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All Journal Jurnal Manajemen Terapan dan Keuangan Dinar: Jurnal Ekonomi dan Keuangan Islam Jurnal Ilmiah Ekonomi Islam Ganaya: Jurnal Ilmu Sosial dan Humaniora JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) EKUITAS (Jurnal Ekonomi dan Keuangan) SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Tasharruf: Journal Economics and Business of Islam Amalee: Indonesian Journal of Community Research & Engagement JURNAL AKUNTANSI KEUANGAN DAN MANAJEMEN JURNAL MANAJEMEN AKUNTANSI (JUMSI) Indonesian Journal of Innovation Studies Jurnal Ilmiah Mahasiswa Manajemen, Bisnis dan Akuntansi Al-Muhtarifin: Islamic Banking and Islamic Economic Journal Moneter : Jurnal Keuangan dan Perbankan Journal of Economics and Management Scienties IIJSE Al-Insyiroh: Jurnal Studi Keislaman
Silalahi, Purnama Ramadani
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Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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ANALISIS PENERAPAN FINTECH PADA UMKM DI KOTA MEDAN DALAM PERSFEKTIF MAQASHID SYARIAH Akbar, Alwi; Imsar, Imsar; Silalahi, Purnama Ramadani
Jurnal Manajemen Terapan dan Keuangan Vol. 13 No. 03 (2024): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v13i03.36719

Abstract

Penelitian bertujuan untuk mengetahui Penerapan Fintech Pada UMKM di Kota Medan Dalam Persfektif Maqashid Syariah, serta kendala dan juga risiko dari Penerapan Fintech Pada UMKM di Kota Medan. Sumber data primer dan sekunder merupakan sumber data yang digunakan dalam pendekatan penelitian kualitatif. Untuk mengumpulkan data untuk penelitian ini, wawancara, dokumentasi, dan tinjauan pustaka digunakan. Kemudian dimungkinkan untuk membuat kesimpulan dari temuan analisis data. Berdasarkan temuan penelitian, 1. Sebagian besar pedagang UMKM ingin menggunakan layanan Fintech karena mereka menyadarinya. Fintech dipandang ramah pengguna oleh pelaku UMKM dan digunakan untuk layanan pembayaran digital. 2. Sumber daya manusia (SDM) menjadi salah satu kendala penerapan Fintech karena masih kurangnya pemahaman menyeluruh terhadap teknologi. Bagi banyak UMKM, buruknya kinerja fintech menyebabkan tertundanya transfer hasil penjualan. Biaya admin dinaikkan sebesar biaya MDR. Penerapan Fintech bagi UMKM membawa bahaya peningkatan kejahatan dunia maya, termasuk penipuan dan peretasan akun. 3. Penerapan Fintech dari sudut pandang maqashid syariah. Diantaranya maqashid syariah dari unsur at Tsabat (keutuhan) sejalan dengan UMKM yang diperhatikan oleh seluruh karyawan maupun pemilik usaha yang muslim, maqashid syariah dari unsur al Adl (kewajaran dalam bertransaksi), maqashid syariah dari unsur al wudhuh (transparansi) sejalan dengan unsur promosi digital, dan maqashid syariah dari unsur al hifdz (pemeliharaan harta) sejalan dengan unsur penjualan digital dan pembayaran digital. Status kehalalan transaksi dan barang telah dipastikan melalui kepatuhan fintech.
ANALYSIS OF THE APPLICATION OF ISLAMIC BUSINESS ETHICS (CASE STUDY OF LOPO MANDHELING COFFEE PANYABUNGAN MANDAILING NATAL) Hasibuan, Zahra Syahfitri; Jannah, Nurul; Silalahi, Purnama Ramadani
Jurnal Akuntansi, Keuangan, dan Manajemen Vol. 5 No. 4 (2024): September
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jakman.v5i4.3489

Abstract

Purpose: This research aims to examine how the Islamic business ethics present at Lopo Mandheling Coffee align with Islamic business ethics, in which the author conducts a study titled “Analysis of the Implementation of Islamic Business Ethics at Lopo Mandheling Coffee Panyabungan Mandailing Natal.” Methodology: The method used is a qualitative approach. At Lopo Mandheling Coffee, good Islamic business ethics have been implemented in accordance with the principles of unity, balance, free will, and responsibility. Results: It can be concluded that Lopo Mandheling Coffee has implemented Islamic business ethics as a competitive advantage. It is as if we have implemented the obligation of performing the five daily prayers, providing assistance and support to orphans as a form of social and environmental concern, as well as responsibility. Limitations : The author's suggestion is that Lopo Mandheling Coffee Panyabungan is expected to remain steadfast in applying the principles of Islamic business ethics, improve the quantity and quality of Human Resource management, and enhance the company's capital by seeking investors. Contribution : Islamic-based business ethics must be applied in today's highly competitive business environment. Keywords: Islamic Business Ethics; Application; Lopo Mandheling Coffee Panyabungan.
ANALISIS PENGARUH CITRA MEREK, KEPERCAYAAN MEREK, DAN KUALITAS PRODUK TERHADAP KEPUTUSAN KONSUMEN UNTUK MEMBELI MIE INSTAN MIE SEDAP (Studi Kasus Pada Konsumen Mie Sedap kota Medan) Franadita, Dwi; Silalahi, Purnama Ramadani
Jurnal Manajemen Akuntansi (JUMSI) Vol 1, No 3: 2021
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v1i3.2424

Abstract

In the current era of globalization, advertising board is a discipline that has significance in the business world, given the absence of innovation trend setting in various fields requires every individual or organization () to consistently compete to achieve what is aspired. the goal, in particular to obtain the benefits of the ideal. with the cost a little. Be an innovator in the market can be estimated with the recognition of the market and the situation during a state of emergency and the difficulty in the whole world. Indeed, become a winner was difficult, especially at the level of the customer who is easily tempted to try or switch brands or different goods. The organization should have the option to compete and follow their business in a climate of strict business, items of new competitors,kemajuanmekanis, legislation or government settings that continues to grow quickly.
Analisis Laporan Keuangan Pengelolaan Limbah Kelapa Sawit Pada PT. Perkebunan Nusantara III Persero Labuhanbatu Selatan Ashari, Fara Sofia; Amini, Aisyah; Lubis, Adlin Nahar; Silalahi, Purnama Ramadani
Jurnal Manajemen Akuntansi (JUMSI) Vol 2, No 3: 2022
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v2i3.3716

Abstract

The Mamikos application is a fairly good boarding house marketing application. However, this application has not been widely used by boarding house seekers in the city of Medan. This study aims to analyze the effectiveness of the Mamikos application in increasing visitors and boarding houses in the city of Medan. This study used a descriptive qualitative approach with data collection using in-depth interviews. Informants in this study are boarding houses in the city of Medan. The results of this study are that there are many platforms that boarding house owners can try, namely one of the best platforms is Mamikos. Using Mamikos makes it easier for boarding house owners in the city of Medan in marketing activities, room management, to property standardization in order to increase selling value. Boarding house seekers don't have to do a survey to find the place they want to live. Mamikos comes with many features provided, starting from direct bookings, chat features with tenants, digital payment methods and many other features.
Analisis Pengembalian Dana Tabarru Bagi Pemegang Polis Yang Berhenti Sebelum Masa Perjanjian Berakhir: Perspektif Asuransi Syariah Nurjanah, Nurjanah; Syahriza, Rahmi; Silalahi, Purnama Ramadani
Ganaya : Jurnal Ilmu Sosial dan Humaniora Vol 7 No 4 (2024)
Publisher : Jayapangus Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37329/ganaya.v7i4.3574

Abstract

This research aims to analyze the return of Tabarru Funds for policy holders who quit before the agreement period ends at PT Sun Life Syari'ah Medan Branch from a sharia insurance perspective. This research is a type of quantitative research, namely by conducting field research. The data sources used in this research are primary data and secondary data. Data collection was obtained from interviews, documentation and observation. To analyze the data, researchers used descriptive analysis methods. Data analysis techniques are carried out by reducing data, presenting data, and drawing conclusions. Research subject to related and authorized parties at PT Sun Life Syariah Medan Branch. The research object is the return of Tabarru Funds for policy holders who quit before the agreement period ends. The research results show that the implementation of the Tabarru contract at PT Sun Life is in accordance with the Fatwa of the National Sharia Council regarding Tabarru contracts for sharia insurance and Sharia Reinsurance. Based on the results of the interview, PT Sun Life stated that the Tabarru Fund return procedure which stops before the agreement period ends must still meet the requirements, where the return is in accordance with the type of product the customer purchased and the return is not in full, but in part after deducting administration fees and policy issuance. , and other costs that have been incurred.
Analisis Penerapan Konsep Green Business Pada Pengembangan UMKM Tahu Di Kota Medan: Ditinjau Dari Etika Bisnis Islam Siregar, Rizky Anggina; Harahap, Muhammad Ikhsan; Silalahi, Purnama Ramadani
Ganaya : Jurnal Ilmu Sosial dan Humaniora Vol 7 No 4 (2024)
Publisher : Jayapangus Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37329/ganaya.v7i4.3575

Abstract

MSME activities generally have a positive impact on regional progress but also have a negative impact which creates conflict between the community and MSME owners. The resulting negative impacts result in environmental damage in the form of water pollution, air pollution, and so on which are detrimental to society. Tofu Entrepreneur MSMEs in Mabar Village, Medan Deli District, Medan City are MSMEs that have high productivity every day. This has a close relationship to the environmental and economic impacts of the surrounding community. The aim of this research is in accordance with the problem formulation that has been prepared, namely to determine the application of Green Business in the development of MSMEs. The type of research used in this research is descriptive research with a qualitative approach. The data sources obtained by researchers consist of 2 types, namely primary data in the form of interviews and secondary data in the form of literature or scientific articles and various related books. The data collection techniques and instruments used in this research are observation and interviews. The data analysis techniques used are data collection, data reduction, data presentation and drawing conclusions. Based on the research results, it shows that the implementation of Green Business in tofu MSMEs in Mabar Village still does not fulfill the implementation of the 8 principles of implementing Green Business. The management of tofu production waste in this area is still lacking and not optimal because MSMEs know how to dispose of liquid waste by simply flowing it, causing an unpleasant odor. Judging from Islamic business ethics in implementing Green Business in MSMEs, it is known that in Mabar Village they have not fully implemented Islamic business ethics. The failure to implement Islamic business ethics by MSME players shows that the business practices carried out are not in accordance with Islamic law.
THE IMPACT OF THE HALAL INDUSTRY AND ISLAMIC FINANCIAL ASSETS ON INDONESIA'S ECONOMIC GROWTH USING THE VECTOR AUTOREGRESSION (VAR) APPROACH Imsar, Imsar; Nurhayati, Nurhayati; Harahap, Isnaini; Silalahi, Purnama Ramadani
EKUITAS (Jurnal Ekonomi dan Keuangan) Vol 8 No 2 (2024)
Publisher : Sekolah Tinggi Ilmu Ekonomi Indonesia (STIESIA) Surabaya(STIESIA) Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24034/j25485024.y2024.v8.i2.6299

Abstract

The present study intends to examine the influence of the halal business and Sharia financial assets on economic growth in Indonesia. The research method requires a quantitative methodology. Research data was acquired in time series form from the Central Statistics Agency (BPS), Financial Services Authority (OJK), and State of the Global Islamic Economy Report (SGIE). The VAR approach is used for analysis once the data is interpolated monthly. The findings in this research suggest a favorable and significant association between the halal industry and economic growth in Indonesia in the short term. Meanwhile, Islamic financial assets significantly affect economic growth in Indonesia. According to the results of the Granger causality test, a one-way causal relationship exists between economic development in Indonesia and the halal industry. The research results demonstrate that the halal industry is essential in supporting economic growth in Indonesia. With this research, the halal industry and Sharia financial assets can improve Indonesia's economic growth by increasing the halal sector.
Quality of BPJS Services at Mitra Sejati Hospital with Importance Performance Analysis (IPA) Method Pradani, Ellysa; Syahbudi, Muhammad; Silalahi, Purnama Ramadani
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 2 (2024): JULI
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i2.985

Abstract

The number of true partner hospitals in North Sumatra Province has increased since 2012 by 288 units to 310 units in 2023. The increasing number of true partner hospital units does not necessarily mean that true partner hospital services are adequate. This research aims to measure the factors that influence consumer satisfaction and to provide technical responses sourced from the Voice of Customer. This research uses a quantitative analysis method that combines the Importance Performance Analysis (IPA) method to determine service quality factors that influence consumer satisfaction and the Quality Function Deployment method is used to provide a technical response. This methodology uses a quantitative approach using the IPA method to show factors that are among the main priorities, namely services related to providing appropriate diagnoses by doctors at true partner hospitals, services related to responses by true partner hospitals to complaints from patients, and service attributes related to the suitability of drugs given by doctors at true partner hospitals. Increasing responses to patient complaints is a top priority that must be carried out by true partner hospitals to increase patient satisfaction. The technical response with the highest priority order is that medical personnel must provide clear answers regarding the treatment the patient is undergoing, and doctors at true partner hospitals must be more careful in administering medication that is appropriate to the patient’s illness.
A Model for Community Empowerment Based on Islamic Philanthropy piliyang, riza saharah; Qarni, Waizul; Silalahi, Purnama Ramadani
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 12, No 1: January 2025
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v12i1.28464

Abstract

The purpose of this study is to determine the ways in which Islamic philanthropy-based money usage activities contribute to community empowerment. Additionally, describe the paradigm of community empowerment that is being used.This study employed a qualitative research approach. The research is located in Rumah Yatim Medan. Data analysis procedures contain three steps: (1) data reduction, (2) data display, and (3) conclusion drawing or verification. The data for this study was gathered by documentation, interviews, and observation using descriptive qualitative research.The study's findings demonstrate that Rumah Yatim Ar-Rahman Medan's use of Islamic philanthropy-based funding for educational, socioeconomic, da'wah, and productive economy initiatives has been successful and beneficial. Rumah Yatim Ar-Rahman Medan's community empowerment concept has been successfully used in all spheres of education, socioeconomics, da'wah, and the productive economy. However, the productive economy sector should receive greater attention due to its unquestionably sustainable worth.
The influence of social media, digitalization, and financial literacy on generation Z's investment decision Daulay, Muthia Aulia Azhari; Marliyah, Marliyah; Silalahi, Purnama Ramadani
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 1 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i1.1449

Abstract

The study aimed to understand how social media, digitalization, and financial literacy influence Sharia stock investment decisions among Generation Z. As Gen Z becomes more predominant, it presents both opportunities and challenges for transforming the digital landscape, particularly in terms of financial literacy and the distribution of products and services in the Sharia stock market. Data was collected through questionnaires distributed to 100 selected respondents using purposive sampling. A quantitative method was employed, utilizing the Structural Equation Model (SEM) with the Smart PLS application for analysis. The findings revealed that social media and digitalization significantly and positively influenced Sharia stock investment decisions among Generation Z. However, the financial literacy did not show a significant impact. Public interest statements The positive impact of social media and digitalization on investment decisions indicates that financial institutions and Sharia-compliant stock market participants should leverage these platforms to connect with Generation Z. Note: Early Version articles are published as standalone pieces and will later be compiled into issues prior to print publication. These Early Version articles will not appear in journal keyword searches, will not be included in article searches, and will not receive a DOI (Digital Object Identifier) until they are officially published in an issue.
Co-Authors Abdul Fattah Abdullah Hutauruk, Muhammad Zaky Akbar, Alwi Amini, Aisyah Ashari, Fara Sofia Bancin, Eliyas Santi Daulay, Muthia Aulia Azhari Febriana, Vinni Franadita, Dwi Harahap, Muhammad Ikhsan Hasibuan, Ahmad Muniruddin Hasibuan, Misna Hasibuan, Zahra Syahfitri Imsar Imsar, Imsar Isnaini Harahap Jamila, Khaidar Rahmaini Lubis, Adlin Nahar Lubis, Passa Sayyid Akbar Marliyah, Marliyah Muhammad Lathief Ilhamy Nasution Muhammad Naufal, Muhammad muhammad Syahbudi, muhammad Mustapa  Khamal  Rokan N. Nurjanah Nurhayati Nurhayati Nuri Aslami Nurlaila Nurlaila Nursantri Yanti Nurul Jannah Pane, Salmi piliyang, riza saharah Pradani, Ellysa Pulungan, Nikmatul Maula Qarni, Waizul Rahmani, Nur Ahmadi Bi Rahmi Syahriza, Rahmi Sanda, Juana Tria Saragi, Alfioni Sari, Indi Widya Siregar, Rizky Anggina Syarbaini, Ahmad Muhaisin B Tumanggor, Siti Rahmah Zaman, Muhammad Qomaruz ‘Aisyi, Luthfiyyah Rahadatul