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Comparative Analysis of the Determinant Factors of Return on Assets between Islamic Commercial Banks (BUS) and Islamic Business Units (UUS) Lucky Nugroho; Akhmad Amien Mastur; Ulfa Ulfa; Tri Wahyono; Soeharjoto Soeharjoto
Jurnal Economia Vol 17, No 1: April 2021
Publisher : Faculty of Economics Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1034.456 KB) | DOI: 10.21831/economia.v17i1.34853

Abstract

Abstract: This study aimed to analyze and compare the factors that affect the return on assets (ROA) of Islamic commercial banks (BUS) and Islamic business units (UUS). This study’s independent variables are NPF, FDR, and MSMEs. The study used the quantitative method, with multiple regression approaches in analyzing the research data. The results of this study show that the BUS NPF has a negative and significant impact on the BUS ROA; the BUS FDR has a positive and insignificant impact on the BUS ROA; the BUS MSMEs  portion of the BUS loan distribution has a negative and insignificant impact on the BUS ROA; the UUS NPF has a negative and significant impact on the UUS ROA; the UUS FDR has a positive and significant impact on the UUS ROA; and the MSMEs’ portion of the UUS loan distribution has a positive and significant impact on the UUS ROA.Keywords: BUS, UUS, Return on Asset, Non-Performing Financie, Financing to Deposit Ratio, MSME financing Analisis Perbandingan Determinan Faktor Return on Asset antara Bank Umum Syariah (BUS) dengan Unit Usaha Syariah (UUS)Abstrak: Penelitian ini bertujuan untuk menganalisa perbandingan variabel-variabel yang mempengaruhi return on asset pada Bank Umum Syariah (BUS) dengan Unit Usaha Syariah (UUS). Adapun variable-variabel bebas yang digunakan pada penelitian ini adalah non performing financing, financing to deposit ratio dan porsi penyaluran pinjaman usaha mikro, kecil dan menengah (UMKM). Metode yang digunakan adalah kuantitatif dengan pendekatan regresi berganda dalam melakukan analisa penelitian ini. Hasil dari penelitian ini diketahui bahwa NPF BUS berdampak negatif dan signifikan terhadap  ROA BUS; FDR BUS berdampak postif dan tidak signifikan terhadap ROA BUS; porsi penyaluran pinjaman UMKM BUS berdampak negatif dan tidak signifikan terhadap ROA BUS; NPF UUS berdampak negatif dan signifikan terhadap ROA UUS; FDR UUS berdampak positif dan signifikan terhadap ROA UUS; Porsi penyaluran pinjaman UMKM UUS berdampak positif dan signifikan terhadap ROA UUS.Kata kunci: BUS, UUS, ROA, NPF, FDR, Pembiayaan UMKM
PENGHARGAAN SERTA PENGARUHNYA TERHADAP KINERJA KARYAWAN (Studi Kasus pada PT. PLN (Persero) Distribusi Jakarta Raya dan Tangerang) Chi Chi Sintia Purba; Tri Wahyono
Jurnal Ilmiah Manajemen dan Bisnis Vol 2, No 3 (2016): Jurnal Ilmiah Manajemen dan Bisnis
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jimb.v2i3.3831

Abstract

Penelitian bertujuan untuk menguji dan menganalisis Pemenuhan Kebutuhan Aktualisasi Diri danPenghargaan serta Pengaruhnya terhadap Kinerja Karyawan. Objek pada penelitian ini adalah karyawan PT.PLN (Persero) Distribusi Jakarta Raya dan Tangerang. Penelitian ini dilakukan terhadap 74 responden.Pendekatan yang digunakan dalam penelitian ini adalah Struktural Equation Model (SEM) dengan alat analsisSmart-PLS. Hasil Penelitian menunjukkan bahwa aktualisasi diri memberikan pengaruh yang positif dan signifikanterhadap kinerja karyawan PT. PLN (Persero) Distribusi Jakarta Raya dan Tangerang. Kemudian penghargaanjuga memberikan pengaruh yang positif dan signifikan terhadap kinerja karyawan PT. PLN (Persero) DistribusiJakarta Raya dan Tangerang.
PENGARUH PERTUMBUHAN ASET, PERTUMBUHAN PENJUALAN, PROFITABILITAS, LIKUIDITAS DAN UKURAN PERUSAHAAN TERHADAP PENGARUH PERTUMBUHAN ASET, PERTUMBUHAN PENJUALAN, PROFITABILITAS, LIKUIDITAS DAN UKURAN PERUSAHAAN TERHADAP DEBT TO TOTAL ASSET PADA PERUSAHAAN PEMBIAYAAN YANG TERDAFTAR DI BEI TAHUN 2010 – 2013 DEBT TO TOTAL ASSET PADA PERUSAHAAN PEMBIAYAAN YANG TERDAFTAR DI BEI TAHUN 2010 – 2013 Tri Wahyono
Jurnal Ilmiah Manajemen dan Bisnis Vol 1, No 2 (2015): Jurnal Ilmiah Manajemen dan Bisnis
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jimb.v1i2.3627

Abstract

The main purpose of this research was to determine whether the variable asset growth, sales growth,profitability, and firm size are considered to affect the debt to total asset by a variety of literature andprevious research. The sampling method use purposive sampling. Tecnique of data analysis use multiplelinear regression analysis by pooling the data. The results showed that five independent variablessimultaneously significant effect on debt to total asset with F score 19,132 and probability score 0,000, less than significantcy score 0,05. The asset growth and sales growth does not influence has a positive andsignificant influence on debt to total asset, while profitability has a negative influence on debt to total asset.Meanwhile, two other variables, liquidity and business risk has a positive and significant influence debt tototal asset.The main purpose of this research was to determine whether the variable asset growth, sales growth,profitability, and firm size are considered to affect the debt to total asset by a variety of literature andprevious research. The sampling method use purposive sampling. Tecnique of data analysis use multiplelinear regression analysis by pooling the data. The results showed that five independent variablessimultaneously significant effect on debt to total asset with F score 19,132 and probability score 0,000, lessthan significantcy score 0,05. The asset growth and sales growth does not influence has a positive and significant influence on debt to total asset, while profitability has a negative influence on debt to total asset.Meanwhile, two other variables, liquidity and business risk has a positive and significant influence debt tototal asset.