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All Journal Yumary: Jurnal Pengabdian kepada Masyarakat Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Hukma Ratu Purnama
Fakultas Ekonomi dan Bisnis, Universitas Muslim Indonesia, Makassar
Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Industrial & Manufacturing Engineering Social Sciences Other

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Edukasi Pemanfaatan Aplikasi Teknologi Finansial (Fintech) kepada Masyarakat Desa Kapita, Kabupaten Jeneponto, Sulawesi Selatan Muhammad Ashoer; Hukma Ratu Purnama; Munawir Nasir; A. Faisal Bahari; Andika Pramukti
Yumary: Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 3 (2022): Maret
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/yumary.v2i3.1012

Abstract

Purpose: Financial technology (financial technology – fintech) is a breakthrough that connects directly between the financial sector and the general public. However, the understanding of fintech concepts and practices in rural areas is still under-explored. To solve this, this educational and service community activity aims to uncover the views and mindsets of rural communities on the urgency of using fintech applications in everyday life. Method: The selected target participants were the people of Kapita village, Jeneponto Regency, South Sulawesi, totaling 55 people. The method of implementation is carried out by describing the content and practices of Fintech with the lecture teaching. Next, simulate the use of one of the fintech applications directly via a smartphone. Finally, the evaluation is carried out with a questionnaire to measure the level of understanding and interest in people's behavior towards Fintech. Result: The results showed that the participants fintech understanding had not yet reached the specified target, but their interest and desire for the use of fintech in the future was very high. This could be a golden opportunity for the stakeholder to develop and maximize the early intention of the rural financial behavior. Conclusion: Based on the results, it can be concluded that this program was conducted succesfully and already fulfilled the planned goal. In the future, we also hope that this Fintech educational project could be an essential resource to stimulate the intention and attitude of the Kapita village community towards the development of financial technology use in Indonesia.
Analisis Terhadap Disparitas Antar Wilayah dan Pertumbuhan Ekonomi di Sulawesi Selatan Hukma Ratu Purnama; Andika Pramukti Lamo; Ade Putri Lestari; Putri Fidyah Majid
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i3.6455

Abstract

This study examines economic growth and regional disparities in South Sulawesi Province during the 2019–2023 period, focusing on the development of the Human Development Index (HDI). The urgency of this research lies in understanding the factors influencing HDI growth as a primary indicator of societal welfare and quality of life, particularly in efforts to reduce regional disparities. This study employs a descriptive quantitative method, analyzing secondary data obtained from official publications such as the Central Bureau of Statistics and related agencies, to assess HDI growth trends and compare them with the national average. The findings reveal that South Sulawesi’s HDI has steadily increased from 73.08 in 2020 to 74.60 in 2023. Generally, the province’s HDI achievement is slightly above the national average, which rose from 72.81 in 2020 to 74.39 in 2023. Since 2017, South Sulawesi's human development status has been classified as "high," ranging between 70 and 80. Over the past four years, HDI growth has been within the 0–1 percent range, with significant acceleration in the last two years. In 2021, HDI grew by 0.41 percent, followed by faster growth of 0.79 percent in 2022, and reaching 0.87 percent in 2023, with an increase of 0.64 points compared to the previous year.
Co-Authors A. Faisal Bahari Ade Putri Lestari Andika Pramukti Andika Pramukti Lamo Muhammad Ashoer Munawir Nasir Putri Fidyah Majid