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Analisis Kelayakan Pemberian Kredit UKM pada BPR Artha Panggung Perkasa di Trenggalek Novi Puji Lestari; Muhammad Jihadi; Achmad Fahruddin
JBMP (Jurnal Bisnis, Manajemen dan Perbankan) Vol 4 No 2 (2018): September
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (484.629 KB) | DOI: 10.21070/jbmp.v4i2.1987

Abstract

Banking is a financial institution that exists in Indonesia which has an important role for the sustainability of the Indonesian economy. Economic growth must be directed at increasing people's incomes and overcoming economic inequality with social inequality. Economic growth in order to increase people's income, needs to be given attention to efforts to foster and protect small and traditional businesses and weak economic groups. Credit distribution is an important part of helping the economy and this is one of the tasks of the BPR. The Case Study conducted at BPR Panggung Perkasa Trenggalek, moreover their focus is on Small and Medium Enterprises. Credit distribution needs to be developed by providing loans to productive sectors, namely Small and Medium Enterprises.
Optimization Analysis of Petroganik Fertilizer Distribution at PT Petrokimia Gresik Muhammad Dwi Naffiqi Nugraha; Muhammad Jihadi; Baroya Mila Shanty
Jurnal Manajemen Bisnis dan Kewirausahaan (JAMANIKA) Vol. 1 No. 02 (2021): JUNE
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (309.848 KB) | DOI: 10.22219/jamanika.v1i2.16936

Abstract

The purpose of this study was to evaluate the company's initial distribution channel for distribution optimization to reduce the high distribution costs of PT Petrokimia Gresik. Petroganic fertilizer is one of the company's products, which currently increases its production, so it is necessary to implement a good distribution system to optimize transportation costs. The analytical tool used is the transportation method, where the company's initial allocation is recalculated using the Least Cost method, double-checking to find out whether it is optimal with the Modified Distribution (MODI) method. From the results of this study, it is known that the company's initial transportation costs incurred by the company when using the Least Cost method, there is cost transmission and optimization with the Modified Distribution method resulting in an optimal cost reduction value. The difference in distribution costs was obtained by 11.7% of the total costs incurred. The suggestion is that companies can consider transportation methods as a decision-making policy to optimize costs in their distribution system.
The Role of Supply Chain Management on Operational Performance and Competitive Advantage as Intervening Variables at Tofu Factory in Malang Raya Guntur Putra Mahendra; Muhammad Jihadi; Kenny Roz
Jurnal Manajemen Bisnis dan Kewirausahaan (JAMANIKA) Vol. 1 No. 04 (2021): DECEMBER
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (267.962 KB) | DOI: 10.22219/jamanika.v1i4.19328

Abstract

This study aims to determine the role of supply chain management on operational performance and competitive advantage as an intervening variable in a tofu factory in Malang Raya. The population in this study consists of 14 companies spread across Malang Raya with a total of 91 respondents. This research is a quantitative research using the WarpPLS 7.0 application. The data analysis technique used is using hypothesis testing and the Sobel test. The results test indicate that supply chain management has a positive effect on operational performance by mediating competitive advantage (full mediation). While supply chain management has a negative effect on operational performance if it is not through the competitive advantage variable.
The Reaction of The Indonesian Capital Market to The Implementation of Covid-19 Emergency Large Scale Social Restriction Riza Farid; Bambang Widagdo; Muhammad Jihadi
Jamanika (Jurnal Manajemen Bisnis dan Kewirausahaan) Vol. 2 No. 04 (2022): DECEMBER
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jamanika.v2i04.22756

Abstract

This research purpose to discover and determine the conditions in the Indonesian capital market regarding the implementation of the Covid-19 Pandemic Emergency Large-Scale Social Restrictions (PSBB) at April 10, 2020. This study uses an event study type of research which aims to examine the information content which is happening to the capital market. The indicators in this study are using Average Abnormal Return (AAR) and Average Trading Volume Activity (ATVA). The observation period in this study was 11 working days on the Indonesia Stock Exchange with 3 types, namely 5 days before the implementation of the Covid-19 Pandemic Emergency PSBB, 1 day on the event date, and 5 days after the Covid-19 Pandemic Emergency PSBB implementation. The character of this research is comparative, namely comparing an indicator from before and after the event took place. This study uses the LQ45 Index population with a sample of 45 stocks in the period August 2021-January 2022. The results of this study indicate that the implementation of the Covid-19 Pandemic Emergency PSBB, April 10, 2020, has no effect on Average Abnormal Return (AAR) and Average Trading Volume Activities (ATVA).
The Effect of Financial Literacy and Financial Behavior on Religiusity Moderated by Investment Decisions Imam Syafiq Mughni Al Hakim; Muhammad Jihadi; Warsono
Jamanika (Jurnal Manajemen Bisnis dan Kewirausahaan) Vol. 3 No. 02 (2023): JUNE
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jamanika.v3i02.27365

Abstract

This study aims to determine the effect of financial literacy and financial behavior on investment decision variables through religiosity as a moderating variable. The number of samples in this study was 150 respondents with a purposive sampling method. The object of this research is students of three universities in Malang city. The data analysis method used is Moderated Regression Analysis (MRA) with SPSS 26 software. The results of this study indicate that financial literacy has a significant effect on investment decisions, financial behavior has a significant effect on investment decisions, financial literacy and financial behavior simultaneously significantly influence investment decisions. In addition, religiosity strengthens the relationship of financial literacy to investment decisions.  
Dampak Media Sosial Terhadap Keputusan Pembelian Melalui Motivasi Konsumen Pada Produk Pakaian Kaos Bahtyar Hardyansyah Syihab; Abdul Qadir Hakimi; Muhammad Jihadi
JAMBURA: Jurnal Ilmiah Manajemen dan Bisnis Vol 6, No 2 (2023): JIMB - VOLUME 6 NOMOR 2 September 2023
Publisher : Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37479/jimb.v6i2.19801

Abstract

Tujuan dari penelitian ini untuk mengetahui media sosial berpengaruh positif dan signifikan terhadap motivasi konsumen; mengetahui medias sosial berpengaruh positif dan signifikan terhadap keputusan pembelian; mengetahui motivasi konsumen berpengaruh positif dan signifikan terhadap keputusan pembelian. Penelitian ini menggunakan metode kuantitatif dengan teknik pengumpulan dengan penyebaran kuesioner ke 100 responden menggunakan 12 pertanyaan yang ajukan pada masyarakat berumur 21 sampai 30 yang berlokasi di Malang. Pengamatan awal dilakukan selama satu bulan sejak awal Febuari 2023. Jenis data yang digunakan adalah data primer. Data diproses dan dianalisis menggunakan analisis SEM PLS. Berdasarkan pembahasan, maka hasil penelitian ini disimpulkan bahwa: 1) medias sosial berpengaruh positif dan signifikan terhadap motivasi konsumen; 2) medias sosial berpengaruh positif dan signifikan terhadap keputusan pembelian; 3) motivasi konsumen berpengaruh positif dan signifikan terhadap keputusan pembelian
Intention of Stock Investment by Students in The Covid-19 Period Fajar Ari Wicaksono; Muhammad Jihadi; Widayat widayat
Business Innovation Management and Entrepreneurship Journal Vol. 1 No. 01 (2022): APRIL
Publisher : University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/bimantara.v1i1.20951

Abstract

This research is intended to know and prove attitudes to risk and return on investment in investment intentions made by students with financial literacy and investment understanding as moderation.The type of research used is explanatory research, with a quantitative approach of data collection using questionnaires with the number of respondents to 277 students of the Faculty of Economics and Business, University of Muhammadiyah Malang class of 2019. Furthermore, the analysis of data that has been obtained using the Structural Equation Model (SEM) method in the SmartPLS program. The results of the analysis showed that attitudes to risk and return have a positive effect on investment intentions while financial literacy and investment understanding can moderate perceptions of risk and returns on investment intentions positively and significantly.
The Effect of Financial Literacy and Locus of Control on Student’s Financial Management Mediated by Lifestyle Hidayanti, Ika; Jihadi, Muhammad; Satiti, Novita Ratna
Jurnal Manajemen Bisnis dan Kewirausahaan Vol. 3 No. 4 (2023): DECEMBER
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jamanika.v3i4.29326

Abstract

This study aims to determine whether financial literacy and locus of control influence student financial management with lifestyle as the mediating effect. The population in this study were 2019-2020 class management students at the University of Muhammadiyah Malang with a total sample of 100 students. The research method uses a questionnaire with data collection techniques using questionnaires, data measurement techniques using a Likert scale and analysis using the SmartPLS 4 program. The results of the data analysis show that financial literacy has a positive and significant effect on student financial management, and locus of control has a significant positive effect on student finance. Lifestyle has a positive and significant influence on financial management. Lifestyle cannot mediate financial literacy in student financial management, but it can mediate locus of control.
The Influence of Company Size, Business Risk, and Sales Growth on Capital Structure Mediated by Profitability Yulianti, Anisa; Jihadi, Muhammad; Nurjannah, Dewi
Jurnal Manajemen Bisnis dan Kewirausahaan Vol. 4 No. 2 (2024): JUNE
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jamanika.v4i2.33636

Abstract

This study aimed to determine the effect of company size, business risk, and sales growth on capital structure with profitability as an intervening variable on the JII stock index on the Indonesia Stock Exchange (IDX) from 2017 to 2021. The method used to determine the research sample is purposive sampling. The source of data in this research is secondary data. Data analysis techniques used path analysis, t-test (partial), and Sobel test (mediation) using SPSS version 23. The study's results stated that company size, sales growth, and profitability have a significant effect on capital structure while business risk has no significant effect on capital structure. Company size, business risk, and sales growth significantly affect profitability. The Sobel test results state that company size, business risk, and sales growth have a significant effect on capital structure mediated by profitability, meaning that mediation occurs.
The Influence of Recording, Inventorying, Reporting, and Application on The Quality of Financial Report : (Case of SIMAK-BMN) Andansari, Ekowani; Mursidi, Mursidi; Jihadi, Muhammad
Business Innovation Management and Entrepreneurship Journal Vol. 1 No. 02 (2022): OCTOBER
Publisher : University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/bimantara.v1i02.23307

Abstract

The purpose of this study is to examine and analyze the effect of records, inventory, reports, and the usage of applications on the rate of financial reports of State-Owned Goods Financial Accounting Management Information System (SIMAK-BMN). Using a quantitative approach, 50 respondents filled online questionnaire and analyzed using multiple regression. The results of this study found that the better record, inventory, reporting, and application of SIMAK-BMN, the better the quality of financial reporting. Recording, reporting, and the implementation of the application can be improved in recording the movement and changes in BMN conditions, inventory, missing goods reports, and recording BMN mutation documents using complete and precise data.