,comitment to having trust from investor or Syariah Banking. Syariah Banking must introduce acreditrestrukturization to take a part of smal enterprise growth.
ANALISIS RASIO LIKUIDITAS, RASIO SOLVABILITAS, DAN UNDERWRITING RATIO UNTUK MENGUKUR KINERJA KEUANGAN PT MANDIRI AXA GENERAL INSURANCE DI INDONESIA PASCA OJK (OTORITAS JASA KEUANGAN ) Widiati, Putri Kurnia; Aisyah, Esy Nur
IQTISHODUNA IQTISHODUNA (VOL 9, NO 2.
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (144.056 KB) | DOI: 10.18860/iq.v9i2.3568

Abstract

This study aimstoanalyzethe development ofthe financial performance of PT Mandiri AXAGeneralInsurance in Indonesia after the establishment of the FSA (Financial Services Authority) in 2013 by using theanalysis of liquidity ratios, solvency ratios using solvabillitas rate calculation and risk-based minimum capital,and undderwiting ratio. Based on the results it can be concluded that penellitian seen from the calculation ofthe solvency ratiousing solvabillitas level of risk-based andminimum capital ratio under wrting result andshowed unfavorable results, while the liquidity ratio has increase devery year. The results of the calculationof this ratio in dicates poor performance (except for the liquidity ratio) associated with the presence of FSA(Financial Services Authority).
The effect of intellectual capital on corporate value Rahayu, Yayuk Sri; Widiati, Putri Kurnia
MEC-J (Management and Economics Journal) Vol 2, No 1 (2018)
Publisher : Faculty of Economics, State Islamic University of Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (879.096 KB) | DOI: 10.18860/mec-j.v1i2.4825

Abstract

Economic development has many methods in development of financial institutions banking. Liquidity management can affect the institution. The crisis in financial sector is caused by low capability of financial institutions to deal fund sources. It affects the development of securities market and real sector. This study aims to analyze the effect of Intellectual Capital on Banking Value in Indonesia. The effect of Intellectual Capital is derived revenue (financial performance) on Banking Value, indirect effect of Intellectual Capital to Company's value of financial performance. This research is a descriptive explanatory research to test the hypotheses. The population is all Indonesia Banking. This research uses 30 banks with 5 years period (series) from year 2011 until 2015. The samples are 5 years x 30 = 150 item data and analyzed by path analysis. The research results indicate that companies should aware to important role of intellectual capital management. Company must manage intellectual capital within company, because it can affect on firm value. Intellectual capital has a significantly and positive effect on financial performance. In addition, there is an indirect effect of Intellectual Capital on firm value through financial performance. Optimal intellectual capital will create value added to company to provide a separate characteristic. The company will be able to compete with its competitors, because it has a unique competitive advantage.Keywords: intellectual capital, financial performance, corporate value
EVOLUSI SISTEM KEUANGAN BERBASIS TEKNOLOGI PADA UMKM BINAAN CSR PT SEMEN INDONESIA (PERSERO) TBK PABRIK TUBAN Prastika, Aidilla Winda; Widiati, Putri Kurnia; Budiwitjaksono, Gideon Setyo
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 6 No 1 (2022): Edisi Januari - April 2022
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v6i1.1779

Abstract

Metode penelitian PAR akan diadopsi dalam sistem pengelolaan keuangan usaha mikro, kecil dan menengah. Maka kami akan mengarahkan bagaimana membuat sistem pengelolaan keuangan yang efektif untuk UMKM agar pencatatan keuangan lebih akurat. Kami juga mengajarkan bagaimana mengelola keuangan dengan baik agar UMKM binaan CSR PT Semen Indonesia (Persero) Tbk Pabrik Tuban dapat terus berkembang dalam kondisi apapun. Dengan adanya pendampingan dan pelatihan pembuatan laporan keuangan dengan memanfaatkan digitalisasi ini maka pencatatan keuangan UMKM dapat sistematis. Kegiatan ini memberikan dampak positif bagi para pelaku usaha, mereka tidak lagi kesulitan dalam membuat pencatatan keuangan dan dapat fokus mengembangkan usahanya. Hasil dari penelitian ini adalah terciptanya sebuah software laporan keuangan sederhana yang dapat digunakan oleh UMKM sehingga pencatatan lebih efektif, efisien dan akurat. Melalui bantuan software laporan keuangan ini, para pelaku usaha kini dapat merasakan kemudahan untuk mengetahui besarnya keuntungan dan kerugian secara riil, memudahkan perencanaan bisnis dan memiliki dasar dalam proses pengambilan keputusan untuk keberlangsungan usahanya.