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The Economic Empowerment of Women Micro Entrepreneurs: How is the Islamic Wealth Management Impact? Nurasyiah, Aas; Monoarfa, Hilda; Kusnendi, Kusnendi; Firmansyah, Firmansyah; Rosida, Rida; Ismail, Shafinar
Review of Islamic Economics and Finance Vol 6, No 2 (2023): Revıew of Islamic Economics and Finance (RIEF): December 2023
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v6i2.64901

Purpose – This research aims to analyze what factors keep women economically empowered during the COVID-19 period. The basic theory used is the theory of famines of poverty (Amartya Sen), which states that one of the main factors for women's economic empowerment is access to financial resources. In this study, the financial governance carried out refers to the Islamic Wealth Management concept developed by experts.Methodology - The method used in this study is quantitative with a causality approach, and besides that, the data analysis technique used is Structural Equation Modeling-Partial Least Square (SEM-PLS). The subjects of this study were female micro-entrepreneurs who were able to be empowered during the Covid-19 pandemic. Findings - The results of this study conclude that of the five aspects of Islamic Wealth Management, there are wealth accumulation, wealth protection, and wealth distribution have a significant effect on women's economic empowerment. Furthermore, the wealth creation and wealth purification variables do not have a significant effect on women's economic empowerment.

Responsible Consumption Behavior, Crucial Goals for Sustainable Development: A Systematic Review and Future Research Prospects Gunawan, Arie Indra; Gaffar, Vanessa; Bansah, Pearl Fafa; Monoarfa, Hilda
Jurnal Internasional Penelitian Bisnis Terapan Vol 6 No 01 (2024)
Publisher : Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar

Responsible consumption has been recognized as one of the efforts to achieve the SDGs, but it still requires much refinement, and at the moment, there is little time left until 2030 to achieve the SDGs. The academic literature is carried out through the PRISMA method, analyzing the study descriptively and thematically, and performing analysis synthesis to report the study results. The findings of this study are that the concept of responsible consumer behavior in a sustainable context has evolved in a more specific direction, no longer being a general statement of direct support for the SDGs. However, its implementation focuses on consumers' consumption consciousness to make their choices wiser, influenced by various internal and external factors. Based on the study we have drawn up a framework for developing research topics on sustainable behavior so that further research can quickly implement research themes across various industrial sectors and from multiple perspectives.

Pengaruh Intensitas Periklanan Media Sosial Terhadap Minat Beli melalui Citra Merek Sebagai Intervening Yuliawati, Novi; Hurriyati, Ratih; Monoarfa, Hilda
Jurnal Ilmu Manajemen dan Bisnis Vol 15, No 1 (2024): Jurnal Ilmu Manajemen dan Bisnis. Maret 2024
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jimb.v15i1.66100

The importance of growing consumer buying interest to encourage decisions to purchase a product has attracted researchers' interest in investigating factors that can influence it. This research was conducted using quantitative methods with descriptive and verification approaches. The primary data came from the answers of respondents who were gathered using a non-probability sampling technique with a purposive sampling and convenience approach, while the secondary data were from the results of a literature study. The obtained data were then analyzed using the SEM-PLS analysis technique with the help of SmartPls 3 software. The research shows that the intensity of Instagram social media advertising has a direct, significant positive influence on Young Living's brand image. Brand image has a direct, significant positive influence on Young Living's buying interest. Instagram social media advertising intensity has no influence on Young Living buying interest, and brand image has a role in mediating the indirect influence of Instagram social media advertising intensity on Young Living buying interest with a significant positive value.

The Impact of Implementing Islamic Wealth Management on Economic Empowerment of Women at the Majelis Taklim Post Covid-19 Pandemic Monoarfa, Hilda; Nurasyiah, Aas; Juliana, Juliana; Rosida, Rida; Cakhyaneu, Aneu
Indonesian Journal of Islamic Business and Economics (IJIBE) Vol 5 No 2 (2023): IJIBE
Publisher : Islamic Economic Scholar Association and Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/1.ijibe.2023.5.2.9778

The general objective of this research is to analyze what factors keep women economically empowered during the Covid-19 period. The basic theory used is the theory of famines of poverty (Amartya Sen), which states that one of the main factors for women's economic empowerment is access to financial resources. In this study, the financial governance carried out refers to the Islamic Wealth Management concept developed by experts. The method used in this study is quantitative with a causality approach, and besides that, the data analysis technique used is Structural Equation Modeling-Partial Least Square (SEM-PLS). The subjects of this study were female micro-entrepreneurs who were able to be empowered during the Covid-19 pandemic. The results of this study conclude that of the five aspects of Islamic Wealth Management, there are wealth accumulation, wealth protection, and wealth distribution have a significant effect on women's economic empowerment. Furthermore, the wealth creation and wealth purification variables do not have a significant effect on women's economic empowerment. The implication of this research is to be able to create a digital platform that supports women's economic empowerment in order to help the economic conditions of people's households so that they can rise as a result of the Covid-19 outbreak.

Perkembangan Literasi Keuangan Islam: Studi Bibliometrik Nuraini, Azdina; Monoarfa, Hilda; Juliana, Juliana
Jurnal Akuntansi dan Keuangan Islam Vol 12, No 1 (2024)
Publisher : SEKOLAH TINGGI EKONOMI ISLAM SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35836/jakis.v12i1.524

This study aims to analyze and map the development of literature on Islamic financial literacy. This study uses bibliometric method with VOSviewer and Microsoft Excel as the analysis tool. There were 84 relevant articles collected through the Scopus database obtained using the keyword "Islamic Financial Literacy" with a time span of 13 years, 2011 to 2023. The data were analyzed using quantitative descriptive method with bibliometric analysis. The study results show that the development of research has increased over the past 13 years. the peak of publications occurred in 2023. There were 79 authors, 52 journals, and 15 countries participating in the Islamic financial literacy study. Asia is the continent with the most publications and citations with 9 countries. The subject of Islamic financial literacy is the most used subject in this study.Keywords: Islamic Financial Literacy, Scopus, VOSViewer, Bibliometric AnalysisPenelitian ini bertujuan untuk menganalisis dan memetakan perkembangan literatur mengenai literasi keuangan syariah. Studi ini menggunakan metode bibliometrik dengan VOSviewer dan Microsoft Excel sebagai alat analisisnya. Terdapt 84 artikel relevan yang berhasil dikumpulkan melalui database scopus yang diperoleh menggunakan kata kunci “Literasi keuangan syariah” dengan rentang waktu 13 tahun, 2011 hingga 2023. Data dianalisis menggunakan metode deskriptif kuantitatif dengan analisis bibliometrik. Hasil studi menunjukkan bahwa perkembangan penelitian mengalami kenaikan selama 13 tahun terakhir. puncak publikasi terjadi pada tahun 2023. Terdapat 79 penulis, 52 jurnal, dan 15 negara yang berpartisipasi dalam studi literasi keuangan syariah. Asia menjadi benua yang paling banyak melakukan penerbitan dan memperoleh kutipan dengan 9 negara. Subjek literasi keuangan syariah merupakan subjek yang paling banyak digunakan dalam penelitian ini. Kata kunci: Literasi Keuangan Syariah, Scopus, VOSviewer, Analisis Bibliometrik

STUDENT INVESTMENT DECISIONS USING SHARIA MUTUAL FUND PRODUCTS VIA DIGITAL INVESTMENT PLATFORM Nabila, Siti Rafifa; Monoarfa, Hilda; Utami, Suci Apriliani
TSARWATICA (Islamic Economic, Accounting, and Management Journal) Vol 5 No 2 (2024)
Publisher : STIESA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar

Looking at the influence of sharia financial literacy, return expectations, perceived convenience, and perceived benefits on students' investment decisions using sharia mutual fund products through digital investment platforms. The method used is a quantitative approach, descriptive causality design with the Partial Least Square-Structural Equation Modeling (PLS-SEM) analysis tool with the help of the SmartPLS 4 application. The results of this research descriptively show that the level of return expectations, the level of perceived convenience, and the level of perceived benefits are in the high category and the level of sharia financial literacy is in the medium category. In addition, the hypothesis results show that the level of sharia financial literacy, return expectations, perceived convenience, and perceived benefits have a significant positive effect on students' investment decisions using sharia mutual fund products through digital investment platforms.

Mapping Zakat and Sustainable Development Goals Research: A Bibliometric Analysis Batari, Hanifah; Juliana, Juliana; Monoarfa, Hilda
Share: Jurnal Ekonomi dan Keuangan Islam Vol 13, No 2 (2024)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v0i0.21752

Zakat plays a crucial role in sustainable development, embodying both direct worship to Allah SWT and social responsibility towards fellow human beings. As a form of worship that emphasizes social and spiritual values, zakat, along with infaq and sadaqah, can significantly enhance community welfare when managed effectively. Recognized as a crucial instrument in Islamic finance, zakat is instrumental in poverty alleviation, directly supporting the first Sustainable Development Goal (SDG) of eradicating poverty. Despite its importance, the relationship between zakat and the SDGs remains underexplored in academic research. This study aims to bridge this gap by analyzing the trends in zakat research and its impact on sustainable development through a bibliometric analysis of 40 articles published in international journals from 2017–2022, sourced from the dimensions.ai database. Utilizing qualitative methods and the VOSviewer application for data visualization, this research provides a comprehensive overview of zakat's role in achieving the SDGs. The findings serve as a valuable resource for researchers and policymakers, highlighting the empirical evidence of zakat's potential in poverty alleviation and reinforcing its significance in sustainable development.========================================================================================================ABSTRAK – Pemetaan Riset Zakat dan Pembangunan Berkelanjutan: Analisis Blibliometrik. Zakat memainkan peranan penting dalam pembangunan berkelanjutan (Sustainable Development Goals - SDGs) dan memiliki dua aspek, yaitu ibadah langsung kepada Allah SWT sekaligus bagian dari tanggung jawab sosial kepada sesama manusia. Sebagai bentuk ibadah yang menekankan nilai-nilai sosial dan spiritual, zakat, bersama dengan infak dan sedekah, akan dapat meningkatkan kesejahteraan masyarakat secara signifikan jika dikelola dengan baik. Sebagai instrumen penting dalam sistem keuangan syariah, zakat sangat berperan dalam pengentasan kemiskinan, mendukung langsung tujuan pertama dari SDGs, yaitu pengentaskan kemiskinan. Walaupun demikian, hubungan antara zakat dan SDGs masih kurang dieksplorasi dalam penelitian akademis. Penelitian ini bertujuan untuk menjembatani kesenjangan ini dengan menganalisis tren penelitian zakat dan dampaknya terhadap SDGs melalui analisis bibliometrik terhadap 40 artikel yang diterbitkan di jurnal internasional periode 2017-2022, yang bersumber dari database “dimensions.ai”. Dengan menggunakan metode kualitatif dan aplikasi VOSviewer untuk visualisasi data, penelitian ini memberikan gambaran komprehensif tentang peran zakat dalam mencapai tujuan SDGs tersebut. Penelitian ini menggarisbawahi perlunya eksplorasi lebih lanjut mengenai peran zakat dalam SDGs sebagai solusi kunci untuk pengentansan kemiskinan global. Temuan penelitian ini diharapkan menjadi sumber yang berharga bagi peneliti dan pembuat kebijakan, menyoroti bukti empiris potensi zakat dalam pengentasan kemiskinan dan memperkuat signifikansinya dalam pembangunan berkelanjutan.

Mapping Zakat and Sustainable Development Goals Research: A Bibliometric Analysis Batari, Hanifah; Juliana, Juliana; Monoarfa, Hilda
Share: Jurnal Ekonomi dan Keuangan Islam Vol. 13 No. 2 (2024)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v0i0.21752

Zakat plays a crucial role in sustainable development, embodying both direct worship to Allah SWT and social responsibility towards fellow human beings. As a form of worship that emphasizes social and spiritual values, zakat, along with infaq and sadaqah, can significantly enhance community welfare when managed effectively. Recognized as a crucial instrument in Islamic finance, zakat is instrumental in poverty alleviation, directly supporting the first Sustainable Development Goal (SDG) of eradicating poverty. Despite its importance, the relationship between zakat and the SDGs remains underexplored in academic research. This study aims to bridge this gap by analyzing the trends in zakat research and its impact on sustainable development through a bibliometric analysis of 40 articles published in international journals from 2017–2022, sourced from the dimensions.ai database. Utilizing qualitative methods and the VOSviewer application for data visualization, this research provides a comprehensive overview of zakat's role in achieving the SDGs. The findings serve as a valuable resource for researchers and policymakers, highlighting the empirical evidence of zakat's potential in poverty alleviation and reinforcing its significance in sustainable development.========================================================================================================ABSTRAK – Pemetaan Riset Zakat dan Pembangunan Berkelanjutan: Analisis Blibliometrik. Zakat memainkan peranan penting dalam pembangunan berkelanjutan (Sustainable Development Goals - SDGs) dan memiliki dua aspek, yaitu ibadah langsung kepada Allah SWT sekaligus bagian dari tanggung jawab sosial kepada sesama manusia. Sebagai bentuk ibadah yang menekankan nilai-nilai sosial dan spiritual, zakat, bersama dengan infak dan sedekah, akan dapat meningkatkan kesejahteraan masyarakat secara signifikan jika dikelola dengan baik. Sebagai instrumen penting dalam sistem keuangan syariah, zakat sangat berperan dalam pengentasan kemiskinan, mendukung langsung tujuan pertama dari SDGs, yaitu pengentaskan kemiskinan. Walaupun demikian, hubungan antara zakat dan SDGs masih kurang dieksplorasi dalam penelitian akademis. Penelitian ini bertujuan untuk menjembatani kesenjangan ini dengan menganalisis tren penelitian zakat dan dampaknya terhadap SDGs melalui analisis bibliometrik terhadap 40 artikel yang diterbitkan di jurnal internasional periode 2017-2022, yang bersumber dari database “dimensions.ai”. Dengan menggunakan metode kualitatif dan aplikasi VOSviewer untuk visualisasi data, penelitian ini memberikan gambaran komprehensif tentang peran zakat dalam mencapai tujuan SDGs tersebut. Penelitian ini menggarisbawahi perlunya eksplorasi lebih lanjut mengenai peran zakat dalam SDGs sebagai solusi kunci untuk pengentansan kemiskinan global. Temuan penelitian ini diharapkan menjadi sumber yang berharga bagi peneliti dan pembuat kebijakan, menyoroti bukti empiris potensi zakat dalam pengentasan kemiskinan dan memperkuat signifikansinya dalam pembangunan berkelanjutan.

Strategi Peningkatan Nilai Tambah dan Pendapatan Nelayan Tangkap Berbasis Tepung Ikan untuk Meraih Potensi Pasar Pakan Ternak Unggas sebagai Monoarfa, Hilda; Chalil, .; Taqwa, Edhi
Jurnal Aplikasi Manajemen Vol. 13 No. 1 (2015)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/

The short-term goal of the study is to formulate fishermen 's revenue value - added strategy in fish flour productions in order to reach potential poultry food market as an effort to reduce imported dependence of fish flour in Indonsia. The long-term goal of the study refers to the MP3EI is implementation of value-added enhancements strategy for fishermen through programs and activities in order to fulfill the market demand in order to increase the income and welfare of fishermen in Tojo Una-Una, Central Sulawesi of Indonesia. The sample is limited to fishermen who have fishing gear boats and motor boats. The location of this study is in the Ampana City District ( Dondo village and Labuan village), Tojo District (Uekuli village and Tayawa village), and Una-Una District (Wakai village, Tanjung Pude, Una-Una village). The method used descriptive and SWOT analysis. The results indicate that the successfulness of fishermen's revenue value-added strategy through fish flour productions to reach poultry food potential market is influenced by some steps: 1) to increase production through the improvement of fishing gear; (2) to build solid fishing cooperatives and marketing institutions (TPI); (3) to enhance access to capital through bankinginstitutions; (4) to develop marine and fisheries-based entrepreneurship; (5) to provide a comprehensive, focused, and well-managed mentoring program; and (6) to monitorand evaluate the development and sustainability of the program.

FACTORS AFFECTING THE ATTRIBUTES OF HALAL DESTINATIONS IN WEST SUMATRA TOURISM Siregar, Alfi Syahrah; Gaffar, Vanessa; Monoarfa, Hilda; Andriana, Denny; Shahril, Aslinda
JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN Vol. 13 No. 1 (2025)
Publisher : UNIVERSITAS NEGERI SURABAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jepk.v13n1.p59-78

This study aims to identify, analyze, and explore indicators of halal destination attributes in the context of tourism in West Sumatra by integrating the concepts of halal and halal tourist destinations. Halal tourism is one of the fastest-growing sectors in the global tourism industry, driven by an increase in Muslim tourists, estimated to reach 230 million by 2026. As the country with the largest Muslim population in the world, Indonesia has great potential to become a significant halal tourism destination. West Sumatra, with its rich Minangkabau culture and strong Islamic values, is one of the leading destinations in Indonesia for halal tourism. The questionnaire was distributed to 400 respondents who had visited West Sumatra, with a return rate of 87.5%. Exploratory Factor Analysis (EFA) was conducted using SPSS version 24.0 for Windows, then continued with Confirmatory Factor Analysis (CFA) using Analysis of Moment Structures (AMoS) version 24.0 for Windows. The results showed that halal destination attributes among tourists in West Sumatra are influenced by three main factors: Muslim Friendly Tourism Quality (MFTQ), Cultural Tourism Quality (MFHS), and Muslim Friendly Tourism Standard (MFHS)). These findings are essential for destination managers to design effective strategies to attract and meet the needs of Muslim travelers, which is a growing market segment.

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