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Pengaruh Bitcoin, Harga Emas, Dan Harga Minyak Dunia Terhadap Jakarta Islamic Index (JII) Wahab, Umar Sidhi; Fathoni, Muhammad Anwar
Islamic Economics and Business Review Vol 2 No 1 (2023): IESBIR, April 2023
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Selama periode 2018-2022, terjadi penurunan indeks Jakarta Islamic Index (JII). Kondisi tersebut berbanding terbalik dengan peningkatan yang terjadi pada jumlah investor saham syariah. Studi ini dimaksudkan untuk menjelaskan hubungan dari bitcoin, harga emas, dan harga minyak dunia terhadap JII periode Juli 2018 – Juli 2022. Pendekatan kuantitatif dipilih dalam studi ini. Penggunaan data dalam studi ini berjenis data time series berdasarkan harga penutupan bulanan bitcoin, emas, minyak dunia dan JII. Analisis regresi berganda dipilih dalam menganalisis studi ini. Hasil studi ini adalah variabel harga emas berpenharuh signfikan terhadap JII, sementara variabel bitcoin dan harga minyak dunia tidak berpengaruh signifikan terhadap saham JII secara parsial. Adapaun secara simultan, variabel bitcoin, harga emas, dan harga minyak dunia berpengaruh signfikan terhadap JII.
Determinasi Minat UMKM dalam Penggunaan QRIS di Jabodetabek Fadillah, Sarah; Fathoni, Muhammad Anwar
Islamic Economics and Business Review Vol 3 No 1 (2024): IESBIR, April 2024
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59580/iesbir.v3i1.7621

Abstract

Abstract The development of information technology that is growing very fast has brought the lives of the world community into the era of digital transformation. One of them is the QRIS which was launched as a standardization of non-cash payments where one of the users is the QR Code-based MSME sector as a unifier for QR Code-based non-cash payments in Indonesia. So that the purpose of this study is to find out the factors that influence MSME interest in using QRIS services in their business by adopting several variables contained in the UTAUT 3 theory and also modified by the addition of Islamic financial literacy variables. The method used in this research is quantitative method using primary data sources and secondary data analyzed using SEM-PLS. The results of this study indicate that performance expectations, business expectations, social factors, facilitating conditions, and Islamic financial literacy have no effect on MSME interest in using QRIS, but are influenced by hedonic motivation, price value, and habits. Keywords: Digital payment; MSMEs; QRIS; Technology development; UTAUT   Abstrak Perkembangan teknologi informasi yang berkembang sangat cepat membawa kehidupan masyarakat dunia memasuki era transformasi digital. Salah satunya dengan adanya QRIS yang diluncurkan sebagai standarisasi pembayaran non tunai dimana salah satu penggunanya adalah sektor UMKM yang berbasis QR Code sebagai pemersatu pembayaran non tunai berbasis QR Code di Indonesia. Sehingga tujuan dari penelitian ini yaitu untuk mencari tahu faktor yang mempengaruhi minat UMKM dalam menggunakan layanan QRIS pada usahanya dengan mengadopsi beberapa variabel yang terdapat pada teori UTAUT 3 dan juga dimodifikasi dengan penambahan variabel literasi keuangan syariah. Metode yang digunakan dalam penelitian ini yaitu metode kuantitatif dengan menggunakan sumber data primer dan data sekunder yang dianalisis menggunakan SEM-PLS. Hasil penelitian ini menunjukkan bahwa ekspektasi kinerja, ekspektasi usaha, faktor sosial, kondisi yang memfasilitasi, dan literasi keuangan syariah tidak berpengaruh terhadap minat UMKM dalam menggunakan QRIS, namun dipengaruhi oleh motivasi hedonis, nilai harga, dan kebiasaan. Kata kunci: Pembayaran Digital; Perkembangan teknologi; QRIS; UMKM; UTAUT
Exploring Halal Certification Literacy Measurement for Micro Small Enterprises (MSEs) Fathoni, Muhammad Anwar; Faizi, Faizi; Suprima, Suprima; Wiryanto, Fadhli Suko; Suryani, Suryani
Review of Islamic Economics and Finance Vol 7, No 2 (2024): Review of Islamic Economics and Finance (RIEF): November 2024
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v7i2.73607

Abstract

Purpose – The study aims to explores the development of a Halal Certification Literacy Index (HCI) as a novel approach to address challenges faced by Micro and Small Enterprises (MSEs) in obtaining halal certification in Indonesia.Methodology – Employing a qualitative methodology, this research utilizes a comprehensive literature review to construct a conceptual framework for measuring halal certification literacy. The study investigates the current landscape of halal certification, focusing on regulatory frameworks, certification procedures, and the role of government bodies.Findings – The research identifies key challenges such as lack of awareness, financial constraints, and bureaucratic complexities hindering MSEs in obtaining halal certification. The proposed HCI assesses components like knowledge and awareness, procedural readiness, financial capability, human resource competency, and technological adoption.Practical Implications – By introducing the HCI, this study provides a practical tool for policymakers, businesses, and consumers to navigate and enhance the halal certification process. The HCI can facilitate targeted interventions to improve literacy, streamline certification procedures, and support MSEs in meeting halal compliance, ultimately boosting their competitiveness and market access.Originality/Value – This study introduces a novel Halal Certification Literacy Index, which offers a structured approach to measuring and improving halal literacy. The HCI represents an innovative contribution to the field, potentially setting a benchmark for similar indices in other regions and sectors within the halal industry.
Mimbar Masjid Sebagai Sarana Peningkatan Literasi Keuangan Syariah Fathoni, Muhammad Anwar; Sholihah, Dienni Ruhjatini; Suprima, Suprima; Wulansari, Ajeng Septiana
Jurnal Pengabdian Masyarakat Indonesia Vol 5 No 1 (2025): JPMI - February 2025
Publisher : CV Infinite Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52436/1.jpmi.3354

Abstract

Masih rendahnya tingkat literasi keuangan syariah di Indonesia, khususnyda wilayah Depok Jawa Barat masih menjadi tantangan bagi inklusi keuangan syariah yang optimal di masyarakat. Kegiatan pengabdian ini bertujuan untuk meningkatkan pemahaman jamaah tentang literasi keuangan syariah melalui tiga sesi ceramah yang disampaikan di Masjid An-Nur Villa Casablanca, Depok dan Masjid Al-Mughirah, Ciputat, Tangerang Selatan. Materi yang disampaikan mencakup Gaya Hidup Halal, Instrumen Sosial Keuangan Islam (ZISWAF), dan Instrumen Investasi Syariah, dengan harapan dapat menumbuhkan kesadaran dan pemahaman jamaah akan pengelolaan keuangan sesuai prinsip Islam. Metode ceramah Jum'at dipilih karena dinilai efektif menjangkau jamaah dalam suasana religius yang kondusif. Hasil evaluasi menunjukkan peningkatan pemahaman peserta terhadap topik yang dibahas, dan sebagian besar peserta tertarik untuk menerapkan keuangan syariah dalam kehidupan sehari-hari. Kesimpulan dari kegiatan ini adalah bahwa penggunaan ceramah masjid sebagai media edukasi keuangan syariah memiliki potensi besar untuk meningkatkan literasi keuangan syariah di kalangan masyarakat luas. Diharapkan dengan kegiatan ini dapat berdampak pada peningkatan indeks literasi keuangan syariah di masa mendatang.
The Impact of Awareness, Lifestyle and Halal Certification on The Buying Interests of MSME’s Halal Food Products in DKI Jakarta Nur, Muhammad Rizky Taufiq; Fathoni, Muhammad Anwar; Sari, Lili Puspita
El Barka Vol. 4 No. 2 (2021)
Publisher : El-Barka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/elbarka.v4i2.3207

Abstract

The research aims to explain the impact of awareness, lifestyle, and halal certification on people’s buying interest in MSME’s halal food products in DKI Jakarta Province. To the best of researchers’ knowledge based on the previous articles, there are no research titles that discuss the three variables simultaneously regarding the influence on the buying interest. Therefore, this research has some aspect of novelty compared to previous studies. Quantitative method is used for research methods that refer to numerical data. The subjects for this research are 150 consumers of MSME’s halal food products in the DKI Jakarta Province. Primary data collection is used as a technical data collection. Primary data was acquired from the distribution of questionnaires to MSME halal food consumers. Meanwhile, the data analysis techniques used were descriptive statistical analysis, classical assumptions, multiple linear regression, and hypothesis. The findings of this study among the three variables are used, two only have a significant influence on the buying interest whereas the three variables together have a significant influence on the buying interest of MSME products. To increase the buying interest of halal food products for MSMEs in DKI Jakarta, factors that can be considered important are halal awareness and halal lifestyle, because both have a significant impact on the buying interest. This can be interpreted if the two variables are increase it will also increase the buying interest of MSME’s halal food products in DKI Jakarta. On the other hand, if the three variables are considered simultaneously it will have a significant influence on buying interest.
Sociopolitical identity, religiosity, and motivation toward intention in Islamic banking: a behavioral reasoning theory extension Fathoni, Muhammad Anwar; Rodoni, Ahmad; Al-Arif, Mohammad Nur Rianto; Hidayah, Nur; Mulazid, Ade Sofyan
IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Vol 14 No 1 (2025): IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita - June
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/iqtishaduna.v14i1.2438

Abstract

Purpose – This research analyses the factors influencing Indonesia's largest Muslim communities' intention to utilize Islamic banking services. Method – Employing a quantitative methodology, this study targeted members of Nahdlatul Ulama (NU) and Muhammadiyah as the population. The sample consisted of 343 respondents, determined using Hair theory and selected through purposive sampling. Data was collected through a structured questionnaire and analyzed using structural equation modeling (SEM) to evaluate measurement and structural models. Findings – The findings reveal that normative beliefs significantly shape subjective norms and influence individuals' intentions to engage with Islamic banking services. Additionally, religiosity positively affects attitudes toward these services, reinforcing existing literature linking religious values to financial decision-making. Implications – Theoretically, this study implies the development of behavioral reasoning theory in Islamic finance. Practically, this study provides valuable insights into marketing strategies promoting financial inclusion among diverse religious communities.