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PERSEPSI REMAJA MASJID TERHADAP BANK SYARIAH: SURVEI PADA REMAJA MASJID AL-HIDAYAH BLOK C16 RW 32TAMBUN BEKASI
Maesaroh, Juleha;
Widyananto, Arief
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 7 No 2 (2016): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi
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DOI: 10.33558/maslahah.v7i2.1176
This study aims to determine the perception of youth mosque to Islamic banks in the Al Hidayah Mosque Block C16 Rw. 32 Tambun Bekasi. This study was a qualitative study with phenomenological approach, with this approach researchers interviewed youth mosque in the mosque youth perception towards Islamic banks. Based on the results of in-depth interview research about adolescent perception of the mosque to the Islamic banks that the 3 (three) of respondents who have a very good perception of the Islamic Bank. This is due to respondents' knowledge on Islamic bank, and one respondent who become customers of Islamic banks. Then 2 (two) of respondents who have a fairly good perception towards Islamic Bank. It is caused by a lack of knowledge of Islamic banks.
Pengaruh Pengetahuan Produk dan Prinsip-prinsip Syariah Terhadap Minat Memilih Bank Syariah
Saadah, Alamatus;
Wisyananto, Arief
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 9 No 2 (2018): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi
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DOI: 10.33558/maslahah.v9i2.2741
This research tries to describe how employees respond to Islamic banking. This researchis quantitative which is the data has been used in this research is form of numbers. The sample inthis research were employees of the Teratai Putih Global 3 & 4 Vocational High School of Bekasi,amounting to 74 respondents were using saturated samples and collected data were processed usingSPSS version 24 analysis tool. The variables used in this research were product knowledge and shariaprinciples. As for the dependent variable is the interest in selecting Islamic banks. this research wasconducted by distributing questionnaires to respondents. The results of the research show that theresults of the tests F(?) indicate that the simultaneous test results have a significant positive effectwhich is the interest of employees is co-jointly influenced by product knowledge and sharia principles.And the persial test results of product knowledge variables and sharia principles have a significantpositive effect on employee interest.
SOSIALISASI TEKNIK BAURAN PEMASARAN PADA PRODUK USAHA MIKRO KECIL DAN MENENGAH (UMKM) DI KECAMATAN RAWAMERTA, KARAWANG
Asih, Anisa Mukti;
Fahlevi, Rizal;
Rahmawati, Rafika;
-, Isfandayani;
Widyananto, Arief
DEVOSI Vol 2 No 1 (2021): Devosi Jurnal Pengabdian Masyarakat
Publisher : LPPM Universitas Islam 45 Bekasi
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DOI: 10.33558/devosi.v2i1.2849
The role of Micro, Small and Medium Enterprises in increasing income and employment can certainly be considered large for Indonesia. MSME actors need to be given training related to delivering or disseminating knowledge information about the marketing mix for their products. The method used in this community service is in the form of socialization to the government of the Rawamerta sub-district and the surrounding community. The result was that 15 participants took part in the socialization activity to increase knowledge and information about the marketing mix for Micro, Small and Medium Enterprises products.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI REALISASI PEMBIAYAAN KPR SYARIAH (Studi Pada BTN Syariah Bekasi)
Nurul Aulia Robiatul Adawiyah;
Arief Widyananto
PARADIGMA : JURNAL ILMU PENGETAHUAN AGAMA, DAN BUDAYA Vol 17 No 1 (2020): PARADIGMA Journal of Science, Religion and Culture Studies
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Islam 45
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DOI: 10.33558/paradigma.v17i1.2297
This study aims to determine what factors can affect the realization of Sharia KPR financing at BTN Syariah Bekasi. The variables used in this study consist of financing period, fixed margin and financing frequency. This research is quantitative in nature using a questionnaire as a data collection tool. The population in this study were all customers who carried out KPR Syariah financing at BTN Syariah Bekasi with a sample size of 100 customers. Sampling using probability sampling techniques. The data analysis technique used is the classic assumption test, multiple linear regression analysis, the coefficient of determination, the t test and the F test. While the data processing in this study used the SPSS 25 program. From the hypothesis test using the t test, it is found that the variable period of financing has a positive but insignificant effect, while the variable margin and frequency of financing have a positive and significant effect on the realization of Islamic mortgage financing Based on the F test (simultaneous), the results show that the variable period of financing, fixed margins and frequency of financing jointly affect the realization of Sharia KPR financing.
Persepsi Remaja Masjid terhadap Bank Syariah: Survei Pada Remaja Masjid Al-Hidayah Blok C16 Rw 32Tambun Bekasi
Juleha Maesaroh;
Arief Widyananto
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 7 No 2 (2016): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi
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Download Original
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DOI: 10.33558/maslahah.v7i2.1176
This study aims to determine the perception of youth mosque to Islamic banks in the Al Hidayah Mosque Block C16 Rw. 32 Tambun Bekasi. This study was a qualitative study with phenomenological approach, with this approach researchers interviewed youth mosque in the mosque youth perception towards Islamic banks. Based on the results of in-depth interview research about adolescent perception of the mosque to the Islamic banks that the 3 (three) of respondents who have a very good perception of the Islamic Bank. This is due to respondents' knowledge on Islamic bank, and one respondent who become customers of Islamic banks. Then 2 (two) of respondents who have a fairly good perception towards Islamic Bank. It is caused by a lack of knowledge of Islamic banks.
Pengaruh Pengetahuan Produk dan Prinsip-prinsip Syariah Terhadap Minat Memilih Bank Syariah
Alamatus Saadah;
Arief Wisyananto
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 9 No 2 (2018): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi
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DOI: 10.33558/maslahah.v9i2.2741
This research tries to describe how employees respond to Islamic banking. This researchis quantitative which is the data has been used in this research is form of numbers. The sample inthis research were employees of the Teratai Putih Global 3 & 4 Vocational High School of Bekasi,amounting to 74 respondents were using saturated samples and collected data were processed usingSPSS version 24 analysis tool. The variables used in this research were product knowledge and shariaprinciples. As for the dependent variable is the interest in selecting Islamic banks. this research wasconducted by distributing questionnaires to respondents. The results of the research show that theresults of the tests F(?) indicate that the simultaneous test results have a significant positive effectwhich is the interest of employees is co-jointly influenced by product knowledge and sharia principles.And the persial test results of product knowledge variables and sharia principles have a significantpositive effect on employee interest.
ANALISISPENGARUH PEMBIAYAAN MURABAHAH TERHADAP OMZET UMKM (STUDI KASUS PADA PT BPRS HARTA INSAN KARIMAH CABANG CIKARANG)
Erisma Venny Mursidah;
Rafika Rahmawati;
Arief Widyananto
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 12 No 2 (2021): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi
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DOI: 10.33558/maslahah.v12i2.3209
This study aims to analyze the effect of murabahah financing at BPRS Harta Insan Karimah Cabang Cikarang branch on changes in turnover of micro, small and medium enterprises and to find out how big the difference in customer turnover before and after receiving murabahah financing. The research methodology used is a quantitative approach. The sampel used is micro, small and medium-sized financing customers of BPRS Harta Insan Karimah Cabang Cikarang branch in 2018 as many as 70 respondents with various types of businesses. The results of this study indicate that partial murabahah financing has a positive and significant effect between the variables of murabahah financing on micro, small and medium enterprises turnover
ANALISIS KEUANGAN BPRS AL-SALAAM AMAL SALMAN DENGAN MODEL SHARIA CONFORMITY AND PROFITABILITY (SCnP) DAN TEKNIK DUPONT SYSTEM
Risna Nur Azizah;
Arief Widyananto
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 13 No 1 (2022): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi
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DOI: 10.33558/maslahah.v13i1.4455
This study aims to explain the Islamic financial performance based on the DuPont System Technique and Sharia conformity and Profitability (SCnP) at the Al-Salaam Amal Salman BPRS for the 2016-2020 period by analyzing two variables, namely sharia conformity or sharia conformity and profitability. This study uses quantitative research. Data retrieval in the form of secondary data obtained indirectly from information or additional data used in the form of journals, websites, and other data related to research. The method used is SCnP with sharia conformity ratios namely Sharia Investment, Sharia Income and Profit Sharing Ratios Return On Assets (ROA), Return On Equity (ROE) and Profit Margin Ratio while the DuPont System method uses the ratio of Net Profit Margin (NPM), Total Asset Turn Over (TATO) and Return On Investment (ROI). The result of the study is analysis of the financial performance of BPRS Al-Salaam Amal Salman for the 2016-2019 period using Sharia conformity and Profitability is in the Upper Right Quadran (URQ) position which indicates the bank has a high level of compliance with sharia principles and profitability, while in 2020 it is in a position Lower Left Quadrant (LLQ) which indicates the bank has a level of compliance with sharia principles and low profitability. While the analysis using the DuPont System BPRS Al-Salaam Amal Salman has an average Net Profit Margin (NPM) of 23.393%, Total Assets Turn Over (TATO) of 20.666% and Return On Investment (ROI) of 0.029%.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI REALISASI PEMBIAYAAN KPR SYARIAH (Studi Pada BTN Syariah Bekasi)
Nurul Aulia Robiatul Adawiyah;
Arief Widyananto
PARADIGMA : JURNAL ILMU PENGETAHUAN AGAMA, DAN BUDAYA Vol 17 No 1 (2020): PARADIGMA Journal of Science, Religion and Culture Studies
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Islam 45
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DOI: 10.33558/paradigma.v17i1.2297
This study aims to determine what factors can affect the realization of Sharia KPR financing at BTN Syariah Bekasi. The variables used in this study consist of financing period, fixed margin and financing frequency. This research is quantitative in nature using a questionnaire as a data collection tool. The population in this study were all customers who carried out KPR Syariah financing at BTN Syariah Bekasi with a sample size of 100 customers. Sampling using probability sampling techniques. The data analysis technique used is the classic assumption test, multiple linear regression analysis, the coefficient of determination, the t test and the F test. While the data processing in this study used the SPSS 25 program. From the hypothesis test using the t test, it is found that the variable period of financing has a positive but insignificant effect, while the variable margin and frequency of financing have a positive and significant effect on the realization of Islamic mortgage financing Based on the F test (simultaneous), the results show that the variable period of financing, fixed margins and frequency of financing jointly affect the realization of Sharia KPR financing.
Analisis Komponen Fraud Diamond Dalam Mendeteksi Financial Statement Fraud Pada Bank Umum Syariah Yang Terdaftar Di Bursa Efek Indonesia Periode 2014-2018
Farida Nur Fadhilah;
Arief Widyananto
At-Tamwil: Journal of Islamic Economics and Finance Vol 1 No 1 (2022): At-Tamwil: Journal of Islamic Economics and Finance
Publisher : LPPM Universitas Islam 45
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DOI: 10.33558/attamwil.v1i1.5663
This study aims to examine the components of fraud in the fraud diamond theory in detecting fraud in financial statements. The research variables consist of pressure (financial stability, external pressure and financial target), opportunity (ineffective monitoring), and capability (turnover). directors) that are hypothesized to influence financial statement fraud. The F-Score is used to determine the financial statement fraud. Sampling was selected using a purposive sampling method, namely Islamic banks that have gone public or are listed on the Indonesia Stock Exchange (IDX) in the period 2014 to 2018. The data analysis method uses multiple regression using SPSS 16 software. Based on the results of hypothesis testing using the t test, it is obtained that financial stability (ACHANGE) and ineffective monitoring (BDOUT) variables have a significant positive effect on financial statement fraud. Meanwhile, external pressure (LEV) has a significant negative effect on financial statement fraud. And financial target (ROA) and capability (DCHANGE) have no significant effect on financial statement fraud. Tests using the F (simultaneous) test found that the variables of financial stability, external pressure, financial target, ineffective monitoring and capability together have an influence on financial statement fraud.